Knoxville TVA Employees Credit Union Knoxville TN | Low Mortgage Rates & Affordable Vehicle Loans

Introduction

Welcome to Knoxville TVA Employees, your trusted financial partner located at 4611 Kingston Pike, Knoxville, TN 37919. Established in 1934, we have proudly served our community for nearly nine decades, building strong relationships with our 285,151 members and fostering financial growth together. With total assets reaching an impressive $4,597,875,929, we are committed to providing a variety of services tailored to meet your needs. At Knoxville TVA Employees, we understand that each member's journey is unique. That's why we offer a wide range of services from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. With total deposits standing at $638,126,989 and a robust lending portfolio of 167,600 loans and leases, our financial strength ensures that you can count on us for all your banking needs. While members can visit us at our branch location, official correspondence should be sent to the same address: 4611 Kingston Pike, Knoxville, TN 37919. Our dedicated team led by CEO Lynn Summers and Board President Tom Heffernan works tirelessly to create an environment where everyone feels valued and supported. We invite you to experience the difference of being part of a credit union that truly cares about its members. Whether you're looking for competitive rates on loans or wanting to open a new account, we're here for you. Feel free to reach out to us at 865-544-5400 or explore our website at tvacreditunion.com for more information. Join us today and see how we can help you achieve your financial goals!

Branch History & Mission

At Knoxville TVA Employees Credit Union, we believe in the power of community and the strength of connection. Founded in 1934, our branch has a rich history rooted in serving the financial needs of our members. Located at 4611 Kingston Pike, Knoxville, TN 37919, we have proudly grown alongside our community for nearly nine decades. Over the years, we have evolved to meet the changing needs of our members while maintaining our commitment to exceptional service. From humble beginnings, Knoxville TVA Employees has transformed into a trusted financial institution with over 285,000 members and total assets exceeding $4.5 billion. Our mission is simple yet profound: to provide reliable financial services while fostering a sense of belonging and support within our community. We aim to empower individuals and families by offering personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. We are proud to say that our branch is equipped with modern conveniences that make banking easy and accessible for everyone. With an ATM available on-site and drive-thru banking services, we strive to create a customer-friendly environment. Our operating hours reflect our dedication to serving you; we are open Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. While members can visit us at our physical location on Kingston Pike, official correspondence should be sent to the same address for convenience. Our headquarters are also located in Knoxville, TN, which strengthens our ties to this great city. Our commitment extends beyond just providing financial products; we actively engage in community outreach initiatives that support local organizations and events. We believe that when our community thrives, so do we. As part of this commitment, we embrace digital advancements such as online banking and mobile payments to ensure that all members have access to their accounts whenever they need them. Join us at Knoxville TVA Employees Credit Union and experience firsthand the benefits of being part of a dedicated community-focused organization. Whether you're looking for a new place to manage your finances or seeking support for your next big life goal, we're here for you every step of the way. Discover how we can help you achieve your dreams together!

Branch Location & Accessibility

Welcome to the Knoxville TVA Employees Credit Union branch at 4611 Kingston Pike in beautiful Knoxville, TN! Our location is designed with your convenience in mind, making it easy for you to access all your banking needs. Situated near popular landmarks like the West Town Mall and a short drive from the picturesque Lakeshore Park, our branch is ideally placed for both local residents and those commuting through the area. At this branch, we prioritize accessibility for all members. You'll find ample parking spaces available, along with features that comply with ADA standards, including ramps and designated accessible entrances. Whether you're visiting us for personal banking services or just stopping by to use our ATM available 24/7 we aim to make your experience smooth and hassle-free. Our operating hours are structured to fit your busy schedule. You can visit our lobby from 9:00 AM to 5:00 PM Monday through Thursday, and enjoy extended hours until 6:00 PM on Fridays. If you're using our drive-thru service, we're open from 8:30 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays as well. While you're here, take advantage of our range of services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our friendly staff is always ready to help you navigate your financial needs be it simple transactions at the drive-thru or more complex inquiries inside the lobby. If you have any questions or would like to learn more about how we can assist you, don't hesitate to call us at 865-544-5400. We look forward to welcoming you at the Knoxville TVA Employees Credit Union your trusted partner in financial success!

Member Eligibility

At Knoxville Tva Employees, we believe in creating a welcoming community where everyone can thrive together. Becoming a member is simple and open to those who live, work, or worship in our local area, as well as their family members. This means if you're part of our vibrant Knoxville community, you're likely eligible! Joining us not only gives you access to a range of financial services tailored to meet your needs, but also connects you with a supportive network that prioritizes your goals. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at . Opening an account is easy! You can start the process right away by visiting us at 4611 Kingston Pike Knoxville Tn 37919 or giving us a call at (865) 544-5400. Our friendly staff are here to assist you every step of the way, ensuring that your transition into membership is smooth and enjoyable. We can't wait to welcome you into the Knoxville Tva Employees family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $162 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $319,790,548, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services is crucial for smooth operations. Our services include easy payment processing solutions that allow you to accept various forms of payment without hassle. Imagine making sales seamlessly while focusing on what you do best growing your business. Visit us at 4611 Kingston Pike Knoxville Tn 37919, Knoxville, TN or call us at (865) 544-5400 to discover how we can support your business journey!

Comprehensive List Of Services

Additional Services

For quick transactions without stepping inside the branch, take advantage of our basic drive-thru banking for deposits, withdrawals, and simple transactions. And if you prefer using an ATM for withdrawals or balance checks, we've got that too! Our branch hours are designed for your convenience: visit us Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. At Knoxville Tva Employees, we are more than just a credit union; we are a community partner committed to helping you achieve financial success. If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to reach out! Give us a call at (865) 544-5400 today!

Business Banking

For business owners, we provide a variety of tools to help manage your operations efficiently. Our business banking services, including merchant services and business loans, are designed to support both new startups and established companies in achieving their goals.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Bearden, we offer robust online and mobile banking features. Whether you're checking balances, transferring funds, or paying bills from the comfort of your home or on the go, managing your finances has never been easier. Plus, with access to our ATM and cash withdrawal services, getting cash when you need it is simple.

Loan Options

Life can throw unexpected expenses your way, which is where our personal loans and debt consolidation services come in handy. We aim to help you take control of your finances by offering flexible solutions tailored to your needs. Plus, with our credit cards with rewards, you can earn while you spend, adding extra value to your everyday purchases.

Personal Banking Services

Whether you're just starting out or planning for the future, our personal banking services have got you covered. We offer checking and savings accounts that fit your lifestyle, making it easy to manage your day-to-day finances. If you're thinking about purchasing a car, our auto loans and vehicle financing options can help get you behind the wheel without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing solutions make the process straightforward and stress-free.

Digital & Online Banking

Key Features

Our platform provides essential features that make banking simpler. With electronic signature authorization, you can sign documents from the comfort of your home without needing to visit a branch. Plus, e-statements are available for those who prefer a paperless approach, allowing you to access your financial statements securely online. For those on the go, our mobile application is available to help you manage your accounts right from your smartphone. You can make mobile payments easily and enjoy the convenience of person-to-person transfers to send money directly to friends or family.

Security and Ease of Use

We prioritize your security while ensuring our services remain user-friendly. Your information is protected with the latest technology so you can bank confidently. Whether you're using our website or mobile app, you'll find intuitive navigation that helps you accomplish tasks quickly. In today's fast-paced world, having real-time access to your finances is crucial. At Knoxville Tva Employees, we're committed to providing you with the tools necessary for effective account management at any time day or night. Experience the freedom of banking on your terms!

Financial Strength

At Knoxville Tva Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is earned through transparent practices and reliable performance. That's why we're proud to share insights into our financial strength, which reinforces our commitment to serving you. With a net worth of $455,296,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,343,892,392 in share certificates and $715,436,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,571,090, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $398,076,620 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $15,471 in used auto loans and a total of $3,789,339,338 in loans and leases. Our impressive net income of $47,478,629 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $75,040,666. Total Share Accounts: 644,456, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Knoxville Tva Employees is your trusted partner. Visit us at 4611 Kingston Pike Knoxville TN 37919 or call 865-544-5400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Lending Options

For those who need more than just auto or home financing, our credit lines totaling $758,335,935 provide additional support for unexpected expenses or larger purchases. We are committed to offering solutions that empower our members financially. If you're considering refinancing any existing loans, we encourage you to reach out. Our team can guide you through eligibility options and help determine if refinancing is right for you. We invite you to visit us at our branch located at 4611 Kingston Pike Knoxville Tn 37919 in Knoxville, TN or call us at (865) 544-5400 for more information about our loan offerings and how we can assist you in reaching your financial aspirations.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,204,919 in used vehicle loans and $1,984,132,964 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your vehicle financing experience smooth and straightforward.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,677,401, make buying or refinancing simple. We offer various mortgage products that cater to different budgets and situations, ensuring you find the right fit for your homeownership journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $111,141,419 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can help you maximize your spending while keeping your finances in check.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you make informed choices without the confusion that often accompanies loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency means you receive offers that are fair and based on the latest results (Source: https://www.ncua.gov). Every lender listed is verified, providing you with peace of mind as you explore your options. One of the key benefits of using LendMesh is its focus on verified data. The loan offers presented come solely from legitimate financial institutions, eliminating any guesswork about the credibility of your options. Additionally, LendMesh operates without sponsored listings, ensuring that lenders are not prioritized based on paid promotions. This allows for truly unbiased results that reflect real market conditions. Another advantage is real-time rate comparisons. With up-to-date information from multiple institutions at your fingertips, you can quickly assess which loans best fit your financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.