Knoxville TVA Employees Credit Union Knoxville TN | Quick Personal Loans & Business Banking

Introduction

Welcome to Knoxville Tva Employees, your trusted financial partner located at 4118 Asheville Hwy, Knoxville, TN 37914. Established in 1934, we have built a strong foundation of trust and reliability in the community, proudly serving over 285,151 members. With total assets of $4,597,875,929 and a commitment to providing exceptional services, we are here to help you achieve your financial goals. At Knoxville Tva Employees, we believe in empowering our members through personalized banking solutions. Whether you're looking for checking and savings accounts, auto loans, or mortgage financing, our dedicated team is ready to assist you. Under the leadership of CEO Lynn Summers and Board President Tom Heffernan, our credit union is not just about numbers; it's about people. Our staff of 653 employees is passionate about making a positive impact in your financial journey. While you can visit us at our branch location for all your banking needs, please remember that any official correspondence should be sent to the same address: 4118 Asheville Hwy, Knoxville, TN 37914. We invite you to explore our diverse offerings which include personal loans, credit cards with rewards, business banking services, and much more. Our mission goes beyond providing financial products; we aim to build lasting relationships within the community. With total deposits of $638,126,989 and a net worth of $455,296,698, we are well-equipped to support your financial aspirations. Ready to take the next step? Give us a call at 865-544-5400 or visit our website at tvacreditunion.com for more information on how we can serve you better. Let's work together toward a brighter financial future!

Branch History & Mission

Join Us

While members can visit us at 4118 Asheville Hwy for all their banking needs, official correspondence should be sent to the same address as our mailing address. Whether you're looking for personal banking services like checking and savings accounts or business loans, we are here to help you every step of the way. Experience the difference at Knoxville TVA Employees Credit Union where your financial wellbeing is our top priority. Join us today and discover how we can support your journey toward financial success! For more information or assistance, give us a call at 865-544-5400 or visit us online at www.tvacreditunion.com.

Our Growth and Milestones

From our humble beginnings, we have expanded significantly. Today, we proudly serve over 285,000 members and manage total assets of approximately $4.6 billion. Our branch is located at 4118 Asheville Hwy, a convenient spot for those in the area. We invite you to visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Our commitment to progress is reflected in our advancements in technology and service offerings. We provide online and mobile banking options, ensuring that our members can access their accounts anytime, anywhere. Our ATM services are readily available for quick cash withdrawals and balance checks.

Our Mission Statement

At the heart of Knoxville TVA Employees Credit Union is our mission: to empower our members by providing exceptional financial services while fostering a sense of community and support. We believe that everyone deserves access to quality financial products that help them achieve their goals whether it's buying a home, financing a vehicle, or planning for retirement. Community engagement is also essential to us. We actively participate in local outreach efforts and partner with organizations that uplift our neighborhoods. This commitment helps us connect with members beyond just transactions; it strengthens the bonds that make Knoxville a great place to live.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is key for our members. Our branch is fully ADA compliant, featuring ramps and designated parking spots to ensure everyone can easily reach us. Whether you're stopping by to open an account or need assistance with a loan, our team is ready to help you every step of the way.

Operating Hours

Our lobby hours are designed for your convenience: we're open Monday through Thursday from 9:00 am to 5:00 pm, and on Fridays, we extend our hours until 6:00 pm. If you need assistance outside of these hours, feel free to reach out by phone at 865-544-5400. We're always happy to help!

Services Offered

At the Holston branch, we offer a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. We also provide business banking solutions including merchant services and business loans. Plus, enjoy the ease of online and mobile banking, allowing you to manage your finances anytime, anywhere. While members can visit us at 4118 Asheville Hwy, official correspondence should be sent to the same address. We invite you to come by and experience the exceptional service that sets us apart. Whether you're looking for advice on managing your finances or ready to apply for a loan, our friendly staff is eager to assist you. Don't hesitate stop in today!

Member Eligibility

At Knoxville Tva Employees, we believe that joining our community is about more than just banking it's about being part of a supportive family. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Knoxville area, you're likely eligible to join us. We also embrace family members of current members, making it easy for your loved ones to benefit from our services too. By choosing Knoxville Tva Employees, you gain access to personalized financial products designed with your needs in mind, whether it's auto loans, credit cards with rewards, or online banking options. For the latest details on eligibility criteria, feel free to check out this resource. Ready to take the next step? Opening an account is just a phone call away at (865) 544-5400! Visit us at 4118 Asheville Hwy Knoxville Tn 37914 for friendly assistance or check out our website for more information.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $162 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $319,790,548, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily and securely while focusing on what you do best running your business. Our merchant services offer just that. With tools designed for everyday transactions, you can provide customers with a smooth checkout experience, whether they're shopping in-store or online. This not only improves customer satisfaction but also helps increase sales. Located at 4118 Asheville Hwy Knoxville Tn 37914 in Knoxville, TN, we are here to partner with you on your journey to success. Contact us today at (865) 544-5400 to learn more about how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Additional Financial Products

We also provide Personal Loans & Debt Consolidation options for those seeking to simplify their finances or tackle unexpected expenses. Our loans can be customized to fit your situation, making it easier for you to regain control over your financial health. Credit cards can be powerful tools when used wisely, which is why we offer Credit Cards with Rewards. Earn points on everyday purchases and redeem them for exciting rewards making every transaction count!

Business Banking Services

For our local entrepreneurs, our Business Banking services, including Merchant Services and Business Loans, are designed to fuel growth and streamline operations. Whether you're starting a new venture or looking to expand an existing one, we are here to assist you in achieving your business goals.

Connect with Us Today

At Knoxville Tva Employees, we believe banking should be as straightforward as possible. If you're interested in any of these services or want more information about how we can help you achieve your financial goals, don't hesitate to reach out! Give us a call at (865) 544-5400 or visit us at 4118 Asheville Hwy Knoxville Tn 37914 in beautiful Knoxville, TN. Your journey toward better financial health starts here!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we pride ourselves on offering robust Online & Mobile Banking features. You can manage your accounts anytime, anywhere from checking balances and transferring funds to paying bills quickly and securely through our app. Need cash on the go? With our ATM & Cash Withdrawal Services, accessing your money is simple and hassle-free. Plus, basic ATM access ensures that you can check balances and make withdrawals whenever necessary.

Home Financing Options

If you're dreaming of homeownership or looking to refinance, look no further than our Mortgage Loans & Refinancing services. We work closely with members to find the right mortgage solution that aligns with their budget and future plans. Picture yourself in your dream home, with a manageable monthly payment that's within reach.

Personal Banking Solutions

Whether you're opening your first checking account or looking for a safe place to grow your savings, our personal banking services have you covered. We offer Checking & Savings Accounts that fit various lifestyles and financial goals. Imagine having easy access to your funds while earning interest on your savings our accounts make that possible. For those considering a new vehicle, our Auto Loans & Vehicle Financing options are tailored to help you hit the road without breaking the bank. With competitive rates and flexible terms, getting behind the wheel has never been easier.

Digital & Online Banking

Mobile Banking Features

For those who prefer banking on their smartphones, our mobile application is a game-changer. With this app, not only can you manage your accounts easily, but you can also make mobile payments effortlessly. Want to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Just a few taps on your phone and you're done!

Online Banking Experience

With our 24/7 online banking services available at https://www.tvacreditunion.com/, you can access your accounts whenever you need. Check your balance, transfer funds, and pay bills all from the comfort of your own space. It's simple and efficient, so you can spend less time worrying about banking and more time enjoying what matters most to you.

Real-Time Account Management

Stay connected with real-time updates on all your transactions. Whether it's checking recent purchases or transferring money between accounts, everything is just a click away. The user-friendly interface ensures that even if you're not tech-savvy, navigating through our services will feel like second nature. In summary, Knoxville Tva Employees offers an array of digital banking solutions tailored for your needs. From secure online access at https://www.tvacreditunion.com/ to convenient mobile features, managing your finances has never been easier or safer! Embrace the ease of modern banking with us today!

Secure Transactions

Your safety is our priority. We offer electronic signature authorization, which allows you to sign documents securely from anywhere, streamlining your banking experience without compromising security. Plus, our e-statements feature means you can receive your financial statements electronically, helping you keep track of your spending without cluttering up your mailbox.

Financial Strength

A Growing Membership Base

Total Share Accounts stand at 644,456, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Tva Employees is your trusted partner. Visit us at 4118 Asheville Hwy Knoxville TN 37914 or call 865-544-5400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Committed to Growth

With $398,076,620 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is strong as well; we have $15,471 in used auto loans and $3,789,339,338 in total loans and leases supporting your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $1,343,892,392 in share certificates and $715,436,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,571,090, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $47,478,629 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Robust Financial Health

With a net worth of $455,296,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,204,919 in used vehicle loans and $1,984,132,964 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have access to funds when you need them most.

Business Loans

For business owners, our outstanding commercial loans totaling $319,790,548 provide the capital needed to grow and expand. We recognize that every business has unique needs, and our tailored solutions are here to support your entrepreneurial journey. At Knoxville Tva Employees, we aim to simplify your borrowing experience. Whether you're considering refinancing your current loan or exploring eligibility options for our various products, we're here to assist you every step of the way. Feel free to reach out with any questions! To learn more about our loan offerings or to start your application today, contact us at (865) 544-5400 or visit us at 4118 Asheville Hwy Knoxville Tn 37914 in Knoxville, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,677,401, make buying or refinancing simple. Our team is ready to guide you through the process, whether you're a first-time buyer or looking to refinance your existing mortgage.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $111,141,419 in loans helping members manage their finances effectively. This option provides an easy way to handle unexpected expenses while building your credit score at the same time.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers tailored to their financial needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means users can trust that they are getting genuine offers without hidden terms. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison reflects the actual rates available in real-time. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature empowers them to make informed decisions quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh can lead to significant savings for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.