Knoxville TVA Employees Credit Union Kingsport TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Knoxville Tva Employees in Kingsport, Tennessee! Located at 2518 E Stone Dr, our credit union has been proudly serving our community since 1934. With a rich history and a commitment to our members, we are here to help you navigate your financial journey with trust and reliability. At Knoxville Tva Employees, we believe in making banking accessible and beneficial for everyone. With over 285,000 members and total assets reaching an impressive $4,597,875,929, we offer a range of services tailored to meet your needs from personal banking to business solutions. Our total deposits stand at $638,126,989, providing a solid foundation for your savings and investment endeavors. Led by CEO Lynn Summers and Board President Tom Heffernan, our team of 653 employees is dedicated to ensuring that every member receives exceptional service. Whether you're looking for auto loans, mortgages, or simply a place to manage your checking and savings accounts, we're here to assist you every step of the way. Our branch is equipped with modern amenities including an ATM and drive-thru service for your convenience. While you can visit us at our Kingsport location, official correspondence should be directed to our mailing address: 2518 E Stone Dr, Kingsport, TN 37660-5847. We invite you to explore our website at www.tvacreditunion.com for more information about our offerings. Feel free to give us a call at 865-544-5400 or stop by during lobby hours from 9 AM to 5 PM Monday through Thursday, and until 6 PM on Friday. Join us today and experience the difference at Knoxville Tva Employees where your financial well-being is our priority!

Branch History & Mission

Community Commitment

At Knoxville TVA Employees Credit Union, we understand the importance of giving back. Our partnerships with local organizations and community outreach efforts reflect our commitment to making a positive impact in Kingsport. Whether it's sponsoring local events or supporting educational initiatives, we actively seek opportunities to uplift those around us. Our operating hours are designed with your convenience in mind; you can reach us during lobby hours from 9:00 am to 5:00 pm Monday through Thursday and 9:00 am to 6:00 pm on Friday. For those on the go, we offer drive-thru banking and ATM services available at your disposal. We invite you to join us at Knoxville TVA Employees Credit Union. Experience firsthand how we can assist you in achieving your financial aspirations while being part of a caring community that truly makes a difference. Visit us today or call us at (865) 544-5400 for more information!

Our Mission

Our mission is simple yet powerful: to empower our members through quality financial services while fostering a sense of community. We believe in putting people first, offering personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We also cater to businesses with tailored banking solutions designed for their unique needs. While members can visit us at 2518 E Stone Dr Kingsport Tn 37660, official correspondence should be sent to 2518 E Stone Dr, Kingsport, TN 37660-5847. We strive to ensure accessibility for all, featuring ADA-compliant facilities and digital advancements like online banking and mobile payments that make managing finances easier than ever.

Branch Location & Accessibility

Get in Touch

We invite you to come visit us at our Kingsport branch or give us a call at 865-544-5400. Whether you're an existing member or looking to join our credit union family, we're excited to serve you! Remember, while members can visit us at our Kingsport location, any official correspondence should be sent to our mailing address at 2518 E Stone Dr, Kingsport, TN 37660-5847. We look forward to seeing you soon!

Operating Hours

We understand that life can get busy. That's why we offer flexible hours to fit your schedule. Our drive-thru is open from 8:30 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays. If you prefer coming inside, our lobby hours are from 9:00 AM to 5:00 PM on weekdays, with extended hours until 6:00 PM on Fridays as well.

Services Offered

At Knoxville TVA Employees, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that cater to every aspect of your financial life. Need assistance after hours? Our ATM is available for cash withdrawals and balance checks anytime! For those who enjoy the convenience of online banking, we provide mobile banking services so you can manage your finances on the go. Plus, our friendly staff is always ready to assist with any questions or transactions you may have.

Member Eligibility

At Knoxville Tva Employees, we believe in creating a welcoming community where everyone can feel at home. Becoming a member is simple and rewarding! If you're looking to join us, you'll be pleased to know that eligibility typically includes anyone who lives, works, or worships in the local area, as well as their family members. This means that if you're part of our vibrant Kingsport community at 2518 E Stone Dr Kingsport Tn 37660, you're likely eligible to enjoy all the benefits we offer. Joining us opens the door to excellent financial services tailored just for you, from checking and savings accounts to loans with competitive rates. To learn more about the specific eligibility criteria and ensure you meet them, feel free to check out our detailed information at . Once you're ready to take the next step, opening your account is a breeze! You can reach us at (865) 544-5400 if you have any questions or need assistance. We can't wait to welcome you into the Knoxville Tva Employees family!

Business Banking & Commercial Services

Merchant Services Made Easy

In today's fast-paced environment, efficient payment processing can make all the difference. Our merchant services help businesses like yours accept payments seamlessly whether in-store or online allowing you to focus on what you do best: running your business. Located at 2518 E Stone Dr Kingsport Tn 37660 in Kingsport, TN, our dedicated team is ready to partner with you on your business journey. Contact us today at (865) 544-5400 to explore how we can help your business thrive!

Tailored Loan Options

Imagine walking into your office knowing you have the financial backing to seize new opportunities. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $162 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $319,790,548, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're an entrepreneur or small business owner, we understand the unique challenges you face. Our business banking services include merchant services and business loans that can help streamline operations and fuel growth. It's all about supporting our local businesses in Kingsport and beyond.

Convenient Access

We know convenience is key when it comes to managing money. That's why we provide ATM access for easy cash withdrawals and balance checks, along with basic drive-thru banking for simple transactions like deposits and withdrawals. At Knoxville Tva Employees, we aim to blend traditional banking methods with modern technology. Our robust online and mobile banking platforms allow you to manage your accounts effortlessly from making payments to transferring funds all from the comfort of your home or on-the-go. Whether you're visiting us at 2518 E Stone Dr Kingsport Tn 37660 or reaching out via phone at (865) 544-5400, we're here to assist you every step of the way. Explore the full range of services available at Kingsport today! We invite you to join our community and experience personalized service dedicated to helping you achieve your financial goals. Ready to take the next step? Contact us now or visit us in person!

Credit Cards with Rewards

Who doesn't love rewards? With our credit cards featuring rewards programs, every purchase can earn you points towards something special. This not only helps with everyday spending but also gives back to you as a loyal member of Knoxville Tva Employees.

Loans Made Easy

Need a new car? Looking to buy a home? Our auto loans and vehicle financing options are tailored to get you behind the wheel without breaking the bank. Similarly, our mortgage loans and refinancing services can help make homeownership more accessible, ensuring you find a plan that suits your budget. For those unexpected expenses, we also offer personal loans and debt consolidation options to give you peace of mind when life throws curveballs.

Personal Banking

Managing your finances starts with solid personal banking services. At Knoxville Tva Employees, we offer a variety of checking and savings accounts designed to fit your lifestyle. Imagine having a hassle-free way to save for that dream vacation or simply keep track of your daily expenses. With our online and mobile banking options, you can access your accounts anytime, anywhere making it easier than ever to stay on top of your finances.

Digital & Online Banking

Enjoy the Benefits of Mobile Banking

For those who prefer banking on-the-go, our mobile application offers all the features you need right in your pocket. You can take advantage of mobile payments to make purchases quickly and securely. If you want to send money to friends or family, our person-to-person transfer feature allows for easy transactions directly from your phone. E-statements are also available at Knoxville Tva Employees, allowing you to go paperless while keeping track of your financial history effortlessly. This not only helps reduce clutter but also makes it easier to review your statements whenever needed. Whether you're at home or out and about, the digital banking options at Knoxville Tva Employees put control in your hands. Explore all these features today and experience a modern way to manage your finances!

Key Features of Our Digital Banking Services

With our online banking services available at https://www.tvacreditunion.com/, you can perform a variety of tasks without stepping foot inside the branch. Whether you want to check your account balance, pay bills, or transfer money between accounts, it's all just a few clicks away. Plus, with 24/7 access to your accounts, you can manage your finances on your schedule. Our commitment to security is unwavering. We use advanced technology to protect your information and transactions, giving you peace of mind as you bank online. Additionally, our electronic signature authorization feature makes signing documents simple and safe no need for paper or physical visits.

Financial Strength

Growing Trust

Total Share Accounts stand at an impressive 644,456, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) total $75,040,666, further reinforcing our capability to meet the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Tva Employees is your trusted partner. Visit us at 2518 E Stone Dr Kingsport TN 37660 or call 865-544-5400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,343,892,392 in share certificates and $715,436,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,571,090, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $47,478,629 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Benefit

With $398,076,620 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $15,471 in used auto loans and a total of $3,789,339,338 in loans and leases reflect our commitment to supporting our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $455,296,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,204,919 in used vehicle loans and $1,984,132,964 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to make your car-buying experience as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $319,790,548 provide the capital needed to grow and expand. We understand that each business is different, and our dedicated team will work with you to find financing solutions that meet your specific needs. At Knoxville Tva Employees, we pride ourselves on our commitment to our members and the community. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. Our knowledgeable staff can assist you in understanding your options and finding the best loan solutions for your situation. For more information on our loan offerings or to speak with one of our representatives, feel free to call us at (865) 544-5400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $111,141,419 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits tailored to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,677,401, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our experienced team is here to guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is the emphasis on transparency: - Verified Data: All loan offers come from legitimate financial institutions, ensuring that you can trust the information provided. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This commitment allows users to see unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to find the best rates for your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance ensures that all offers are fair and transparent. By working only with credible financial institutions, LendMesh guarantees that users receive verified data for their loan comparisons.