Knoxville TVA Employees Credit Union Johnson City TN | Best Auto Loans & Business Banking

Introduction

Welcome to Knoxville Tva Employees, your trusted financial partner located at 2004 N Roan St, Johnson City, TN 37601. Since our establishment in 1934, we have proudly served over 285,151 members, providing personalized banking solutions that cater to the unique needs of our community. Our commitment to excellence is reflected in our impressive total assets of $4,597,875,929 and robust total deposits amounting to $638,126,989. At Knoxville Tva Employees, we understand that financial decisions can be daunting. That's why we're here to guide you every step of the way. Whether you're looking for a new auto loan or seeking advice on personal banking options, our dedicated team is ready to assist you. With a total of 653 employees, including experienced professionals like CEO Lynn Summers and Board President Tom Heffernan, we ensure that you receive reliable support tailored to your financial journey. While members can visit us at our branch for face-to-face consultations and services, such as personal loans, mortgage refinancing, and business banking solutions, official correspondence should be directed to the same address: 2004 N Roan St, Johnson City, TN 37601. You can also reach us easily at (423) 794-5100 for any inquiries. Our strong financial health is underscored by a net worth of $455,296,698 and cash in hand totaling $17,619,303. We take pride in offering competitive loan products with a total of 167,600 loans and leases, ensuring our members have access to the financing they need when they need it. Join us at Knoxville Tva Employees for a banking experience that prioritizes your needs and fosters community growth. Visit our website at tvacreditunion.com or give us a call today! Your financial future starts here!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of our story at Knoxville TVA Employees Credit Union. Whether you're looking for an auto loan or seeking guidance on savings plans, we're here to help you achieve your financial goals. Explore the benefits of membership today by visiting our website at TVA Credit Union or give us a call at 423-794-5100. Together, let's build a brighter future!

Our Evolution

From our inception, our focus has been on empowering individuals and families through accessible financial services. We understand the importance of community connections, which is why we offer a range of services tailored to meet the needs of our members. Our journey has seen significant milestones, including expanding our product offerings to include personal banking, auto loans, mortgage loans, and business banking solutions. In addition to traditional services, we've embraced technology to enhance member experience. Our online and mobile banking options allow members to manage their finances conveniently. We also provide ATM services and drive-thru banking for those who prefer in-person interactions without stepping inside the branch.

Our Mission

At the core of Knoxville TVA Employees Credit Union's mission is a genuine desire to uplift our members and enrich their lives. We strive not only to offer competitive financial products but also to foster a sense of belonging within our community. Our commitment extends beyond banking; we actively engage in community outreach efforts that support local initiatives and charities. We aim to provide each member with personalized service that reflects their unique circumstances and aspirations. This dedication is part of what makes us more than just a credit union; we are a supportive partner in each member's financial journey. While members can visit us at 2004 N Roan St for all their banking needs, official correspondence should be sent to the same address since it serves as both our branch and mailing location.

Branch Location & Accessibility

Call Us Today!

If you have any questions or want to learn more about how we can assist you, feel free to give us a call at (423) 794-5100. We look forward to welcoming you into our Knoxville Tva Employees family!

Convenient Access

Getting to us is a breeze! Our branch features ample parking, ensuring that you have a hassle-free visit. For those who need it, we are fully ADA compliant with ramps and accessible entrances. Plus, if you're on the go, you'll appreciate our drive-thru banking service, available for quick transactions without leaving your vehicle.

Operating Hours

At Knoxville Tva Employees, we understand that life gets busy. That's why we offer flexible operating hours to suit your schedule. Visit us from 8:30 AM to 5:00 PM Monday through Thursday, and enjoy extended hours until 6:00 PM on Fridays for our lobby services. Our drive-thru is open during the same hours, making it easy for you to manage your banking needs.

Services Available

We pride ourselves on providing a wide range of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our team is here to help. Don't forget, you can also take advantage of our ATM services right at the branch! While members can visit us at 2004 N Roan St Johnson City Tn 37601, official correspondence should be sent to 2004 N Roan St, Johnson City, TN 37601.

Member Eligibility

Welcome to the Knoxville TVA Employees community! Becoming a member at Knoxville Tva Employees is not just about banking; it's about joining a supportive network where your financial needs come first. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals from various backgrounds and professions, making it easy for you to take part in our community-focused services. For more specific eligibility criteria, you can check out this resource: . Opening an account with us is a straightforward process designed to make your experience as smooth as possible. You can visit us at our branch located at 2004 N Roan St Johnson City Tn 37601, or give us a call at (423) 794-5100 if you have any questions. We're here to help you every step of the way as you enjoy the benefits of being part of Knoxville Tva Employees, including competitive rates on loans and personalized financial advice. Join us today and discover how we can support your financial journey!

Business Banking & Commercial Services

At Knoxville Tva Employees, we understand that every business has unique needs and goals. That's why we're dedicated to providing tailored financial solutions that empower local entrepreneurs to thrive. Imagine a small coffee shop in Johnson City, TN that wants to expand its menu or a startup looking for funds to launch its innovative product. Our commercial loan options are designed to help these businesses grow, and we're proud to say: Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $162 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $319,790,548, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify payment processing so you can focus on what you do best running your business. Whether you're accepting credit cards at your retail location or managing online payments, our services make transactions smooth and efficient, allowing your customers to enjoy their experience without hassle. Let us be part of your journey toward success! Visit us at 2004 N Roan St Johnson City Tn 37601 or give us a call at (423) 794-5100 to learn more about how we can support your business dreams.

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs and business owners, we offer tailored solutions through our Business Banking services. From Merchant Services that simplify payment processing to comprehensive Business Loans for expansion or improvement projects, we support your business every step of the way.

Digital Banking Convenience

In today's fast-paced world, access to your accounts anytime is essential. Our robust Online & Mobile Banking platforms allow you to manage your finances from anywhere. Whether you want to check balances, transfer funds, or pay bills, our digital features ensure that banking is at your fingertips. Plus, with access to an ATM and basic drive-thru banking for deposits and withdrawals, you can handle transactions with ease.

Get Started Today!

Ready to experience all that we have to offer? Visit us at 2004 N Roan St Johnson City Tn 37601 or call us at (423) 794-5100 for more information about how we can assist you with all your financial needs. At Knoxville Tva Employees, we're not just about banking; we're about building relationships and supporting our community in every way possible. Your journey toward financial wellness starts here!

Personal Banking Solutions

Our personal banking services are crafted with your convenience in mind. You can open Checking & Savings Accounts that fit your lifestyle and financial goals. If you're planning to buy a new car or need some cash for unexpected expenses, our Auto Loans & Vehicle Financing options make it easy to get on the road without breaking the bank. For those considering homeownership or refinancing their existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms.

Support for Everyday Needs

Sometimes life throws challenges your way, and when it does, our Personal Loans & Debt Consolidation can help ease the burden. Additionally, enjoy the benefits of having Credit Cards with Rewards, giving you more than just a way to pay for purchases but also opportunities to earn rewards along the way.

Digital & Online Banking

Go Paperless with E-Statements

Embrace convenience while being eco-friendly by opting for e-statements. They are not only easily accessible but also secure and clutter-free. You can view your statements any time without needing to dig through piles of paperwork.

Mobile Application and Payments

Our mobile application takes your banking experience to the next level. You can manage your accounts right from your smartphone! Need to make a quick payment? With our mobile payments feature, it's as simple as tapping your phone. Want to send money to a friend? Our person-to-person transfer option makes that easy too.

Online Banking Made Easy

With our 24/7 online banking services, you can check your balance, transfer funds, and pay bills with just a few clicks. No need to wait in line or rush to the bank before closing time! Plus, you can enjoy the peace of mind that comes with knowing your personal information is protected with top-notch security features.

Signatures Made Simple

Signing documents is a breeze with electronic signature authorization available at Knoxville Tva Employees. No more printing, signing, and scanning just sign digitally and save time! In short, our digital banking services combine accessibility, ease-of-use, and real-time account management into one user-friendly package. Join us at Knoxville Tva Employees and experience banking that fits into your lifestyle effortlessly!

Financial Strength

At Knoxville Tva Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is robust, reflecting our commitment to serving you with integrity and reliability. With a net worth of $455,296,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,343,892,392 in share certificates and $715,436,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,571,090, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $398,076,620 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $15,471 in used auto loans and a total of $3,789,339,338 in loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $47,478,629, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $75,040,666, while our total share accounts have reached an impressive number of 644,456, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Tva Employees is your trusted partner. Visit us at 2004 N Roan St Johnson City TN 37601 or call 423-794-5100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For those looking for even more flexibility, our total credit lines amount to $758,335,935, providing additional resources when needed. If you're a business owner, our outstanding commercial loans totaling $319,790,548 provide the capital needed to grow and expand. At Knoxville Tva Employees, we believe in empowering our members through transparent lending practices and straightforward eligibility options. Whether you're ready to apply now or want more information about refinancing opportunities, feel free to reach out to us at (423) 794-5100. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,204,919 in used vehicle loans and $1,984,132,964 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, our team can guide you through the process and help you secure the best deal.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $111,141,419 in loans helping members manage their finances effectively. With features that suit various spending habits and repayment plans, our credit cards are designed to give you control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,677,401, make buying or refinancing simple. We provide personalized assistance throughout the mortgage process so you can focus on making your house a home.

Loan Aggregator

Real-Time Rate Comparisons

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Verified Data

All loan offers on LendMesh come from legitimate financial institutions. This means users can trust that they are viewing genuine offers without hidden agendas. The platform does not prioritize lenders based on paid promotions; instead, it focuses solely on delivering unbiased results.