Knoxville TVA Employees Credit Union Harriman TN | Affordable Auto Loans & Quick Personal Loans

Introduction

At Knoxville TVA Employees, we believe in the power of community and the importance of financial trust. Located at 1916 Roane State Hwy, Harriman, TN 37748, our branch has been serving its members since 1934. With a strong commitment to providing personalized banking solutions, we proudly support over 285,000 members in achieving their financial goals. As a reliable credit union with total assets of $4,597,875,929, we are dedicated to offering competitive rates and a variety of services tailored to meet your needs. Our offerings include personal banking options such as checking and savings accounts, auto loans, mortgages, and business banking services. You can trust us to be here for you every step of the way. Led by our experienced CEO, Lynn Summers, and Board President, Tom Heffernan, our team of 653 employees is ready to assist you. Whether you're looking for guidance on loans or simply need help managing your finances, we're just a call away at 865-544-5400. While you can visit us at our Harriman location for all your banking needs, please note that official correspondence should be sent to the same address: 1916 Roane State Hwy, Harriman, TN 37748-8309. With total deposits reaching $638,126,989 and cash in hand amounting to $17,619,303, we are well-equipped to support our members' financial aspirations. Join us today at [tvacreditunion.com](http://www.tvacreditunion.com) or stop by our branch to experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Community Focus

We actively engage with local organizations and participate in community events. Our partnerships aim not only at enhancing financial literacy but also at addressing social challenges within Harriman and surrounding areas. Through these efforts, we seek to create lasting impacts that resonate throughout the community. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Knoxville Tva Employees where your financial health is our priority. Together, let's build a stronger community. For more information or inquiries, feel free to reach out at 865-544-5400 or visit us online at www.tvacreditunion.com. Join us today and discover how we can help you thrive!

Our Mission

At the heart of Knoxville Tva Employees is our mission: to improve the financial well-being of our members while fostering a spirit of community. We strive to offer a comprehensive range of services including personal banking, auto loans, mortgages, and business banking solutions. Beyond finances, we are deeply invested in local initiatives that uplift and empower those around us. Our operating hours are designed with convenience in mind: - Lobby Hours: Monday through Thursday from 9:00 am to 5:00 pm; Friday from 9:00 am to 6:00 pm; and Saturday from 8:30 am to 12:30 pm. - Drive-Thru: Open Monday through Thursday from 8:30 am to 5:00 pm; Friday from 8:30 am to 6:00 pm. For added accessibility, we offer ATM services and digital banking options that allow members to manage their finances anytime, anywhere. We believe in making banking easy and accessible for everyone. While members can visit us at 1916 Roane State Hwy, official correspondence should be sent to 1916 Roane State Hwy, Harriman, TN 37748-8309.

Branch Location & Accessibility

Convenient Access

Getting to our branch is simple, with ample parking available for all our members. We are committed to making banking accessible for everyone, featuring ADA-compliant ramps and facilities. Whether you're coming in for a quick transaction or need assistance with one of our many services, our friendly staff is here to help you every step of the way.

Operating Hours

Our lobby hours are designed to fit your busy schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays we stay open until 6:00 PM. We also welcome you on Saturdays from 8:30 AM to 12:30 PM. If you prefer the convenience of drive-thru banking, we're happy to offer this service during similar hours for those quick transactions.

Services Offered

At the Knoxville TVA Employees Credit Union, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions designed just for you. Plus, our ATM is readily available for withdrawals and balance checks, ensuring you have access to your money whenever you need it. While members can visit us at 1916 Roane State Hwy, official correspondence should be sent to our mailing address at 1916 Roane State Hwy, Harriman, TN 37748-8309. We invite you to explore everything we have to offer! For any questions or to learn more about our services, please give us a call at 865-544-5400. We look forward to serving you soon!

Member Eligibility

Joining the family at Knoxville Tva Employees is more than just opening an account; it's about becoming part of a caring community that prioritizes your financial well-being. To become a member, you'll find that eligibility is designed to be welcoming. Generally, individuals who live, work, or attend school in the area are encouraged to join. This means that if you're connected to our vibrant community here at 1916 Roane State Hwy Harriman Tn 37748, you likely qualify! We believe that everyone deserves access to exceptional financial services, and as a member, you'll enjoy personalized support and competitive rates on a variety of products, from checking accounts to loans. If you're ready to take the next step, opening an account is a breeze! You can check out the detailed eligibility criteria and all the specifics on how to join us by visiting . Should you have any questions or need assistance during this process, feel free to give us a call at (865) 544-5400. We're excited to welcome you into the Knoxville Tva Employees family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having the tools to accept payments seamlessly, manage cash flow efficiently, and focus on what you do best running your business. Our services ensure that you can meet customer demands without the hassle of complex payment processes. Visit us at 1916 Roane State Hwy Harriman Tn 37748, Harriman, TN, or call us at (865) 544-5400 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $162 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $319,790,548, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks. If you prefer face-to-face interactions without the wait inside the branch, our basic drive-thru banking makes it simple to handle deposits and withdrawals efficiently. At Knoxville Tva Employees, we're committed to making banking as convenient as possible while providing personalized service every step of the way. If you have questions or want to learn more about any of our services, feel free to reach out at (865) 544-5400 or visit us online at Roane County. We look forward to helping you achieve your financial goals!

Business Banking Services

For local businesses in need of support, our business banking services include everything from merchant services to business loans. We know that running a business requires reliable financial partners, and we strive to be just that.

Convenient Digital Banking Features

In today's fast-paced world, having access to your finances anytime is crucial. That's why we've invested in robust online and mobile banking platforms. With features like mobile payments, person-to-person transfers, and e-statements, managing your money has never been easier or more secure.

Credit Options Tailored for You

We understand that life can sometimes throw unexpected expenses your way. Our personal loans and debt consolidation options are here to help manage those costs effectively. Plus, with our credit cards offering rewards, you can earn points on your everyday spending, making your purchases even more rewarding.

Personal Banking Solutions

Managing your finances should be straightforward and accessible. That's why we offer checking and savings accounts designed for everyday use. With competitive interest rates and no hidden fees, our accounts help you save more over time. If you're considering purchasing a new vehicle or refinancing your current one, our auto loans provide flexible terms that can fit your budget. For those larger purchases, like buying a home, our mortgage loans and refinancing options make the process easier than ever.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can complete transactions securely without having to visit a branch. Want to keep track of your statements? We offer e-statements for easy access and eco-friendly banking. You'll receive your financial information right in your inbox without the hassle of paper clutter. For those who enjoy the convenience of mobile technology, our mobile application allows you to manage your accounts on the go. You can make person-to-person transfers effortlessly send money to friends or family with just a few taps on your phone. And if you're looking to make payments quickly, our mobile payments feature lets you pay using just your smartphone. At Knoxville Tva Employees, we prioritize security. You can trust that all transactions are protected with advanced encryption and safety measures. Our commitment to providing a safe banking environment ensures that you can focus on what matters most your financial goals. Overall, the digital and online banking services at Knoxville Tva Employees are designed with you in mind. From real-time account management to secure transactions, we strive to make your banking experience as smooth as possible. Explore all the benefits today at https://www.tvacreditunion.com/!

Financial Strength

At Knoxville Tva Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the strong foundation of our financial health, which ensures that we can continue providing the exceptional service and support you expect. With a net worth of $455,296,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,343,892,392 in share certificates and $715,436,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,571,090, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $398,076,620 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $15,471 in used auto loans and a total of $3,789,339,338 in loans and leases. Our operational efficiency is reflected in our net income of $47,478,629, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $75,040,666. Total Share Accounts: 644,456, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Tva Employees is your trusted partner. Visit us at 1916 Roane State Hwy Harriman TN 37748 or call 865-544-5400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,204,919 in used vehicle loans and $1,984,132,964 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and needs. Plus, if you're considering refinancing your current auto loan, our team is here to assist you with competitive rates and straightforward eligibility options.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $319,790,548 provide the capital needed to expand and thrive. Whether you're starting a new venture or looking to grow an existing one, our team is dedicated to supporting your business goals. At Knoxville Tva Employees, we prioritize providing accessible financial solutions that work for you. If you're interested in learning more about any of these loan products or exploring refinancing options, don't hesitate to reach out! You can contact us at 865-544-5400 or visit us at 1916 Roane State Hwy Harriman TN 37748 for personalized assistance tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Properties loans totaling $146,677,401 available for those ready to invest in a home. Our mortgage specialists will guide you through each step of the process to ensure you find a solution that fits your lifestyle.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $111,141,419 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping track of your spending easily.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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