Knoxville TVA Employees Credit Union Alcoa TN | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Knoxville Tva Employees, your trusted credit union nestled in the heart of Alcoa, TN, at 1113 Hunters Xing. Since our establishment in 1934, we have been dedicated to serving our vibrant community and fostering financial well-being. With a membership that has grown to an impressive 285,151 individuals, we pride ourselves on being more than just a financial institution; we are a supportive partner in your financial journey. At Knoxville Tva Employees, we understand the importance of community and member-focused services. Our total assets stand strong at an impressive $4,597,875,929, reflecting our commitment to secure and reliable banking solutions. We offer a range of products designed with you in mind, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. While members can visit us at 1113 Hunters Xing, official correspondence should be sent to 1113 Hunters Xing, Alcoa, TN 37701-1852. Whether you're looking to make deposits totaling $638,126,989 or seeking loans with a total value of 167600, we've got you covered. Our net worth is robust at $455,296,698, ensuring that your money is safe with us. Led by our dedicated CEO Lynn Summers and Board President Tom Heffernan, our team of 653 employees is here to provide personalized service tailored to your needs. You can easily reach us at 865-544-5400 or visit our website at www.tvacreditunion.com for more information about our services. Join us today and experience the difference of being part of a credit union that truly cares about its members. We look forward to welcoming you!

Branch History & Mission

Community Commitment

Throughout our history, we've built meaningful partnerships within the community. From local schools to nonprofit organizations, we actively engage in outreach efforts that uplift those around us. This commitment reflects our belief that strong communities lead to stronger individuals and families. As we look toward the future, we invite you to join us at Knoxville TVA Employees Credit Union. Experience firsthand the benefits of membership including personalized service tailored to your unique needs and become part of a legacy that values both financial empowerment and community support. Together, let's create a brighter tomorrow! For any inquiries or assistance, feel free to reach out at 865-544-5400 or visit us online at TVA Credit Union.

Our Mission

Our mission is simple yet profound: we strive to improve the financial well-being of our members while actively supporting the communities we serve. We offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our goal is not just to be your financial partner but also a supportive community member committed to fostering growth and success. In addition to traditional banking services, we embrace modern technology with online and mobile banking options. Our digital platforms allow you to manage your finances conveniently from anywhere. We also prioritize accessibility and compliance with ADA standards to ensure that all members can benefit from our services.

Branch Location & Accessibility

Welcome to the Knoxville TVA Employees Credit Union branch, conveniently located at 1113 Hunters Xing in beautiful Alcoa, TN. Our branch is nestled in a vibrant area close to local favorites, making it easy for you to drop by whether you're running errands or just enjoying a day out. With ample parking available and accessible features such as ramps, we strive to ensure that your visit is both comfortable and hassle-free. While members can visit us at 1113 Hunters Xing, official correspondence should be sent to the same address, as our mailing address is the same. If you're looking for personal banking services like checking and savings accounts, auto loans, or even mortgage refinancing, you've come to the right place. Our friendly staff is ready to assist you with a range of financial services tailored to meet your needs. Our lobby hours are designed with your busy schedule in mind. We're open from 9:00 AM to 5:00 PM Monday through Thursday, extending our hours until 6:00 PM on Fridays. We also welcome you on Saturdays from 8:30 AM to 12:30 PM for those quick visits. For those who prefer banking on the go, our drive-thru service allows for easy deposits and withdrawals without leaving your car. Need cash? You'll find an ATM on-site for quick access to your funds anytime. We understand that convenience matters, and that's why we offer these essential services in one welcoming location. For any questions or assistance, feel free to call us at 865-544-5400. We invite you to stop by our Alcoa branch today! Experience firsthand how Knoxville TVA Employees Credit Union is here to support your financial journey.

Member Eligibility

At Knoxville Tva Employees, we believe that everyone deserves a chance to be part of a supportive community where your financial well-being is our top priority. Becoming a member is easy! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We welcome individuals from various backgrounds and professions, so whether you're just starting out or looking for better banking options, we invite you to explore the benefits of membership with us. With competitive rates on loans and savings, personalized service, and access to online banking features, you'll feel right at home here. To learn more about the specific eligibility requirements and how to get started on your journey with Knoxville Tva Employees, check out our detailed information at . We're here to help every step of the way! If you have any questions, don't hesitate to give us a call at (865) 544-5400. Our team is ready to assist you in opening your account and welcoming you into our community at our branch located at 1113 Hunters Xing Alcoa Tn 37701.

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $162 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $319,790,548, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Beyond loans, we offer robust merchant services that simplify everyday transactions. Imagine being able to accept payments seamlessly whether it's via credit cards, mobile payments, or online platforms. Our merchant services empower your business to operate smoothly and enhance customer satisfaction. Located at 1113 Hunters Xing Alcoa Tn 37701 in Alcoa, TN, we're here to provide personalized service and guidance every step of the way. Let's work together to turn your business aspirations into reality!

Comprehensive List Of Services

Business Banking Services

For business owners, we provide specialized support through our Business Banking services. This includes Merchant Services and Business Loans, helping entrepreneurs thrive in their ventures. We believe in building strong relationships with local businesses and are committed to fostering economic growth within our community.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points for every purchase you make. Enjoy benefits that can include cash back or travel rewards, making your spending work for you.

Digital Convenience

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer money, pay bills, and more all from the comfort of your own device. Additionally, we offer essential services like ATM & Cash Withdrawal Services, ensuring access to your funds when you need them most. Our Basic Drive-Thru Banking is perfect for quick transactions like deposits and withdrawals without leaving your car.

Get in Touch!

At Knoxville Tva Employees, we're dedicated to providing comprehensive financial solutions that cater to all aspects of life whether personal or professional. If you'd like more information about any of these services or have questions regarding how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (865) 544-5400 or visit us at our branch located at 1113 Hunters Xing Alcoa Tn 37701 in Alcoa, TN. We look forward to serving you!

Home Financing Options

For those looking to buy or refinance a home, our Mortgage Loans & Refinancing services are ready to assist. We know that buying a home is one of the biggest decisions you'll make, so we work closely with you to find the best mortgage solution tailored to your circumstances. In addition to mortgages, we offer Personal Loans & Debt Consolidation options. Whether you need extra funds for unexpected expenses or want to simplify your finances by consolidating debt, our team is here to provide guidance and support.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has different needs. That's why we offer Checking & Savings Accounts designed for both everyday transactions and long-term savings goals. Whether you're managing your monthly budget or saving for a special occasion, our accounts are here to help you succeed. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can get you on the road quickly and affordably. With competitive rates and flexible terms, we ensure that financing your dream car is as easy as possible.

Digital & Online Banking

Convenient Online Services

With just a few clicks, you can access all your accounts through our online banking portal at https://www.tvacreditunion.com/. Our 24/7 online banking services let you check balances, transfer funds, and pay bills anytime you need to. Plus, you can enjoy the benefits of electronic statements, which are available for all members. This means no more waiting for paper statements in the mail your financial information is always at your fingertips.

Go Mobile

For those who prefer banking on the go, our mobile application makes it simple to manage your accounts from anywhere. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases is quick and effortless. Just download our app and take control of your finances wherever life takes you!

Secure Transactions

We prioritize your security. Our electronic signature authorization feature allows you to sign documents securely online, streamlining processes like loan applications or account openings without unnecessary trips to the branch. You can feel confident that your personal information is protected while using our services.

Stay Connected

Our user-friendly interface ensures that accessing your accounts is straightforward. You don't need to be a tech expert; everything is designed with ease of use in mind. Whether you're reviewing transactions or making transfers, you'll appreciate how easy it is to stay connected to your finances. Join us at Knoxville Tva Employees and experience the convenience of digital banking today!

Financial Strength

At Knoxville Tva Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is in good hands, which is why we emphasize our strong financial foundation. With a net worth of $455,296,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,343,892,392 in share certificates and $715,436,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,571,090, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $398,076,620 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $15,471 in used auto loans and $3,789,339,338 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our impressive net income of $47,478,629 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. The total number of share accounts stands at 644,456, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $75,040,666, further indicating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Knoxville Tva Employees is your trusted partner. Visit us at 1113 Hunters Xing Alcoa Tn 37701 or call 865-544-5400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Financing Options

If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $319,790,548 provide the capital needed to expand your operations. We recognize that every business has unique needs and work closely with you to develop tailored solutions. Additionally, we offer various refinancing options to help you better manage existing debts or lower your monthly payments. Please reach out to us for more information regarding eligibility and terms. For any inquiries or assistance with our loan products, don't hesitate to call us at 865-544-5400 or visit us at our branch located at 1113 Hunters Xing Alcoa TN 37701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Here at Knoxville Tva Employees Credit Union, we're dedicated to supporting your financial journey every step of the way.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,204,919 in used vehicle loans and $1,984,132,964 in new vehicle loans already helping members get on the road. We provide financing solutions that fit your budget and lifestyle, ensuring you can drive away with confidence.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $111,141,419 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,677,401, make buying or refinancing simple. We are committed to guiding you through each step of the process so you can focus on making your house a home.

Loan Aggregator

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Ensuring Accurate Comparisons

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