Knoxville Teachers CU Powell TN | Affordable Auto Loans & Business Banking

Introduction

At Knoxville Teachers, we believe that your financial journey should be as rewarding as your contributions to the community. Located at 7315 Clinton Hwy Ste C, Powell, TN 37849, our branch has been a trusted financial partner since 1934. With over 6,740 members and total assets of $247,060,141, we are dedicated to providing personalized services tailored to meet your unique needs. Led by our CEO, David Underwood, and Board President, Jeffrey Davis, our team of 36 employees is committed to ensuring that you receive the best possible experience. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we have a variety of options designed just for you. While members can visit us at our branch address, official correspondence should be sent to the same location: 7315 Clinton Hwy Ste C, Powell, TN 37849-5225. Our office is open Monday through Friday from 9 AM to 5 PM, ready to assist you with any inquiries you may have. With total loans of 4,833 and deposits reaching $5,886,400, we prioritize your financial security and growth. Our net worth stands at $26,183,954, reflecting our strong commitment to serving our members effectively. At Knoxville Teachers Credit Union, we're more than just a financial institution; we're a community-focused organization dedicated to helping you achieve your financial goals. Ready to take the next step? Visit our website at ktfcu.org or give us a call at 865-582-2703 today!

Branch History & Mission

Welcome to the story of Knoxville Teachers, a beacon of community support and financial growth since 1934. Located at 7315 Clinton Hwy Ste C, Powell, TN 37849, our branch has been dedicated to serving the needs of our members for nearly nine decades. As we've grown, so has our commitment to providing personalized financial solutions that empower our members and uplift our community. Over the years, Knoxville Teachers has evolved significantly, adapting to the changing landscape of banking while remaining true to our roots. With a current membership of 6,740, we pride ourselves on fostering strong relationships with our members. Our total assets stand at an impressive $247,060,141, showcasing the trust and confidence our community places in us. At Knoxville Teachers, our mission is simple yet profound: to enhance the financial well-being of our members and support their dreams. We offer a range of services, including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking options. Each service is designed with you in mind because your success is our success. While you can visit us at 7315 Clinton Hwy Ste C, any official correspondence should be directed to the same mailing address: 7315 Clinton Hwy Ste C, Powell, TN 37849-5225. Our lobby hours are convenient for your busy schedule open Monday through Friday from 9 AM to 5 PM. We are committed to innovation as well. Our digital banking services include online banking and mobile payments, making it easier than ever for you to manage your finances on-the-go. We also prioritize accessibility and ADA compliance because every member deserves equal access to their financial resources. Community involvement is at the heart of what we do. We actively partner with local organizations and participate in outreach efforts that benefit those around us. Whether through financial education workshops or charitable events, we strive to give back and help build a stronger community. Join us at Knoxville Teachers! Experience firsthand how we can help you achieve your financial goals while being part of a supportive network dedicated to making a difference in Powell and beyond. For any inquiries or assistance, feel free to reach out at 865-582-2703. Together, let's create a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

At Knoxville Teachers, we prioritize accessibility. Our branch features ADA-compliant entrances and parking options to ensure that everyone can visit us comfortably. While we do not have ATM services or drive-thru banking available at this location, our lobby is open during convenient hours for all your personal banking needs.

Location and Nearby Landmarks

Our branch is situated near popular local spots, which makes visiting us even easier. If you're headed to the nearby Walmart or enjoying a day at one of the local parks, be sure to stop by! We pride ourselves on being part of this vibrant community.

Operating Hours

We welcome you Monday through Friday from 9 AM to 5 PM, providing ample time for you to stop by after work or during lunch breaks. Our dedicated team is always ready to assist you with checking and savings accounts, auto loans, mortgage refinancing, and more! If you need any assistance before your visit, feel free to give us a call at 865-582-2703. We are excited to serve you at Knoxville Teachers!

Member Eligibility

At Knoxville Teachers, we believe that becoming a member is like joining a close-knit community where your financial needs are understood and prioritized. If you're looking to join us at our Powell location, simply visit our branch at 7315 Clinton Hwy Ste C Powell Tn 37849. Membership is open to anyone who lives, works, or attends school in the surrounding areas, making it easy for you to become part of our family. We pride ourselves on offering competitive rates and personalized service tailored just for you. To get started on your membership journey, check out the eligibility criteria detailed at https://ktfcu.org/membership-join/. It's straightforward and welcoming! If you have any questions or need assistance, feel free to reach out to us at (865) 582-2703 during our business hours. We're excited to help you take this important step towards achieving your financial goals!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,223,178, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to accept payments seamlessly, manage transactions effortlessly, and access vital insights about your sales all with our robust merchant services. These tools not only simplify day-to-day operations but also empower you to make informed decisions that can lead to greater profitability. Located at 7315 Clinton Hwy Ste C Powell Tn 37849 in Powell, TN, we are here to support your journey every step of the way. Call us at (865) 582-2703 or visit us online at https://ktfcu.org/ to discover how we can partner with you for success!

Comprehensive List Of Services

Accessibility

While we currently do not have ATMs or drive-thru services at this location, our friendly staff is always available during lobby hours from Monday to Friday from 9 AM to 5 PM to assist with any of your banking needs. We invite you to visit us at 7315 Clinton Hwy Ste C Powell Tn 37849 or give us a call at (865) 582-2703. Let us partner with you on your financial journey! Explore all that we have to offer at Powell.

Business Banking

For our local entrepreneurs, we offer comprehensive Business Banking services including Merchant Services & Business Loans. We know how important it is to have the right financial tools at your disposal when running a business. From accepting payments seamlessly to securing funding for expansion, we're here to support your success.

Credit Options

Enhancing your purchasing power is simple with our Credit Cards with Rewards. Enjoy benefits like cash back or travel points every time you use your card. This way, not only do you spend wisely, but you also earn rewards along the way!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why at Knoxville Teachers, we provide robust Online & Mobile Banking options. You can manage your accounts anytime and anywhere whether it's checking balances, transferring funds, or paying bills everything is just a click away! Plus, with features like e-statements, mobile payments, and person-to-person transfers, banking has never been easier.

Loans and Financing

Are you dreaming of a new car? Our Auto Loans & Vehicle Financing make it easy for you to hit the road in style. With competitive rates and flexible terms, financing your next vehicle is straightforward. Additionally, if you're looking to purchase a home or refinance your current mortgage, our Mortgage Loans & Refinancing options provide various solutions that fit your budget. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services are here for you. We can help simplify your payments and potentially save you money on interest over time.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why our Personal Banking options include Checking & Savings Accounts tailored to meet your everyday needs. Imagine having an account that helps you track your spending while earning interest on your savings! Our accounts come with features designed for convenience and accessibility.

Digital & Online Banking

Key Services

With our online banking platform, available at https://ktfcu.org/, you can access your accounts 24/7. Whether you want to check your balance, transfer funds, or view recent transactions, everything is just a click away. Our user-friendly interface ensures that navigating through your accounts is simple and straightforward. For those who prefer mobile banking, our dedicated mobile application provides all the functionalities you need at your fingertips. You can enjoy features like mobile payments, allowing you to pay bills or make purchases directly from your phone with ease. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it hassle-free.

Security and Convenience

We prioritize your security. With electronic signature authorization available, signing documents online is not only convenient but also safe. You'll have peace of mind knowing that your information is protected while still enjoying the benefits of modern banking solutions. Additionally, we offer e-statements for members who prefer going paperless. This not only helps the environment but also allows for easy access to your financial statements whenever you need them. In today's fast-paced world, having real-time account management tools is essential. Our services at Knoxville Teachers are here to ensure that you can manage your finances securely and efficiently anytime, anywhere. Embrace the future of banking with us!

Financial Strength

At Knoxville Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to you. With a net worth of $26,183,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $30,252,400 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $501, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,615,487 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we have $17,885,764 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $105,822, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Teachers is your trusted partner. Visit us at 7315 Clinton Hwy Ste C Powell TN 37849 or call 865-582-2703 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,353,030 in used vehicle loans and $5,045,620 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find the perfect fit for your budget. Plus, refinancing options are available if you're looking to lower your current payments.

Credit Lines

For those looking for extra flexibility in managing finances, our total credit lines amount to $38,029,258. This option can help cover unexpected expenses or assist with larger purchases without needing an immediate lump sum payment.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,941,356, make buying or refinancing simple. We aim to help you navigate the mortgage process smoothly so you can focus on creating lasting memories in your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, but currently have no outstanding amounts in this category. Our approach focuses on helping members manage their finances effectively through responsible lending practices. Whether you're considering a personal loan for debt consolidation or need support for business growth with our commercial loans totaling $5,223,178, our team at Knoxville Teachers is here to guide you every step of the way. For more information about eligibility and how to apply for our loan products, please visit our website or call us at 865-582-2703. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. With a commitment to accuracy, LendMesh continuously updates its data to reflect current market conditions.

KNOXVILLE TEACHERS FEDERAL CREDIT UNION - Powell, TN

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