Knoxville Teachers Credit Union Knoxville TN | Affordable Auto Loans & Low Mortgage Rates

Introduction

At Knoxville Teachers, we believe that financial success is built on trust, community, and personalized service. Located at 7359 Chapman Hwy, Knoxville, TN 37920, our branch has been serving members since 1934, establishing a legacy of commitment and reliability in the Knoxville area. With a total membership of 6,740 and assets exceeding $247 million, we take pride in being a cornerstone for our community's financial needs. While members can visit us at our physical location, all official correspondence should be directed to the same address. Our dedicated team of 36 employees works tirelessly to provide you with tailored financial solutions, from checking accounts to auto loans and mortgages. Under the leadership of CEO David Underwood and Board President Jeffrey Davis, we focus on empowering each member through exceptional service and strategic financial advice. With total deposits amounting to $5,886,400 and a strong net worth of $26,183,954, we have the stability and resources to help you achieve your financial goals. Whether you're considering applying for a loan of which we currently have over 4,800 issued or simply looking for ways to save more effectively, our team is here for you every step of the way. Explore our services online at ktfcu.org or give us a call at 865-582-2704 during our lobby hours from Monday to Friday, 9 AM to 5 PM. Join us today as we work together towards a brighter financial future!

Branch History & Mission

Community Commitment

Community support is vital to us. We actively engage with local organizations and initiatives that align with our mission. Whether it's sponsoring educational programs or participating in local events, Knoxville Teachers strives to make a positive impact beyond just financial transactions. As we look forward to the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of a member-focused credit union where your financial success is our top priority. Explore membership options today by visiting our website or calling us at 865-582-2704. Together, let's build a brighter future!

Mission Statement

The heart of Knoxville Teachers lies in our mission statement: "To enrich lives through financial education and access." We understand that financial literacy is essential for making informed decisions. That's why we focus not only on providing banking services but also on offering guidance and resources to help our members achieve their financial goals. While members can visit us at 7359 Chapman Hwy for all their banking needs, official correspondence should be sent to the same address. Unfortunately, we do not currently offer ATM or drive-thru services; however, we have made strides in digital advancements with online and mobile banking options available for added convenience.

Our Journey

Since opening our doors nearly 90 years ago, Knoxville Teachers has continually evolved to meet the changing needs of our members. Over the decades, we have expanded our services and embraced new technologies while staying true to our mission: to provide accessible and affordable financial solutions that empower individuals and families. Today, we proudly manage total assets exceeding $247 million, reflecting both our growth and the trust placed in us by our members. Our commitment to excellence is evident in everything we do from personal banking options like checking and savings accounts to auto loans and mortgages. We also offer business banking services to support local enterprises. Our operating hours are convenient for busy families and professionals alike; we're open Monday through Friday from 9 AM to 5 PM.

Branch Location & Accessibility

Welcome to Knoxville Teachers, your friendly neighborhood credit union! Conveniently located at 7359 Chapman Hwy in Knoxville, TN, our branch is easily accessible for all your banking needs. Whether you're stopping by for a quick transaction or looking to explore our range of services, we're here to help. While members can visit us at our main location, official correspondence should be sent to the same address: 7359 Chapman Hwy, Knoxville, TN 37920. We're situated near local landmarks that make finding us a breeze. With ample parking available right outside our doors and ADA-compliant features ensuring accessibility for everyone, visiting us is a smooth experience. Our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 9 AM to 5 PM. If you're busy during the week, we invite you to stop by when it's convenient for you. Our dedicated staff is ready to assist you with personal banking options like checking and savings accounts, auto loans, mortgage loans, and more. Though we currently do not offer ATM services or drive-thru banking at this location, our team is always available to help you with transactions inside the branch. We also provide online and mobile banking options so you can manage your finances from anywhere. Ready to learn more? Feel free to give us a call at 865-582-2704 or visit our website at ktfcu.org. We look forward to welcoming you into the Knoxville Teachers family!

Member Eligibility

At Knoxville Teachers, we believe that everyone deserves a supportive financial partner, and becoming a member is your first step toward joining our welcoming community. If you're wondering about eligibility, we make it simple! Individuals who work for or are retired from the local education sector, as well as their family members, can join us. It's all about building connections and supporting each other in our shared journey toward financial well-being. To explore the detailed eligibility criteria, feel free to check out our website at https://ktfcu.org/membership-join/ . Once you're ready to become a member, opening an account is straightforward! Just visit us at our branch located at 7359 Chapman Hwy Knoxville Tn 37920, or give us a call at (865) 582-2704 during our operating hours from Monday to Friday, 9 AM to 5 PM. We're excited to welcome you into the Knoxville Teachers family, where you can take advantage of personalized services designed with your needs in mind.

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,223,178, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

In addition to loans, we offer practical merchant services that help streamline your daily operations. Imagine being able to accept payments easily from your customers, whether they're paying with a card or mobile app. Our services allow you to focus on what matters most growing your business while we take care of the financial transactions. Visit us at 7359 Chapman Hwy Knoxville Tn 37920 in Knoxville, TN, or call us at (865) 582-2704 to learn more about how our tailored business banking and commercial services can help you achieve your goals.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Although we currently don't have ATMs on site at Knoxville Teachers, we ensure that cash withdrawal services are readily available through partnerships within the community. Your access to cash remains seamless and efficient. At Knoxville Teachers, we strive to create an environment where financial services are easy to understand and even easier to access. Our friendly staff is ready to assist you with any questions or concerns at (865) 582-2704 during regular hours (M-F 9 AM - 5 PM). Ready to take control of your finances? Visit us today at 7359 Chapman Hwy Knoxville Tn 37920 or check out our website at South for more information on how we can help!

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make the process straightforward. We work closely with you to provide competitive rates and flexible terms, ensuring that financing your dream car doesn't become a burden on your budget.

Business Banking

For entrepreneurs and small business owners, our business banking services offer essential tools like merchant services and business loans. We understand the unique challenges of running a business, so we're committed to providing solutions that help you thrive.

Credit Cards with Rewards

Enjoy financial flexibility with our credit cards that come loaded with rewards. Imagine earning points for every purchase you make points that can be redeemed for travel, merchandise, or cashback! This way, each transaction not only meets your needs but also rewards you for spending wisely.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Knoxville Teachers, we simplify the mortgage process. Whether you're buying your first home or refinancing an existing mortgage, our expert guidance will help you navigate every step. You can focus on creating memories in your new space while we handle the details.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features let you manage your finances anytime, anywhere. Check balances, transfer funds, or pay bills from the comfort of your home or on the go making banking as easy as tapping a button.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. We offer simple, accessible options that help you manage your everyday expenses and save for future goals. Imagine having the peace of mind that comes from knowing your money is secure and easily accessible when you need it.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can assist with everything from home repairs to medical bills, providing quick access to cash when you need it most. Additionally, if you're juggling multiple debts, consider our debt consolidation services to simplify payments and potentially lower interest rates.

Digital & Online Banking

Key Features

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, you have real-time access to your account information right at your fingertips. Plus, with our mobile application, managing your finances has never been simpler. You can download it today and take full control of your banking experience. Need to send money quickly? Our person-to-person transfer feature lets you send funds to friends or family instantly, making splitting bills or sending gifts a breeze. And for those who prefer paperless options, we offer e-statements to keep your financial records organized while reducing clutter. Security is our top priority. That's why we provide electronic signature authorization for added protection when accessing sensitive information or completing transactions. You can rest easy knowing that your personal data is safeguarded every step of the way.

Why Choose Us?

With features like mobile payments, you can shop securely and efficiently using just your smartphone. Whether you're grabbing coffee or shopping for groceries, we've got you covered with seamless payment options. At Knoxville Teachers, we're dedicated to making banking accessible and user-friendly for all our members. Dive into the future of finance with us and experience the freedom of digital banking today!

Financial Strength

Committed Team Ready to Serve You

We take pride in having 31 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Teachers is your trusted partner. Visit us at 7359 Chapman Hwy Knoxville Tn 37920 or call (865) 582-2704 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Comprehensive Lending Support

With $1,102 in used auto loans and $178,857,614 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Total Share and Deposit Accounts stand at 14,166, showcasing a strong and growing member base that trusts us with their finances.

Investments in Your Future

With $16,615,487 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $105,822 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings Solutions

Members' savings are secured through $30,252,400 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $501, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $26,183,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,056 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,353,030 in used vehicle loans and $5,045,620 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can help you drive away in your ideal vehicle without straining your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $5,223,178 provide the capital needed to grow and expand. Whether you're starting a new venture or upgrading your existing operations, we are here to support your business ambitions with tailored loan solutions.

Contact Us

If you have any questions about our loan offerings or want to discuss which option is best for you, feel free to reach out! You can contact us at 865-582-2704 or visit us at our branch located at 7359 Chapman Hwy, Knoxville, TN 37920. Our friendly staff is ready to assist you during our lobby hours from Monday to Friday between 9 AM and 5 PM. Explore our loan options today and take the first step towards achieving your financial goals with Knoxville Teachers!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,941,356, make buying or refinancing simple. We offer various mortgage products tailored to fit your specific needs and financial situation. Plus, if you're considering refinancing your current mortgage, we can guide you through the eligibility options to potentially lower your payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no unsecured credit card loans issued yet, our services will help members manage their finances effectively once they become available.

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KNOXVILLE TEACHERS FEDERAL CREDIT UNION