Knoxville Teachers Credit Union Knoxville TN | Top Auto Loans & Rewards Cards

Introduction

At Knoxville Teachers, located at 410 Montbrook Ln, Knoxville, TN 37919, we are more than just a financial institution; we are a trusted partner in your journey towards financial wellness. Established in 1934, our commitment to serving the community has only grown stronger over the decades. With a total membership of 6,740 and assets amounting to an impressive $247,060,141, we pride ourselves on being a reliable resource for all your banking needs. Led by our dedicated CEO, David Underwood, and Board President, Jeffrey Davis, our team of 36 employees is here to ensure that you receive personalized service tailored to your unique financial goals. We believe in putting our members first, offering a range of services from personal banking like checking and savings accounts to specialized loans for auto financing and mortgages. While members can visit us at our branch address, official correspondence should be sent to the same address: 410 Montbrook Ln, Knoxville, TN 37919. Our doors are open Monday through Friday from 9 AM to 5 PM, ready to assist you with any questions or concerns you may have. With total deposits reaching $5,886,400 and a robust net worth of $26,183,954, Knoxville Teachers is equipped to support your financial aspirations while maintaining a strong foundation. Whether you're looking to consolidate debt or explore business banking options, we offer competitive rates and expert guidance. Join us today and experience firsthand the commitment and care that sets Knoxville Teachers apart. For more information or assistance, feel free to give us a call at 865-582-2707. Let us help you achieve your financial dreams!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of convenience and accessibility. That's why we have invested in digital banking solutions such as online banking and mobile payments, allowing you to manage your finances anytime and anywhere. We prioritize ADA compliance to ensure all members can access our services comfortably.

Community Engagement

Our commitment extends beyond just financial services; we actively participate in local events and partner with schools to foster educational growth in our community. This dedication ensures that we remain not just a bank but a trusted ally for all our members.

Join Us

We invite you to become part of the Knoxville Teachers family. Experience personalized service tailored specifically for your needs. Whether you're looking for a loan or simply want to open an account, we're here for you every step of the way. Visit us during our lobby hours from Monday through Friday from 9 AM to 5 PM or call us at 865-582-2707 for more information about how we can help you achieve your financial goals. Join us today at Knoxville Teachers where community meets commitment!

Our Journey

From our establishment over eight decades ago, Knoxville Teachers has focused on serving the financial needs of educators and their families. As we have evolved, so too have our services. We now offer a wide range of personal banking options including checking and savings accounts, auto loans, mortgages, and even business banking solutions. With total assets amounting to $247,060,141, we are equipped to support our members' financial dreams while maintaining a strong community presence.

Our Mission

Our mission is simple yet powerful: to provide quality financial services while actively supporting our community. We strive to empower our members through education and financial literacy initiatives. At Knoxville Teachers, we believe that informed members make better financial decisions and ultimately contribute to a healthier economy. While members can visit us at 410 Montbrook Ln, official correspondence should be sent to the same address since both branch and mailing addresses are identical.

Branch Location & Accessibility

Accessibility and Convenience

At our Bearden location, we prioritize accessibility for all members. Our branch features ADA-compliant entrances, ensuring everyone can visit us comfortably. While we don't have an ATM or drive-thru service available, our knowledgeable staff is always ready to assist you inside during our operating hours from Monday through Friday, 9 AM to 5 PM. If you need to send official correspondence, please note that while you can visit us at 410 Montbrook Ln, all mail should be directed to the same address for consistency.

Get in Touch

Have questions? We're just a phone call away at 865-582-2707. We invite you to visit us soon and experience firsthand how Knoxville Teachers can help you achieve your financial goals. We look forward to seeing you!

Services Offered

We pride ourselves on offering a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or business banking solutions such as merchant services and business loans, we have you covered. Plus, enjoy the convenience of online and mobile banking to manage your finances on the go.

Member Eligibility

At Knoxville Teachers, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming. If you live, work, or go to school in Knox County or are related to someone who does, you can join us! We're here for educators and their families, making it easy for you to access personalized banking services tailored just for your needs. To learn more about the specific eligibility criteria, feel free to check out our detailed page at https://ktfcu.org/membership-join/ . Once you're ready to take the next step, opening an account with us is straightforward. With friendly staff available to help guide you through the process, you'll feel right at home. If you have any questions or want to get started today, don't hesitate to reach out at 865-582-2707. Join us at our branch located at 410 Montbrook Ln, Knoxville TN 37919, and experience the many advantages of being a member of Knoxville Teachers!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,223,178, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business with tools that simplify transactions and improve customer experiences. Our merchant services offer payment processing solutions tailored to your needs, allowing you to focus more on serving your customers rather than managing transactions. Located at 410 Montbrook Ln Knoxville Tn 37919 in Knoxville, TN, we're here to partner with you on your journey. Reach out at (865) 582-2707 to learn more about how we can support your business today!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services can help make that dream a reality. We offer flexible loan terms and competitive rates, ensuring that you find a plan that fits your budget. Picture yourself behind the wheel of your new vehicle, knowing you've made a smart financial choice with our guidance.

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. If you're looking to grow your business or manage transactions more efficiently, we have tools and resources designed specifically for small businesses.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards, perfect for everyday purchases. Imagine earning points every time you swipe, which can be redeemed for travel, cash back, or other rewards! It's an excellent way to get more out of your spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Knoxville Teachers, we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With tools like mobile payments and person-to-person transfers, banking has never been easier. If you're ready to take the next step towards achieving your financial goals or simply want more information about what we offer, don't hesitate to reach out! Call us at 865-582-2707 or visit our website at ktfcu.org today. Join us in building a brighter financial future together!

Home Financing Options

For those looking to purchase or refinance their homes, our Mortgage Loans & Refinancing options are available to assist you in navigating the process smoothly. Whether you're a first-time homebuyer or looking to lower your current mortgage payments, we're here to provide personalized solutions that suit your unique situation.

Personal Banking Solutions

We understand that managing your finances is crucial. That's why we offer Personal Banking options, including Checking & Savings Accounts designed to help you achieve your financial goals. Imagine having a place where your money not only stays safe but also grows. With competitive interest rates and no hidden fees, our accounts make it easy for you to save for future plans.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way, but our Personal Loans & Debt Consolidation options can provide the relief you need. Whether it's for medical bills or unexpected repairs, having access to funds when you need them most can make all the difference. Our team is ready to work with you on finding the best solution tailored just for you.

Digital & Online Banking

Conclusion

In today's fast-paced world, having reliable online and mobile banking services is essential. At Knoxville Teachers, we're committed to providing tools that make banking straightforward and secure. Explore all these features by visiting us online at https://ktfcu.org/ and experience the freedom of managing your finances anytime, anywhere!

Key Services

With our online banking platform available at https://ktfcu.org/ , you can access your accounts 24/7. This means you can check your balance, transfer funds, and pay bills whenever it suits you. Our platform is user-friendly and secure, ensuring that your personal information stays safe while you manage your finances. Need to sign documents quickly? With our electronic signature authorization feature, you can sign important documents without the hassle of printing or scanning. It's all about making things simpler for you.

Stay Connected

E-statements are available, allowing you to view your account statements electronically. This not only helps the environment but also keeps your financial records organized and easily accessible. Plus, if you're someone who enjoys making quick transactions with friends or family, our person-to-person transfer feature lets you send money instantly with just a few taps. For those who prefer mobile banking, our mobile application makes it easy to manage your accounts from anywhere. You can even make mobile payments directly from your phone, adding another layer of convenience to your banking experience.

Financial Strength

Growing Member Base

Our strength is also evident in our growing membership base with a total of 14,166 accounts. This trust from our members reinforces our commitment to providing reliable financial solutions tailored to your needs. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Teachers is your trusted partner. Visit us at 410 Montbrook Ln Knoxville Tn 37919 or call (865) 582-2707 to learn more about how we can help you achieve your financial goals.

Investing Back into the Community

With $16,615,487 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,102 in used auto loans and $178,857,614 in total loans and leases.

Member-Centric Approach

We prioritize our members above all else. With $30,252,400 in share certificates and $0 in money market shares, your savings are secured while offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment is reflected in our $501 in non-member deposits, which allows us to enhance your banking experience.

Operational Efficiency

Our operational efficiency shines through with a net income of $105,822, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 31 full-time employees and 5 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $26,183,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,056 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,353,030 in used vehicle loans and $5,045,620 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used car, our team is here to guide you through the process and find the best option for your budget.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $5,223,178 provide the capital needed to grow and expand. Whether it's investing in equipment or covering operational costs, our business loan solutions are crafted to meet the specific needs of local entrepreneurs.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses or consolidating debt, our total credit lines amounting to $38,029,258 provide members with access to funds as needed. Additionally, we also offer flexible terms on unsecured credit card loans; however, currently there are no outstanding amounts in this category.

Get Started Today!

If you're interested in exploring our loan products further or have questions about eligibility options available at Knoxville Teachers, please don't hesitate to reach out! You can contact us at 865-582-2707 or visit us at 410 Montbrook Ln Knoxville TN 37919 during our lobby hours from Monday to Friday between 9 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,941,356, make buying or refinancing simple. We know that securing a mortgage can be daunting, so we offer clear guidance and support throughout every step of the journey. Plus, if you're considering refinancing your current mortgage, we can provide insights on how to optimize your loan terms for better savings.

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KNOXVILLE TEACHERS FEDERAL CREDIT UNION