Knoxville Teachers Credit Union Knoxville TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Knoxville Teachers, your trusted financial partner located at 711 N Hall Of Fame Dr, Knoxville, TN 37917. Since our establishment in 1934, we have proudly served a community of over 6,740 members, offering a range of financial services tailored to meet your needs. With assets totaling an impressive $247,060,141, we are dedicated to providing stability and support as you navigate your financial journey. At Knoxville Teachers, we understand the importance of community. We strive to make a positive impact by offering personal banking services, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our total deposits stand at $5,886,400, reflecting the trust our members place in us every day. Our leadership team is committed to fostering a welcoming atmosphere for all members. Led by our CEO, David Underwood, and Board President Jeffrey Davis, we aim to ensure that every interaction with us feels personal and supportive. Whether you're looking for advice on managing your finances or need assistance with loans our friendly staff is here to help. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address: 711 N. Hall of Fame Drive, Knoxville, TN 37917-6722. We invite you to explore our website at ktfcu.org for more information on how we can assist you or give us a call at 865-582-2700 during our lobby hours from Monday to Friday, 9 AM - 5 PM. Join us today and discover how Knoxville Teachers can help you achieve your financial goals!

Branch History & Mission

At Knoxville Teachers, we take pride in our rich history and unwavering commitment to serving our community. Founded in 1934, our branch has grown from a small cooperative into a trusted financial institution that proudly serves over 6,740 members. Located at 711 N Hall Of Fame Dr, Knoxville, TN 37917, our branch is easily accessible and has become a cornerstone for many families and educators in the area. Over the decades, Knoxville Teachers has witnessed significant milestones. From humble beginnings, we have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our total assets now stand at an impressive $247,060,141, reflecting our solid financial foundation and dedication to fostering growth within our community. Our mission goes beyond just providing financial services; we strive to uplift our community through various outreach programs and partnerships. We believe that by supporting local initiatives and encouraging financial literacy, we can make a meaningful impact on the lives of those we serve. Our commitment is not only to help you manage your money but also to empower you to achieve your financial goals. While members can visit us at 711 N Hall Of Fame Dr, official correspondence should be sent to 711 N. Hall of Fame Drive, Knoxville, TN 37917-6722 if needed. Our doors are open Monday through Friday from 9 AM to 5 PM. Although we currently do not offer ATM services or drive-thru banking, we ensure that all members have access to online and mobile banking solutions for their convenience. At Knoxville Teachers, we embrace digital advancements while ensuring compliance with ADA standards to serve all members effectively. We are committed to offering customer-centric initiatives that make banking easier and more accessible. Join us on this journey! We invite you to become part of the Knoxville Teachers family and experience firsthand the benefits of membership. Whether you're looking for everyday banking solutions or planning for future investments, we're here to support you every step of the way. Feel free to reach out at 865-582-2700 or visit our website at ktfcu.org for more information about how we can assist you today!

Branch Location & Accessibility

Welcome to the Knoxville Teachers branch, conveniently located at 711 N Hall Of Fame Dr in beautiful Knoxville, TN. This central spot makes it easy for our members to access a wide range of financial services. Whether you're stopping by to open an account or looking for assistance with loans, we're here to help! While our branch is situated right near the iconic Hall of Fame Drive, making it a landmark in itself, you can also enjoy nearby attractions that add to the vibrant atmosphere of our community. With ample parking available, your visit will be hassle-free. We take pride in being accessible to everyone. Our location complies with ADA standards and features ramps for those who may need extra assistance. Our friendly staff is always ready to greet you and provide the support you need. Our lobby hours are designed with your convenience in mind join us Monday through Friday from 9 AM to 5 PM. While we currently do not offer drive-thru banking or ATMs on-site, our team is eager to assist you directly during business hours. If you have any questions or need guidance on your financial journey, don't hesitate to reach out! Call us at 865-582-2700 for more information or just drop by we look forward to seeing you soon!

Member Eligibility

At Knoxville Teachers, we believe that becoming a member is like joining a caring family dedicated to your financial well-being. To be eligible for membership, you simply need to be affiliated with the education community in our area, which includes teachers, school employees, and their families. This makes it easy for you to connect with others who share your values and goals. If you're curious about the specific criteria or want to see if you qualify, feel free to check out more details at https://ktfcu.org/membership-join/. Once you're ready to join us, opening an account is straightforward and welcoming. Our team is here to guide you through every step of the process, ensuring it feels seamless and personal. If you have any questions or need assistance, don't hesitate to reach out at (865) 582-2700. We're excited to welcome you into the Knoxville Teachers community at 711 N Hall Of Fame Dr Knoxville Tn 37917!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,223,178, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine having the tools you need to manage transactions seamlessly. Our merchant services are designed for real-world use, enabling you to accept payments easily, manage cash flow, and focus on what you do best running your business. This support allows you to enhance customer experiences while keeping your operations smooth. Located at 711 N Hall Of Fame Dr Knoxville Tn 37917 in Knoxville, TN, we're here to partner with you on your journey toward success. Let us help you navigate your financial needs today! For more information or to start your application, call us at (865) 582-2700.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing your current vehicle, our auto loans offer competitive rates and flexible terms tailored just for you. Picture driving away in the car of your dreams without the financial stress our dedicated team will guide you through the financing process, ensuring you find the best option that fits your budget.

Business Banking Services

For business owners, we offer tailored banking solutions including merchant services and business loans designed to help your business thrive. Our team understands what it takes to run a successful business and is committed to providing the financial tools necessary for growth.

Credit Cards with Rewards

With our credit cards, not only can you make purchases easily, but you'll also earn rewards on every dollar spent. Think about enjoying cash back on groceries or travel points for that vacation you've been dreaming about all while using a card that fits seamlessly into your lifestyle.

Mortgage Loans & Refinancing

Homeownership is one of life's biggest milestones. Whether you're buying your first home or looking to refinance an existing mortgage, we provide comprehensive mortgage solutions. With personalized service from our loan specialists, you'll feel confident in navigating the home financing landscape.

Online & Mobile Banking

In today's fast-paced world, convenience matters more than ever. That's why at Knoxville Teachers, we offer robust online and mobile banking services. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer giving you 24/7 access to manage your finances whenever it suits you. We're proud to serve our community with these diverse offerings at Main Office. Your financial journey matters to us! For more information on how we can assist you further or if you're ready to take the next step in achieving your financial goals, please don't hesitate to reach out or visit us today!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we've got you covered. Our personal banking services are designed for everyday needs, making it simple for you to manage your money. Imagine having a checking account that allows you to access funds quickly, combined with a savings account that helps you grow your savings over time. At Knoxville Teachers, we strive to make this a reality for all our members.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for home repairs or consolidating debt into a single payment, we offer loans that can help ease financial burdens. Imagine simplifying your finances by merging multiple payments into one manageable loan this is the relief we aim to provide.

Digital & Online Banking

Easy Transfers

Need to send money to a friend? Our person-to-person transfer service allows you to send money quickly and easily with just a few taps on your screen. It's perfect for splitting bills or sending gifts! In short, our digital and online banking services empower you to take control of your finances in a way that fits seamlessly into your life. Join us at Knoxville Teachers today and experience the ease of modern banking!

Mobile Application & Payments

For those who prefer banking on their smartphones, our mobile application is here to help! It's packed with features that let you manage your accounts effortlessly. You can even make mobile payments right from your device, adding another layer of convenience to your day-to-day transactions.

Online Banking Services

With our 24/7 online banking services available at https://ktfcu.org/, you can check your balance, transfer funds, and pay bills anytime you need. No more rushing to the bank before it closes; you have the freedom to manage your money whenever it suits you. Plus, our user-friendly interface makes navigation a breeze, so you can spend less time banking and more time enjoying life.

Secure Transactions

Security is a top priority for us at Knoxville Teachers. Our electronic signature authorization feature ensures that your online transactions are safe and secure. You can also feel confident knowing that e-statements are available for easy access to your account information without the clutter of paper statements.

Financial Strength

At Knoxville Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. As a trusted financial institution located at 711 N Hall Of Fame Dr Knoxville Tn 37917 in Knoxville, TN, we are committed to ensuring the safety and growth of your assets. With a net worth of $26,183,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $30,252,400 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not have money market shares available right now, our commitment to safeguarding your investments remains unwavering. Unlike traditional banks, we prioritize our members. With non-member deposits at $501, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our dedication to our members is reflected in our $16,615,487 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. We support our community with $1,102 in used auto loans and $178,857,614 in total loans and leases. This lending capacity helps you achieve your financial goals across various sectors. Our operational efficiency is highlighted by our net income of $356,783, which empowers us to provide competitive loan rates and solid financial products. Our team is dedicated to serving you better every day. We proudly employ 31 full-time employees and 5 part-time employees who are always ready to assist you with their knowledge and commitment. Our net shares amount to $1,533,765, indicating funds available for lending and investments, while the total share accounts stand at 14,166, showcasing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Teachers is your trusted partner. Visit us at 711 N Hall Of Fame Dr Knoxville Tn 37917 or call (865) 582-2700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,353,030 in used vehicle loans and $5,045,620 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles to ensure you find an option that fits your budget.

Business Financing

If you're a business owner seeking capital for growth, our outstanding commercial loans totaling $5,223,178 can provide the necessary funding for expansion or operational needs. We understand the unique challenges faced by businesses and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,941,356, make buying or refinancing simple. We guide you through the process and help you understand your options, ensuring that you feel confident as you take this important step toward owning your own home.

Refinancing Options

In addition to our loan products, we also offer refinancing options for many of our loan types. If you're looking to lower your interest rate or consolidate debt, our team can discuss eligibility and help you navigate the refinancing process. At Knoxville Teachers located at 711 N Hall Of Fame Dr., Knoxville TN 37917, we're committed to providing personalized service to meet your unique financial needs. You can reach us at (865) 582-2700 during our operating hours from Monday to Friday between 9 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can support you in reaching your financial aspirations!

Unsecured Credit Card Loans

For those looking for a way to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans. Although currently there are $0 in unsecured credit card loans available, our team is ready to assist members with various financing solutions tailored to individual needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in all comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, reflecting the most current market conditions.

KNOXVILLE TEACHERS FEDERAL CREDIT UNION - Knoxville, TN

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