Knoxville Teachers CU Farragut TN | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Knoxville Teachers, your trusted financial partner located at 147 W End Ave, Farragut, TN 37934. Established in 1934, our credit union has been dedicated to serving the community with a strong commitment to helping our members achieve their financial goals. With a total membership of 6,740 and assets exceeding $247 million, we pride ourselves on being a reliable choice for personal banking needs. At Knoxville Teachers, we understand that every member's journey is unique. Whether you're looking to purchase a new vehicle, consolidate debt, or save for your future, we offer a range of services tailored just for you. Our total loans amount to 4,833, while our deposits stand at an impressive $5,886,400. We are not just about numbers; we focus on building relationships and providing support throughout your financial journey. Our leadership team, headed by CEO David Underwood and Board President Jeffrey Davis, is passionate about fostering a welcoming environment where members feel valued and understood. With a dedicated staff of 36 employees, we're here to assist you every step of the way. While members can visit us at our branch location in Farragut, official correspondence should be sent to the same address: 147 W End Ave, Farragut, TN 37934-2823. For inquiries or assistance, don't hesitate to give us a call at (865) 582-2701 during our operating hours from Monday to Friday, 9 AM to 5 PM. Join us today and experience the Knoxville Teachers difference where community values meet exceptional financial services. Visit our website at https://ktfcu.org for more information!

Branch History & Mission

Welcome to the vibrant history of Knoxville Teachers, located in the heart of Farragut, TN. Since our doors first opened in 1934, we have been dedicated to serving our community with integrity and care. Over the decades, our credit union has grown from a small group of educators into a thriving financial institution, proudly supporting 6,740 members with assets totaling over $247 million. Nestled at 147 W End Ave, Farragut, TN 37934, our branch is easily accessible for all your banking needs. If you need to send official correspondence, please use our mailing address: 147 W End Ave, Farragut, TN 37934-2823. Our friendly team is here to assist you during our operating hours, Monday through Friday from 9 AM to 5 PM. At Knoxville Teachers, our mission is clear: we strive to empower our members through personalized financial services while actively contributing to the well-being of our community. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Each service is designed with the unique needs of our members in mind. Our journey has been marked by significant milestones. From achieving membership growth to expanding our services with modern conveniences like online and mobile banking, we continually adapt to meet the evolving needs of those we serve. We take pride in being compliant with ADA standards and ensuring accessibility for all members. Community engagement is at the core of what we do. We actively participate in local events and foster partnerships that benefit the residents of Farragut and beyond. Whether it's sponsoring school programs or hosting financial literacy workshops, we are committed to making a positive impact. As technology advances, so do we. While we currently do not have ATM or drive-thru services available at this branch, our digital banking options allow for easy access to your accounts anytime you need it. Join us at Knoxville Teachers! Experience firsthand how we're dedicated to providing exceptional service while investing in your financial future. We invite you to become part of our growing family today! For more information on membership eligibility or services offered, visit us at ktfcu.org. You can also reach us directly at 865-582-2701 with any questions you may have. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

We understand that accessibility matters. Our branch is designed with features to welcome everyone, including ADA-compliant entrances and ample parking for all our members. If you need assistance while visiting, our friendly staff is always ready to help.

Operating Hours

We're open Monday through Friday from 9 AM to 5 PM, making it convenient for you to stop by before or after work. Have a question? Feel free to give us a call at 865-582-2701 during business hours.

Services Offered

At Knoxville Teachers, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are committed to helping you achieve your financial goals. Although we do not have ATM services or drive-thru banking at this location, our team is dedicated to providing excellent service inside the branch.

Visit Us Today!

While members can visit us at 147 W End Ave for all their banking needs, official correspondence should be sent to the same address. We invite you to stop by or reach out via phone with any questions or concerns. Experience personalized service today with Knoxville Teachers in Farragut!

Member Eligibility

Becoming a member of Knoxville Teachers means joining a warm and welcoming community that prioritizes your financial well-being. To qualify for membership, you simply need to be affiliated with certain groups or locations associated with us, such as being an employee or family member of someone who is part of our community. If you're curious about the specifics, you can explore the details on our eligibility page at https://ktfcu.org/membership-join/. We strive to make the process simple and inviting, ensuring everyone feels included in our family. Opening an account is just as easy! You can visit us at our branch located at 147 W End Ave Farragut Tn 37934 or reach out to us by phone at (865) 582-2701 if you have any questions. Joining us not only gives you access to competitive rates and personalized service but also connects you with a supportive network focused on helping you achieve your financial goals. We can't wait to welcome you into the Knoxville Teachers family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced environment, effective payment solutions are essential for any business. Our merchant services allow you to accept payments easily, whether online or in-store. Imagine seamlessly processing customer transactions while focusing on what you do best growing your business. Located at 147 W End Ave Farragut Tn 37934 in Farragut, TN, our team is ready to help you navigate your financial journey. Call us at (865) 582-2701 or visit us online at https://ktfcu.org to learn more about how we can support your business's success!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,223,178, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to purchase a new car? Our Auto Loans & Vehicle Financing options can make that dream a reality. With competitive rates and flexible terms, you can drive away in your new vehicle without breaking the bank. Whether it's a family sedan or a sporty coupe, we've got financing solutions that fit your budget.

Business Banking

For business owners, we provide comprehensive Business Banking services, including Merchant Services and Business Loans. If you're starting a new venture or expanding an existing one, our team will help craft a financial solution that meets your unique business needs.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points for every dollar spent. Think about how those points can turn into travel miles or cashback rewards! It's an excellent way to make your everyday purchases work for you while enjoying great benefits.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Knoxville Teachers, we offer robust Online & Mobile Banking features that let you manage your accounts anytime and anywhere. From mobile payments to person-to-person transfers, accessing your finances has never been easier. As part of our commitment to service excellence, we also provide ATM & Cash Withdrawal Services for added convenience. Although we don't have ATMs at this branch location, our network ensures you can access cash when needed. If you're ready to explore what we can do for you or if you have any questions about our services, please don't hesitate to reach out! You can contact us at (865) 582-2701, visit us at 147 W End Ave Farragut Tn 37934, or check out our website at Farragut for more information. We look forward to welcoming you as part of our community!

Mortgage Loans & Refinancing

For those considering homeownership or wanting to refinance their existing mortgage, our Mortgage Loans & Refinancing services are here for you. We work closely with members to find the best mortgage solutions that suit their financial goals. Picture yourself settling into your dream home with a mortgage plan that keeps payments manageable.

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts designed for your everyday needs. Imagine having a checking account that lets you manage your money easily while also earning interest on your savings. This combination ensures you have quick access to your funds while growing your savings over time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation options, you can tackle those challenges head-on. Whether you're looking to cover medical bills or consolidate credit card debt into one easy payment, we're here to support you in regaining control over your finances.

Digital & Online Banking

Key Features

Our online banking platform allows you to access your account anytime you need it. With just a few clicks, you can view your balances, check recent transactions, and transfer money between accounts. Plus, with our electronic signature authorization feature, you can sign documents securely from anywhere, making it easier than ever to manage your financial needs without stepping foot in a branch. For those who prefer paperless options, we provide e-statements that let you keep track of your finances without cluttering your mailbox. These statements are easy to read and accessible whenever you need them.

Mobile Banking

In addition to our online services, our mobile application is available for download. This app includes a range of features such as mobile payments and person-to-person transfers. Need to send money to a friend? Just use the person-to-person transfer feature! It's fast and secure, allowing you to manage transactions directly from your smartphone. With mobile payments enabled, paying for goods and services has never been easier. Simply link your account to your favorite payment apps and enjoy the convenience of shopping without cash or cards.

Security and Accessibility

We prioritize the security of your information with advanced measures in place to protect your data while using our services. Our user-friendly interface ensures that even those who may not be tech-savvy can navigate their accounts with ease. Whether you're checking balances late at night or transferring funds during lunch breaks, Knoxville Teachers makes online banking accessible and straightforward for all members. Discover how easy managing your finances can be by visiting us today at https://ktfcu.org/!

Financial Strength

Member Engagement

We boast a strong member base with a total of 14,166 share accounts showing that more people trust us with their finances. Additionally, our net shares (funds available for lending and investments) stand at $1,533,765, further illustrating our commitment to supporting our community's financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Teachers is your trusted partner. Visit us at 147 W End Ave Farragut TN 37934 or call 865-582-2701 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $105,822 reflects our operational efficiency and dedication to serving our members effectively. We take pride in having 31 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Your Future

With $16,615,487 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $178,857,614 in total loans and leases available to support your financial goals across various sectors. This includes $11,030,000 in used auto loans to help you get on the road with confidence.

Secure Savings Options

Members' savings are secured through $30,252,400 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $501, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $26,183,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,353,030 in used vehicle loans and $5,045,620 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our competitive financing can make your purchase more affordable. We also provide refinancing options to help you save even more if you're looking to reduce your current payments.

Business Financing

For business owners, our outstanding commercial loans totaling $5,223,178 provide the capital needed to grow and expand. Whether it's for purchasing inventory or upgrading equipment, our business financing options are designed to support your entrepreneurial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of these loan offerings or want to explore eligibility options further, feel free to contact us at 865-582-2701 or visit us at 147 W End Ave, Farragut TN 37934 during our lobby hours from Monday to Friday between 9 AM and 5 PM. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,941,356, giving you access to the funds you need for your new home. If you're considering refinancing your existing mortgage, we can guide you through the process and find the best terms available.

Unsecured Credit Card Loans

Managing day-to-day expenses can be made easier with our flexible unsecured credit card loans. Although we currently have $0 in unsecured credit card loans issued, we strive to provide tailored solutions that meet our members' needs effectively.

Loan Aggregator

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Ensuring Accurate Comparisons

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