Knoxville Teachers Credit Union Clinton TN | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Knoxville Teachers, your trusted partner in financial well-being, located at 125 Leinart St, Clinton, TN 37716. Since our establishment in 1934, we have been dedicated to serving our community, and today we proudly support over 6,740 members. Our mission is to provide personalized financial solutions that help you achieve your goals. At Knoxville Teachers, we understand that every member's needs are unique. With a total asset base of $247,060,141, we offer a range of services including personal banking, auto loans, mortgages, and business financing options. Whether you're looking to open a checking account or secure a loan for your dream vehicle, our experienced team is here to assist you every step of the way. Led by our CEO David Underwood and Board President Jeffrey Davis, our dedicated staff of 36 employees works tirelessly to ensure that each member receives the care and attention they deserve. We're proud of our strong financial standing, with total deposits reaching $5,886,400 and a net worth of $26,183,954. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 125 Leinart St, Clinton, TN 37716. If you have any questions or need assistance, don't hesitate to reach out at (865) 582-2705 during our operating hours from Monday to Friday between 9 AM and 5 PM. Explore how Knoxville Teachers can make a positive impact on your financial journey. Visit us online at ktfcu.org or come by today we're excited to help you thrive!

Branch History & Mission

Welcome to Knoxville Teachers, a credit union with a rich legacy and a deep commitment to the community of Clinton, Tennessee. Since opening our doors in 1934, we have been dedicated to serving our members and helping them achieve their financial goals. Located at 125 Leinart St, our branch is not just a place for banking; it's a hub for community support and growth. Over the years, Knoxville Teachers has seen remarkable growth, now boasting a total membership of 6,740 and assets totaling $247,060,141. This evolution reflects our unwavering commitment to providing quality financial services tailored to the needs of our members. Our headquarters are located in nearby Knoxville, Tennessee, where our mission began and continues to thrive. At Knoxville Teachers, we believe that banking should be more than just transactions. Our mission is to empower individuals and families by offering accessible financial solutions while fostering a sense of community. We provide personal banking services such as checking and savings accounts, auto loans, mortgage options, personal loans, and even business banking solutions. Each service is designed with you in mind, ensuring that we meet your unique needs. While members can visit us at 125 Leinart St for all their banking needs during our operating hours Monday through Friday from 9 AM to 5 PM official correspondence should be sent to the same address for your convenience. Our branch takes pride in being community-oriented. We engage in various outreach programs and partnerships aimed at supporting local initiatives that enrich lives in Clinton. Whether it's hosting financial literacy workshops or supporting educational programs for local schools, we strive to make a positive impact every day. As we look towards the future, we embrace digital advancements like online banking and mobile payments while ensuring compliance with ADA standards so everyone can access our services easily. Although we currently do not have ATM or drive-thru facilities at this location, our focus remains on personalized service that puts you first. Join us at Knoxville Teachers Credit Union today! Experience firsthand how we can help you navigate your financial journey while making meaningful connections within the community. Together, let's build a brighter future! For more information or assistance, feel free to reach out at (865) 582-2705 or visit us online at ktfcu.org.

Branch Location & Accessibility

Accessibility Features

We take pride in providing accessible banking options for everyone. Our branch is ADA compliant, ensuring that all members can navigate the space comfortably. Parking is available nearby for your convenience, allowing for easy access whether you're driving or walking in.

Call to Action

We invite you to visit us at Knoxville Teachers in Clinton today! If you have any questions or need assistance before your visit, don't hesitate to give us a call at 865-582-2705. Let's work together towards achieving your financial goals!

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9 AM to 5 PM, so you can come in during the day when it works best for you. Although we currently do not offer drive-thru services or ATMs at this location, our dedicated team is always available inside to assist you with personal banking, auto loans, mortgages, and more.

Member Eligibility

At Knoxville Teachers, we believe that joining our community should feel welcoming and straightforward. Becoming a member is open to anyone who lives, works, worships, or attends school in the area surrounding Clinton, TN. Whether you're looking for a personal banking experience that feels like family or seeking financial services tailored just for you, Knoxville Teachers has your back. We offer a variety of products and services designed to meet your needs, from checking and savings accounts to auto loans and mortgages. To learn more about the specific eligibility criteria and how to become part of our community, feel free to visit our detailed membership page at https://ktfcu.org/membership-join/. If you're ready to open an account or have any questions, don't hesitate to call us at (865) 582-2705. We're here to help you take that first step toward becoming a valued member of Knoxville Teachers, located at 125 Leinart St Clinton Tn 37716.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,223,178, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we provide essential merchant services that simplify transactions for your business. Picture this: You're at a busy farmers market or a bustling storefront, and your customers want to pay using their mobile wallets or credit cards. Our merchant services allow you to accept payments easily, ensuring that you never miss a sale while keeping your cash flow steady. Whether you're just starting out or looking to expand, Knoxville Teachers is here to support your vision and help your business grow. Visit us at 125 Leinart St Clinton Tn 37716, Clinton, TN, or give us a call at (865) 582-2705 to learn more about how we can assist you!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing an existing vehicle loan, our auto loans provide competitive rates and flexible terms. Picture yourself behind the wheel of that dream car without breaking the bank! Our team is here to assist you every step of the way.

Business Banking

If you're a business owner, our business banking services are designed with you in mind. From merchant services that simplify transactions to business loans that fuel growth, we want to support your entrepreneurial journey. Think about how easier cash flow management could boost your operations!

Credit Cards with Rewards

Take advantage of our credit cards that offer rewards for everyday purchases. Whether it's cashback on groceries or points for travel, these cards help you earn while you spend. It's like getting paid to shop!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their current mortgage, we offer personalized mortgage loans. We understand that buying a home is one of the biggest decisions you'll make, so we strive to make the process as smooth as possible. Our friendly staff will guide you through various options, helping you find the best fit for your budget.

Online & Mobile Banking

Accessing your accounts has never been easier with our online and mobile banking features. You can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our user-friendly app. At Knoxville Teachers, we're not just about numbers; we're about building relationships and helping you thrive financially. If you have any questions or need assistance, don't hesitate to reach out at (865) 582-2705 during our lobby hours from Monday to Friday between 9 AM and 5 PM. Ready to take control of your finances? Visit us today at 125 Leinart St Clinton Tn 37716 or explore more about our services online at Clinton!

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed for everyday use. Imagine having a checking account that helps you manage your expenses while earning interest on your savings. With easy access through online and mobile banking, tracking your finances is just a click away. You can enjoy the convenience of making transactions anytime, anywhere.

Personal Loans & Debt Consolidation

Managing multiple debts can be overwhelming, which is why our personal loans are perfect for debt consolidation. By combining your debts into one manageable payment, you can reduce stress and potentially lower your monthly payments. Imagine freeing up your finances and getting back on track!

Digital & Online Banking

Key Services

Our online banking platform offers a range of features that cater to your everyday banking needs. You can view balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer to keep things green, we provide e-statements, so you can stay updated without any paper clutter. If you're looking for quick and easy ways to send money to friends or family, our person-to-person transfer service has you covered. It's fast and simple perfect for splitting dinner bills or sending gifts!

Mobile Banking Made Easy

For those who enjoy banking on their mobile devices, our user-friendly mobile application is available for download. You can easily make payments using mobile payment options, giving you the flexibility to manage your finances wherever life takes you. Security is a top priority at Knoxville Teachers. We utilize electronic signature authorization to ensure that your transactions are safe and secure. This means you can complete important documents with confidence right from your device. At Knoxville Teachers, we believe in making banking accessible and straightforward. Whether you're checking your account balance or making payments on the go, our digital services are here to support you every step of the way. Explore more about what we offer at https://ktfcu.org/ today!

Financial Strength

At Knoxville Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, showcasing the strength and reliability that you can trust. With a net worth of $26,183,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $30,252,400 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $501, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,615,487 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,102 in used auto loans and a total of $178,857,614 in loans and leases. Our net income of $105,822 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) amount to $1,533,765, while our total share accounts show a robust member base with 14,166 accounts trusting us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Teachers is your trusted partner. Visit us at 125 Leinart St Clinton Tn 37716 or call 865-582-2705 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,353,030 in used vehicle loans and $5,045,620 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new car or considering a reliable used option, we have flexible financing solutions to fit your budget.

Commercial Loans

For business owners seeking capital for growth or expansion, our outstanding commercial loans total $5,223,178. These loans are designed to empower businesses within our community and help them thrive in today's competitive market. At Knoxville Teachers, we're committed to providing you with personalized service and competitive rates. If you're interested in learning more about any of these loan products or wish to discuss refinancing options further, please feel free to reach out at 865-582-2705 during our operating hours from Monday through Friday from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take your next financial step!

Credit Lines and Unsecured Loans

For those needing additional financial support, our total credit lines amount to $38,029,258, offering flexibility when you need it most. We also provide unsecured credit card loans; however, currently there are no outstanding amounts in this category. Should your needs change in the future, we will be ready to assist.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $4,941,356, allowing you to navigate the path to your dream home with ease. If you're looking for refinancing options or want to explore eligibility criteria, we're here to help you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key advantages: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions in one convenient place. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights the tool's effectiveness and user satisfaction.

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that you receive fair and transparent offers, as all lenders are verified for compliance with established lending practices. By using up-to-date information, LendMesh helps users make informed decisions about their loans.

KNOXVILLE TEACHERS FEDERAL CREDIT UNION - Clinton, TN

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Loan rates in Clinton, TN (37716)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services That Matter

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Mobile Banking Made Easy

Financial Strength

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Call to Action

How LendMesh Ensures Accurate Loan Comparisons

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