Knox County Teachers Credit Union Knoxville TN | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Knox County Teachers, your trusted partner in financial wellness since 1955! Located at 9212 Kingston Pike, Knoxville, TN 37922, we are proud to serve our community with a commitment to personalized banking solutions tailored for you. With over 2,166 members and total assets amounting to $34,162,616, we understand the unique needs of our members and strive to provide exceptional service every day. At Knox County Teachers, we believe in fostering strong relationships within our community. Our dedicated team, led by CEO Julie McMillan and Board President Robert Huff, works tirelessly to ensure that each member feels valued and supported. We offer a variety of services including checking and savings accounts, auto loans, personal loans, credit cards with rewards, and business banking options. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 9212 Kingston Pike, Knoxville, TN 37922. If you have questions or need assistance, don't hesitate to reach out to us at (865) 691-8139 during our lobby hours from Monday to Friday, 9:00 AM - 5:00 PM. As a member-focused credit union with total deposits of $3,424,970 and a net worth of $4,491,176, we are here to empower you on your financial journey. Join us today at kctfcu.org and discover how we can help you achieve your financial goals!

Branch History & Mission

At Knox County Teachers, we take pride in our rich history and deep commitment to serving our community. Established in 1955, our branch has grown alongside the families and educators of Knoxville, TN. Located at 9212 Kingston Pike, we're easily accessible and positioned to support both personal and professional financial needs. Over the decades, we have evolved to meet the changing demands of our members. Today, Knox County Teachers proudly serves over 2,166 members with total assets exceeding $34,162,616. Our mission is simple yet powerful: to provide exceptional financial services while fostering a spirit of community and support among our members. Our commitment extends beyond just banking; we aim to empower individuals through education and resources that promote financial wellness. We are dedicated to offering a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at 9212 Kingston Pike, official correspondence should be sent to the same address. We understand that convenience is key; that's why we offer drive-thru banking for simple transactions during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Unfortunately, we do not have ATM availability at this location but encourage our members to utilize online banking options for their convenience. As part of our mission, we strive for inclusivity by maintaining compliance with ADA standards and ensuring that all community members can access our services. Our partnerships within the community enable us to engage in outreach efforts that uplift those around us whether through educational workshops or local sponsorships. We invite you to join Knox County Teachers and experience how we make a difference not only in your financial life but also in the community. Come see how being part of a credit union can benefit you today! For any inquiries or assistance, feel free to reach out at 865-691-8139. Let's build a brighter future together!

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your convenience in mind. Whether you're driving or walking, you'll appreciate the ample parking available right outside our doors. The branch is fully accessible, featuring ramps and other amenities to ensure everyone can visit us without hassle. We understand that life can get busy, which is why we keep our doors open Monday through Friday from 9:00 AM to 5:00 PM. If you need assistance outside these hours, feel free to reach out to us at 865-691-8139 we're here to help!

Services Tailored for You

At Knox County Teachers, we pride ourselves on providing a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to various loan products including auto loans and mortgages, we've got something for everyone. Plus, if you're looking for quick transactions, our drive-thru service makes it easier than ever to handle deposits and withdrawals on the go. While members can visit us at 9212 Kingston Pike, official correspondence should be sent to the same address as our mailing address remains unchanged. We look forward to welcoming you to our friendly branch where financial services meet community spirit. So why wait? Stop by Knox County Teachers today or give us a call we're excited to assist you with all your banking needs!

Member Eligibility

At Knox County Teachers, we believe that everyone deserves a chance to join our close-knit community. Becoming a member is straightforward and welcoming! If you're a teacher, school employee, or even a family member of someone who works in education in Knox County, you're likely eligible for membership. We invite you to explore the benefits of being part of our credit union, where we prioritize your financial well-being and offer personalized services tailored just for you. For more detailed eligibility information, feel free to check out our website at . Opening an account with us is just as easy! You can get started by visiting us at 9212 Kingston Pike, Knoxville, TN 37922 or give us a call at (865) 691-8139. We're here to guide you through every step and answer any questions you may have. Join us today and discover how being a member of Knox County Teachers can make a positive difference in your financial journey!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services make it easy for you to manage transactions smoothly. Imagine being able to accept payments from customers anywhere be it online or in-store without hassle. This means more time for you to focus on what really matters: growing your business. Visit us at 9212 Kingston Pike Knoxville Tn 37922 in Knoxville, TN, or give us a call at (865) 691-8139 to learn more about how our business banking and commercial services can support your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services make it easier than ever. We offer competitive rates and flexible terms, helping you drive away in the vehicle of your dreams without breaking the bank. Whether you're purchasing a new ride or refinancing an existing loan, we're here to support your automotive needs.

Business Banking

For entrepreneurs and small business owners, we provide comprehensive Business Banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges; let us be your partner in success by offering tailored financial solutions that suit your needs.

Credit Cards with Rewards

Get more from your spending with our Credit Cards with Rewards program! Enjoy perks such as cashback on purchases and travel rewards that enhance your everyday transactions. It's an excellent way to earn while you spend making each purchase a little more rewarding.

Drive-Thru Banking

If you prefer face-to-face interactions but have limited time, our Drive-Thru Banking service allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. It's banking made convenient! At Knox County Teachers, we're committed to providing all these services in a welcoming environment where members feel valued and supported. If you're ready to explore how we can assist you further, don't hesitate to reach out at 865-691-8139 or visit us online at kctfcu.org. Let us help you achieve your financial goals today!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Knox County Teachers, we want to make it as accessible as possible. Our Mortgage Loans & Refinancing options provide you with the tools to secure your dream home or lower your monthly payments on an existing mortgage. With our expert guidance, you can navigate the home-buying process with ease.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. Manage your accounts from anywhere at any time transfer funds, pay bills, and check balances right from the palm of your hand. You'll appreciate how easy it is to stay on top of your finances whenever it suits you.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed for everyday use. Imagine having easy access to your funds, allowing you to pay bills or make purchases with confidence. Our checking accounts provide convenience while our savings options help you plan for future goals.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services are designed to help you manage those moments with grace. Whether it's funding a family vacation or consolidating debt into one manageable payment, our loans offer flexibility and competitive interest rates.

Digital & Online Banking

Conclusion

Knox County Teachers is committed to making banking simple and accessible for you. Our robust online banking services empower you to handle your finances with ease while ensuring that security remains a top priority. Experience the convenience of modern banking today by visiting http://www.kctfcu.org and take control of your financial journey!

Key Features

Our online banking service is available 24/7 at http://www.kctfcu.org. You can check your balances, transfer funds, and monitor transactions all from the comfort of your computer or mobile device. Plus, with person-to-person transfers, sending money to friends or family is just a click away. While we currently do not offer electronic signatures or e-statements, rest assured that our focus remains on providing user-friendly services that prioritize your security. We take privacy seriously and ensure that your data is protected while you manage your finances.

Mobile Access

Although we do not yet have a mobile application or mobile payments feature, our online banking platform is fully responsive. This means you can easily access all functionalities from your smartphone's browser. Whether you're waiting in line or commuting, staying on top of your financial activities has never been easier.

Financial Strength

At Knox County Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial position, which allows us to serve you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $4,491,176, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.15% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,739,085 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,840,804 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $375 in used auto loans and a total of $20,603,433 in loans and leases. Our $0 net income reflects our operational efficiency during challenging times but reinforces our commitment to providing valuable products for you as we navigate forward. We also take pride in having 6 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $0, indicating a focus on member-centric growth rather than external borrowing. Total Share and Deposit Accounts number 3,780, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knox County Teachers is your trusted partner. Visit us at 9212 Kingston Pike Knoxville TN 37922 or call 865-691-8139 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,516,581 in used vehicle loans and $4,304,003 in new vehicle loans already helping members get on the road. We offer both new and used vehicle financing options that make it easier than ever to drive away in your dream car.

Business and Personal Loans

For those seeking additional financing options beyond personal use, we provide commercial loans as well. Although we currently do not have outstanding commercial loans available, our personal loan products can serve as an alternative for various needs such as debt consolidation or funding personal projects. At Knox County Teachers, we're here to assist you through every step of your borrowing journey. If you're interested in refinancing or want to learn more about eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 865-691-8139 or visit us at our branch located at 9212 Kingston Pike, Knoxville, TN 37922. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $584,516, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to help guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $146,970 in loans helping members manage their finances effectively. These cards are perfect for those who want the convenience of credit without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory standards ensures that users receive fair and transparent offers when comparing loan options.