Knox Co. Employees Credit Union Knoxville TN | Best Auto Loans & Business Banking

Introduction

Welcome to Knox Co. Employees, your trusted financial partner located at 1000 N Central St, Knoxville, TN 37917. Established in 1974, our credit union has been dedicated to serving the local community for nearly five decades. With a growing membership of 1,363, we pride ourselves on offering personalized financial services tailored to meet your needs. At Knox Co. Employees, we understand that your finances are more than just numbers; they represent your dreams and aspirations. That's why we've built a solid foundation, with total assets of $11,992,327 and total deposits amounting to $589,145. Our commitment to our members is reflected in our competitive loan offerings, having successfully managed over 580 loans and leases. While you can visit us at our physical branch for face-to-face assistance, please note that official correspondence should be sent to our mailing address: 400 Main Ave. RM 355, Knoxville, TN 37902. Our team, led by CEO Kerri Haynes and Board President Jennifer Schroeder, is dedicated to providing exceptional service with a personal touch. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we have the resources to help you succeed. Our financial health is robust, with a net worth of $1,998,124 and cash readily available at $159,687, ensuring that we can support you through life's financial journeys. Ready to take the next step? Give us a call at 865-215-2364 or visit our website at knoxcountyecu.com to learn more about how we can assist you today!

Branch History & Mission

At Knox Co. Employees, we take pride in our rich history and commitment to the community we serve. Established in 1974, our branch has grown alongside Knoxville, Tennessee, building a legacy of trust and support for our members. Located at 1000 N Central St, Knoxville, TN 37917, we are not just a financial institution; we are a cornerstone of the community. From our humble beginnings with a handful of members, we have expanded to serve over 1,363 individuals today. Our journey reflects a dedication to providing quality financial services while fostering a sense of belonging among our members. With total assets reaching $11,992,327, we stand strong as a reliable resource for personal banking, auto loans, mortgage financing, and more. Our mission at Knox Co. Employees is simple yet profound: to enhance the financial well-being of our members while actively contributing to the growth and prosperity of our local community. We believe that everyone deserves access to fair and affordable financial products. This belief guides us as we offer various services tailored to meet diverse needs from checking and savings accounts to business banking solutions. While members can visit us at 1000 N Central St for their banking needs, official correspondence should be sent to our mailing address at 400 Main Ave. RM 355, Knoxville, TN 37902. We operate Monday through Friday from 8:00 AM to 3:30 PM, ensuring that our doors are open when you need us most. In today's digital world, we continue to innovate while maintaining accessibility for all. Our online and mobile banking options allow you to manage your finances conveniently from anywhere. We also prioritize customer service with initiatives like shared service centers that make banking easier for everyone. Our commitment extends beyond traditional banking as we engage with local organizations through partnerships and outreach efforts designed to uplift our community. Whether it's sponsoring events or supporting local charities, we strive to make a positive impact where it matters most. We invite you to join Knox Co. Employees and experience the difference that comes from being part of a credit union dedicated to its members and community. Together, let's build a brighter financial future for all! For more information or assistance, feel free to call us at 865-215-2364 or visit our website at Knox County Employees CU.

Branch Location & Accessibility

Welcome to Knox Co. Employees, your friendly neighborhood credit union located at 1000 N Central St in the heart of Knoxville, TN. Our branch is not just a place to manage your finances; it's a hub for community support and member service. Easily accessible, we're situated near popular landmarks, making it convenient for you to stop by while you're out and about. Whether you're visiting us for personal banking needs or to explore our loan options, you'll find ample parking available right outside. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure that everyone can easily access our services. At Knox Co. Employees, we value your time. Our lobby hours run from 8:00 AM to 3:30 PM from Monday through Friday, allowing you to plan your visit according to your schedule. Although we currently do not offer ATM services or drive-thru banking, our shared service center provides basic transactions like deposits and withdrawals for members of partner credit unions, ensuring you have access to essential banking services when you need them. While you can visit us at 1000 N Central St for all your banking needs, please remember that official correspondence should be sent to our mailing address at 400 Main Ave. RM 355, Knoxville, TN 37902. If you have any questions or need assistance, feel free to give us a call at 865-215-2364. We're here to help and look forward to welcoming you in person soon!

Member Eligibility

At Knox Co. Employees, we believe that becoming a member is like stepping into a warm and welcoming community where your financial goals are supported every step of the way. If you're interested in joining us, it's simple! Membership is open to individuals who work for or are retired from the Knox County government, as well as their immediate family members. This inclusive approach means that if you're part of the Knox County family, you can enjoy all the benefits we offer, from personalized banking services to competitive loan rates. To get started, visit us at 1000 N Central St, Knoxville, TN 37917, or give us a call at 865-215-2364. We're here to guide you through the membership process and make it as easy as possible. For more detailed eligibility criteria or updates, check out our website at https://www.knoxcountyecu.com. Joining Knox Co. Employees means you're not just opening an account; you're becoming part of a supportive network that truly cares about your financial well-being!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments easily from customers, whether they're shopping online or in-store. Our services ensure you can focus on what matters most growing your business. Located at 1000 N Central St Knoxville Tn 37917 in Knoxville, TN, we invite you to explore how our tailored solutions can meet your business needs. Contact us at (865) 215-2364 or visit us online at https://www.knoxcountyecu.com/ for more information!

Tailored Loan Options

Imagine having the financial support to expand your operations, hire new talent, or invest in the latest technology. Our commercial loan programs are here to make that vision a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

While visiting us at Knox Co. Employees, you'll also find basic shared branch transactions available for partner credit union members, allowing easy deposits and withdrawals wherever you are! If you have questions or want to learn more about any of these services, don't hesitate to reach out! Call us at (865) 215-2364 during our operating hours from 8:00 AM - 3:30 PM Monday through Friday. We're excited to help you get started on the path toward financial wellness here at Knox County Employees Cu (central Branch)!

Business Solutions Tailored for You

For our business members, we offer Business Banking solutions including Merchant Services and Business Loans. We know how crucial it is to keep operations running smoothly, and we're here to support your business's growth with the right financial tools.

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime from anywhere. Whether you're checking balances or transferring funds on-the-go, our digital banking platform ensures that you're always connected.

Home Sweet Home

Thinking about buying a home? Our Mortgage Loans & Refinancing services provide competitive rates and flexible terms, making homeownership achievable for many families. If you're already a homeowner, refinancing could help you save money on monthly payments or tap into your home's equity for other expenses.

Personal Banking Made Easy

Whether you're opening your first checking account or looking to build your savings, we offer Personal Banking services that cater to everyone. Our checking and savings accounts are designed with flexibility in mind, ensuring you have access to your funds when you need them. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options make purchasing your dream car straightforward and stress-free. We work with you to find a loan that fits your budget, so you can hit the road without worrying about the numbers.

Rewards That Matter

Don't forget about our Credit Cards with Rewards! These cards not only help build your credit but also offer rewards on purchases that can be beneficial for everyday spending or special treats.

Support for Your Financial Needs

Sometimes life throws unexpected challenges your way. For those moments, our Personal Loans & Debt Consolidation services are available to assist you in managing costs effectively. Whether it's consolidating existing debt or funding a special project, we aim to ease financial burdens so you can focus on what matters most.

Digital & Online Banking

Easy Money Management

Need to send money quickly? Our person-to-person transfer feature is currently not available, but you can still manage your finances effectively using the tools we provide. If mobile payments are part of your routine, note that this feature is not offered at the moment either. However, our online banking service covers everything from viewing transaction history to managing account settings making it easy for you to stay updated on your financial activities. With all these resources at hand, managing your money becomes simple and straightforward. Whether you're at home or on the move, Knox Co. Employees has got you covered with reliable digital banking solutions tailored for you!

Key Services

With our online banking platform available at https://www.knoxcountyecu.com/, you can easily check your account balances, transfer funds, and pay bills with just a few clicks. We offer 24/7 online banking services so that you can access your accounts whenever it suits you best. Plus, if you're always on the go, don't forget to download our mobile application. It allows you to take control of your banking right from your smartphone!

Security Features

Your security is our priority. While we currently do not offer electronic signature authorization for transactions, rest assured that all your information is kept safe through robust security measures in place. You can also opt for e-statements, which not only help keep your documents organized but also reduce the risk of identity theft associated with paper statements.

Financial Strength

Commitment to Growth

With $1,916,072 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,242,000 in used auto loans and a total of $6,673,417 in loans and leases.

Growing Member Base

Total Share Accounts stand at 2,220, showing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our members have in Knox Co. Employees as their trusted partner for all banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knox Co. Employees is your trusted partner. Visit us at 1000 N Central St Knoxville TN 37917 or call 865-215-2364 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Members First Approach

Members' savings are secured through $697,812 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking methods; currently, we do not have any non-member deposits. This focus means all our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $82,052, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 3 full-time employees and 2 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $1,998,124, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1666 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,796,220 in used vehicle loans and $1,729,675 in new vehicle loans already helping members get on the road. We pride ourselves on providing flexible terms and competitive rates that fit your budget. Whether you're purchasing a brand-new model or a reliable used vehicle, we've got options for you.

Business Loans

If you're a business owner seeking growth opportunities, we understand how crucial it is to have access to capital. Although we do not have commercial loans at this time, we encourage local entrepreneurs to reach out as we continue to develop services aimed at supporting business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Though we currently do not have Junior Lien 1-4 Family Residential Property loans available, we still encourage you to explore our offerings that can assist you with your housing needs.

Personal Financing

For those who prefer personal financing options, we provide unsecured credit card loans tailored to help you manage expenses effectively. While there are currently no outstanding balances for unsecured credit card loans at our branch, our commitment to serving you remains strong.

Refinancing and Eligibility Options

We believe in making borrowing straightforward and accessible. If you're interested in refinancing your existing loans or exploring eligibility options for any of our products, please don't hesitate to contact us. Our friendly staff is ready to assist you with personalized guidance. You can reach us at 865-215-2364, or visit us at 1000 N Central St., Knoxville, TN 37917 during our operating hours from 8:00 AM - 3:30 PM on weekdays. For more details about our services and how we can assist you further, please check our website at Knox County Employees Cu. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

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KNOX CO. EMPLOYEES CREDIT UNION - Knoxville, TN

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