Kitsap Credit Union Silverdale WA | Top Checking & Business Loans

Introduction

At Kitsap Credit Union, we believe in building strong relationships with our members and the communities we serve. Located at 2041 NW Myhre Pl, Silverdale, WA 98383, our Silverdale Highlands branch is a welcoming place where you can find personalized financial solutions tailored to your needs. Established in 1934, we've grown alongside our members, currently serving over 161,000 individuals with a commitment to financial well-being and community support. While members can visit us at our Silverdale location, official correspondence should be sent to our mailing address: PO Box 990, Bremerton, WA 98337-5606. With total assets amounting to an impressive $2,331,276,495 and total deposits reaching $91,876,737, we pride ourselves on our stability and reliability as a trusted partner in your financial journey. Led by our dedicated CEO, Shawn Gilfedder, and Board President Susan Baker, our team of 324 employees is here to provide you with exceptional service. Whether you're looking for checking accounts, auto loans, or business banking solutions, we offer a wide range of services designed to meet your unique financial needs. We currently hold a net worth of $198,260,334 and maintain healthy cash reserves of $19,517,622, ensuring that we are equipped to serve you effectively. Our mission extends beyond just banking; we aim to uplift our community by fostering economic growth and supporting local initiatives. With the goal of helping you achieve your financial dreams be it buying your first home or expanding your business we invite you to explore what Kitsap Credit Union has to offer. If you're ready to take the next step towards financial empowerment or have any questions about our services, don't hesitate to reach out! Call us at 360-662-2000 or visit us today. Together, let's build a brighter financial future!

Branch History & Mission

At Kitsap, we take pride in our rich legacy and unwavering commitment to serving the community of Silverdale, WA. Established in 1934, we have grown alongside our members, adapting to their needs while remaining true to our core mission: to provide exceptional financial services that empower individuals and foster community development. Over the years, Kitsap has transformed from a small credit union into a trusted financial institution with over 161,139 members and total assets reaching an impressive $2,331,276,495. Our branch is conveniently located at 2041 NW Myhre Pl, Silverdale, WA 98383, just a stone's throw from local landmarks such as Silverdale Waterfront Park and the Kitsap Mall. Our mission is straightforward yet impactful: to support our members in achieving their financial goals while giving back to the community. We offer a range of personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Additionally, we provide business banking solutions tailored for local entrepreneurs. We are committed to making banking accessible for everyone by embracing digital advancements such as online banking and mobile payments. While members can visit us at 2041 NW Myhre Pl, official correspondence should be sent to PO Box 990, Bremerton, WA 98337-5606 if you need to reach us by mail. As part of our dedication to community support, we engage in various outreach programs and partnerships aimed at enhancing the lives of those around us. Whether it's through financial education initiatives or collaborating with local organizations, we strive to make a positive impact in Silverdale and beyond. In addition to traditional banking services, our branch features convenient options like ATM availability and drive-thru banking for quick transactions. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9:00 AM - 5:00 PM, Friday from 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 1:00 PM. At Kitsap, we believe that every member deserves personalized attention and quality service. If you're looking for a place where your voice matters and your financial aspirations are supported, we invite you to join our growing family. Experience the benefits of being part of a community-focused credit union your journey starts here! For more information or assistance, feel free to call us at 360-662-2000 or visit our website at kitsapcu.org.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to call us at (360) 662-2000. We invite you to stop by and discover how we can help you achieve your financial goals. Your satisfaction is our priority at Kitsap, where we strive to make banking a positive experience for everyone in the Kitsap area!

Getting Here and Parking

Parking is readily available right outside our branch, ensuring that your visit is as hassle-free as possible. Our facility is fully accessible, featuring ADA-compliant entrances and ramps so that everyone can enjoy our services without any barriers.

Operating Hours

We know your time is valuable, which is why we offer extended hours to accommodate your busy schedule. Visit us from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Fridays, and even from 9:00 AM to 1:00 PM on Saturdays. Whether you're dropping by for a quick question or more complex banking needs, we're here when you need us.

Services Offered

At Kitsap, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage solutions, our friendly staff is ready to assist you. Need cash quickly? Enjoy the convenience of our ATM services available on-site. If you're looking for added flexibility, our drive-thru service allows for quick transactions without leaving your vehicle. While members can visit us at 2041 Nw Myhre Pl Silverdale Wa 98383, official correspondence should be sent to our mailing address at PO Box 990, Bremerton, WA 98337-5606 if different.

Member Eligibility

At Kitsap, becoming a member is like joining a caring family that's dedicated to supporting your financial journey. We welcome individuals who live, work, or go to school in our community, making it easy for you to connect with us and enjoy the benefits of membership. Whether you're looking for personal banking solutions, auto loans, or business services, we have something for everyone. If you want to learn more about the specific eligibility criteria, feel free to check out our detailed guide at . Getting started is simple! Just visit us at our branch located at 2041 Nw Myhre Pl Silverdale Wa 98383, or give us a call at (360) 662-2000. Our friendly team is ready to assist you with the account opening process and answer any questions you may have. We're excited to help you become part of our community at Kitsap!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $93 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $89,161,669, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Imagine having the tools you need to process payments quickly and efficiently. Our merchant services allow you to accept payments seamlessly, whether online or in-store, helping you focus on what you do best running your business. If you're located near us at 2041 Nw Myhre Pl Silverdale Wa 98383, Silverdale, WA, feel free to reach out at (360) 662-2000. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive banking solutions tailored just for you. From merchant services to business loans, we are committed to helping local businesses thrive. Our team understands the challenges of running a business and is here to provide support through various financial products designed to suit your business needs.

Convenient Access

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like online banking and mobile applications so you can manage your accounts wherever you are. Need cash? Our ATM services allow for quick withdrawals and balance checks without hassle. Plus, with basic drive-thru banking available for simple transactions, managing your finances has never been easier.

Credit Cards

Looking for a credit card that rewards you? Our credit cards come with great rewards programs that allow you to earn points on everyday purchases. This means that while you're shopping for groceries or filling up your gas tank, you're also earning benefits that can be used for future discounts or rewards.

Loans and Financing

When it comes to financing your dreams, we understand that every situation is unique. That's why we provide a variety of loan options, including auto loans and vehicle financing that help get you on the road without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options make it easier than ever to achieve homeownership with competitive rates. Additionally, our personal loans and debt consolidation services can help you manage existing debts efficiently.

Personal Banking

Managing your money should be simple and convenient. That's why at Kitsap, we offer personal banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that not only helps you keep track of your spending but also offers features like online banking and mobile payments, making it easy to pay bills or transfer money from anywhere.

Shared Services

As part of our commitment to community, we offer shared branch transactions for partner credit union members. This means if you're traveling or away from home, you can still access your funds easily through our network. At Kitsap, we're not just about transactions; we're about building relationships with our members. With dedicated staff ready to assist you at every turn, feel free to reach out at (360) 662-2000 if you have any questions or want more information about how we can help meet your financial goals. Ready to experience all these services firsthand? Visit us today at 2041 Nw Myhre Pl Silverdale Wa 98383 in Silverdale, WA, or explore more about what we offer by visiting our website at Silverdale Highlands!

Digital & Online Banking

Easy Transactions

Sending money to friends or family is effortless with our person-to-person transfers feature. You can quickly send funds without the hassle of cash or checks. And if you need assistance, our dedicated support team is always ready to help. At Kitsap, we believe in making banking accessible and user-friendly. Our services are designed so you can manage your finances in real time, ensuring you're always in control. We invite you to explore how our digital offerings can simplify your banking experience today!

Key Features

One of the standout features is our mobile application, which puts all your banking needs right at your fingertips. Whether you want to check your balance, pay bills, or transfer money, everything is just a tap away. Plus, with our mobile payments feature, you can quickly make purchases using your smartphone no need for cash or cards. For those who prefer digital statements, we provide e-statements that are not only environmentally friendly but also allow you to view your account activity from anywhere. If you ever need to sign documents, our electronic signature authorization makes it simple and secure no more printing or mailing forms!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 315 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Together

Total Share Accounts stand at 195,367, showing a strong and growing member base that trusts us with their finances. This trust enables us to provide the best service possible as we grow together with our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kitsap is your trusted partner. Visit us at 2041 Nw Myhre Pl Silverdale Wa 98383 or call 360-662-2000 to learn more about how we can help you achieve your financial goals.

Members’ Savings Secured

Members' savings are secured through $632,232,375 in share certificates and $519,552,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $198,260,334, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $187,842,420 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $28,710 in used auto loans and a total of $1,814,289,183 in loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $534,075,013 in used vehicle loans and $225,230,367 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $89,161,669 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to supporting local entrepreneurs with tailored financial solutions.

Credit Lines and Personal Loans

For those looking for extra flexibility, we offer credit lines totaling $739,201,724, giving you access to funds whenever you need them. Additionally, our unsecured credit card loans total $90,757,878, providing a convenient way to manage your finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $162,144,489, make buying or refinancing simple. Our experienced team is here to guide you through the process and help you find the best solution for your situation.

Refinancing Options

If you're considering refinancing any of your existing loans, talk to us about eligibility options that may save you money on interest rates or monthly payments. Our team will work closely with you to assess your current situation and find the best refinancing options available. At Kitsap, we strive to make financing straightforward and accessible for everyone. For more information or personalized assistance, feel free to contact us at (360) 662-2000 or visit us at our branch located at 2041 Nw Myhre Pl Silverdale Wa 98383 in Silverdale, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

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