Introduction
Welcome to Kitsap Credit Union, located at 701 5Th Ave, Seattle, WA 98104. Since our establishment in 1934, we have been dedicated to empowering our members with financial solutions tailored to their needs. With a proud membership of 161,139 individuals, we strive to create a supportive community where everyone can thrive. At Kitsap, we understand that your financial journey is important. That's why we've built a robust foundation with total assets reaching an impressive $2,331,276,495 and total deposits amounting to $91,876,737. Our commitment to serving you extends beyond numbers; it's about fostering trust and providing personalized service through every interaction. While you can visit us directly at our Seattle branch for assistance, please note that any official correspondence should be sent to our mailing address: 155 Washington Ave, Bremerton, WA 98337-5606. Led by our CEO, Shawn Gilfedder, and Board President, Susan Baker, our experienced team of 324 employees is here to help you navigate your financial goals. Whether you're looking for loans over 76,137 available or want to explore savings options with our extensive offerings totaling over $2 billion in assets, we're ready to support you every step of the way. With a net worth of $198,260,334 and cash in hand amounting to $19,517,622, we prioritize your financial security while continually investing back into the community. Our goal is not just to meet your expectations but exceed them by providing exceptional service and valuable resources. We invite you to reach out or stop by our branch today! Call us at 360-662-2000 for any inquiries or assistance. Let Kitsap Credit Union be your trusted partner on the road to financial success!
Branch History & Mission
Kitsap Credit Union has a rich legacy that dates back to its opening in 1934. Established to serve the financial needs of our community, we have grown significantly over the years. Today, we proudly serve over 161,000 members and manage total assets of approximately $2.3 billion. Our branch is located at 701 5th Ave, Seattle, WA 98104, a vibrant area known for its bustling atmosphere and proximity to key landmarks. From our humble beginnings, Kitsap has always prioritized putting our members first. Our mission is simple yet powerful: to provide accessible financial services that empower individuals and strengthen our community. We believe in supporting not only our members' financial well-being but also engaging with local initiatives that foster growth and development. While members can visit us at our Seattle branch, official correspondence should be sent to our mailing address at 155 Washington Ave, Bremerton, WA 98337-5606. We aim to make banking as convenient as possible, which is why we offer services tailored to meet diverse needs, including online banking and mobile payments. Kitsap has continually adapted to the changing times. We are committed to digital advancements while ensuring ADA compliance for all our facilities. Our friendly staff is here during lobby hours from Monday to Friday, 9 AM to 5 PM, ready to assist you with any questions or concerns. Community outreach has always been at the heart of what we do. We partner with local organizations to support programs that benefit education, housing, and health creating a stronger foundation for everyone in Seattle and beyond. As we look ahead, we invite you to join Kitsap Credit Union and experience firsthand the benefits of being part of a member-focused financial institution. Together, we can work towards achieving your financial goals while making a positive impact in our community.
Branch Location & Accessibility
Accessibility and Features
At Kitsap Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking nearby, ensuring everyone can easily access our services. Although we currently do not offer ATM services or drive-thru banking, our friendly staff is ready to assist you during lobby hours.
Connect With Us
If you have questions or need further assistance, don't hesitate to give us a call at 360-662-2000. Our team is here to help! We invite you to visit us at Kitsap Credit Union where your financial well-being is our top priority.
Operating Hours
We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM. Whether you're looking to open an account or need assistance with a loan, feel free to drop by during these hours.
Member Eligibility
Becoming a member of Kitsap feels like stepping into a supportive community where your financial well-being is the priority. If you live, work, or go to school in certain areas or have family members who are already part of our credit union, you may be eligible for membership. It's a welcoming space designed for everyone, and we truly believe in empowering our members with the best tools and resources to achieve their financial goals. You can find more detailed eligibility criteria on our website. Opening an account is straightforward and designed with your convenience in mind. Our friendly team is ready to assist you through the process, whether you're looking to open a savings account or explore loan options. Just give us a call at (360) 662-2000, or stop by our branch located at 701 5Th Ave Seattle Wa 98104. We can't wait to welcome you into the Kitsap family!
Business Banking & Commercial Services
Loan Options That Grow With You
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $93 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $89,161,669, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services Tailored for Your Needs
In addition to loans, we offer merchant services that simplify your payment processes. Imagine easily accepting payments from customers, whether they prefer cash, card, or digital wallets. Our solutions help streamline transactions so you can focus more on running your business and less on managing payments. Visit us at 701 5Th Ave Seattle Wa 98104 in Seattle, WA, or call us at (360) 662-2000 to learn how we can partner with you on your journey to success. Together, let's build a brighter future for your business!
Comprehensive List Of Services
Accessibility on Your Terms
In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that give you control over your finances wherever you are. With online banking, you can access your account anytime, anywhere. You can pay bills, transfer money between accounts, and review your transactions with just a few clicks. If you're on the go, our mobile application provides similar functionality right from your smartphone.
Banking Made Easy
One of the primary services we offer at Kitsap is our ATM Services Only. This feature allows you to withdraw cash, check balances, and manage other transactions quickly and easily without needing to visit a teller. Imagine you're out running errands or heading home from work you can simply stop by one of our ATMs for quick access to your funds.
Join Us Today!
We invite you to experience the personalized service and comprehensive financial solutions that set us apart. Whether you're a new member looking to open an account or a long-time member needing assistance with ATM services, we're here for you. Explore everything Kitsap has to offer and see how we can help make banking easier for you. For more information on our services or to learn about membership options, visit us online at kitsapcu.org. We look forward to serving you!
Support When You Need It
At Kitsap, we pride ourselves on being there for our members every step of the way. If you have questions about your account or need assistance with services, don't hesitate to reach out! You can contact us directly at 360-662-2000 during our lobby hours Monday through Friday from 9:00 AM to 5:00 PM.
Digital & Online Banking
Key Services
Our online banking platform is available 24/7, giving you the freedom to check balances, pay bills, and transfer funds at your convenience. Whether you're at home or on the go, managing your finances has never been simpler. Plus, with our electronic signature authorization feature, signing documents online is quick and secure. You can also opt for e-statements, which provide a fast and eco-friendly way to keep track of your account statements without the clutter of paper. Want to send money to a friend? Our person-to-person transfer service makes it easy to send money quickly and securely with just an email or phone number.
Mobile Access
For those who prefer managing their accounts on the go, our mobile application is here to help. It includes features like mobile payments, allowing you to make purchases directly from your phone. This means you can shop without carrying cash or cards just use your mobile device instead! With all these services combined, you'll find that accessing your accounts has never been more accessible or user-friendly. At Kitsap, we're committed to providing you with real-time account management solutions that fit into your lifestyle. So whether you're checking your balance in line at the grocery store or transferring money while waiting for coffee, we've got you covered!
Financial Strength
Member Trust
Total Share Accounts: 195,367, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $356,985 further demonstrate our commitment to helping you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kitsap is your trusted partner. Visit us at 701 5Th Ave Seattle Wa 98104 or call (360) 662-2000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Operational Efficiency
Our $1,737,365 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 315 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvesting for Your Benefit
With $187,842,420 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $28,710 in used auto loans and $1,814,289,183 in total loans and leases.
Secure Savings Options
Members' savings are secured through $632,232,375 in share certificates and $519,552,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $198,260,334, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.48% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $534,075,013 in used vehicle loans and $225,230,367 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget. Plus, if you're considering refinancing your current auto loan, we can help you explore those options as well.
Business Loans
For business owners, our outstanding commercial loans totaling $89,161,669 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need funds for operational costs, we are here to support your business journey. At Kitsap, we pride ourselves on being a community-focused financial institution dedicated to serving our members' needs. For more information about our loan offerings or assistance with applying for any of our products, please reach out to us at 360-662-2000 or visit us at 701 5th Ave Seattle WA 98104. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $162,144,489, ensuring you have the resources needed for a smooth transition into your new home. Our team is ready to assist you with eligibility requirements and find the right fit for your financial situation.
Unsecured Credit Card Loans
Managing everyday expenses has never been easier with our flexible unsecured credit card loans. We currently offer a total of $90,757,878 in these loans to help our members effectively manage their finances. With reasonable interest rates and straightforward terms, these cards can be a reliable option for both planned purchases and unexpected expenses.
Loan Aggregator
Benefits of Using LendMesh
Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can feel confident that the rates and terms you're considering are credible. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You can rest assured that your search results reflect true market conditions rather than marketing influence. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This ensures you have access to the latest offers without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust the information presented to you when comparing loan options.
