Kitsap Credit Union Port Townsend WA | Low Mortgage Rates & Quick Personal Loans

Introduction

At Kitsap, located at 1165 Landes Ct, Port Townsend, WA 98368, we believe in building a strong community through trust and reliable financial services. Established in 1934, our credit union has grown to serve over 161,139 members, making us a vital part of the Port Townsend community. Our commitment to you is reflected not just in our membership but also in our impressive financial standing; with total assets reaching an incredible $2,331,276,495 and total deposits of $91,876,737, we ensure your money is safe and sound. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 990, Bremerton, WA 98337-5606. We pride ourselves on offering a variety of personal and business banking solutions, including checking accounts, auto loans, mortgages, and credit cards with rewards. Under the leadership of CEO Shawn Gilfedder and Board President Susan Baker, we aim to provide exceptional service tailored to your financial goals. With 324 employees dedicated to serving you and a net worth of $198,260,334, Kitsap is well-equipped to meet your needs. We're not just about numbers; we're about people. Every day at Kitsap is an opportunity to support our members' dreams and aspirations. Whether you need assistance with a loan or want to explore our online banking options like mobile payments or e-statements our friendly staff is here to help. We invite you to reach out to us at 360-662-2000 or visit our website at kitsapcu.org for more information. Experience the difference that comes with being part of a credit union that truly cares about its members!

Branch History & Mission

Community Engagement

Beyond providing financial services, Kitsap actively participates in community outreach efforts. We believe in forming partnerships that uplift our neighbors and contribute positively to Port Townsend. Our shared service center allows us to extend our reach further, giving members access to essential banking services even when they are away from home. While members can visit us at 1165 Landes Ct, official correspondence should be sent to PO Box 990, Bremerton, WA 98337-5606 if needed. We are available Monday through Friday from 9:00 AM to 5:00 PM, with drive-thru banking and ATM services for added convenience.

Join Us

As we continue to grow and evolve, we invite you to become part of the Kitsap family. Experience the benefits of being a member where your needs come first and your financial future is within reach. Visit us today or call us at 360-662-2000 to learn more about how we can help you thrive in your financial journey!

Our Mission

At Kitsap, our mission is clear: we aim to provide accessible financial services while fostering a sense of community support. We believe that everyone deserves the opportunity for financial growth and security. From checking and savings accounts to auto loans and mortgage refinancing, our services are designed to help you achieve your goals. We also offer rewards credit cards and business banking solutions that empower local entrepreneurs. We understand that modern banking requires both convenience and accessibility. That's why we've embraced digital advancements such as online banking, mobile payments, and e-statements. Our commitment to ADA compliance ensures that all members can easily access our services without barriers.

Branch Location & Accessibility

A Warm Invitation

We're excited to help you navigate your financial journey! Whether you're stopping by for everyday banking or exploring new loan options, our team at Kitsap is ready to welcome you with open arms. Come visit us today and see how we can support your financial goals!

Convenient Access

At Kitsap, we understand that accessibility is key. Our branch features ADA-compliant facilities, ensuring that everyone can visit us comfortably. Parking is readily available, making it simple for you to pop in whether you're making a quick deposit or discussing your financial goals. For those who prefer the ease of drive-thru banking, we offer that service too!

Operating Hours & Services

Our friendly team is here to assist you Monday through Friday from 9:00 AM to 5:00 PM. If you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage services, we've got you covered. Plus, with ATM availability right on-site, accessing your funds is quick and easy. While members can visit us at 1165 Landes Ct Port Townsend Wa 98368, official correspondence should be sent to our mailing address at PO Box 990, Bremerton, WA 98337-5606. If you have any questions or need assistance, don't hesitate to reach out to us at (360) 662-2000.

Member Eligibility

At Kitsap, we believe that everyone deserves a supportive financial partner, and becoming a member is your first step into our welcoming community. If you live, work, or worship in the area, you're already on your way to joining us! We embrace a diverse range of individuals, so whether you're a student, a retiree, or someone just starting their financial journey, there's a place for you here. Becoming a member not only opens the door to great financial products but also connects you with friendly staff who truly care about helping you succeed. For more detailed eligibility criteria, feel free to visit this link. Joining is simple! Just stop by our branch at 1165 Landes Ct Port Townsend Wa 98368 or give us a call at (360) 662-2000 during our operating hours. We're here Monday through Friday from 9:00 AM to 5:00 PM to assist you in opening your new account and answering any questions you may have. Let's embark on this journey together!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $93 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $89,161,669, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your day-to-day operations without worrying about payment processing. Our merchant services make transactions easy and efficient. Accept payments seamlessly, manage your finances on-the-go, and keep your customers happy all while saving time and resources. Located at 1165 Landes Ct Port Townsend Wa 98368 in Port Townsend, WA, our team is here to provide personalized service and expert advice tailored to your business's specific needs. Contact us at (360) 662-2000 or visit our website here to learn more about how we can help you achieve your business goals!

Comprehensive List Of Services

Accessing Your Funds Made Easy

When it comes to accessing cash, we provide ATM services along with drive-thru banking for quick deposits and withdrawals. If you're a member of partner credit unions, enjoy basic shared branch transactions that let you access your funds without hassle.

Business Banking Opportunities

For business owners, Kitsap offers essential banking services that include merchant services and business loans. We understand that running a business requires financial support, and our team is here to assist you in achieving your goals.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services so you can manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts that help you keep track of your money while earning interest on your savings. For those looking to finance a new ride, our auto loans and vehicle financing options are designed to make car ownership easy and affordable. Imagine driving away in your dream car with manageable monthly payments! If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans come with competitive rates and flexible terms. Our friendly staff will guide you through every step of the process, ensuring you feel confident in your decision. For unexpected expenses or consolidating debt, we also provide personal loans that can give you the financial relief you need. Plus, our credit cards come with rewards that allow you to earn points for every dollar spent perfect for those who love to shop or travel!

Visit Us Today!

Located at 1165 Landes Ct Port Townsend WA 98368, we're just a phone call away at 360-662-2000. Our doors are open from 9:00 AM to 5:00 PM Monday through Friday, ready to help you find the best solutions for your financial needs. We invite you to explore all that Kitsap has to offer. Whether it's personal or business banking, we're here for you every step of the way! Come visit us today or check out our website at kitsapcu.org for more information!

Digital & Online Banking

Key Services Available

With our online banking platform, accessible at https://kitsapcu.org/, you can handle a wide range of banking tasks anytime you need. From checking your balance to transferring money between accounts, everything is just a few clicks away. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. For those who prefer banking on their mobile devices, our dedicated mobile application provides all the features you need while you're out and about. Plus, with mobile payments, making purchases has never been more straightforward just tap and go!

Security and Accessibility

Your security is our top priority. We offer electronic signature authorization for added peace of mind when completing transactions online. Additionally, opting for e-statements not only helps reduce paper clutter but also keeps your financial information secure and easily accessible. Whether you're checking your account balance late at night or setting up alerts for important transactions, our 24/7 online banking services ensure that you have access whenever you need it. No more rushing to the bank during business hours; you can manage your money on your schedule. At Kitsap, we're committed to providing an exceptional banking experience that fits into your life. Explore all the ways our digital services can simplify your financial management today!

Financial Strength

Commitment to Growth

With $187,842,420 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $28,710 in used auto loans and $1,814,289,183 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $632,232,375 in share certificates and $519,552,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,737,365 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 315 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $198,260,334, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.48% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

Total Share and Deposit Accounts: 195,367, show a strong and growing member base that trusts us with their finances. This trust fuels our commitment to providing exceptional service while keeping your assets secure. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kitsap is your trusted partner. Visit us at 1165 Landes Ct Port Townsend Wa 98368 or call (360) 662-2000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $534,075,013 in used vehicle loans and $225,230,367 in new vehicle loans, helping members get on the road with confidence. Whether you're looking for financing for a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier for you to drive away with the car you want.

Credit Lines and Commercial Loans

For those looking for additional flexibility, our credit lines amount to $739,201,724, allowing members to access funds when they need them most without the hassle of applying for a new loan each time. Additionally, business owners can benefit from our outstanding commercial loans totaling $89,161,669, providing essential capital to grow and expand operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $162,144,489. We simplify the process of buying or refinancing your home so you can focus on creating memories rather than worrying about finances.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, we're here to assist you through every step. Our team at Kitsap is dedicated to ensuring that you find the best solution tailored specifically to your financial situation. For more information about our loan offerings or to discuss your options further, feel free to reach out at 360-662-2000 or visit us at 1165 Landes Ct Port Townsend WA 98368. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to supporting you on your financial journey!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $90,757,878 in loans available, we help our members manage their finances effectively while enjoying rewards and benefits tailored to their spending habits.

Loan Aggregator

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KITSAP CREDIT UNION - Port Townsend, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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