Kitsap Credit Union Port Orchard WA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Kitsap, your trusted financial partner located at 393 S Kitsap Blvd, Port Orchard, WA 98366. Since our establishment in 1934, we've proudly served the Kitsap community with dedication and a commitment to helping our members achieve their financial goals. With over 161,000 members and $2.33 billion in total assets, we have grown into a cornerstone of financial support for families and businesses alike. At Kitsap, we understand that every member's journey is unique. That's why we offer a wide range of services tailored just for you whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions. Our total deposits stand at an impressive $91,876,737, demonstrating our strong foundation and ability to support your needs. While members can visit us at our branch location, official correspondence should be sent to PO Box 990, Bremerton, WA 98337-5606 if needed. Under the leadership of our CEO Shawn Gilfedder and Board President Susan Baker, our team of 324 employees is here to provide personalized service and guidance. We invite you to explore all that we have to offer. Whether you're interested in financing a new car or need assistance with managing your personal finances, we're here for you. Feel free to reach out by calling us at 360-662-2000 or visit our website at kitsapcu.org for more information. Your financial future starts here with Kitsap!

Branch History & Mission

Commitment to Community

Our mission goes beyond just banking. We are committed to making a positive impact in Port Orchard and surrounding areas. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us. Whether it's through financial education workshops or community service initiatives, we aim to be more than just a credit union; we want to be a cornerstone of support for everyone we serve.

Join Us Today!

As we look forward to the future, we invite you to join Kitsap Credit Union. Experience the benefits of being part of a community-focused organization that values your financial well-being. Together, let's build a brighter future for ourselves and our community!

Modern Banking Solutions

In today's fast-paced world, we've embraced technology to enhance your banking experience. With features like online banking, mobile payments, and e-statements, managing your finances is easier than ever. Our branch is also ADA compliant, ensuring that all members can access our services comfortably. For those who prefer face-to-face interactions, our drive-thru service and shared service center make it convenient for members to conduct their transactions efficiently. And if you need assistance or have questions, don't hesitate to call us at 360-662-2000 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

Accessibility Features

At Kitsap, we prioritize your convenience and comfort. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps, making it easy for everyone to visit us. We offer ample parking space right outside the branch, ensuring that your visit is hassle-free.

Join Us Today!

We invite you to stop by Kitsap today! Experience our welcoming environment and discover how we can support your financial goals. Your satisfaction is our priority, and we look forward to seeing you soon!

Operating Hours

We understand that life can get busy, so we strive to be available when you need us. Our lobby hours are from 9:00 AM to 5:00 PM Monday through Thursday, extending until 6:00 PM on Fridays. On Saturdays, our drive-thru service is open from 9:00 AM until 1:00 PM. Whether you prefer to walk in or drive through, we're here to assist you!

Services Offered

At Kitsap, we provide a wide range of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, our friendly team is ready to help you navigate your financial journey. We also offer convenient online and mobile banking services for those who prefer banking on-the-go. Plus, with ATM availability and drive-thru banking, accessing your funds has never been easier. While members can visit us at 393 S Kitsap Blvd Port Orchard Wa 98366, official correspondence should be sent to our mailing address at PO Box 990, Bremerton, WA 98337-5606. If you have any questions or need assistance, feel free to call us at (360) 662-2000.

Member Eligibility

Joining Kitsap is like stepping into a welcoming community where your financial needs are prioritized. To become a member, you'll find that eligibility is designed to be accessible. Generally, anyone who lives, works, or attends school in the area can apply this includes individuals and their families! It's our way of ensuring that our services are available to those who truly benefit from them. For detailed eligibility requirements, feel free to check out the information available. Once you're ready to take the next step, opening an account at Kitsap is straightforward and convenient. You can visit us at our branch located at 393 S Kitsap Blvd Port Orchard Wa 98366, where our friendly staff will be eager to assist you through the process. If you prefer to reach out first, don't hesitate to call us at (360) 662-2000. We're here to help you every step of the way as you start enjoying all the advantages of being a valued member of our credit union!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, our merchant services can simplify how you accept payments. Imagine being able to process transactions seamlessly, whether in-store or online. This means happier customers and more efficient operations for your business. Whether you need point-of-sale systems or mobile payment options, we have solutions tailored for your needs. Located at 393 S Kitsap Blvd Port Orchard Wa 98366 in Port Orchard, WA, we invite you to visit us or call at (360) 662-2000 to learn how our business banking services can make a difference for your company. Let's work together to turn your vision into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $93 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $89,161,669, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access & Drive-Thru Services

Need cash quickly? Our ATM services provide quick withdrawals and balance checks so you can manage your money on the go. For those who prefer in-person transactions but are short on time, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. We also offer shared branch transactions, allowing members from partner credit unions to access their accounts at our location making it easier than ever for everyone in our community. At Kitsap, located at 393 S Kitsap Blvd Port Orchard Wa 98366 in Port Orchard, WA, we strive to meet all your financial needs under one roof. Have questions or want to learn more about how we can assist you? Give us a call at (360) 662-2000 or visit us today! We're here to help you achieve financial success!

Business Banking Solutions

For our business members, we offer tailored banking solutions including merchant services and business loans. This support ensures you have the financial tools necessary to run your business efficiently and effectively.

Convenient Online & Mobile Banking

In today's busy world, convenience is key. That's why we emphasize our online and mobile banking features. You can check balances, transfer funds, pay bills, and even access person-to-person payment options right from your smartphone or computer. Our mobile app ensures that you're always connected to your finances wherever you go.

Credit Cards with Benefits

With our credit cards featuring rewards programs, you can earn points on everyday purchases that lead to exciting perks. It's a great way to make the most out of your spending while enjoying the flexibility that comes with credit.

Personal Banking Made Easy

We understand that managing your finances is crucial to achieving your goals. That's why we offer an array of personal banking services, including checking and savings accounts designed to help you save and grow your money. Need a new car? Our auto loans and vehicle financing options make it easy to drive away in the vehicle you want without breaking the bank. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans are designed with competitive rates and flexible terms. We also provide personal loans for those unexpected expenses and debt consolidation options to help simplify your financial life.

Digital & Online Banking

Convenient Online Access

With our online banking platform, available at https://kitsapcu.org/, managing your finances has never been easier. You can access your accounts 24/7, allowing you to check balances, transfer funds, and pay bills anytime you need. This means you can keep track of your money without having to visit a branch.

Go Paperless with E-Statements

Switching to e-statements is an eco-friendly choice that also offers added convenience. With e-statements available at Yes, you can receive your account statements electronically, which means no more waiting for mail and no clutter to deal with.

Mobile Banking Made Easy

For those who are always on the move, our mobile application allows you to manage your accounts right from your smartphone. You can make mobile payments with ease and send money quickly through person-to-person transfers. Whether you're grabbing coffee or running errands, our services keep you connected.

Secure Transactions

Your security is our top priority. We use advanced technology to ensure that your personal information stays safe while you bank online. Plus, with features like electronic signature authorization available at Yes, signing important documents has never been simpler or more secure.

Stay in Control Anytime

With tools like mobile payments and person-to-person transfers, staying in control of your finances is easy. You can send money to friends or family instantly, making splitting bills or gifts straightforward. Plus, all of this is backed by our commitment to providing user-friendly services that cater to your needs. In today's fast-paced world, having access to reliable online banking solutions is essential. At Kitsap, we strive to ensure that our members have everything they need right at their fingertips because your banking experience should be as flexible and accessible as possible.

Financial Strength

Dedicated Team

We also take pride in having 315 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 195,367, it's clear that our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kitsap is your trusted partner. Visit us at 393 S Kitsap Blvd Port Orchard Wa 98366 or call (360) 662-2000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Lending Capacity

Our lending capacity is robust, with $28,710 in used auto loans and $1,814,289,183 in total loans and leases available to help you achieve your financial goals across various sectors. The $1,737,365 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $632,232,375 in share certificates and $519,552,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $187,842,420 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth helps us support our community effectively.

Solid Financial Foundation

With a net worth of $198,260,334, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.48% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $534,075,013 in used vehicle loans and $225,230,367 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our loan options are tailored to meet your specific requirements.

Business Loans

For business owners looking to expand or improve cash flow, our outstanding commercial loans totaling $89,161,669 provide the capital needed to grow and succeed. We are committed to supporting local businesses and helping them thrive. At Kitsap in Port Orchard (393 S Kitsap Blvd), WA 98366, you can rely on our knowledgeable staff to assist you through every step of the loan process. Feel free to reach out at 360-662-2000 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. For more information about our loan offerings or to start an application today, please visit Kitsap's website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $162,144,489, which can help you navigate the home buying process with ease. If you're considering refinancing your current mortgage, ask us about our eligibility options to see how we can help lower your monthly payments.

Unsecured Credit Card Loans

Managing finances effectively is crucial in today's world. We also offer flexible terms on unsecured credit card loans, with a total of $90,757,878 in loans helping members manage their finances effectively. These cards provide an easy way to handle unexpected expenses while giving you rewards for your purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that genuinely reflect the market. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and find the most suitable loans for their circumstances. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh is committed to providing accurate loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, allowing them to make informed decisions about their borrowing needs.

KITSAP CREDIT UNION - Port Orchard, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Port Orchard, WA (98366)

Introduction

Branch History & Mission

Commitment to Community

Join Us Today!

Modern Banking Solutions

Branch Location & Accessibility

Accessibility Features

Join Us Today!

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work

Tailored Loan Solutions

Comprehensive List Of Services

ATM Access & Drive-Thru Services

Business Banking Solutions

Convenient Online & Mobile Banking

Credit Cards with Benefits

Personal Banking Made Easy

Digital & Online Banking

Convenient Online Access

Go Paperless with E-Statements

Mobile Banking Made Easy

Secure Transactions

Stay in Control Anytime

Financial Strength

Dedicated Team

Lending Capacity

Member-Centric Savings

Reinvestment for Growth

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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