Kitsap Credit Union Kingston WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kitsap, your trusted financial partner located at 8196 Ne State Highway 104, Kingston, WA 98346. Since opening our doors in 1934, we've been dedicated to serving our community with a strong commitment to member satisfaction and financial empowerment. With a thriving membership of 161,139 and total assets exceeding $2.3 billion, we are proud to be a cornerstone in the lives of many families and businesses in the area. At Kitsap, we understand that every dollar counts. That's why we offer a range of services tailored to meet your needs whether you're looking for personal banking solutions like checking and savings accounts, or financing options such as auto loans and mortgages. Our members enjoy the benefits of competitive interest rates on loans, robust deposit options amounting to $91,876,737, and a solid net worth of $198,260,334. Led by our CEO, Shawn Gilfedder, and Board President Susan Baker, our team of 324 employees is here to ensure that you receive personalized service every step of the way. We pride ourselves on being more than just a credit union; we aim to foster relationships built on trust and transparency. While members can visit us at our Kingston branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 990, Bremerton, WA 98337-5606. For any inquiries or assistance, feel free to reach out via phone at 360-662-2000. Join us today at Kitsap Credit Union, where your financial goals become our mission! Visit us online at kitsapcu.org to learn more about how we can support your journey towards financial well-being.

Branch History & Mission

Community Engagement

Kitsap is not just about banking; it's about building relationships within our community. We actively participate in outreach programs and collaborate with local organizations to strengthen the fabric of Kingston and beyond. Our shared service center ensures that even if you're visiting from another credit union partner, you'll receive seamless service.

Looking Ahead

As we continue forward into the future, we remain dedicated to embracing digital advancements that enhance your banking experience while ensuring ADA compliance for accessibility. With an ATM available and friendly staff ready to assist during our operating hours from 10:00 AM to 6:00 PM Monday through Friday (closed Saturday), we're always here for you. Join us at Kitsap today and discover how we can help you reach your financial dreams while being part of something bigger a community-focused credit union that truly cares about its members! Visit us online at kitsapcu.org or call us at 360-662-2000 to learn more about becoming a member.

Our Journey

From our humble beginnings, Kitsap has grown significantly. We began with a simple mission: to provide financial services that empower our members to achieve their goals. As we expanded our offerings over the decades, our commitment to exceptional service and community support has never wavered. Today, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions.

Our Mission

Our mission is clear: we strive to enhance the financial well-being of our members while fostering a sense of community. We believe in putting people before profits, ensuring that every decision we make reflects our commitment to you. Whether it's providing loans to help you buy your first car or offering online and mobile banking solutions for your convenience, we are here to support you every step of the way. While members can visit us at 8196 NE State Highway 104 for all their banking needs, official correspondence should be sent to PO Box 990, Bremerton, WA 98337-5606.

Branch Location & Accessibility

Welcome to the Kitsap Credit Union located at 8196 NE State Highway 104 in beautiful Kingston, WA! Nestled in the heart of Kitsap County, our branch is easily accessible and conveniently situated near popular local spots. Whether you're heading to the nearby Kingston Marina or exploring the charming shops downtown, we're just a short drive away. At our Kingston branch, we strive to provide a welcoming environment for all members. Our facility features ADA-compliant access points and ample parking to ensure your visit is as smooth as possible. If you need assistance or have questions about your banking needs, don't hesitate to reach out to us at 360-662-2000. Our friendly team is here to assist you during our operating hours from 10:00 AM to 6:00 PM, Monday through Friday. While we're closed on Saturdays, we offer a range of services throughout the week, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. For those on the go, we also have an ATM available for quick cash withdrawals and balance checks. If you're a member of another credit union that participates in shared services, feel free to take advantage of basic transactions such as deposits and withdrawals right here at our branch. While you can visit us at our Kingston location for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 990, Bremerton, WA 98337-5606. We invite you to stop by and experience the Kitsap difference for yourself! Whether you're looking for financial advice or just need to make a quick transaction, we are here to help. Come see us soon!

Member Eligibility

At Kitsap, we believe that everyone deserves access to financial services that empower them. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area around our branch at 8196 Ne State Highway 104 Kingston Wa 98346, you're already eligible to join our supportive community. We also encourage family members of existing members to become part of our credit union family. Not only will you gain access to a range of personalized banking services, but you'll also enjoy the benefits of being part of a cooperative that puts its members first. For more detailed eligibility criteria, feel free to check out this resource. Opening an account is just as easy! You can start your journey with us by visiting our website or giving us a call at (360) 662-2000. We're here to help guide you through the process and answer any questions you might have about becoming a member at Kitsap. Join us today and experience the difference!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $93 in commercial loans for our members, helping businesses scale and succeed.

Merchant Services

In addition to loans, our merchant services help you manage transactions effortlessly. Imagine accepting payments seamlessly from customers while keeping track of your sales easily all with our reliable systems designed for your success. Visit us at 8196 Ne State Highway 104 Kingston Wa 98346 or call us at (360) 662-2000 to discover how we can partner with you on your journey to success!

Non-Member Support

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $89,161,669, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local businesses, Kitsap offers comprehensive Business Banking solutions including merchant services and business loans. We understand the challenges of running a business, which is why we're committed to supporting you with financial products that foster growth and success.

Convenient Access

We also prioritize convenience through our ATM & Cash Withdrawal Services, ensuring you have access to your funds whenever you need them. With basic shared branch transactions available for partner credit union members, depositing or withdrawing money becomes hassle-free.

Digital Features

In today's fast-paced world, digital features are essential. At Kitsap, we embrace this by offering robust online and mobile banking options that let you manage your accounts on-the-go. Want to send money to friends or family? Our person-to-person payment feature makes it quick and easy! If you have any questions about our services or want to explore how we can assist you further, please don't hesitate to reach out! You can call us at 360-662-2000 during our lobby hours from 10:00 AM to 6:00 PM Monday through Friday. We're excited to help you achieve your financial goals! Visit us today at Kitsap your trusted partner in financial well-being!

Loans and Financing

If you're in the market for a vehicle or a new home, our Auto Loans & Vehicle Financing make it easy to drive away in the car of your dreams. With competitive rates and flexible terms, financing a car has never been simpler. For those considering homeownership or refinancing, our Mortgage Loans & Refinancing options provide personalized support to navigate the process smoothly. Looking to consolidate debt or fund personal projects? Our Personal Loans & Debt Consolidation services can help simplify your financial commitments. Plus, with our Credit Cards with Rewards, you can earn benefits while making everyday purchases perfect for those who love to shop!

Personal Banking

For individuals seeking reliable banking options, we offer Personal Banking services that include checking and savings accounts designed to fit various lifestyles. Imagine effortlessly managing your finances with tools that help you keep track of your spending and saving goals. Our online and mobile banking platforms allow you to check your balance, transfer funds, and pay bills anytime, anywhere.

Digital & Online Banking

Key Features

One of the standout features at Kitsap is our mobile application. You can manage your accounts right from your smartphone, making it easier than ever to stay on top of your finances. Plus, with our mobile payments feature, making purchases has never been more convenient. Say goodbye to fumbling for cash or cards; simply use your phone for quick payments. We also provide e-statements, allowing you to view and download your statements digitally. This not only saves paper but also keeps everything organized in one place. For added convenience, we support person-to-person transfers, so sending money to friends or family is simple and quick. If you need to sign documents electronically, we've got you covered with electronic signature authorization. This means fewer trips to the branch and more time for what matters most. At Kitsap, we strive to make banking accessible for everyone. Our digital services ensure that no matter where life takes you, you'll always have control over your finances right at your fingertips. Explore all that we offer today and experience the ease of banking with us!

Financial Strength

Member Trust

Total Share Accounts: 195,367, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $356,985, further reflecting our dedication to providing valuable services to our community. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kitsap is your trusted partner. Visit us at 8196 Ne State Highway 104 Kingston Wa 98346 or call (360) 662-2000 to learn more about how we can help you achieve your financial goals.

Members First

We believe in prioritizing our members over profits. Members' savings are secured through $632,232,375 in share certificates and $519,552,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, our focus is on you; with non-member deposits at $0, we ensure that our resources benefit our members through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,737,365 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 315 full-time employees and 9 part-time employees who are dedicated to serving you with knowledge and commitment.

Reinvesting for Your Future

With $187,842,420 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as evidenced by $28,710 in used auto loans and $1,814,289,183 in total loans and leases, supporting various financial goals for our members.

Strong Financial Health

With a net worth of $198,260,334, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.48% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $534,075,013 in used vehicle loans and $225,230,367 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $89,161,669 provide the capital needed to grow and expand your business. We understand that every business has its own challenges; that's why we work closely with you to find the right financing solution. If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out! Our team at Kitsap is here to help you navigate through your choices and find what works best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or questions regarding our loan offerings, feel free to contact us at 360-662-2000 or visit us at 8196 Ne State Highway 104 Kingston Wa 98346. Let Kitsap be your partner in achieving financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $162,144,489, making buying or refinancing simple. We aim to simplify the home loan process so you can focus on finding your perfect home without worrying about complicated financing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $90,757,878 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need while allowing you to build your credit responsibly.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for all users. By partnering exclusively with reputable lenders, LendMesh provides verified data that reflects current market conditions.

KITSAP CREDIT UNION - Kingston, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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