Kitsap Credit Union Bremerton WA | Best Auto Loans & Business Banking

Introduction

Welcome to Kitsap, your trusted financial partner located at 886 Barclay St, Bremerton, WA 98337. Since our establishment in 1934, we have proudly served over 161,139 members, providing them with a range of personalized banking solutions designed to meet their unique needs. With total assets exceeding $2.3 billion and total deposits of $91,876,737, Kitsap Credit Union stands as a pillar of financial strength and community support. At Kitsap, we understand that every member's journey is different. That's why we offer a variety of services from checking and savings accounts to auto loans, mortgages, and business banking options. Whether you're looking for assistance with personal loans or exploring our rewarding credit card offerings, our dedicated team is here to help you every step of the way. Our leadership team is committed to fostering a culture of trust and reliability. Under the guidance of CEO Shawn Gilfedder and Board President Susan Baker, our staff of 324 employees works tirelessly to ensure that you receive the best possible service. We believe in not just meeting your expectations but exceeding them. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 990, Bremerton, WA 98337-5606. With features like online and mobile banking available at your fingertips, managing your finances has never been easier. Don't hesitate to reach out give us a call at 360-662-2000 or visit us online at Kitsap Credit Union. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

At Kitsap, our journey began in 1934, right here in Bremerton, WA. Over the years, we have blossomed from a small credit union into a trusted financial partner for over 161,000 members. Our branch at 886 Barclay St Bremerton, WA 98337 has been a beacon of support and community service, reflecting our commitment to the people we serve. From our humble beginnings, we've grown significantly, now boasting total assets of $2331276495. This growth is not just about numbers; it's about the lives we've touched and the dreams we've helped realize. Our members are at the heart of everything we do. We provide essential services like personal banking, auto loans, mortgage options, and business banking solutions, all designed to empower our community. Kitsap's mission is clear: to offer financial services that make a real difference in people's lives while fostering a sense of belonging and support within our community. We believe in putting people first and ensuring that everyone has access to the resources they need to succeed financially. Our operating hours reflect our dedication to accessibility: we're open on Mondays and Fridays from 11:00 AM to 3:00 PM. For those who prefer convenience, we also provide ATM services and drive-thru banking options for quick transactions. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to PO Box 990, Bremerton, WA 98337-5606. We pride ourselves on being more than just a credit union; we are an active part of the Bremerton community. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us. Our commitment extends beyond financial services as we aim to inspire growth and development in every member's life. As we look towards the future, we remain focused on innovation and customer service excellence. With features like online banking and mobile payments available, managing your finances has never been easier or more secure. Join us at Kitsap today! Experience the benefits of membership where your financial goals meet our dedication to service. Let us help you build a brighter future together! For more information or inquiries, feel free to reach out at 360-662-2000.

Branch Location & Accessibility

Get in Touch!

Have questions? Don't hesitate to reach out! You can call us at 360-662-2000. We're excited to welcome you into our community and support your financial journey. Visit us today or check out our website at Kitsap Credit Union for more information!

Nearby Landmarks and Accessibility

Our branch is nestled near several local landmarks, making it easy to find. If you're in the area visiting the beautiful waterfront or exploring downtown Bremerton, be sure to swing by! We offer ample parking, ensuring that your visit is hassle-free. Plus, we are committed to accessibility with ADA-compliant features such as ramps, so everyone can enjoy our services.

Operating Hours and Services

We're here for you on Mondays and Fridays from 11:00 AM to 3:00 PM. Our friendly team is ready to assist with personal banking services like checking and savings accounts, auto loans, mortgage options, and more. Need a quick cash withdrawal? Our ATM is available for your convenience! If you prefer to conduct your banking from your vehicle, take advantage of our drive-thru service for simple transactions like deposits and withdrawals. While members can visit us at 886 Barclay St, official correspondence should be sent to PO Box 990 in Bremerton if needed. We also participate in shared services with partner credit unions, allowing members access to basic transactions across various locations.

Member Eligibility

At Kitsap, we believe that becoming a member is like joining a supportive family. If you're looking to connect with a community that values you, you've come to the right place! Membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that whether you're from Bremerton or just passing through, you can enjoy all the perks of being part of our credit union. To learn more about the specific eligibility criteria and see if you qualify, feel free to visit our website at . Opening an account with us is straightforward and welcoming. Once you're ready to take the next step, check out our account opening details online for easy instructions on how to get started. If you have any questions or need assistance, don't hesitate to give us a call at (360) 662-2000. We're here to help you every step of the way as you embark on this exciting journey with Kitsap!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $93 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $89,161,669, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine running a busy café where customers can pay with ease whether it's through card readers or mobile payments. Our services ensure you can focus on what matters most: serving your customers and growing your business. Located at 886 Barclay St Bremerton Wa 98337 in Bremerton, WA, we invite you to visit us or call (360) 662-2000 to learn more about how we can assist you with your business banking needs. Let's work together to fuel your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new vehicle? Our auto loans and vehicle financing solutions are here to help. We offer competitive rates that can make owning a car more affordable than ever. Picture yourself driving off the lot in a new car without breaking the bank our financing options make it possible.

Business Banking

For our local entrepreneurs, Kitsap provides robust business banking services, including merchant services and business loans. We understand the unique challenges small businesses face and are committed to supporting their growth.

Convenient Access Services

We know that convenience matters in today's busy world. That's why we offer features like ATM services for quick cash withdrawals and basic drive-thru banking for simple transactions such as deposits and withdrawals. Plus, if you're a member of partner credit unions, you can take advantage of shared branch transactions right here at our location. With all these services available under one roof, Kitsap is ready to serve your financial needs! If you have questions or want assistance with any service, don't hesitate to reach out at 360-662-2000. Visit us today at Kitsap, where your financial success is our priority!

Credit Cards with Rewards

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also reward you for every dollar spent. Imagine earning points that lead to discounts on travel or cash back it's like getting paid to shop!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, we provide comprehensive mortgage loans designed to fit various budgets. With our friendly experts ready to guide you through the process, you can feel confident about making one of life's biggest investments.

Personal Banking

Our personal banking options include checking and savings accounts tailored to fit different lifestyles. Need a safe place for your money that also earns interest? Our savings accounts do just that! Plus, with our mobile and online banking, you can manage your finances from anywhere, anytime. Imagine checking your balance or transferring funds while waiting for your coffee it's that easy!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. Whether you're facing medical bills or planning a big purchase, having access to funds can relieve stress. Our loan specialists will work with you to find the right solution for your situation.

Digital & Online Banking

Convenience at Your Fingertips

Imagine being able to make mobile payments wherever you are! With our mobile payments feature, you can pay for goods and services directly from your phone no need for cash or cards. Whether you're grabbing coffee or shopping for groceries, it's all just a tap away. We strive to make banking accessible for everyone. Our online banking services give you real-time account management, so you'll always know where you stand financially. If you ever have questions or need assistance, our friendly team is just a phone call away at (360) 662-2000. Join us at Kitsap today and experience how easy and secure digital banking can be!

Key Features

Our online banking platform is user-friendly and packed with features to help you stay on top of your finances. You can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. With our mobile application, you can enjoy all these services right from your smartphone. Plus, if you're looking to send money to friends or family, our person-to-person transfer feature makes it quick and simple. Security is a top priority for us at Kitsap. We provide electronic signature authorization, ensuring that your transactions are not only easy but also protected. Additionally, our e-statements feature allows you to receive your account statements electronically, making it easier than ever to track your spending without the clutter of paper documents.

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $187,842,420 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $28,710 in used auto loans and $1,814,289,183 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 195,367, show a strong and growing member base that trusts us with their finances. This trust translates into the overall strength of Kitsap, as we work diligently to meet the diverse needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kitsap is your trusted partner. Visit us at 886 Barclay St Bremerton Wa 98337 or call (360) 662-2000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our efficient operations are evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 315 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $632,232,375 in share certificates and $519,552,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $198,260,334, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $534,075,013 in used vehicle loans and $225,230,367 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $89,161,669 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding when they need it most. At Kitsap Credit Union located at 886 Barclay St Bremerton WA 98337, our dedicated team is ready to assist you with refinancing options and eligibility assessments for all our loan products. You can reach us at 360-662-2000 during our lobby hours from 11:00 am to 3:00 pm on Monday and Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We are committed to providing clear information so you can make informed decisions about your financial future. Explore your options today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $162,144,489. With our tailored mortgage solutions, we aim to make the journey to your new home as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $90,757,878 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that fit your lifestyle.

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