Kitsap Credit Union Bremerton WA | Best Auto Loans & Personal Banking

Introduction

Welcome to Kitsap, your trusted financial partner since 1934! Nestled in the heart of Bremerton, WA, at 155 Washington Ave, we take pride in serving our community with a personal touch. With over 161,139 members and total assets exceeding $2.3 billion, we are dedicated to providing exceptional financial services tailored to meet your needs. At Kitsap, we understand that every member has unique goals and dreams. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our commitment to our members is evident in our impressive financial strength, which includes total deposits of $91,876,737 and a net worth of $198,260,334. Under the leadership of our CEO, Shawn Gilfedder, and Board President, Susan Baker, our team of 324 employees is here to support you on your financial journey. Whether you're looking for assistance with loans or simply want to learn more about managing your finances effectively, we're here to help! While members can visit us at our Bremerton branch for friendly service and expert advice, official correspondence should be sent to our mailing address: PO Box 990, Bremerton, WA 98337-5606. Join us today and discover why so many people trust Kitsap for their financial needs. For inquiries or assistance, feel free to call us at 360-662-2000 or visit our website at kitsapcu.org. We're excited to work together towards a brighter financial future!

Branch History & Mission

Embracing Innovation

In today's world, we recognize the importance of accessibility and convenience. That's why we've embraced modern technology while ensuring ADA compliance across all platforms. With features like online banking, mobile payments, and e-statements available for your ease, managing your finances has never been simpler. We also offer ATM access right here at our branch ensuring you have quick access to your funds whenever you need them. Although we currently do not have drive-thru service, we do provide shared service center availability for even more options when you need them.

Join Us!

As we look toward the future, Kitsap remains devoted to building lasting relationships with our members and enhancing their financial journeys. We invite you to become part of this legacy a place where your voice matters and your financial success is our priority. Discover how Kitsap can help you achieve your dreams today! Feel free to reach out at 360-662-2000 or explore more about us at Kitsap's website. Together, let's build a brighter future!

Our Journey

The journey of Kitsap is marked by a commitment to serving our members and enhancing their financial well-being. Since opening our doors at 155 Washington Ave, we've dedicated ourselves to providing personalized banking solutions that empower individuals and families. Our location is conveniently situated near local landmarks, making it easy for you to visit us during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. As we grew, so did our offerings. From basic savings and checking accounts to auto loans, mortgages, and business services, we have continually adapted to meet the diverse needs of our community. Today, we proudly provide services such as personal loans, debt consolidation, and credit cards with rewards all designed with your financial goals in mind.

Our Mission

At Kitsap, our mission goes beyond just banking; we are deeply committed to supporting our community. We believe in fostering strong relationships and giving back through various outreach efforts. Our mission statement reflects this ethos: "To improve the quality of life for our members and communities." We strive to make a positive impact not only through financial services but also by actively engaging in initiatives that support local organizations and causes. While members can visit us at 155 Washington Ave, official correspondence should be sent to PO Box 990, Bremerton, WA 98337-5606. This ensures that your communication reaches us promptly as we continue to prioritize member service.

Branch Location & Accessibility

Accessibility Features

At Kitsap Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services comfortably. Parking is available nearby, so you won't have to worry about finding a spot when you come to see us.

Operating Hours

We're here for you during convenient hours! Visit us Monday through Friday from 9:00 AM to 5:00 PM. If you're looking to discuss personal banking, auto loans, or other financial services, our friendly team is ready to assist you.

Services Offered

Our Harborside branch offers a range of services designed to meet your needs. Whether you're interested in checking and savings accounts, auto loans, mortgage options, or business banking solutions, we've got you covered. We also provide ATM access for quick cash withdrawals and shared service transactions for partner credit union members. While members can visit us at 155 Washington Ave for all their banking needs, official correspondence should be sent to our mailing address at PO Box 990, Bremerton, WA 98337-5606. If you have any questions or need assistance, feel free to give us a call at 360-662-2000. We look forward to welcoming you into our community and helping you achieve your financial goals!

Member Eligibility

At Kitsap, we believe that everyone deserves a chance to join our supportive community. Becoming a member is easy and welcoming! If you live, work, or go to school in the area, you're likely eligible to join us. We embrace individuals from all walks of life, ensuring that our services are accessible to everyone who can benefit from them. To learn more about specific eligibility criteria. Joining Kitsap not only opens the door to a variety of financial products tailored for your needs but also connects you with a community that values your growth and well-being. From personalized banking services to competitive loan options, being a member means having support at every step of your financial journey. If you're ready to take the next step, visit us at our branch located at 155 Washington Ave Bremerton Wa 98337, or give us a call at (360) 662-2000 for assistance. We're here to help you get started on your path to membership!

Business Banking & Commercial Services

Merchant Services that Matter

In today's marketplace, effective payment solutions are vital. At Kitsap, our merchant services make transactions smoother and more efficient for your business. For instance, imagine quickly processing payments from customers without any hassle allowing you to focus on what truly matters: growing your business. Located conveniently at 155 Washington Ave Bremerton Wa 98337 in Bremerton, WA, we're here to help turn your business dreams into reality. If you have questions or want to explore how we can assist you further, give us a call at (360) 662-2000!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $93 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $89,161,669, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive banking solutions including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we are here to support your growth with customized financial products.

Credit Cards and Personal Loans

Our Credit Cards with Rewards not only give you spending power but also allow you to earn points on everyday purchases. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can help ease financial burdens while keeping your budget on track.

Digital Banking Convenience

In today's fast-paced world, accessibility is key. That's why Kitsap provides robust Online & Mobile Banking platforms. Check balances, transfer funds, and pay bills all from the convenience of your smartphone or computer. Plus, enjoy hassle-free access to cash through our ATM & Cash Withdrawal Services available at various locations.

Personal Banking Solutions

We offer a variety of personal banking options that make managing your money easy and convenient. With our Checking & Savings Accounts, you can find an account that fits your lifestyle, whether it's for daily transactions or saving for future goals. Need financing? Our Auto Loans & Vehicle Financing help you get behind the wheel with competitive rates and flexible terms. If you're considering buying a home or refinancing your existing mortgage, we provide tailored Mortgage Loans & Refinancing solutions designed to meet your specific situation.

Shared Branching and Basic Transactions

If you need assistance outside of our branch, Kitsap participates in basic shared branch transactions for partner credit union members. This means you can make deposits and withdrawals easily without having to visit your home branch. Our ATMs also allow for balance checks and cash withdrawals as part of this service. At Kitsap, we strive to be more than just a credit union; we aim to be a trusted partner in your financial journey. Whether you're planning for the future or navigating life's challenges, our diverse range of services is designed with you in mind. Ready to explore all that we have to offer? Visit us at kitsapcu.org or call us at 360-662-2000 today! Your financial well-being starts here at the Harborside branch of Kitsap!

Digital & Online Banking

Convenient Features

Stay organized and informed with e-statements available for all members which help you manage your account activity more efficiently. No more paper clutter! Plus, if you're on the go, our mobile application allows you to bank right from your smartphone. You can send money to friends or family with our person-to-person transfer feature, making splitting bills or sending gifts a breeze.

Real-Time Management

Need to make a payment quickly? With our mobile payments feature, you can handle transactions instantly without needing cash or cards. All these tools empower you to take control of your finances in real-time. Experience the convenience of banking at Kitsap today. Visit us online at https://kitsapcu.org/ and unlock the full potential of digital banking tailored for your needs!

Security Matters

We take security seriously. Our online banking services come with robust safety measures to protect your information. You can rest assured knowing that your data is secure while you enjoy the benefits of modern banking.

Financial Strength

At Kitsap, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to providing reliable services. With a net worth of $198,260,334, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.48% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $632,232,375 in share certificates and $519,552,272 in money market shares, offering stable and rewarding financial growth opportunities. This approach allows us to prioritize your needs over those of non-members. In fact, our resources are focused entirely on benefiting you through better loan rates and exclusive perks rather than relying heavily on non-member deposits. We also have $187,842,420 in undivided earnings, which means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $28,710 in used auto loans and $1,814,289,183 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operations reflect efficiency with a net income of $1,737,365, enabling us to provide competitive loan rates and solid financial products for all our members. We take pride in having 315 full-time employees and 9 part-time employees ready to assist you with knowledgeable support whenever you need it. Net Shares available for lending and investments stand at $356,985, while our total share accounts number 195,367. This indicates a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kitsap is your trusted partner. Visit us at 155 Washington Ave Bremerton Wa 98337 or call (360) 662-2000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $534,075,013 in used vehicle loans and $225,230,367 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles. Plus, if you're considering refinancing your current auto loan, we can assist you with that as well.

Business Financing

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $89,161,669 are here to support your entrepreneurial journey. We understand the unique challenges that businesses face and are ready to offer solutions tailored specifically for you. At Kitsap Credit Union, we pride ourselves on making financing accessible and straightforward. If you're interested in exploring any of these options further or want more information on eligibility criteria and refinancing possibilities, don't hesitate to reach out! You can contact us at 360-662-2000 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $162,144,489, designed to help you secure your dream home without the stress often associated with mortgages. Our knowledgeable staff will work with you to find the best solution for your situation.

Personal Financing Solutions

We also provide unsecured credit card loans with a total of $90,757,878 available to help members manage their finances effectively. These cards come with flexible terms that allow you to make purchases or cover unexpected expenses without worrying about high interest rates.

Loan Aggregator

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KITSAP CREDIT UNION - Bremerton, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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