Kitsap Credit Union Bremerton WA | Convenient ATM Access Only

Introduction

Welcome to Kitsap, your trusted financial partner located at 155 Washington Ave, Bremerton, WA 98337. Established in 1934, we have proudly served our community for nearly nine decades, growing to support over 161,139 members with a commitment to exceptional service and financial well-being. Our total assets stand impressively at $2,331,276,495, demonstrating our stability and dedication to safeguarding your finances. At Kitsap, we believe in empowering our members through personalized banking solutions. With total deposits of $91,876,737 and a net worth of $198,260,334, you can trust that your savings are secure with us. We offer a range of services tailored to meet the needs of our diverse membership base, including loans and credit options designed to help you achieve your financial goals. Our leadership team is dedicated to fostering a culture of care and trust. Under the guidance of our CEO, Shawn Gilfedder, and Board President, Susan Baker, we strive to create an inclusive environment where every member feels valued. Our staff of 324 employees is here to assist you during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. While members can visit us at our branch for assistance or inquiries, official correspondence should be sent to PO Box 990, Bremerton, WA 98337-5606 if different from our physical address. We invite you to explore how Kitsap can make a positive impact on your financial journey. Whether you're looking for a loan or want to learn more about our services, please don't hesitate to reach out at 360-662-2000 or visit us online at kitsapcu.org. Together, let's build a brighter financial future!

Branch History & Mission

Join Us

We invite you to become part of the Kitsap family! Whether you're looking for a loan, a savings account, or simply want more information about how we can help you achieve your financial goals, we're here for you. Connect with us today by calling (360) 662-2000 or visiting our website at Kitsap Credit Union. Experience firsthand what it means to be supported by a credit union that truly cares about its members and their communities.

Our Mission

Our mission at Kitsap is clear: to empower our members through exceptional financial services while fostering a strong sense of community. We believe that when individuals thrive financially, the entire community benefits. This is why we focus not only on providing loans and savings accounts but also on supporting local initiatives and outreach programs that uplift those around us. While members can visit us at 155 Washington Ave Bremerton Wa 98337, official correspondence should be sent to PO Box 990, Bremerton, WA 98337-5606 if needed. We welcome you to experience the personal touch that sets Kitsap apart from other financial institutions. As part of our commitment to accessibility, we maintain ADA compliance across all platforms. Although we currently do not offer ATM or drive-thru services at this branch location, our focus remains on delivering excellent in-branch service during our operating hours from 9:00 AM to 5:00 PM Monday through Friday.

Our Story

Kitsap began its journey in a modest setting but quickly established itself as a trusted financial partner for the people of Bremerton. Located at 155 Washington Ave, our branch is easily accessible and surrounded by familiar landmarks that resonate with our community. The path we've walked has been marked by significant milestones that reflect our dedication to growth and innovation. Throughout the decades, we have continuously adapted to better serve our members' needs. From expanding our range of products and services to integrating advanced technology for easier banking experiences, we have always prioritized member satisfaction. Today, we offer online banking, mobile payments, and e-statements all designed to make managing your finances more convenient.

Branch Location & Accessibility

Convenient Access

At Kitsap, we prioritize accessibility for all our members. Our branch is designed with features that ensure everyone can visit us comfortably. We have parking available nearby, and our facility complies with ADA standards, providing ramps and other amenities to help those who may need assistance.

Operating Hours

We're open Monday through Friday from 9:00 AM to 5:00 PM, so you can visit us during the week when it's most convenient for you. Whether you're stopping by to ask about loans or just want to chat with one of our friendly staff members about your financial goals, we're ready to help.

Services Offered

Though we currently do not offer drive-thru service or ATM access at this location, our dedicated team is here to assist you with various services directly in the lobby. From setting up new accounts to discussing loan options or answering your questions about membership benefits, we are committed to providing personalized service that meets your needs. If you're ready to experience a welcoming banking environment where your financial well-being is our priority, stop by Kitsap today! Have questions before your visit? Feel free to give us a call at (360) 662-2000. We look forward to serving you!

Member Eligibility

At Kitsap, we believe that becoming a member is about joining a warm and welcoming community where you can thrive. If you're interested in opening an account with us, you'll be pleased to know that eligibility is designed to be inclusive! Generally, anyone who lives, works, or worships in the Kitsap County area can join our credit union family. This means that whether you're a long-time resident or new to the region, you're likely eligible to enjoy all the benefits we offer. Joining Kitsap opens up a world of financial opportunities tailored just for you. As a member, you'll gain access to personalized services, competitive rates, and tools that can help you achieve your financial goals. To get started, simply reach out to us at (360) 662-2000 or visit our website at for more details on how to become part of our community. We're excited to welcome you and help you on your financial journey!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that make accepting payments easy and efficient. Imagine being able to process transactions quickly, whether you're at a bustling farmers market or running a busy retail shop. Our solutions allow you to focus on what matters most growing your business. Located at 155 Washington Ave Bremerton Wa 98337 in Bremerton, WA, we invite you to explore how our tailored services can meet your unique needs. Let's work together to create a brighter future for your business! For more information, call us at (360) 662-2000 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $93 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $89,161,669, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

In today's fast-paced world, convenience is key. At Kitsap, we understand that managing your finances should be straightforward. That's why we offer ATM Services Only, ensuring you have easy access to your money whenever you need it. Whether it's withdrawing cash for groceries or checking your balance on the go, our ATMs are strategically placed for your convenience.

Join Our Community

Becoming a member of Kitsap means joining a community that values its members and prioritizes their financial well-being. Whether you're looking for basic banking services or advanced digital tools, we aim to provide everything you need under one roof. We invite you to visit us at Kitsap in Bremerton and explore how our services can work for you. Discover the difference of being part of a credit union that truly cares about its members' success. For more information on our offerings, don't hesitate to check out our website at kitsapcu.org. Your journey towards better financial health starts here reach out today!

Personalized Support

While digital services enhance convenience, we know that sometimes you need personalized support. Our team is dedicated to assisting you with any questions or concerns. Feel free to reach out by calling us at 360-662-2000 during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday. We're always ready to help you find the right solutions tailored to your financial needs.

Your Digital Companion

Embracing technology is essential in making banking easier for our members. With our online banking platform, you can manage your accounts from anywhere at any time. We also provide mobile payment options and a user-friendly mobile application, allowing you to pay bills, transfer funds, and even send money to friends and family with just a few taps on your smartphone.

Digital & Online Banking

Key Services Offered

Our online banking platform allows you to access your accounts anytime, anywhere. You can check balances, transfer money, and pay bills with just a few clicks. Plus, our mobile application makes it even easier to stay on top of your finances while you're on the go. Whether you're commuting or just relaxing at home, you have everything you need right in your pocket. For those who enjoy the ease of paperless options, we offer e-statements that provide a clear view of your account activity without the clutter of paper. You can also take advantage of electronic signature authorization, allowing for quick and secure approvals on necessary documents. If you want to send money to friends or family, our person-to-person transfer feature makes it simple. Just enter their details, and the funds are sent directly to their bank account no hassle involved!

Security and User-Friendly Features

Your security is our top priority. Our online banking system uses advanced encryption technology to protect your information. You can bank with confidence knowing that your data is safe from unauthorized access. We also ensure that our platform is user-friendly, so whether you're a tech-savvy individual or someone who prefers simplicity, you'll find it easy to navigate through our services. With features like mobile payments available through our app, you can make purchases quickly and securely without needing cash or cards. It's all about making your banking experience as smooth as possible. In summary, Kitsap offers an array of digital banking solutions tailored to fit your lifestyle. From real-time account management to secure transactions, we are here to help you manage your finances effectively and efficiently. Visit us today at https://kitsapcu.org/ to learn more about how we can support you!

Financial Strength

At Kitsap, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that supports our community and ensures your peace of mind. With a net worth of $198,260,334, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $632,232,375 in share certificates and $519,552,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By focusing on their needs rather than maximizing profits from non-member deposits currently at $0 we ensure that our resources benefit you through better loan rates and exclusive perks. With $187,842,420 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $28,710 in used auto loans and a total of $1,814,289,183 in loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 315 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. As of now, we have a total of 195,367 share accounts, showcasing a strong and growing member base that trusts us with their finances. Additionally, the funds available for lending stand at $356,985, indicating our readiness to support your borrowing needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kitsap is your trusted partner. Visit us at 155 Washington Ave Bremerton Wa 98337 or call us at 360-662-2000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $534,075,013 in used vehicle loans and $225,230,367 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our loan options can fit your budget and needs.

Credit Lines

For those who need extra flexibility in their spending, our credit lines amounting to $739,201,724 provide just that. You can borrow what you need when you need it and pay it back at your own pace.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $162,144,489, making buying or refinancing simple. We provide competitive rates and flexible terms designed to make your journey to homeownership as smooth as possible.

Refinancing Options

If you're considering refinancing any existing loans or are unsure about eligibility options for our various loan products, we're here to help. Our team at Kitsap is committed to guiding you through every step of the process so you can find the best solution for your financial situation. We invite you to visit us at our branch located at 155 Washington Ave Bremerton Wa 98337 or give us a call at 360-662-2000 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Let us help you find the right loan product that suits your needs! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing daily expenses can be easier with our unsecured credit card loans. We offer flexible terms that adapt to your lifestyle, with a total of $90,757,878 in loans helping members manage their finances effectively. This can be a great option if you need quick access to funds without collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified institutions, LendMesh guarantees that all loan information is accurate and up-to-date.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps in making informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*