Kitsap Credit Union Bremerton WA | Low Mortgage Rates & Auto Loans

Introduction

At Kitsap, located at 6651 State Highway 303 NE, Bremerton, WA 98311, we believe in empowering our members through reliable financial services and a strong sense of community. Established in 1934, our credit union has grown to serve over 161,139 members, providing them with a range of banking options tailored to their needs. Whether you're looking for a new auto loan or opening a savings account, our total assets of $2,331,276,495 ensure that we have the resources to support you. With a commitment to transparency and member satisfaction, we maintain a net worth of $198,260,334 and total deposits amounting to $91,876,737. We are proud to offer more than just traditional banking; our services include personal loans, mortgage refinancing, and even business banking solutions. Our team is led by CEO Shawn Gilfedder and Board President Susan Baker, both dedicated to fostering an environment where our members feel valued and understood. With a staff of 324 employees, we're always ready to assist you in reaching your financial goals. While members can visit us at our branch address, official correspondence should be sent to PO Box 990, Bremerton, WA 98337-5606. Feel free to reach out at 360-662-2000 for any inquiries or assistance. Join us at Kitsap Credit Union where your financial future is our priority! Visit us online at kitsapcu.org or stop by our branch today!

Branch History & Mission

Community Focus

Our dedication extends beyond banking; we strive to make a positive impact in Bremerton through partnerships and outreach programs. Whether it's supporting local schools or participating in community events, we are proud to contribute to the well-being of our neighbors. While you can visit us at 6651 State Highway 303 Ne Bremerton Wa 98311 for all your banking needs, official correspondence should be sent to PO Box 990, Bremerton, WA 98337-5606 if necessary. Join us today and discover how being a member of Kitsap can enhance your financial journey. Experience firsthand our commitment to personalized service and community support because when you thrive, we all thrive together! For more information or assistance, feel free to contact us at (360) 662-2000 during our operating hours: 9:00 AM - 5:00 PM Monday-Thursday, 9:00 AM - 6:00 PM Friday, and 9:00 AM - 1:00 PM Saturday.

Our Journey

Founded in 1934, Kitsap has grown from a small local credit union into a trusted financial partner for over 161,139 members. Our branch, located at 6651 State Highway 303 Ne Bremerton Wa 98311, stands as a testament to our commitment to serving the people of this vibrant area. We are proud to be part of the Kitsap County community and have seen remarkable growth over the years, with total assets reaching an impressive $2,331,276,495. As we evolved, we embraced advancements in technology and customer service. Today, we offer a range of services tailored to meet the needs of our members, including personal banking, auto loans, mortgages, and business banking solutions. Our modern amenities ensure that all members have access to convenient banking options, including ATMs and drive-thru services, available during flexible hours.

Our Mission

At Kitsap, our mission is simple yet profound: to empower our members through accessible financial solutions while actively supporting our community. We believe that everyone deserves the opportunity for financial success. This belief drives us to provide not just products but valuable resources and support systems that help individuals and families achieve their goals. We are also committed to making banking easier for everyone. Our branch is fully ADA compliant and offers various digital services such as online banking, mobile payments, and e-statements. This ensures that all members can manage their finances conveniently from anywhere.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is equipped with ADA-compliant features including ramps and designated parking spaces. This ensures that everyone can comfortably access our services.

Convenient Services and Operating Hours

At Kitsap, we offer a range of personal banking options such as checking and savings accounts, auto loans, and credit cards with rewards all designed with you in mind. We also have an ATM available for quick cash withdrawals and essential banking transactions. Our operating hours are designed to fit your schedule: - Monday through Thursday from 9:00 AM to 5:00 PM - Friday until 6:00 PM - And don't forget about our Saturday drive-thru service from 9:00 AM to 1:00 PM! Whether you need assistance with deposits or simple transactions through our drive-thru or shared service center, we're here to help.

Nearby Landmarks

You'll find us close to several local landmarks, including the popular Kitsap Mall and the scenic Silverdale Waterfront Park. These familiar spots make it easy to plan your visit around other activities in the area.

Visit Us Today!

We invite you to come by and see how Kitsap can support your financial journey. For any questions or more information about our services, feel free to give us a call at 360-662-2000. We look forward to welcoming you!

Member Eligibility

At Kitsap, we believe that everyone deserves a supportive financial community, and becoming a member is as easy as reaching out! To qualify for membership, you simply need to live, work, or worship in our service area or have a family member who is already a member. It's all about building connections and helping each other thrive! With membership, you gain access to a wide range of services including checking and savings accounts, loans, and credit cards all designed with your needs in mind. If you're ready to take the next step, opening an account is straightforward. Just visit us at 6651 State Highway 303 Ne Bremerton Wa 98311 or give us a call at (360) 662-2000 for more information. For detailed eligibility criteria, feel free to check out our website here. We can't wait to welcome you into the Kitsap family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to lending, we offer comprehensive merchant services that simplify your payment processes. Imagine having a reliable partner that helps you accept payments seamlessly, manage transactions effectively, and ultimately enhance customer satisfaction. Whether you operate a local café or a bustling retail shop, our merchant services can streamline operations and boost your bottom line. Join us at Kitsap, located at 6651 State Highway 303 Ne Bremerton Wa 98311 in Bremerton, WA, and discover how our business banking solutions can support your journey toward success. Reach out at (360) 662-2000 to learn more!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $93 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $89,161,669, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer tailored solutions such as Merchant Services & Business Loans. If you're starting a new venture or looking to expand an existing one, our team is here to guide you through the process with ease.

Convenient Access

We understand how busy life can be, which is why our branch at 6651 State Highway 303 Ne Bremerton Wa 98311 is equipped with convenient features like an ATM and Drive-Thru Banking for quick deposits and withdrawals. Additionally, we participate in Basic Shared Branch Transactions, allowing members of partner credit unions to perform essential banking tasks without hassle.

Get Started Today!

Whether you're visiting us in person or accessing services online at kitsapcu.org, we're committed to making your banking experience smooth and rewarding. Have questions? Don't hesitate to reach out at 360-662-2000 we're here to help! Join us today at Kitsap and discover how we can support your financial journey!

Personal Banking

For those looking to manage their personal finances effectively, we offer Checking and Savings Accounts that cater to various lifestyles and goals. Imagine having easy access to your funds through our Online & Mobile Banking services, which allow you to check balances, make transfers, and pay bills right from your phone. This means you can handle your banking anytime and anywhere. If you're planning to buy a new car, our Auto Loans & Vehicle Financing options are designed with competitive rates and flexible terms. Picture driving away in your dream vehicle without the stress of complicated financing processes. We also provide Mortgage Loans & Refinancing solutions for those ready to invest in a home or seeking better rates on their current mortgage.

Personal Loans and Credit Options

Need extra cash for an unexpected expense? Our Personal Loans & Debt Consolidation services can help simplify your financial life by combining multiple debts into one manageable payment. Plus, enjoy the benefits of our Credit Cards with Rewards, which allow you to earn points on purchases that can be redeemed for exciting rewards making every swipe count!

Digital & Online Banking

At Kitsap, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to give you control over your money, anytime and anywhere. With our 24/7 online banking services available at https://kitsapcu.org/, you can check your account balances, pay bills, and transfer money without ever stepping foot in a branch. This means no more rushing to the bank before it closes or waiting in long lines. Whether you're at home or on the go, everything you need is right at your fingertips. Our mobile application further enhances your banking experience. You can enjoy features like mobile payments, allowing you to make purchases quickly and securely with just a few taps on your smartphone. Plus, our app supports person-to-person transfers, making it easy to send money to friends and family when they need it most. For those who prefer going paperless, we offer e-statements that keep your financial documents organized and accessible. You'll also appreciate our electronic signature authorization, which speeds up transactions without compromising security. Rest assured, every transaction is protected with top-notch security measures, ensuring that your personal information remains safe while you manage your finances with ease. At Kitsap, we strive to make banking simple and convenient so you can focus on what matters most to you!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 195,367, showing a strong and growing member base that trusts us with their finances. Our commitment to your financial well-being is backed by the trust placed in us by each member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kitsap is your trusted partner. Visit us at 6651 State Highway 303 Ne Bremerton Wa 98311 or call (360) 662-2000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 315 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $187,842,420 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide $28,710 in used auto loans and $1,814,289,183 in total loans and leases means that our lending capacity supports members' financial goals across various sectors.

Secure Savings for Members

Members' savings are secured through $632,232,375 in share certificates and $519,552,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $198,260,334, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to our loan offerings, we also provide refinancing options for those looking to lower their monthly payments or tap into equity. Our eligibility options are straightforward, making it easy for you to explore the possibilities. We invite you to visit us at our branch located at 6651 State Highway 303 Ne Bremerton Wa 98311 in Bremerton, WA, or call us at (360) 662-2000 during our operating hours: 9:00 AM - 5:00 PM Monday through Thursday, 9:00 AM - 6:00 PM on Friday, and 9:00 AM - 1:00 PM on Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Kitsap, we're here to help you navigate your financial journey with confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $534,075,013 in used vehicle loans and $225,230,367 in new vehicle loans already helping members get on the road. We provide flexible terms to make car ownership accessible and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $89,161,669 provide the capital needed to grow and expand your business. We recognize the unique challenges entrepreneurs face and are committed to supporting your journey toward success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $162,144,489, make buying or refinancing simple. We are here to guide you through the process, ensuring you find a solution that fits your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. With a total of $90,757,878 in loans helping members manage their finances effectively, our credit cards come with flexible terms designed to fit various lifestyles.

Loan Aggregator

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