Kitsap Credit Union Belfair WA | Best Auto Loans & Business Banking

Introduction

Welcome to Kitsap at our Belfair branch, where your financial success is our top priority! Located conveniently at 51 Ne State Route 300 Ste D, Belfair, WA 98528, we have been serving our community since 1934. With a commitment to providing personalized service and a wide range of financial products, we are proud to support over 161,000 members. At Kitsap, we understand that banking should be straightforward and accessible. Our total assets stand strong at an impressive $2,331,276,495, allowing us to offer you competitive rates on loans and deposits. Currently, our total loans and leases amount to 76,137, reflecting the trust our members place in us for their borrowing needs. We also manage total deposits of $91,876,737, ensuring that your savings are secure with us. We believe in building lasting relationships with our members. Under the leadership of CEO Shawn Gilfedder and Board President Susan Baker, we strive to create a welcoming environment where everyone feels valued. Our dedicated team of 324 employees is here to assist you with all your banking needs. While members can visit us at our Belfair location for everyday banking services including personal accounts, auto loans, and online banking official correspondence should be sent to our mailing address: PO Box 990, Bremerton, WA 98337-5606. Join us today and experience how we can help you achieve your financial goals! For more information or to speak with one of our friendly staff members, call us at 360-662-2000 or visit our website at kitsapcu.org. Your journey towards financial wellness starts here!

Branch History & Mission

Community Focus

Kitsap is more than just a place for transactions; it's a hub for community support and engagement. We actively participate in local outreach programs and partnerships aimed at strengthening our neighborhoods and fostering connections among residents. Our team is dedicated not only to your financial growth but also to enhancing the overall well-being of Belfair.

Looking Ahead

As we look toward the future, we remain committed to embracing digital advancements that enhance your banking experience while ensuring compliance with ADA standards. With features like online banking and mobile payments available at your fingertips, managing your finances has never been easier. Join us on this journey! If you're looking for a credit union that prioritizes its members and values community impact, consider becoming part of Kitsap today. Experience firsthand how we can help you achieve your financial goals while supporting the place we all call home. For more information or assistance, feel free to reach out at 360-662-2000 during our operating hours from 9 AM - 5 PM Monday through Friday. We're here for you!

Our Mission

Our mission at Kitsap goes beyond just providing financial services; we strive to uplift our community. We aim to empower individuals and families by offering a range of products such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We believe that when our members thrive financially, the entire community benefits. We understand the importance of being accessible and inclusive. That's why we are proud to offer shared service center options and ATM availability for your convenience. Additionally, while members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 990 in Bremerton if necessary.

Branch Location & Accessibility

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Unfortunately, we're closed on Saturdays, but our online banking services are available anytime to meet your needs.

Services Offered

When you visit the Kitsap branch, you'll discover a range of services designed to support your financial journey. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have something for everyone. Plus, if you're a member of a partner credit union, you can enjoy shared branch services for basic transactions like deposits and withdrawals. For added convenience, we also provide ATM access so you can quickly handle cash withdrawals or balance checks without stepping inside the branch. Please note that while we do not have drive-thru banking at this location, our staff is eager to assist you promptly once you walk in. While members can visit us at our Belfair address for all their banking needs, please remember that official correspondence should be sent to our mailing address: PO Box 990, Bremerton, WA 98337-5606. If you have questions or need assistance before your visit, feel free to give us a call at 360-662-2000. We look forward to welcoming you soon!

Member Eligibility

At Kitsap, we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're looking to be part of something special, membership is open to anyone who lives, works, or attends school in our service area. It's that simple! We welcome individuals and families alike, ensuring that everyone can access our range of services designed just for you. For those curious about the specific eligibility criteria. Opening an account with us is straightforward and rewarding. Whether you need checking or savings accounts, loans, or credit cards, we have options tailored to your needs. Our friendly team is ready to assist you every step of the way. If you have any questions or want to get started on your journey with us, don't hesitate to reach out at (360) 662-2000. We're here to help!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $93 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $89,161,669, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine having a reliable partner that simplifies your transactions while you focus on running your business. Our merchant services provide seamless payment processing, allowing you to accept payments easily from customers. This means more time for you to innovate and engage with your clientele without worrying about complicated transactions. Located at 51 Ne State Route 300 Ste D Belfair Wa 98528 in Belfair, WA, we invite you to reach out at (360) 662-2000 for personalized assistance. Let's work together to turn your business aspirations into reality!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our Business Banking solutions are tailored just for you. From Merchant Services that streamline payment processing to Business Loans that help fuel your growth, we're here to support your entrepreneurial journey.

Convenient Digital Banking

In today's fast-paced world, having digital banking tools at your fingertips is essential. Our robust Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. You can check balances, make transfers, and pay bills all from the convenience of your smartphone or computer. Additionally, our ATM services provide easy cash withdrawal options whenever you need them.

Credit Options

At Kitsap, we understand the importance of having access to credit when needed. That's why we offer Credit Cards with Rewards, so you can earn benefits on everyday purchases while managing your spending wisely.

Personal Banking Solutions

We offer a variety of personal banking options that cater to different lifestyles and goals. Our Checking & Savings Accounts help you manage your daily expenses while also saving for important milestones. If you're in the market for a new car, our Auto Loans & Vehicle Financing make it simple and straightforward to get behind the wheel without breaking the bank. For those considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and terms designed to fit your budget. Additionally, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can give you the financial breathing room you need.

Shared Branch Transactions

For members who belong to partner credit unions, we offer basic shared branch transactions like deposits and withdrawals. This means even if you're away from home, accessing your funds is never an issue. Whether it's through face-to-face interactions or innovative online tools, Kitsap is committed to delivering exceptional service that fits into your lifestyle. To learn more about how we can assist you with any of these services or if you have questions about opening an account, feel free to reach out at (360) 662-2000. Join us today and experience the difference that personalized service makes!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our robust online banking platform available at https://kitsapcu.org/, you can easily access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly interface ensures that everything is straightforward. Plus, with the option for electronic signatures, managing documents has never been easier or safer. If you prefer going paperless, we offer e-statements that allow you to view and download your account statements at any time. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste. Our mobile application brings banking right into the palm of your hand. You can make mobile payments, which means no more fumbling for cash or cards simply use your phone for quick transactions. Additionally, our person-to-person transfer feature makes sending money to friends or family effortless.

Security and Accessibility

Security is a top priority at Kitsap. We implement advanced security measures to protect your information while giving you peace of mind during every transaction. Our online banking services are designed to keep you safe so you can focus on what matters most. All these features combine to provide real-time account management that fits seamlessly into your daily life. With just a few clicks or taps, you have complete control over your finances without any hassle. In summary, whether you're at home or on the go, our digital and online banking services empower you to manage your money effortlessly and securely. Join us at Kitsap today and experience the future of banking!

Financial Strength

At Kitsap, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to building a strong financial foundation that supports you, our valued member. With a net worth of $198,260,334, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.48% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $632,232,375 in share certificates and $519,552,272 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $187,842,420 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $28,710 in used auto loans and $1,814,289,183 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $1,737,365, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 315 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $356,985. Total Share and Deposit Accounts: 195,367, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kitsap is your trusted partner. Visit us at 51 Ne State Route 300 Ste D Belfair Wa 98528 or call (360) 662-2000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're interested in refinancing any existing loans or would like to explore eligibility options for our products, please reach out to us. Our team is ready to assist you with any questions you might have about our loan offerings or application process. For more information or to start your loan application today, visit us at 51 Ne State Route 300 Ste D, Belfair, WA 98528 or call us at 360-662-2000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $534,075,013 in used vehicle loans and $225,230,367 in new vehicle loans already helping members get on the road. We make it easy to apply and get approved quickly so you can focus on choosing the perfect vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $89,161,669 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $162,144,489, make buying or refinancing simple. We provide personalized support throughout the process to help you understand your options and find the right mortgage for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $90,757,878 in loans helping members manage their finances effectively. Our credit cards come with rewards and competitive interest rates to give you more value every time you use them.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all loan offers are fair and transparent. Users can trust that they are receiving accurate information that reflects current market conditions.

KITSAP CREDIT UNION - Belfair, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Belfair, WA (98528)