Kirtland Credit Union Rio Rancho NM | Top Mortgage Rates & Rewards Cards

Introduction

Welcome to Kirtland, your trusted community credit union located at 111 Nm Highway 528 Ne Ste 122, Rio Rancho, NM 87124. Since our establishment in 1958, we have been committed to providing exceptional financial services that empower our members and strengthen our community. With a total membership of 52,004 and assets exceeding $1,040,075,899, we take pride in offering personalized banking solutions tailored to meet your needs. At Kirtland, we understand the importance of financial stability and growth. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For businesses, we provide essential banking services such as merchant services and business loans. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 6440 Gibson Blvd SE, Albuquerque, NM 87108. Our dedicated team of 165 employees is here to assist you every step of the way. Under the leadership of CEO Matt Rarden and Board President Matthew Nixon, we are focused on building lasting relationships with our members based on trust and reliability. Our strong financial foundation is reflected in our impressive net worth of $130,504,234 and total deposits amounting to $84,049,244. We invite you to experience the Kirtland difference. Whether you're looking for a new auto loan or need assistance with your savings goals, we're here for you. Feel free to reach out by calling us at 505-254-4399 or visit our website at kirtlandcu.org for more information on how we can serve you better. Join us today and become part of a community that truly cares!

Branch History & Mission

At Kirtland, we take pride in our rich history and commitment to serving the community of Rio Rancho, NM. Since our establishment in 1958, we have grown from a small credit union to a trusted financial partner for over 52,000 members. Our branch is located at 111 Nm Highway 528 Ne Ste 122, conveniently situated near local businesses and community centers, making it easy for you to access our services. Our mission is straightforward yet profound: to provide exceptional financial services while supporting the community we serve. We believe in fostering a strong sense of belonging among our members by offering personalized banking solutions that meet their unique needs. With total assets exceeding $1 billion, we are well-equipped to help you achieve your financial goals, whether it's through personal loans, mortgages, or business banking. As part of our dedication to innovation and accessibility, Kirtland has embraced digital advancements that make banking simpler for everyone. Our online and mobile banking services allow members to manage their accounts anytime, anywhere. We also prioritize ADA compliance to ensure that all members can easily access our facilities and services. While members can visit us at our physical location for personal assistance during standard operating hours from 9 AM to 5 PM on weekdays, official correspondence should be sent to our mailing address at 6440 Gibson Blvd SE, Albuquerque, NM 87108. Unfortunately, we do not currently offer ATM or drive-thru services; however, we're here to assist you in person with any inquiries or transactions. Over the years, Kirtland has partnered with various organizations in Rio Rancho and beyond to promote financial literacy and community welfare. We actively engage in outreach programs that aim to uplift those in need and foster economic growth within our neighborhoods. If you're looking for a credit union that puts its members first and is deeply rooted in the community, we invite you to join Kirtland. Experience the difference of being part of an organization that genuinely cares about your financial well-being and the prosperity of Rio Rancho. Contact us today at 505-254-4399 or visit us online at kirtlandcu.org to learn more about how we can support you on your financial journey!

Branch Location & Accessibility

Accessibility Features

At Kirtland, we prioritize accessibility for all our members. Our branch is designed with ADA-compliant features, including ramps and designated parking spots. You'll find ample parking available right outside our doors, so you can easily access our services without any hassle.

Operating Hours

We're open Monday through Friday from 9:00 AM to 5:00 PM, providing you with plenty of time during the week to visit us. Our welcoming staff is ready to assist you with a variety of personal banking services such as checking and savings accounts, auto loans, mortgage options, personal loans, and even credit cards that offer rewards.

Services Offered

While we currently do not have ATM availability or drive-thru banking services at this location, our dedicated team is here to help you with all your financial needs directly inside the branch. We also offer online and mobile banking options for added convenience. We invite you to come by and meet our friendly staff or give us a call at 505-254-4399 if you have any questions or need assistance before your visit. At Kirtland Credit Union, we're more than just a bank; we're part of the community and eager to support you on your financial journey!

Member Eligibility

At Kirtland, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is easy and welcoming! If you live, work, or go to school in the area, you're likely eligible to join us. We also invite family members of current members to apply. With our friendly team at Kirtland, you'll gain access to personalized banking services designed to meet your unique needs. For more details on eligibility, feel free to check out our website at . When you're ready to take the next step and open your account, the process is straightforward. You can start right now by visiting our account opening page at https://app.loanspq.com/apply.aspx?lenderref=kirtlandfcu040516&list=xasaplccvlhest or simply give us a call at (505) 254-4399 for assistance. We're here to help you every step of the way as you join our thriving community at Kirtland, located at 111 Nm Highway 528 Ne Ste 122 Rio Rancho Nm 87124.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to transportation needs, our Auto Loans & Vehicle Financing make purchasing a new or used car straightforward and stress-free. Picture driving off in your dream vehicle with a loan that suits your budget and payment preferences. We work with you to find competitive rates, ensuring that you get the best deal possible.

Business Banking

For our business members, we provide comprehensive Business Banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to support your goals with tailored financial products that align with your vision.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows members to earn points on everyday purchases. Imagine using your card for groceries or gas and getting rewarded just for spending wisely. It's a simple way to save while enjoying the benefits of responsible credit use.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, our dedicated team is here to guide you through the process. Our Mortgage Loans & Refinancing options are designed to help you secure the best rates available, making home ownership more achievable than ever before.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Kirtland, we offer robust Online & Mobile Banking services. Access your accounts anytime from anywhere using our user-friendly mobile app or website. Check balances, transfer funds, and pay bills effortlessly all at your fingertips. We invite you to explore all these services and more by visiting us or calling us at 505-254-4399. At Kirtland, we're not just about transactions; we're about building relationships and supporting our members every step of the way. Join us today at Kirtland and experience banking made easy!

Personal Banking

For individuals seeking reliable banking options, our Personal Banking services include checking and savings accounts designed to help you manage your finances efficiently. Imagine having a checking account that fits your lifestyle, allowing you to easily access your funds while earning interest on your savings. This flexibility means you can focus on what matters most like planning your next vacation or saving for a new home.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation services, giving you the financial breathing room you need during tough times. With flexible terms and competitive rates, we aim to simplify your financial obligations and help reduce monthly payments.

Digital & Online Banking

Key Features

Managing your finances has never been easier with features like e-statements, which let you view your account statements online instead of waiting for them in the mail. This not only saves paper but also gives you quick access to your financial records whenever you need them. Plus, with electronic signature authorization, signing documents is hassle-free and secure, allowing you to complete transactions from the comfort of your home. For those on the go, our mobile application provides full access to your accounts right from your smartphone. You can send person-to-person transfers quickly and effortlessly perfect for splitting bills or sending money to friends and family. And if you're someone who loves using mobile payments, you'll be glad to know that our system supports this feature too!

Security and Accessibility

Security is paramount at Kirtland. We use advanced encryption technology to protect your personal information while providing you with easy access to manage your finances. You can rest assured that whether you're logging in from home or on the road, your data is kept safe. In today's fast-paced world, having real-time control over your finances is essential. With our online banking services, everything is at your fingertips making it simple for you to stay on top of your financial goals. Join us today at Kirtland and experience the ease of digital banking!

Financial Strength

Commitment to Growth and Innovation

With $123,662,355 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $7,241 in used auto loans and $755,418,726 in total loans and leases, supporting your financial goals across various sectors.

Growing Trust Among Members

Total Share and Deposit Accounts: 88,184, shows a strong and growing member base that trusts us with their finances. We are proud to be part of your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kirtland is your trusted partner. Visit us at 111 Nm Highway 528 Ne Ste 122 Rio Rancho Nm 87124 or call (505) 254-4399 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Solutions

Members' savings are secured through $272,239,658 in share certificates and $225,947,348 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $750,025, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $130,504,234, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,255 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Performance

Our operational efficiency is evident with a net income of $-871,781, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 155 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,435,461 in used vehicle loans and $146,793,144 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored for you.

Credit Lines and Unsecured Loans

For those who may need flexible spending options, our total credit lines amount to $360,777,326. We also offer flexible terms on unsecured credit card loans, with a total of $39,757,737 in loans helping members manage their finances effectively. This means you can have peace of mind knowing that you have access to funds when unexpected expenses arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $61,580,027, make buying or refinancing simple. We provide various terms and competitive rates to fit your budget and long-term plans.

Refinancing Options

If you're looking to refinance an existing loan or check your eligibility for one of our products, we're here to help. Our team can guide you through the process and help you find the best solution tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Kirtland in Rio Rancho (111 Nm Highway 528 Ne Ste 122), we're dedicated to making your borrowing experience straightforward and beneficial. For more information or to discuss your options further, don't hesitate to reach out at 505-254-4399. We're here for you!

Loan Aggregator

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Kirtland