Kirtland Credit Union Los Lunas NM | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Kirtland, your trusted financial partner in the heart of Los Lunas, NM! Established in 1958, we have been dedicated to serving our community for over six decades. Located at 2270 Main St Nw, our branch is a welcoming space where you can find reliable banking services tailored to your needs. Whether you're looking for personal loans, checking accounts, or mortgage solutions, we are here to help you thrive financially. At Kirtland, we pride ourselves on being more than just a credit union; we're a community of 52,004 members working together towards financial success. With total assets of $1,040,075,899 and deposits amounting to $84,049,244, we are committed to safeguarding your finances while offering competitive loan options. Our portfolio includes 40,559 loans and leases, designed to support everything from auto financing to debt consolidation. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 6440 Gibson Blvd SE, Albuquerque, NM 87108. Our team is led by CEO Matt Rarden and Board President Matthew Nixon, both of whom are passionate about making a positive impact in our community. With a dedicated staff of 165 employees, we strive to provide exceptional service that meets the diverse needs of our members. We understand that banking can sometimes feel overwhelming; that's why we're here to guide you every step of the way. Ready to take the next step towards achieving your financial goals? Visit us today or call us at 505-254-4399 to learn more about how Kirtland can help you on your journey!

Branch History & Mission

At Kirtland, we are proud to share our story a journey that began in 1958 when we first opened our doors in the heart of Los Lunas, NM. Since then, we have grown into a trusted financial partner for over 52,000 members, providing services that empower individuals and strengthen our community. Our branch is located at 2270 Main St NW, Los Lunas, NM 87031, a place where neighbors come together not just for banking but for building relationships. Our mission is simple yet profound: to offer exceptional financial services while supporting the local community. We understand that every member's journey is unique, and we strive to provide personalized banking solutions that cater to their needs. From checking and savings accounts to auto loans and mortgages, our offerings are designed with our members' best interests in mind. Our commitment extends beyond financial transactions; we actively engage in community outreach initiatives that uplift those around us. Over the years, Kirtland has achieved significant milestones. Today, we proudly manage total assets of $1040075899, reflecting our solid foundation and commitment to responsible growth. Our dedicated team works tirelessly to ensure that our members receive the best possible service whether they're visiting us in person or using our online banking platform. We also prioritize accessibility with ADA-compliant facilities and innovative digital advancements like mobile payments and online banking. While members can visit us at 2270 Main St NW, official correspondence should be sent to 6440 Gibson Blvd SE, Albuquerque, NM 87108. Our operating hours are Monday through Friday from 9:00 AM to 5:00 PM, making it convenient for you to reach us whenever you need assistance. At Kirtland, we're more than just a credit union; we're part of your community fabric. We believe in fostering connections through partnerships and supporting local events that make Los Lunas a great place to live. With no ATM or drive-thru services currently available at this branch, we encourage members to explore our online options for quick access to their accounts. As we continue on this journey together, we invite you to join the Kirtland family. Experience the difference of being part of a credit union that truly cares about its members and community. Visit us today or explore more about what we offer on our website here. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Location

Situated right on Main Street, our location is close to popular landmarks that many locals know well. From the vibrant parks to local shops, you'll find us at the heart of Los Lunas. Parking is available right outside our doors, making it simple for you to pop in without any hassle. We take pride in ensuring our branch is accessible to everyone, featuring ADA-compliant entrances and pathways.

Operating Hours

We understand that your time is valuable. That's why we offer convenient lobby hours from 9 AM to 5 PM, Monday through Friday. Our dedicated staff is ready to assist you during these hours, ensuring you receive personalized service tailored to your needs.

Services Offered

At Kirtland, we provide a variety of services designed with you in mind. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we've got you covered. Plus, our online and mobile banking solutions make it easy for you to manage your finances on the go! While members can visit us at 2270 Main St NW for all their banking needs, official correspondence should be sent to our mailing address at 6440 Gibson Blvd SE, Albuquerque, NM 87108. If you have any questions or need assistance, don't hesitate to give us a call at 505-254-4399. We can't wait to welcome you into our branch!

Member Eligibility

At Kirtland, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly criteria. We primarily serve individuals who live, work, or worship in the areas surrounding 2270 Main St Nw Los Lunas Nm 87031. Whether you're a new resident, a local employee, or someone who simply values community banking, you're likely eligible to join our family. For detailed eligibility requirements, feel free to check out our resource at . Once you've confirmed your eligibility, opening an account with us is a breeze! Just head over to our account opening page at https://app.loanspq.com/apply.aspx?lenderref=kirtlandfcu040516&list=xasaplccvlhest and follow the easy steps. If you have any questions or need assistance along the way, don't hesitate to reach out at (505) 254-4399. We're excited to welcome you into the Kirtland community!

Business Banking & Commercial Services

At Kirtland, we understand that every successful business starts with a strong financial foundation. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Imagine expanding your local café, increasing inventory for your retail store, or launching a new service. With our tailored business loans, you can turn these ideas into reality. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. In addition to loans, our merchant services help you manage transactions smoothly. Whether you're processing credit card payments at your shop or setting up online invoicing, we have tools to make payments easy for you and your customers. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Visit us at 2270 Main St Nw Los Lunas Nm 87031 in Los Lunas, NM, or call us at (505) 254-4399 to discover how we can assist your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs at this branch location, our member-friendly policies ensure easy access to cash withdrawal services through partnerships in the area. At Kirtland, we're committed to making banking easier for everyone in our community. If you have any questions or would like to learn more about how we can assist you with your financial journey, don't hesitate to reach out! Call us at (505) 254-4399 or visit our website at Los Lunas for more information. Your financial well-being is our priority!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help make that dream a reality. We understand how important reliable transportation is, which is why we offer competitive rates and flexible terms to suit your budget.

Business Banking

If you're running a business, our business banking services are designed to support entrepreneurs like you. From merchant services that simplify transactions to business loans that fuel growth, we're here to help your business thrive.

Credit Cards with Rewards

For those who love earning rewards on their purchases, our credit cards come with exciting benefits. From cashback offers to travel points, you can enjoy perks while using your card for everyday spending.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and at Kirtland, we provide mortgage loans and refinancing options to help you achieve that goal. Our team is here to guide you through the process, ensuring you find the best solution for your unique situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can access your accounts anytime, anywhere whether it's checking your balance or transferring funds on the go.

Personal Banking

When it comes to managing your day-to-day finances, our personal banking options are designed with you in mind. We offer checking and savings accounts that help you keep track of your money easily. Whether you're saving for a vacation or just looking to manage your monthly expenses, our accounts make it simple and straightforward.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and sometimes a personal loan can be just what you need. Whether it's for an emergency or consolidating debt, our personal loans offer a convenient way to manage costs while keeping stress at bay.

Digital & Online Banking

Key Features

Our online banking platform provides an easy-to-use interface that allows you to manage your finances in real time. You can sign up for e-statements, which not only help you stay organized but also contribute to a greener planet by reducing paper waste. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure. For those on the go, our mobile application gives you the freedom to bank right from your smartphone. Enjoy the convenience of mobile payments and person-to-person transfers, making it easier than ever to send money to friends or family instantly.

Security and Accessibility

Security is at the heart of what we do. Our systems utilize advanced encryption to ensure that your personal information remains safe while you're banking online or using our mobile app. The user-friendly design makes it easy for everyone, whether you're tech-savvy or new to digital banking. With all these features combined, managing your finances becomes a breeze. At Kirtland, we're committed to providing accessible and reliable banking services that empower you to take control of your financial journey. Experience the ease and security of digital banking today!

Financial Strength

Commitment to Growth

With $123,662,355 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $7,241 in used auto loans and $755,418,726 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $-871,781, which enables us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 155 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedicated workforce is essential for maintaining the high level of service you expect from Kirtland.

Growing Together

Total Share and Deposit Accounts stand at 88,184, showing a strong and growing member base that trusts us with their finances. Our focus remains on building lasting relationships with each member who walks through our doors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kirtland is your trusted partner. Visit us at 2270 Main St Nw Los Lunas Nm 87031 or call (505) 254-4399 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $272,239,658 in share certificates and $225,947,348 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else. With non-member deposits at $750,025, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Foundation

With a net worth of $130,504,234, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This net worth is a testament to our commitment to serving you effectively and efficiently. Our net worth ratio of $1,255 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means that you can rely on us to be there for you today and in the future.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,435,461 in used vehicle loans and $146,793,144 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Credit Lines

Need extra funds for unexpected expenses? Our total credit lines amount to $360,777,326, providing you with access to funds when you need them most. This flexibility can be crucial during tough times or when unexpected costs arise. If you're considering refinancing any existing loans or want to check your eligibility for our products, please reach out to us at (505) 254-4399. Our team is always ready to assist you and ensure you get the best deal possible. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at 2270 Main St Nw Los Lunas Nm 87031 in Los Lunas, NM, where our friendly staff is eager to help you explore all your lending options!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $61,580,027, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll make, and our team is ready to support you every step of the way.

Unsecured Credit Card Loans

For those looking for flexible financing solutions, we also offer unsecured credit card loans with a total of $39,757,737 in loans. These cards come with manageable terms that help you keep your finances on track while enjoying the convenience of cashless transactions.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when comparing loans.

Benefits of Using LendMesh

LendMesh offers several key benefits to users looking for reliable loan information: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Kirtland