Kirtland Credit Union Albuquerque NM | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kirtland, your trusted financial partner located at 7901 Gibson Blvd SE, Albuquerque, NM 87117. Since our establishment in 1958, we have been dedicated to serving our community with a commitment to member satisfaction and financial well-being. With over 52,000 members and total assets of $1,040,075,899, we pride ourselves on being a cornerstone of financial support in the Albuquerque area. At Kirtland, we understand that managing finances can be challenging. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our strong foundation is built on a solid net worth of $130,504,234 and total deposits amounting to $84,049,244, ensuring that your funds are safe and secure with us. While members can visit us at 7901 Gibson Blvd SE, official correspondence should be sent to our mailing address: P.O. Box 80570, Albuquerque, NM 87198. Led by our dedicated CEO, Matt Rarden, and Board President, Matthew Nixon, our team of 165 employees is here to assist you every step of the way. Whether you're looking for personal banking solutions or business financing options, our knowledgeable staff is ready to help you achieve your financial goals. Ready to take the next step? Feel free to call us at 505-254-4367 or visit our website at kirtlandcu.org for more information about how we can serve you better. We look forward to welcoming you into the Kirtland family!

Branch History & Mission

At Kirtland, we take pride in our rich history and commitment to serving the community of Albuquerque, NM. Since opening our doors in 1958, we have been dedicated to helping our members achieve their financial goals while fostering a sense of belonging and support within our community. Located at 7901 Gibson Blvd SE, just a short drive from local landmarks like the Kirtland Air Force Base, our branch has grown alongside the needs of our members. With a membership that has now reached over 52,000, we have become more than just a financial institution; we are a trusted partner in the lives of many families and individuals. As we reflect on our journey, it's important to note that Kirtland's mission is centered around providing accessible financial services while also uplifting our community. We strive to empower our members through a range of offerings including personal banking, auto loans, mortgages, and credit cards with rewards. Our goal is not only to meet your banking needs but to help you thrive financially. While members can visit us at 7901 Gibson Blvd SE, official correspondence should be sent to P.O. Box 80570, Albuquerque, NM 87198. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Kirtland is committed to staying ahead in this digital age with features such as online banking and mobile payments that make managing your finances easier than ever. We also ensure our services are accessible to everyone by adhering to ADA compliance standards. Our dedication extends beyond banking; we actively engage in community outreach efforts and partnerships aimed at enhancing the lives of those around us. Whether it's sponsoring local events or offering educational workshops, we believe in giving back and making a positive impact. As we continue to grow, we invite you to join us at Kirtland. Experience the benefits of being part of a community-focused credit union where you're not just another member but part of our family. Visit us today or reach out at 505-254-4367 to learn more about how Kirtland can support your financial journey!

Branch Location & Accessibility

Welcome to the Kirtland Exchange Branch, your friendly neighborhood credit union located at 7901 Gibson Blvd SE, Albuquerque, NM 87117. Our branch is nestled in the heart of Bernalillo County, making it easy for you to access our services whether you're commuting or just out running errands. We're conveniently situated near local landmarks, ensuring that finding us is a breeze. At Kirtland, we prioritize accessibility and convenience for all our members. While there's no drive-thru service available at this location, our lobby is open during inviting hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We're here to cater to your financial needs with a warm smile. For those who prefer writing or need to send official documents, please note that while you can visit us at our branch address, any correspondence should be sent to P.O. Box 80570, Albuquerque, NM 87198. Parking is ample and easily accessible right outside the branch, and we have taken steps to ensure our facilities are ADA compliant so that everyone can enjoy a hassle-free experience when visiting us. Although we currently do not offer ATM services on-site, rest assured that our team is here to assist you with all personal banking needs from checking and savings accounts to auto loans and mortgages. If you're looking for reliable banking solutions combined with exceptional service, look no further! Feel free to reach out at 505-254-4367 or drop by the Kirtland Exchange Branch today. We can't wait to welcome you!

Member Eligibility

At Kirtland, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly eligibility criteria. Generally, individuals who live, work, or attend school in our local area can become members. This means if you're in the neighborhood or connected to our community in any way, you likely qualify! For the most current details on eligibility, feel free to check out our website at . Once you're ready to join, opening an account is a breeze! You can start the process online by visiting https://app.loanspq.com/apply.aspx?lenderref=kirtlandfcu040516&list=xasaplccvlhest. If you have any questions or need assistance, don't hesitate to reach out to us at (505) 254-4367. We're here to help you every step of the way as you take this exciting step toward better banking with Kirtland, located at 7901 Gibson Blvd Se Albuquerque Nm 87117.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify payment processing. Whether you're a retail shop or a service provider, our solutions can streamline transactions, making it easier for your customers to pay you. This means you can focus on what you do best running your business. Located at 7901 Gibson Blvd Se Albuquerque Nm 87117, Albuquerque, NM 87117, we're here to help you succeed every step of the way. If you're ready to take your business to the next level, reach out to us at (505) 254-4367 today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a small business owner, our business banking services, including merchant services and business loans, are designed to support your growth. We know how important cash flow is for running a business, so let us assist you with tailored solutions that align with your goals.

Digital Banking Convenience

In today's fast-paced world, having access to banking when it suits you is vital. That's why we offer robust online and mobile banking features. With our user-friendly app and website, managing your finances is just a few taps away check balances, pay bills, or transfer funds from anywhere! Don't forget about our ATM and cash withdrawal services which ensure that you're never far from accessing your money. Whether you're visiting us at Kirtland or connecting online through our website at Kafb Exchange Branch, we're here to support you every step of the way. Ready to take control of your finances? Give us a call at (505) 254-4367 or visit us today!

Home Financing

For those looking to buy their first home or refinance an existing mortgage, our mortgage loans and refinancing services simplify the process. We take pride in guiding you through each step, ensuring you find a plan that works for your financial situation.

Loans and Credit Solutions

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. Whether it's medical bills or home repairs, we can help you find a solution that relieves financial stress. Plus, our credit cards with rewards allow you to earn points on everyday purchases think of the rewards stacking up as you pay for groceries or gas!

Personal Banking

We understand that personal finance can be overwhelming. That's why we offer various checking and savings accounts to help you manage your money effectively. Our accounts come with no monthly fees and competitive interest rates, making it easier for you to grow your savings. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options designed to fit your budget. Imagine driving off in your dream car without breaking the bank!

Digital & Online Banking

At Kirtland, we understand that banking should be easy and secure. That's why we offer a range of digital and online banking services designed to give you control over your finances anytime, anywhere. Whether you're at home or on the go, managing your money has never been simpler! With our online banking platform, you can access your accounts 24/7, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it quick and straightforward. Just think of it as sending cash digitally no more waiting in line or dealing with checks. For added convenience, our mobile application is available for download, putting the power of banking right in your pocket. You can also enjoy mobile payments, making it easier than ever to shop without carrying cash or cards. Plus, with electronic signature authorization available, signing documents has become hassle-free no need for printing or faxing! Stay organized by opting for e-statements instead of paper ones. Not only are they environmentally friendly, but you'll also have instant access to your account statements anytime you need them. At Kirtland, security is a top priority. We utilize advanced measures to ensure your personal information stays safe while you manage your finances online. So whether you're checking your balance during a lunch break or transferring funds late at night, you can do so with peace of mind. Experience the freedom of modern banking with us! Explore all our digital services today and see how easy it is to stay on top of your financial goals.

Financial Strength

A Dedicated Team Here for You

We also take pride in having 155 full-time employees and 10 part-time employees dedicated to serving you with expertise and care. Our team is always ready to assist with any questions or needs you may have regarding your finances.

Commitment to Reinvestment

With $123,662,355 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to reinvestment highlights our dedication to continuous improvement for the benefit of everyone who walks through our doors.

Growing Together

As we continue to grow together with our members, it's important to note that we have a strong member base with a total of 88,184 share accounts. This reflects the trust placed in us by over 52,000 members who rely on Kirtland as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kirtland is your trusted partner. Visit us at 7901 Gibson Blvd Se Albuquerque Nm 87117 or call (505) 254-4367 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are our priority. Members' funds are secured through $272,239,658 in share certificates and $225,947,348 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members first, with non-member deposits totaling $750,025 ensuring that our resources are directed toward you providing better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $130,504,234, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation reflects our commitment to safeguarding your assets and supporting your financial aspirations. Our net worth ratio of $1,255 demonstrates a robust capital base. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We recognize the diverse needs of our members. With $7,241 in used auto loans and $755,418,726 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Furthermore, our operational efficiency is evidenced by a net income of $-871,781, allowing us to provide competitive loan rates and solid financial products for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,435,461 in used vehicle loans and $146,793,144 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive off in your dream ride.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $61,580,027, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that could help you save money or reduce your monthly payments. We encourage you to reach out and see if you're eligible for better rates or terms that can benefit your budget. For more information about our loan products or to discuss eligibility requirements, please contact us at (505) 254-4367. Visit us at our branch located at 7901 Gibson Blvd Se Albuquerque Nm 87117 in Albuquerque, NM. Our dedicated team is here to assist you with personalized service tailored to meet your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing our members with clear and practical solutions for all their lending needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $39,757,737 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that the data you receive reflects the most current market conditions.

Kirtland