Kinzua Credit Union Warren PA | Best Auto Loans & Business Banking

Introduction

Welcome to Kinzua Federal Credit Union, your trusted financial partner since 1956. Located at 213 W 3Rd Ave, Warren, PA 16365, we have been proudly serving our community for over six decades. With a commitment to fostering strong relationships and supporting local members, we currently boast a membership of 1,669 individuals who trust us with their financial needs. At Kinzua, we believe in providing personalized service that goes beyond just transactions. Our total assets amount to an impressive $15,390,112, reflecting our solid foundation and ability to support you through various financial stages in life. We also manage over $5,343,851 in deposits, ensuring that your savings are secure with us. Under the leadership of our CEO, Amy Lyon, and Board President, James Tellman, we are dedicated to enhancing the financial well-being of our members. Our team of 8 employees is always ready to assist you with services ranging from checking and savings accounts to auto loans and mortgages. While members can visit us at our branch location for personalized assistance, official correspondence should be sent to our mailing address: 213 W 3rd Ave, PO Box 723, Warren, PA 16365-2355. Explore the benefits of banking with us today! Call us at 814-723-3661 or visit our website at kinzuafcu.com for more information on how we can help you achieve your financial goals. Join us on this journey towards a brighter financial future!

Branch History & Mission

Community Engagement and Future Goals

As technology advances, so do we. Kinzua offers modern conveniences like online banking and mobile applications to ensure that managing your finances is simple and efficient. We pride ourselves on being ADA compliant, making sure that every member can access our services comfortably. Though we do not have an ATM or drive-thru service at this time, we are dedicated to providing quality customer care during our lobby hours: Monday from 9:00 AM to 4:30 PM and Tuesday through Friday from 8:15 AM to 4:30 PM. If you have any questions or need assistance, don't hesitate to reach out to us at 814-723-3661. Join us at Kinzua Federal Credit Union as we continue to serve our members with dedication and compassion. Experience firsthand the benefits of being part of a credit union that truly cares about its community. Together, let's build a brighter financial future!

Our Mission

At Kinzua, our mission is clear: we are committed to providing exceptional financial services that support our members and enhance their quality of life. We believe in building strong relationships within our community and strive to make banking easier and more inclusive for everyone. Whether it's through personal banking options like checking and savings accounts or auto loans and credit cards with rewards, we aim to meet diverse needs while ensuring excellent service. We also focus on being a resource for our local community. Our outreach efforts include partnerships with various organizations that foster economic growth and well-being in Warren and beyond. We understand that financial health is not just about numbers it's about people.

Branch Location & Accessibility

Convenient Access

At Kinzua, we prioritize your convenience. Our branch features ample parking and is designed with accessibility in mind, ensuring everyone can visit us without hassle. While you can reach us directly at our physical location, please note that any official correspondence should be sent to our mailing address: PO Box 723, Warren, PA 16365-2355.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 814-723-3661. We invite you to visit us soon and experience the Kinzua difference where community banking meets exceptional service. Your financial journey starts here!

Services Tailored for You

Kinzua Federal Credit Union offers a variety of services to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Although we do not have ATM access or a drive-thru service at this branch, our dedicated team is always ready to assist you inside the branch.

Welcoming Hours

We know how busy life can get! That's why our lobby hours are set to accommodate your schedule: Monday from 9 AM to 4:30 PM and Tuesday through Friday from 8:15 AM to 4:30 PM. Whether you're stopping by for a quick transaction or need more time to discuss your financial goals, we're here for you during these hours.

Member Eligibility

At Kinzua, we believe that everyone deserves to be part of a welcoming community that supports your financial journey. Becoming a member is easy and open to individuals who live, work, worship, or attend school in the Warren area. Whether you're looking for personal banking services or loans tailored just for you, joining us means gaining access to a range of benefits designed with your needs in mind. If you're curious about the specific eligibility requirements, feel free to check out more details on our website at . Getting started is simple! Just visit us at our branch located at 213 W 3Rd Ave Warren Pa 16365, or give us a call at (814) 723-3661. Our friendly staff are ready to guide you through the account opening process, ensuring it's as smooth as possible. We can't wait for you to join our family at Kinzua!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to funds that can boost your operations, whether it's purchasing new equipment or expanding your workforce. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services streamline transactions, making it easier for you to focus on what really matters growing your business. Whether you're accepting payments online or in-store, our services enhance customer experiences and help increase sales. With personalized support from our team at Kinzua, we're here to help you navigate your business journey every step of the way. Reach out today at (814) 723-3661 or visit us at 213 W 3Rd Ave Warren Pa 16365 for tailored solutions that fit your unique needs.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we've got your back too! Our business banking services include merchant services and business loans designed to support your growth and success. Whether you're starting a new venture or expanding an existing one, we're here to help you find the right financial products that fit your business model.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Kinzua Federal Credit Union, we prioritize digital banking solutions that allow you to manage your accounts anytime and anywhere. With our online and mobile banking, you can check balances, transfer funds, and pay bills without ever stepping foot in the branch. Plus, our person-to-person payment feature makes sending money to friends or family quick and easy. While we currently do not have ATM or drive-thru services available at this location, our team is dedicated to ensuring that every member has access to the resources they need via our online platforms.

Get in Touch

We invite you to explore all the services available at Kinzua by visiting us at 213 W 3Rd Ave Warren Pa 16365 or calling us at (814) 723-3661. Our friendly staff is ready to assist you with any questions or concerns you may have about our offerings. Experience firsthand how we can help enhance your financial well-being! For more information about our services, feel free to visit us online at https://www.kinzuafcu.com/ . We look forward to serving you!

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for a big purchase, our personal banking options are tailored just for you. We offer checking and savings accounts that fit every lifestyle, helping you manage your money with ease. If you're considering purchasing a new car, our auto loans and vehicle financing options are competitive and flexible, ensuring you get the right deal without unnecessary stress. For those dreaming of homeownership, our mortgage loans and refinancing services make it easy to navigate the home-buying process. We also provide personal loans and debt consolidation options that can help you regain control over your finances. And let's not forget about our credit cards with rewards, which allow you to earn benefits on everyday purchases.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://www.kinzuafcu.com/ , you can access your accounts anytime, anywhere. Check your balances, pay bills, and transfer money with just a few clicks. Our user-friendly interface ensures that navigating your finances is straightforward, even if you're not tech-savvy.

Environmentally Friendly Options

In addition to convenience and security, we also prioritize sustainability. Our e-statements are an eco-friendly way to keep track of your finances without the clutter of paper statements. Enjoy the benefits of easy access while doing your part for the environment. At Kinzua, we're committed to providing you with reliable digital banking options that fit into your lifestyle. Join us today and experience the freedom of managing your finances on your terms!

Real-Time Account Management

We know that life can get busy, which is why our mobile application allows you to manage your finances right from your smartphone. Stay updated with real-time notifications about your account activity. Plus, our person-to-person transfer feature makes sending money to friends and family a breeze no need to worry about cash or checks.

Secure Transactions

Security is paramount when it comes to online banking, and we take this very seriously at Kinzua. While we currently do not offer electronic signature authorization for certain transactions, we ensure that all data transmitted through our platform is protected with robust security measures. You can feel confident knowing that your personal information is safe.

Financial Strength

Dedicated Team for Exceptional Service

We also take pride in having 5 full-time employees and 3 part-time employees who ensure our branches are always ready to serve you with a knowledgeable and committed team. Additionally, our total share accounts stand at 2,874, showcasing a strong and growing member base that trusts us with their finances.

Member Savings and Investments

Members' savings are secured through $168,043 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have no money market shares available, our focus remains on maximizing value for our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $2,303,221, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,496 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Growth

With $2,301,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us support your needs effectively. Our lending capacity is equally impressive; with $127 in used auto loans and $4,736,148 in total loans and leases, we are here to help you achieve your financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinzua is your trusted partner. Visit us at 213 W 3Rd Ave Warren Pa 16365 or call (814) 723-3661 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

We also provide access to credit lines totaling $250,000, allowing for more flexibility when it comes to managing unexpected expenses or projects. If you're considering refinancing any existing loans or wish to explore eligibility options for our products, please don't hesitate to reach out. Our team at Kinzua is here to help navigate through your choices and find solutions tailored just for you. For more information about our loan offerings or to start your application process, feel free to contact us at 814-723-3661 or visit us at 213 W 3Rd Ave, Warren PA 16365. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Kinzua Federal Credit Union, we're committed to supporting your financial journey every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,997,548 in used vehicle loans and $1,017,764 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible options to suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is ready to guide you through the process and discuss other available options.

Unsecured Credit Card Loans

Managing finances can be straightforward with our unsecured credit card loans. We offer flexible terms, with a total of $432,546 in loans helping members manage their expenses effectively. This option can provide you with the purchasing power you need while maintaining control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to integrity is based on the latest results (Source: https://www.ncua.gov ), ensuring that users receive fair and transparent offers tailored to their needs.

KINZUA FEDERAL CREDIT UNION - Warren, PA

Introduction

Branch History & Mission

Community Engagement and Future Goals

Our Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Services Tailored for You

Welcoming Hours

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Digital Banking Features

Get in Touch

Personal Banking Solutions

Digital & Online Banking

Accessible Online Banking

Environmentally Friendly Options

Real-Time Account Management

Secure Transactions

Financial Strength

Dedicated Team for Exceptional Service

Member Savings and Investments

Our Financial Health

Reinvesting for Growth

Your Trusted Partner

Loan Offering

Additional Financing Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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