Kings Credit Union Hanford CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Kings Federal Credit Union, your trusted partner in financial well-being since 1955. Located at 1415 W Lacey Blvd, Hanford, CA 93230, we are proud to serve our community with personalized banking solutions tailored to meet your needs. With a dedicated team of 17 employees, we are committed to providing exceptional service and fostering a welcoming environment for our 9,661 members. At Kings Federal Credit Union, we understand that financial decisions can be overwhelming. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our total assets stand at an impressive $152,733,532, ensuring that we have the resources to support you throughout your financial journey. With total deposits reaching $17,396,949 and a net worth of $22,853,109, our stability reflects our commitment to the community. Our CEO, Francine Kocina, along with Board President Curt Rowe (Retired), leads us with a vision focused on member satisfaction and community engagement. Whether you're looking for personal banking solutions or business services like merchant accounts and loans, we are here to help you succeed. While members can visit us at our branch location, official correspondence should be sent to the same address: 1415 W Lacey Blvd, Hanford, CA 93230. We invite you to explore our services online at kingsfcu.com or give us a call at 559-582-4438 during our operating hours Monday through Thursday from 10:00 AM to 5:30 PM and Friday from 10:00 AM to 6:00 PM. Join us today and discover how Kings Federal Credit Union can help you achieve your financial goals!

Branch History & Mission

Community Focus

We are not just about numbers; we are deeply committed to giving back. Our partnerships with local organizations and involvement in community outreach initiatives reflect our dedication to making a positive impact. Whether it's sponsoring local events or supporting educational programs, we aim to enhance the quality of life for all residents of Kings County. In addition to traditional banking services, we understand the importance of adapting to modern needs. That's why we've embraced technology by offering online banking, mobile payments, and electronic signatures. These advancements ensure that banking is not only accessible but also convenient for busy lifestyles.

Join Us

As we continue our journey forward from our humble beginnings in 1955, we invite you to be part of the Kings Federal Credit Union family. Experience firsthand the benefits of membership where your financial well-being is at the heart of everything we do. Contact us at (559) 582-4438 or visit us online at Kings Federal Credit Union to learn more about becoming a member today!

Our Mission

The mission of Kings Federal Credit Union is clear: to empower individuals and families by providing them with the financial tools they need to succeed. We believe in building strong relationships within our community by offering exceptional service and support. Our team is dedicated to helping you achieve your financial goals through tailored solutions that make banking easier and more convenient. While members can visit us at our main branch location on Lacey Blvd, official correspondence should be sent to the same address as our mailing address: 1415 W Lacey Blvd, Hanford, CA 93230. We strive to create a welcoming environment where everyone feels valued and supported.

Branch Location & Accessibility

Convenient Access

At Kings, we strive to make your banking experience as smooth as possible. Our branch features ample parking and is fully accessible to everyone, with ADA-compliant ramps to ensure that all members can visit us without hassle. Whether you're stopping by for a quick transaction or need assistance with one of our many financial products, our friendly staff is here to help.

Get in Touch

If you have any questions or would like to learn more about how we can serve you better, don't hesitate to reach out! You can call us at 559-582-4438 or simply drop by during our operating hours. We look forward to welcoming you at Kings Federal Credit Union where community matters!

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 10:00 AM to 5:30 PM, and on Fridays from 10:00 AM to 6:00 PM. If you're on the go, take advantage of our drive-thru services starting at 8:30 AM each day making it easier than ever to manage your banking needs without leaving your car.

Services Offered

Kings Federal Credit Union provides a wide range of financial services tailored to meet your individual needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, with convenient ATM access available and basic drive-thru banking for deposits and withdrawals, managing your finances has never been more straightforward.

Member Eligibility

At Kings, we believe that everyone deserves the chance to be part of a caring and supportive community. Becoming a member is easy and open to those who live, work, or worship in Kings County, as well as family members of current members. Our doors are always open for those who want to experience the benefits of credit union membership, such as lower loan rates, fewer fees, and personalized service that makes your financial journey smoother. If you're interested in joining our family, you can find all the detailed eligibility requirements on our website at https://www.kingsfcu.com/become-a-member/. When you're ready to take the next step, opening an account is just a click away! You can start the process easily online by visiting https://www.kingsfcuonline.com/dbank/live/app/register or simply give us a call at (559) 582-4438 for any questions. We're located at 1415 W Lacey Blvd Hanford Ca 93230, and we'd love to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine a world where managing transactions is simple and efficient. Our merchant services are here to help you focus on what matters running your business. From payment processing to cash flow management, we provide tools that streamline operations and enhance customer experiences. Located conveniently at 1415 W Lacey Blvd Hanford Ca 93230 in Hanford, CA, we're ready to partner with you for success. Reach out today at (559) 582-4438 and discover how we can assist you in achieving your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

We also support local businesses through our business banking services, including merchant services and business loans. If you're an entrepreneur looking to grow your business, we have solutions that can help fuel your success.

Credit Cards with Benefits

Don't forget about our credit cards with rewards! These cards not only give you the purchasing power you need but also allow you to earn rewards on everyday spending. Whether it's points for travel or cashback on groceries, our credit card options provide added value.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why at Kings Federal Credit Union, we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. Need to check your balance or transfer funds? Just log into our app or website! Additionally, our ATM and cash withdrawal services ensure that accessing your funds is quick and easy. You can perform basic transactions through our drive-thru service as well.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing services are tailored to help you secure the best deal possible. We understand that every member's situation is different, so we work with you one-on-one to find a mortgage solution that fits your budget. If you're facing unexpected expenses or need a little extra cash, our personal loans and debt consolidation services can provide the relief you need. We offer flexible terms and competitive rates to ease your financial burden.

Personal Banking Solutions

Our offerings begin with personal banking, where you can open checking and savings accounts designed to help you manage your finances effortlessly. Imagine having a safe place for your money while earning interest on your savings. With our competitive rates, you'll feel confident about growing your funds. For those considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options can make the process simple and affordable. Picture driving off in your dream vehicle without breaking the bank!

Visit Us Today!

With so many options available at Kings, we're here to help you navigate your financial journey. Have questions? Give us a call at (559) 582-4438 or stop by our branch at 1415 W Lacey Blvd Hanford Ca 93230. We look forward to serving you! Explore how we can meet your financial needs today!

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services, you have the freedom to manage your accounts whenever it suits you. No more rushing to the bank before closing time! Just log in at https://www.kingsfcu.com/ to access your accounts, view transactions, and transfer funds quickly. You can also take advantage of our electronic signature authorization feature for added convenience when signing important documents.

On-the-Go Banking with Mobile Services

Our mobile application makes banking even easier. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases is just a tap away. You can also access your e-statements directly from the app, making it easy to keep everything in one place. At Kings, security is our top priority. We use advanced technology to ensure that your personal information remains safe while you manage your accounts online. You can bank confidently knowing that we're committed to protecting your data. Experience the convenience of digital banking today! Visit https://www.kingsfcu.com/ to learn more about how our online services can simplify your financial life.

Stay Organized with E-Statements

Keeping track of your finances is simple with e-statements available at Kings. You can receive and review your monthly statements electronically, helping you stay organized while reducing paper clutter. Plus, you'll get them faster than waiting for the mail!

Financial Strength

Growing Member Base

We are proud to have 13,551 total share accounts, showing a strong and growing member base that trusts us with their finances. Your trust encourages us to provide exceptional service every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kings is your trusted partner. Visit us at 1415 W Lacey Blvd Hanford Ca 93230 or call (559) 582-4438 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

We prioritize our members above all else. Members' savings are secured through $30,701,791 in share certificates and $10,302,333 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, these resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees who are always ready to serve you with a knowledgeable team.

Reinventing Financial Services

With $22,853,109 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,230 in used auto loans and $89,017,630 in total loans and leases.

Strong Financial Health

With a net worth of $22,853,109, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to maintaining a solid capital foundation is reflected in our net worth ratio of $1,496. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,831,788 in used vehicle loans and $45,696,301 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to drive away in your dream vehicle.

Credit Lines and Unsecured Credit Cards

For those looking for more flexibility in managing finances, we also offer total credit lines amounting to $24,552,747, which can be utilized for various personal expenses. Additionally, our unsecured credit card loans total $1,442,522, providing you with a handy tool for purchases without tying up your assets. These cards come with flexible terms to help you manage your spending effectively. We believe in making borrowing straightforward and accessible. If you're considering refinancing or want to know more about eligibility options for any of our loans, don't hesitate to ask! At Kings, we strive to provide clear information and valuable resources so that you can make informed decisions about your financial future. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or just need more information about our services like personal banking or online banking options, visit us today or check out our website at https://www.kingsfcu.com/. Let us help you find the right loan product for your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,896,596, make buying or refinancing simple. We know that securing a mortgage is a significant step, and our team is ready to guide you through the process with personalized service.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on reputable sources, LendMesh guarantees that every loan comparison you see is accurate and up-to-date.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you're viewing. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You can trust that the information presented is solely based on the best available rates. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help you make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the practical value of using a reliable tool like LendMesh when searching for loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Kings