KINETIC FEDERAL CREDIT UNION

Welcome to Kinetic, your trusted financial partner located at 6516 Kitten Lake Dr, Midland, GA 31820. Established in 1956, we have proudly served our community for over six decades, building a strong foundation of trust and reliability among our 45,664 members. As a member-focused credit union, we are dedicated to providing you with exceptional financial services tailored to meet your unique needs. With total assets exceeding $567 million and deposits around $62.8 million, Kinetic stands as a solid pillar in the financial landscape of Midland. Our commitment to our members is reflected in our comprehensive range of services, from personal banking options like checking and savings accounts to competitive auto loans and business financing solutions. At Kinetic, we believe in empowering our members through financial education and support. Under the leadership of CEO Mark Littleton and Board President Willie Varner, our team of 123 employees works diligently to ensure that your experience with us is both rewarding and fulfilling. Whether you need assistance with loans our total loans and leases amounting to 27,037 or you want to explore investment opportunities with our net worth of over $83 million, we are here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 9818, Columbus, GA 31908. We invite you to reach out at 706-320-8500 or explore more about what we offer by visiting us online at kineticCU.com. Join us today and discover how Kinetic can help you achieve your financial goals!

At Kinetic, our journey began in 1956 when we opened our doors to the community of Midland, Georgia. With a mission to serve our members with dedication and integrity, we have grown from a small credit union into a thriving financial institution that proudly supports over 45,000 members today. Our branch is located at 6516 Kitten Lake Dr, nestled in the heart of Midland. This prime location allows us to be easily accessible to those we serve. From the very start, Kinetic has been about more than just banking; it's about building relationships and fostering financial well-being within our community. Over the years, we've achieved significant milestones, including accumulating total assets of approximately $567 million. This growth reflects not only our commitment to providing exceptional service but also the trust our members place in us. Our mission is clear: we strive to empower our members by offering tailored financial solutions that meet their unique needs. Whether it's personal banking services like checking and savings accounts or loans for vehicles and homes, we aim to provide options that help our members thrive financially. We are dedicated to supporting local initiatives and partnering with organizations that uplift our community. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to PO Box 9818, Columbus, GA 31908 if needed. Our operating hours are designed for your convenience: Monday through Friday from 10 a.m. to 6 p.m., and Saturdays from 9 a.m. to 12 p.m. In addition to traditional services, we embrace technology with online and mobile banking options that allow members to manage their finances from anywhere. We also ensure ADA compliance so that everyone can access our services comfortably. At Kinetic, we're proud of our history and excited about what lies ahead. We invite you to join us on this journey become a member today and experience the difference that a community-focused credit union can make in your financial life! For more information or to open an account, visit us online at Kinetic Credit Union. Together, let's build a brighter future!

At Kinetic, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple! If you live, work, or worship in our local area, or if you're affiliated with one of our partner organizations, you are likely eligible for membership. We welcome individuals from all walks of life and aim to provide an inclusive experience for everyone. To check the detailed eligibility criteria, feel free to visit our website at https://www.kineticCU.com/new-member-benefits . Once you've confirmed your eligibility, opening an account with us is just as easy! You can get started by visiting our account opening page here: https://www.kineticcu.com/open-account . Our friendly team is always ready to assist you through the process, so don't hesitate to reach out at (706) 320-8500 if you have any questions. Become a member today and enjoy the benefits that come with being part of Kinetic!

At Kinetic, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident knowing that your money is in safe hands, and our strong financial foundation is here to support you. With a net worth of $83,306,529, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further reflected in our net worth ratio of $1,461, demonstrating a solid capital foundation that ensures we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times. Members' savings are secured through $129,059,161 in share certificates and $105,582,550 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these strengths, we have $70,240,507 in undivided earnings which allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $7,851 in used auto loans and $427,545,859 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident as well our $0 reflects our ability to manage costs effectively while continuing to provide competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 2 part-time employees who are dedicated to serving you with a knowledgeable team ready to assist whenever needed. Moreover, the funds available for lending and investments stand at $5,557,299, while the trust placed in us by our community is shown through a healthy total of 82,034 accounts. This indicates a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinetic is your trusted partner. Visit us at 6516 Kitten Lake Dr Midland Ga 31820 or call (706) 320-8500 to learn more about how we can help you achieve your financial goals.