Kinetic Credit Union Midland GA | Affordable Auto Loans & Checking

Introduction

Welcome to Kinetic, your trusted financial partner located at 6516 Kitten Lake Dr, Midland, GA 31820. Established in 1956, we have proudly served our community for over six decades, building a strong foundation of trust and reliability among our 45,664 members. As a member-focused credit union, we are dedicated to providing you with exceptional financial services tailored to meet your unique needs. With total assets exceeding $567 million and deposits around $62.8 million, Kinetic stands as a solid pillar in the financial landscape of Midland. Our commitment to our members is reflected in our comprehensive range of services, from personal banking options like checking and savings accounts to competitive auto loans and business financing solutions. At Kinetic, we believe in empowering our members through financial education and support. Under the leadership of CEO Mark Littleton and Board President Willie Varner, our team of 123 employees works diligently to ensure that your experience with us is both rewarding and fulfilling. Whether you need assistance with loans our total loans and leases amounting to 27,037 or you want to explore investment opportunities with our net worth of over $83 million, we are here for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 9818, Columbus, GA 31908. We invite you to reach out at 706-320-8500 or explore more about what we offer by visiting us online at kineticCU.com. Join us today and discover how Kinetic can help you achieve your financial goals!

Branch History & Mission

At Kinetic, our journey began in 1956 when we opened our doors to the community of Midland, Georgia. With a mission to serve our members with dedication and integrity, we have grown from a small credit union into a thriving financial institution that proudly supports over 45,000 members today. Our branch is located at 6516 Kitten Lake Dr, nestled in the heart of Midland. This prime location allows us to be easily accessible to those we serve. From the very start, Kinetic has been about more than just banking; it's about building relationships and fostering financial well-being within our community. Over the years, we've achieved significant milestones, including accumulating total assets of approximately $567 million. This growth reflects not only our commitment to providing exceptional service but also the trust our members place in us. Our mission is clear: we strive to empower our members by offering tailored financial solutions that meet their unique needs. Whether it's personal banking services like checking and savings accounts or loans for vehicles and homes, we aim to provide options that help our members thrive financially. We are dedicated to supporting local initiatives and partnering with organizations that uplift our community. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to PO Box 9818, Columbus, GA 31908 if needed. Our operating hours are designed for your convenience: Monday through Friday from 10 a.m. to 6 p.m., and Saturdays from 9 a.m. to 12 p.m. In addition to traditional services, we embrace technology with online and mobile banking options that allow members to manage their finances from anywhere. We also ensure ADA compliance so that everyone can access our services comfortably. At Kinetic, we're proud of our history and excited about what lies ahead. We invite you to join us on this journey become a member today and experience the difference that a community-focused credit union can make in your financial life! For more information or to open an account, visit us online at Kinetic Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by Kinetic at Lakeside Village today! If you have questions or want more information about our services before visiting, feel free to call us at 706-320-8500. We look forward to helping you achieve your financial goals!

Convenient Access

While you can visit us at our main location, if you need to send official correspondence, please use our mailing address: PO Box 9818, Columbus, GA 31908. This ensures that your documents reach us safely and promptly. Our Midland branch is situated near Kitten Lake Park and the Midland Community Center, making it a familiar spot for local residents. You'll find ample parking available right outside our doors, so you can hop in and out with ease. Plus, we are proud to be ADA compliant, ensuring that all members of our community can access our services without any barriers.

Services Tailored for You

At Kinetic, we offer a wide range of services designed to fit your financial needs whether it's personal banking with checking and savings accounts or loans for vehicles and homes. Our team is also equipped to assist with business banking needs. While we don't have drive-thru banking at this location, our dedicated staff is always ready to help inside the branch.

Welcoming Hours

We understand that life can get busy! That's why our lobby hours are designed for your convenience. We're open from 10 a.m. to 6 p.m., Monday through Friday, and on Saturdays from 9 a.m. to 12 p.m. Need assistance after hours? No problem! We have an ATM on-site for quick cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Kinetic, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple! If you live, work, or worship in our local area, or if you're affiliated with one of our partner organizations, you are likely eligible for membership. We welcome individuals from all walks of life and aim to provide an inclusive experience for everyone. To check the detailed eligibility criteria, feel free to visit our website at https://www.kineticCU.com/new-member-benefits. Once you've confirmed your eligibility, opening an account with us is just as easy! You can get started by visiting our account opening page here: https://www.kineticcu.com/open-account. Our friendly team is always ready to assist you through the process, so don't hesitate to reach out at (706) 320-8500 if you have any questions. Become a member today and enjoy the benefits that come with being part of Kinetic!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $27,148,344, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing, allowing you to focus on what matters most: running your business. Whether it's accepting credit cards or managing online transactions, our solutions are designed to make daily operations easier and more efficient. Located at 6516 Kitten Lake Dr Midland Ga 31820 in Midland, GA, we're here to partner with you on your journey toward success. Reach out today at (706) 320-8500 to learn how we can support your business goals!

Comprehensive List Of Services

ATM Services

Need quick access to cash? Our ATM services are available for hassle-free withdrawals and balance checks whenever you need them. Plus, with our commitment to enhancing accessibility, you'll find our ATMs conveniently located across the area. At Kinetic, we believe that everyone deserves access to quality financial products and support. To learn more about how we can assist you in achieving your financial goals or if you're ready to get started today, please give us a call at (706) 320-8500 or visit us at https://www.kineticCU.com. Your financial success is just around the corner!

Business Banking

For our entrepreneurial members, we offer robust business banking services, including merchant services and business loans. We're committed to helping local businesses thrive by providing financial tools tailored to their specific needs.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services. With just a few taps on your smartphone or clicks from your computer, you can manage your accounts, pay bills, transfer funds, and even access person-to-person payment options all from the comfort of your home or on the go.

Home Loans

If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans can help turn that dream into reality. We provide personalized support throughout the mortgage process, ensuring you understand all your options and feel confident in your decisions.

Personal Banking

Whether you're just starting out or looking to manage your finances better, our personal banking options have you covered. We offer various checking and savings accounts tailored to fit different lifestyles and goals. Imagine having an account that not only helps you save but also rewards you for every purchase you make. With our credit cards with rewards, earning cash back or points on your spending is simple and beneficial.

Personal Loans

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. Whether it's for home repairs, medical bills, or other personal needs, we're here to assist with straightforward lending solutions.

Vehicle Financing

Looking to buy a new car? Our auto loans and vehicle financing options make it easy for you to get behind the wheel of your dream vehicle without straining your budget. From competitive rates to flexible repayment terms, we ensure that financing your next vehicle is a smooth process.

Digital & Online Banking

Mobile Banking at Your Fingertips

Our mobile application lets you take control of your finances right from your smartphone. Need to make a quick payment? With our mobile payments feature, it's as simple as a tap! You can also send money directly to friends or family with our person-to-person transfer service. No need for cash or checks just quick and easy transactions right from the app.

Security You Can Trust

We prioritize your security while using our digital services. With advanced protection measures in place, you can bank confidently knowing that your information is safe. Our commitment to security means you can focus on what matters most your financial goals. In short, Kinetic brings together convenience, accessibility, and top-notch security in our digital and online banking services. Join us today and experience the ease of managing your finances like never before!

Stay Organized and Informed

Keeping track of your financial documents has never been easier. We offer e-statements so you can view your account statements online whenever you need them. Plus, with electronic signature authorization available, signing important documents is quick and secure.

User-Friendly Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, you can do it all at https://www.kineticCU.com. Our platform is designed with you in mind simple, intuitive, and secure.

Financial Strength

At Kinetic, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident knowing that your money is in safe hands, and our strong financial foundation is here to support you. With a net worth of $83,306,529, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further reflected in our net worth ratio of 14.61%, demonstrating a solid capital foundation that ensures we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times. Members' savings are secured through $129,059,161 in share certificates and $105,582,550 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these strengths, we have $70,240,507 in undivided earnings which allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $7,851 in used auto loans and $427,545,859 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident as well our $-$715,925 reflects our ability to manage costs effectively while continuing to provide competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 2 part-time employees who are dedicated to serving you with a knowledgeable team ready to assist whenever needed. Moreover, the funds available for lending and investments stand at $5,557,299, while the trust placed in us by our community is shown through a healthy total of 82,034 accounts. This indicates a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinetic is your trusted partner. Visit us at 6516 Kitten Lake Dr Midland Ga 31820 or call (706) 320-8500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,773,461 in used vehicle loans and $128,951,657 in new vehicle loans already helping members get on the road. We also provide flexible terms and competitive rates for both new and used vehicles, ensuring that you find a plan that works for your budget.

Business Financing

If you're a business owner, you'll be pleased to know that our outstanding commercial loans totaling $27,148,344 provide the capital needed to grow and expand your operations. We recognize the unique challenges that businesses face and aim to support local entrepreneurs through our tailored lending solutions. At Kinetic, we are committed to providing personalized service and clear communication throughout your loan process. Whether you're interested in refinancing or exploring eligibility options, our experienced team is here to assist you every step of the way. For more information or to discuss which loan option might be best for you, don't hesitate to reach out! You can contact us at (706) 320-8500 or visit us during our operating hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Personal Loans

For those who need a little extra flexibility, our total credit lines amounting to $55,834,152 can help manage unexpected expenses or ongoing projects. Additionally, we offer unsecured credit card loans with a total of $15,426,579, providing you with the means to handle daily purchases without compromising your finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,139,465, make buying or refinancing simple. We work closely with you to ensure you understand all aspects of the mortgage process, from application to closing.

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions guarantees that users receive fair and transparent offers.

KINETIC FEDERAL CREDIT UNION - Midland, GA

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