Kinetic Credit Union Columbus GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kinetic, where our mission is to empower our members and foster community growth right here in Columbus, GA. Located at 4811 Bankers Blvd, we have proudly served our members since 1956. With a dedicated team of 123 employees, we are committed to providing exceptional financial services that cater to your needs. At Kinetic, we understand that financial decisions can be challenging. That's why we've built a foundation of trust and reliability, offering a range of services from checking accounts and auto loans to mortgage refinancing and personal loans. Our current total assets stand at an impressive $567,239,913, reflecting our stability and commitment to our members' financial well-being. As part of our dedication to serving you better, we are proud to support over 45,664 members with tailored solutions that suit their unique situations. Our total deposits amount to $62,835,348, which allows us to provide more opportunities for loans currently totaling 27,037 and ensuring that we can meet the needs of our growing membership base. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: P.O. Box 9818, Columbus, GA 31908-0818. If you ever have questions or need assistance, don't hesitate to reach out at 706-320-8500. Led by CEO Mark Littleton and Board President Willie Varner, our leadership team is deeply invested in making Kinetic a place where members feel valued and supported. We invite you to explore the many benefits of membership with us today. Whether you're looking for innovative online banking solutions or personalized service at our branch, Kinetic is here for you. Join us as we continue building a brighter financial future together! Visit us online at kineticCU.com or stop by the Peachtree Branch today!

Branch History & Mission

Our Journey

Kinetic began with a simple mission: to provide accessible financial services that empower our members to achieve their goals. Over the years, we've celebrated numerous milestones, expanding our offerings and enhancing member services along the way. Today, we provide a comprehensive range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. As we evolved, so did our commitment to technology. We've embraced digital advancements like online banking and mobile payments to ensure our members have easy access to their accounts whenever they need it. Additionally, our ATM availability and drive-thru banking make transactions convenient for everyone.

Our Mission Statement

Our mission is not just about providing financial services; it's about supporting the community. We strive to help individuals and families secure their financial future while contributing positively to local initiatives. Through partnerships with local organizations and outreach programs, Kinetic aims to uplift those around us and create lasting change in Columbus. While members can visit us at 4811 Bankers Blvd, official correspondence should be sent to P.O. Box 9818, Columbus, GA 31908-0818. Our doors are open Monday through Friday from 9:00 AM to 5:30 PM, with Saturday hours from 9:00 AM to 12:00 noon. We invite you to explore the benefits of joining Kinetic. Experience personalized service from our dedicated team who are here to assist you every step of the way. Join us today and become part of a community-focused credit union that truly cares about your financial well-being! For more information or to open an account, visit us online at KineticCU.com.

Branch Location & Accessibility

Accessibility Features

At Kinetic, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities including ramps and ample parking space to make your visit as smooth as possible. Plus, with convenient drive-thru banking available, you can complete transactions without even leaving your car!

Call to Action

We invite you to visit us at Kinetic's Peachtree Branch or give us a call at 706-320-8500. Our team is ready to assist you with all your banking needs! Come experience the difference that personal service can make in your financial journey.

Operating Hours & Services

We are open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 noon. On Fridays, we extend our lobby hours until 6:00 PM for your convenience. Our services include personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and much more. Additionally, members can enjoy ATM access for quick cash withdrawals and basic transactions.

Member Eligibility

At Kinetic, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who live, work, worship, or attend school in Muscogee County and surrounding areas. Whether you're looking to grow your savings or need assistance with a loan, our supportive team is here for you. For more detailed information about eligibility criteria, feel free to check out our page at Kinetic's New Member Benefits. Once you're ready to join us at our Columbus branch located at 4811 Bankers Blvd, just give us a call at 706-320-8500 or visit our account opening page to get started. We can't wait to welcome you into the Kinetic family!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In today's fast-paced world, having efficient payment solutions is essential. Our merchant services make it easy for you to accept payments from customers seamlessly. Imagine serving your clients without worrying about how they can pay whether it's through card transactions or mobile payments, we've got you covered. When you choose Kinetic, you're not just getting a bank; you're gaining a partner invested in your success. Visit us at 4811 Bankers Blvd Columbus Ga 31909 or call us at (706) 320-8500 to learn more about how we can help your business flourish!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $27,148,344, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services at Your Fingertips

We understand that sometimes you just need quick access to cash or account management tools. That's why our Peachtree Branch also provides essential ATM services for cash withdrawals and balance checks, along with basic drive-thru banking for deposits and simple transactions. If you're a member of another participating credit union, take advantage of our shared branch transactions, allowing you to perform basic deposits and withdrawals seamlessly. Whether you're visiting us in person or accessing your accounts online, we strive to make every interaction smooth and straightforward. For any questions or additional information about how we can assist you further, feel free to call us at 706-320-8500. Join us at Kinetic today and experience the difference in personalized service! Visit our website at kineticCU.com or stop by our branch during operating hours: Monday through Friday from 9:00 AM to 5:30 PM (and until 6:00 PM on Fridays), as well as Saturday from 9:00 AM to 12:00 noon. We look forward to serving you!

Business Banking Made Easy

Running a business requires reliable financial support, and at Kinetic, we offer tailored business banking services. From merchant services that simplify transactions to business loans that help you expand or stabilize operations, we are here to partner with you on your journey.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms enable you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Loans for Every Occasion

Life can be unpredictable, and sometimes you need a little extra help. That's where our personal loans and debt consolidation services come into play. Picture consolidating multiple debts into one manageable payment, making it easier to keep track of what you owe. Additionally, our credit cards with rewards allow you to earn benefits while making everyday purchases.

Personal Banking Solutions

For those seeking personal banking options, we offer various accounts including checking and savings that fit your lifestyle. Imagine easily managing your day-to-day expenses while watching your savings grow our accounts make it simple. Need funds for that dream car? Our auto loans and vehicle financing solutions can help you hit the road without breaking the bank. We also provide mortgage loans and refinancing options to assist you in purchasing your home or adjusting your current mortgage to better suit your financial situation.

Digital & Online Banking

Mobile Application

For those on the go, our mobile application is available for download, allowing you to manage your finances right from your smartphone. Enjoy features like mobile payments to make transactions quick and effortless. And with e-statements available, you'll have access to all your financial information at your fingertips without the clutter of paper.

Online Banking Services

Visit us at https://www.kineticCU.com to explore our 24/7 online banking services. Whether you need to check your balance, pay bills, or transfer money between accounts, everything is just a click away. You can even send money to friends and family with our person-to-person transfers feature. It's fast, easy, and secure!

Security and Accessibility

Your security is our top priority. While we do not currently offer electronic signature authorization, rest assured that all transactions are protected with robust security measures. Our online banking platform is designed for ease of use, so you can focus on what matters most your financial well-being. With the digital services at Kinetic, banking has never been more accessible or convenient. Join us today and take advantage of these innovative tools that put you in control of your finances!

Financial Strength

A Growing Community

We are proud to have a strong member base with 82,034 total share accounts that trust us with their finances. Our net shares available for lending and investments stand at $5,557,299, reinforcing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinetic is your trusted partner. Visit us at 4811 Bankers Blvd Columbus Ga 31909 or call (706) 320-8500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $70,240,507 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $7,851 in used auto loans and $427,545,859 in total loans and leases, supporting our members' financial goals across various sectors.

Member-Centric Approach

Your savings are secured through $129,059,161 in share certificates and $105,582,550 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $83,306,529, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,461 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Benefits

If you're considering refinancing any existing loans or need assistance determining your eligibility for our products, our dedicated team at Kinetic is ready to help. We pride ourselves on offering personalized service tailored to each member's unique situation. Visit us at 4811 Bankers Blvd Columbus Ga 31909 in Columbus, GA, or call us at (706) 320-8500 for more information on how we can assist you with your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our services today and discover how we can help you secure the funding you need!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,773,461 in used vehicle loans and $128,951,657 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy for you to find a loan that suits your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $27,148,344 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment, we are here to support your business goals.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,139,465, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure that your path to owning a home is as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,426,579 in loans helping members manage their finances effectively. These credit cards can be a great way to build credit while enjoying rewards and low interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Each comparison reflects current rates, allowing borrowers to see their options clearly.

KINETIC FEDERAL CREDIT UNION