Kinetic Credit Union Columbus GA | Reliable Drive-Thru & ATM Access

Introduction

Welcome to Kinetic, your trusted credit union nestled in the heart of Columbus, Georgia, at 6579 Eckel Ave. Since our establishment in 1956, we have been dedicated to providing exceptional financial services tailored to meet the needs of our 45,664 members. With total assets reaching an impressive $567,239,913, we pride ourselves on our strong financial foundation and commitment to our community. At Kinetic, we understand that banking goes beyond just transactions; it's about building relationships. Our mission is to empower members with the tools they need for financial success. Whether you're looking for personal loans, savings accounts, or business financing options, we are here to help. Currently, we have extended a total of 27,037 loans and leases, demonstrating our commitment to supporting your financial goals. Our leadership team, including CEO Mark Littleton and Board President Willie Varner, works tirelessly to ensure that every member receives personalized attention and quality service. We believe that a strong community starts with financial literacy and support values we uphold as part of our mission. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 9818, Columbus, GA 31908-0818. If you have any questions or need assistance, don't hesitate to reach out at 706-320-8500. Join us today and discover how Kinetic can make a difference in your financial journey! Visit us online at kineticCU.com for more information or to open an account easily through our website. Your future starts here!

Branch History & Mission

Welcome to the Kinetic Ft. Moore Branch, where our rich history and strong community ties come together to serve you better. Founded in 1956, we have proudly grown alongside the residents of Columbus, Georgia, nurturing a sense of belonging and support for over six decades. From our humble beginnings to becoming a trusted financial partner for more than 45,000 members, our journey reflects our unwavering commitment to improving lives through responsible financial services. Located at 6579 Eckel Ave, our branch is not just a place for transactions; it's a hub for community engagement. We are situated near several local landmarks that make us easily accessible to everyone in the area. While members can visit us at this address, official correspondence should be sent to P.O. Box 9818, Columbus, GA 31908-0818. At Kinetic, we believe that banking should be about people, not just numbers. Our mission is simple yet powerful: to empower our members by providing them with personalized financial solutions while fostering a supportive community spirit. We take pride in helping individuals achieve their financial goals through various services, including loans, savings accounts, and digital banking options that are user-friendly and secure. As of now, we manage total assets of over $567 million and continue to grow each year by focusing on what matters most our members. Our operating hours are convenient: Monday through Friday from 9:00 AM to 1:30 PM and 2:30 PM to 5:00 PM, allowing you ample time to meet with our team and discuss your financial needs. To further enhance your experience with us, we offer ATM availability and drive-thru banking services for easy access to your funds. These features ensure that you can manage your money efficiently while enjoying the comfort of a friendly atmosphere. Our commitment goes beyond just banking; we actively engage in community outreach programs aimed at uplifting those around us. We partner with local organizations to promote education and support initiatives that make a real difference in people's lives. We invite you to join the Kinetic family today! Experience firsthand the benefits of being part of a credit union that truly cares about its members. For more information or to open an account, please visit us online at Kinetic Credit Union or call us at 706-320-8500. Together, let's build a brighter future for you and our community!

Branch Location & Accessibility

Convenient Access and Amenities

At Kinetic, we understand the importance of accessibility. Our branch features ample parking and is compliant with ADA standards, ensuring everyone can visit us comfortably. Whether you're stopping by for a quick transaction or need assistance with your accounts, our team is here to help. We offer convenient drive-thru banking for deposits, withdrawals, and simple transactions. If you prefer using an ATM, you'll be pleased to know that we have one available on-site for your convenience.

Let’s Connect!

Have questions or want to learn more about our services? Don't hesitate to reach out! You can give us a call at 706-320-8500. We're excited to assist you on your financial journey! Come visit us today at Kinetic where community meets convenience!

Operating Hours

Our lobby hours are Monday through Friday from 9:00 AM to 1:30 PM and then again from 2:30 PM to 5:00 PM. We strive to accommodate your schedule so you can easily manage your financial needs without the hassle.

Member Eligibility

At Kinetic, we believe that everyone deserves a chance to be part of a supportive financial community. If you're looking to join us, you'll be glad to know that eligibility is open to a wide range of individuals. Whether you live, work, worship, or go to school in our local area, you can become a member! We welcome not only individuals but also their families, making it easier for you to enjoy all the benefits we offer together. By joining Kinetic, you'll gain access to personalized services, lower fees, and competitive interest rates that can help you reach your financial goals. The process of becoming a member is simple and straightforward. To get started, just check out our detailed eligibility criteria at https://www.kineticCU.com/new-member-benefits . Once you're ready, opening an account is just as easy visit us online at https://www.kineticcu.com/open-account or give us a call at (706) 320-8500 for any questions. You'll find us at 6579 Eckel Ave Columbus Ga 31905, where our friendly team is excited to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your daily operations without the hassle of payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From point-of-sale solutions to online payment options, we provide tools that enhance your business efficiency. Located at 6579 Eckel Ave Columbus Ga 31905, Columbus, GA 31905, our dedicated team is ready to partner with you on your journey toward success. For more information or to get started, give us a call at (706) 320-8500!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $27,148,344, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Solutions for Convenience

In today's fast-paced world, having access to digital banking features is crucial. At Ft. Moore Branch, we provide easy-to-use online banking that allows you to manage your accounts from the comfort of your home. Whether you're checking balances, transferring funds, or paying bills, our online platform makes it simple and efficient.

Everyday Banking Made Easy

We understand that life can be hectic, and that's why we offer essential services that cater to your daily banking needs. With our ATM Services, you can access your funds anytime, anywhere, ensuring that cash withdrawals and balance checks are just a few taps away. Plus, for those who prefer personal interaction, our Basic Drive-Thru Banking allows for convenient deposits, withdrawals, and simple transactions without ever leaving your car.

Join Us Today!

If you're looking for a credit union that truly cares about its members and offers comprehensive services tailored to your needs, look no further than Kinetic. Visit us at 6579 Eckel Ave Columbus Ga 31905 or check out our website at https://www.kineticCU.com for more information on how to become a member today! Your financial journey starts here!

Support When You Need It

Our branch is not just about transactions; it's about building relationships with our members. If you have questions or need assistance, don't hesitate to reach out. You can contact us at (706) 320-8500, and our friendly staff will be more than happy to help.

Digital & Online Banking

Key Features

Our mobile application makes banking even simpler. You can deposit checks, make payments through mobile payments, and send money easily through person-to-person transfers. Plus, with the option for e-statements, you can keep track of your transactions without the clutter of paper statements. It's all about giving you control and clarity over your finances. Security is paramount to us. While we do not currently offer electronic signature authorization for transactions, rest assured that our online systems are built with strong security measures to protect your sensitive information. In today's fast-paced world, we believe in making banking accessible and straightforward for everyone. With features like our mobile app and seamless integration of services, managing your financial life has never been easier. Join us at Kinetic and experience a new way to bank efficiently and securely!

Financial Strength

A Solid Foundation

With a net worth of $83,306,529, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.

Committed Team

Our operational efficiency is reflected by our $0 net income, which allows us to continue providing competitive loan rates and solid financial products tailored for our members. We also take pride in having 121 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs.

Growing Member Base

Total Share Accounts stand at an impressive 82,034, demonstrating a strong and growing member base that trusts us with their finances. With net shares totaling $5,557,299, we have ample funds available for lending and investments. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinetic is your trusted partner. Visit us at 6579 Eckel Ave or call us at 706-320-8500 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $129,059,161 in share certificates and $105,582,550 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $70,240,507 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $7,851 in used auto loans and a total of $427,545,859 in loans and leases available across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $128,951,657 in new vehicle loans and $177,773,461 in used vehicle loans. This means that many members like you are hitting the road with confidence and savings.

Business Loans

For business owners looking to expand or grow their operations, our outstanding commercial loans total $27,148,344. These loans provide the capital necessary for businesses to thrive in today's competitive environment.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $9,139,465, allowing you to invest in a place you can truly call home.

Refinancing Options

If you're considering refinancing an existing loan for better terms or lower rates, we have options available that may fit your needs. Feel free to reach out for more details on eligibility and how we can assist you further. We encourage you to visit us or give us a call at 706-320-8500 for more information about our loan offerings and how they can benefit you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Kinetic, we're here to support your financial journey every step of the way!

Unsecured Credit Cards

We also understand that managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans. With a total of $15,426,579 in these loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures fair and transparent offers for all users.

KINETIC FEDERAL CREDIT UNION