Kinetic Credit Union Columbus GA | Affordable Auto Loans & ATMs

Introduction

Welcome to Kinetic, your trusted partner in financial growth, located at 1251 13Th St, Columbus, GA 31901. Since our establishment in 1956, we have been dedicated to serving our community and supporting our members with a variety of financial services tailored to meet their needs. With over 45,664 members and total assets amounting to an impressive $567,239,913, we take pride in being a solid foundation for your financial journey. At Kinetic, we believe that strong relationships foster success. Our commitment to you is reflected in our significant offerings: from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. We are here not just to offer services but to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 9818, Columbus, GA 31908-0818. We encourage you to explore all that we have to offer. Under the leadership of our CEO, Mark Littleton, and Board President, Willie Varner, we strive for excellence in every interaction. Our friendly team of 123 employees is eager to assist you with any inquiries or needs you may have. Whether you're looking for assistance with loans (totaling 27,037) or seeking advice on savings strategies (with deposits reaching $62,835,348), we're here for you. We invite you to join us in making informed financial decisions that positively impact your life. Feel free to reach out at 706-320-8500 or visit our website at Kinetic Credit Union for more information. Your journey towards financial success starts here!

Branch History & Mission

Welcome to Kinetic, where our story is woven into the fabric of Columbus, Georgia. Since our doors first opened in 1956 at 1251 13Th St, we've been dedicated to serving our community and meeting the financial needs of our members. Over the decades, we have grown from a small credit union into a trusted institution with a total membership of 45,664 and total assets amounting to an impressive $567,239,913. Our mission is straightforward yet powerful: to provide exceptional financial services while fostering a sense of community and support among our members. We believe that banking should be more than just transactions; it should be about building relationships and empowering individuals. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business banking services, Kinetic is here to help you succeed. While members can visit us at 1251 13Th St, official correspondence should be sent to P.O. Box 9818, Columbus, GA 31908-0818. Our branch is conveniently located near local landmarks that make it easy for you to find us. We are committed to offering accessible banking with both ATM availability and drive-thru services for your convenience. At Kinetic, we embrace innovation while ensuring that we remain ADA compliant, making our services available to everyone in the community. Our digital platforms allow members to manage their finances online or through mobile applications easily. We take pride in our partnerships and outreach efforts within the Columbus area. Through various community initiatives, we strive to make a positive impact by supporting local organizations and events that enhance the lives of our neighbors. Join us at Kinetic and discover how we can help you achieve your financial goals while being part of a caring community. Experience the difference today! For more information about joining us or to open an account, visit Kinetic's website or call us at 706-320-8500. Together, let's build a brighter financial future!

Branch Location & Accessibility

Finding Us

Our branch is easy to find! We're just a short drive from popular landmarks like the Columbus Museum and the RiverWalk. Plus, ample parking is available to ensure your visit is hassle-free. The branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate all our members.

Get in Touch!

Have questions? Don't hesitate to give us a call at 706-320-8500. Our friendly staff is always here to assist you! We invite you to stop by our branch today or explore more about what Kinetic has to offer by visiting our website. We look forward to welcoming you into our community!

Hours That Fit Your Schedule

At Kinetic, we understand that life gets busy. That's why we offer lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. For those who prefer flexibility, our drive-thru service is open until 7:00 PM on weekdays! So whether you need to deposit a check during your lunch break or pick up cash after work, we've got you covered.

Services Tailored for You

We provide a full range of services including checking and savings accounts, auto loans, mortgage financing, and even business banking solutions. If you're in need of cash quickly, you'll find an ATM on-site for your convenience. Our drive-thru allows for quick deposits and withdrawals without leaving your vehicle perfect for busy days! While members can visit us at 1251 13th St, official correspondence should be sent to P.O. Box 9818, Columbus, GA 31908-0818.

Member Eligibility

Joining the Kinetic family means becoming part of a supportive community where your financial well-being is our priority. At Kinetic, we welcome anyone who lives, works, worships, or attends school in Muscogee County and surrounding areas to apply for membership. If you're interested in exploring the benefits of being part of Kinetic, you'll find that we offer a range of services tailored just for you, including checking and savings accounts, loans, and more. The process is simple! Just visit our website at kineticCU.com for all the details on eligibility criteria and what it takes to become a member. Ready to take the next step? Opening an account with us is easy! You can find all the information you need by visiting this link. If you have any questions or need assistance, feel free to reach out to us at 706-320-8500. We're here to help you every step of the way as you join our community at 1251 13Th St, Columbus, GA 31901.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $27,148,344, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in new equipment or expand your space without worrying about cash flow. That's what we aim to provide a pathway for your ambitions.

Merchant Services

In today's fast-paced world, efficient payment processing is essential for any business. At Kinetic, our merchant services equip you with the tools you need to handle transactions smoothly. Whether you're running a storefront or an online shop, our solutions help you accept payments securely and quickly, ensuring that your customers have a hassle-free experience. Join us at Kinetic located at 1251 13Th St Columbus Ga 31901 in Columbus, GA. Let's work together to turn your business vision into reality! For more information, call us at (706) 320-8500 or visit our website at https://www.kineticCU.com .

Comprehensive List Of Services

Accessible Banking Options

We also provide basic drive-thru banking for deposits, withdrawals, and simple transactions at convenient hours from Monday to Friday. Our drive-thru service operates until 7:00 PM on weekdays so you can manage your banking after work hours without hassle. At Kinetic, we strive to make every member's experience smooth and enjoyable. We invite you to explore all these offerings by visiting us or calling at 706-320-8500 for more information. Join us today and discover how we can help you achieve your financial goals! For further details on opening an account or learning about membership benefits, please visit our website. We look forward to serving you!

Business Banking Services

If you're a business owner, you'll find value in our dedicated business banking services. From merchant services that simplify payment processing to business loans that fuel growth, we are committed to supporting local businesses like yours.

Credit Cards with Rewards

For those who love rewards, our credit cards with rewards program offers an excellent way to earn benefits on everyday purchases. Enjoy cashback or points that can be redeemed for exciting experiences while managing your expenses wisely.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our robust online and mobile banking platforms, accessing your accounts has never been easier. You can check balances, transfer funds, and pay bills all from your smartphone or computer. Our ATM services also ensure that you have quick access to cash whenever you need it perfect for those busy days when time is tight.

Personal Banking Solutions

We understand that managing your money can sometimes feel overwhelming. That's why we offer various personal banking services tailored to make your life easier. Our checking and savings accounts are perfect for everyday banking needs, allowing you to access your funds whenever you need them. If you're considering a new vehicle, our auto loans and vehicle financing options can get you behind the wheel quickly and affordably. When it comes to home ownership, our mortgage loans and refinancing services are designed to help you secure the best possible terms. Whether you're buying your first home or looking to refinance an existing loan, our team is ready to guide you through the process. Plus, if you're facing financial challenges, our personal loans and debt consolidation options can provide relief and flexibility.

Digital & Online Banking

Key Features

One of the standout features of our service is the ability to set up e-statements. This not only helps reduce paper clutter but also allows you to view your statements anytime, anywhere. If you're on the go, our mobile application makes banking even more convenient. With it, you can make mobile payments and conduct person-to-person transfers effortlessly. While we currently do not offer electronic signature authorization, rest assured that your information remains secure as you navigate through our services. Our systems are designed with advanced security measures to keep your data safe. At Kinetic, we believe that banking should be accessible and user-friendly. That's why our digital services are tailored to fit into your lifestyle seamlessly. Whether you're using a computer or a smartphone, you'll find everything you need right at your fingertips. In short, our digital and online banking services empower you to handle your finances with ease and confidence. Join us today at https://www.kineticCU.com and experience the benefits of modern banking!

Financial Strength

A Solid Foundation

With a net worth of $83,306,529, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,461 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

Our commitment to serving you is backed by $70,240,507 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $7,851 in used auto loans and $427,545,859 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Together

Total Share and Deposit Accounts: 82,034, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,557,299. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinetic is your trusted partner. Visit us at 1251 13Th St Columbus Ga 31901 or call (706) 320-8500 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are well protected with $129,059,161 in share certificates and $105,582,550 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Information

If you're interested in refinancing or learning more about eligibility options for any of our loan products, feel free to reach out. Our knowledgeable team at Kinetic is ready to assist you. You can contact us at (706) 320-8500 or visit us at 1251 13Th St Columbus Ga 31901, Columbus, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help you secure the financing you need today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,773,461 in used vehicle loans and $128,951,657 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in the vehicle you need.

Business Loans

For business owners, our outstanding commercial loans totaling $27,148,344 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to offer tailored solutions that support your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,139,465, make buying or refinancing simple. We know that purchasing a home is a big step, and our team is here to guide you through every stage of the process.

Unsecured Credit Card Loans

Managing expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $15,426,579 in loans helping members manage their finances effectively. These cards come with various benefits and rewards, making it easy for you to use them wisely.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This compliance ensures that users receive fair and transparent offers, making it easier to compare options without hidden surprises.

KINETIC FEDERAL CREDIT UNION