Our branch is easy to find! We're just a short drive from popular landmarks like the Columbus Museum and the RiverWalk. Plus, ample parking is available to ensure your visit is hassle-free. The branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate all our members.
Have questions? Don't hesitate to give us a call at 706-320-8500. Our friendly staff is always here to assist you! We invite you to stop by our branch today or explore more about what Kinetic has to offer by visiting our website. We look forward to welcoming you into our community!
At Kinetic, we understand that life gets busy. That's why we offer lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. For those who prefer flexibility, our drive-thru service is open until 7:00 PM on weekdays! So whether you need to deposit a check during your lunch break or pick up cash after work, we've got you covered.
We provide a full range of services including checking and savings accounts, auto loans, mortgage financing, and even business banking solutions. If you're in need of cash quickly, you'll find an ATM on-site for your convenience. Our drive-thru allows for quick deposits and withdrawals without leaving your vehicle perfect for busy days! While members can visit us at 1251 13th St, official correspondence should be sent to P.O. Box 9818, Columbus, GA 31908-0818.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $79 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $27,148,344, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in new equipment or expand your space without worrying about cash flow. That's what we aim to provide a pathway for your ambitions.
In today's fast-paced world, efficient payment processing is essential for any business. At Kinetic, our merchant services equip you with the tools you need to handle transactions smoothly. Whether you're running a storefront or an online shop, our solutions help you accept payments securely and quickly, ensuring that your customers have a hassle-free experience. Join us at Kinetic located at 1251 13Th St Columbus Ga 31901 in Columbus, GA. Let's work together to turn your business vision into reality! For more information, call us at (706) 320-8500 or visit our website at https://www.kineticCU.com.
We also provide basic drive-thru banking for deposits, withdrawals, and simple transactions at convenient hours from Monday to Friday. Our drive-thru service operates until 7:00 PM on weekdays so you can manage your banking after work hours without hassle. At Kinetic, we strive to make every member's experience smooth and enjoyable. We invite you to explore all these offerings by visiting us or calling at 706-320-8500 for more information. Join us today and discover how we can help you achieve your financial goals! For further details on opening an account or learning about membership benefits, please visit our website. We look forward to serving you!
If you're a business owner, you'll find value in our dedicated business banking services. From merchant services that simplify payment processing to business loans that fuel growth, we are committed to supporting local businesses like yours.
For those who love rewards, our credit cards with rewards program offers an excellent way to earn benefits on everyday purchases. Enjoy cashback or points that can be redeemed for exciting experiences while managing your expenses wisely.
In today's fast-paced world, convenience is key. With our robust online and mobile banking platforms, accessing your accounts has never been easier. You can check balances, transfer funds, and pay bills all from your smartphone or computer. Our ATM services also ensure that you have quick access to cash whenever you need it perfect for those busy days when time is tight.
We understand that managing your money can sometimes feel overwhelming. That's why we offer various personal banking services tailored to make your life easier. Our checking and savings accounts are perfect for everyday banking needs, allowing you to access your funds whenever you need them. If you're considering a new vehicle, our auto loans and vehicle financing options can get you behind the wheel quickly and affordably. When it comes to home ownership, our mortgage loans and refinancing services are designed to help you secure the best possible terms. Whether you're buying your first home or looking to refinance an existing loan, our team is ready to guide you through the process. Plus, if you're facing financial challenges, our personal loans and debt consolidation options can provide relief and flexibility.
One of the standout features of our service is the ability to set up e-statements. This not only helps reduce paper clutter but also allows you to view your statements anytime, anywhere. If you're on the go, our mobile application makes banking even more convenient. With it, you can make mobile payments and conduct person-to-person transfers effortlessly. While we currently do not offer electronic signature authorization, rest assured that your information remains secure as you navigate through our services. Our systems are designed with advanced security measures to keep your data safe. At Kinetic, we believe that banking should be accessible and user-friendly. That's why our digital services are tailored to fit into your lifestyle seamlessly. Whether you're using a computer or a smartphone, you'll find everything you need right at your fingertips. In short, our digital and online banking services empower you to handle your finances with ease and confidence. Join us today at https://www.kineticCU.com and experience the benefits of modern banking!
With a net worth of $83,306,529, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Our commitment to serving you is backed by $70,240,507 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $7,851 in used auto loans and $427,545,859 in total loans and leases, our lending capacity supports members' financial goals across various sectors.
Total Share and Deposit Accounts: 82,034, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,557,299. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kinetic is your trusted partner. Visit us at 1251 13Th St Columbus Ga 31901 or call (706) 320-8500 to learn more about how we can help you achieve your financial goals.
Your savings are well protected with $129,059,161 in share certificates and $105,582,550 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency shines through with a net income of $-$715,925, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
If you're interested in refinancing or learning more about eligibility options for any of our loan products, feel free to reach out. Our knowledgeable team at Kinetic is ready to assist you. You can contact us at (706) 320-8500 or visit us at 1251 13Th St Columbus Ga 31901, Columbus, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you secure the financing you need today!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,773,461 in used vehicle loans and $128,951,657 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in the vehicle you need.
For business owners, our outstanding commercial loans totaling $27,148,344 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to offer tailored solutions that support your success.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,139,465, make buying or refinancing simple. We know that purchasing a home is a big step, and our team is here to guide you through every stage of the process.
Managing expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $15,426,579 in loans helping members manage their finances effectively. These cards come with various benefits and rewards, making it easy for you to use them wisely.
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