Kimberly Clark Credit Union Memphis TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Kimberly Clark, your trusted partner in financial well-being since 1971! Located at 1520 N 2Nd St, Memphis, TN 38107, our branch is dedicated to serving our 8,668 members with personalized banking solutions tailored to meet their unique needs. With a solid foundation of $140,028,441 in total assets and $16,475,316 in total deposits, we pride ourselves on being a reliable resource for your financial journey. At Kimberly Clark, we understand that banking is not just about numbers; it's about relationships and community. Our team of 23 employees, led by CEO Joel Forbess and Board President Keith Bingham, is committed to ensuring you have access to the services you need whether it's personal banking, auto loans, or business financing. We are here to help you every step of the way. While members can visit us at our convenient branch location, official correspondence should be sent to the same address: 1520 N 2nd St, Memphis, TN 38107-1004. Feel free to reach out via phone at 901-521-4646 or fax at 901-521-4644 for any inquiries. Our commitment goes beyond just providing financial services; we strive to make a positive impact in our community. With a net worth of $31,225,539, and a focus on responsible lending having issued over 6,995 loans and leases we are dedicated to supporting our members' dreams and aspirations. Explore our offerings and see how we can assist you today! Visit our website at kimberlyclarkcu.org or stop by during our lobby hours from Monday to Friday between 8:15 AM and 4:30 PM. Your financial future starts here!

Branch History & Mission

Community Engagement

Kimberly Clark believes in giving back to the community that has supported us throughout the years. We actively participate in various outreach programs and partnerships that aim to uplift and strengthen local initiatives. Whether it's sponsoring local events or offering financial literacy workshops, we are committed to making a positive impact beyond just banking.

Join Us Today

As we look forward to many more years of service, we invite you to become part of the Kimberly Clark family. Experience firsthand the benefits of membership personalized service, competitive rates, and an unwavering commitment to your financial well-being. Visit us during our operating hours from Monday through Friday, 8:15 AM - 4:30 PM or give us a call at (901) 521-4646. Join us today and let's work together towards building a brighter financial future!

Our Evolution

Since opening our doors more than five decades ago, Kimberly Clark has consistently aimed to provide quality financial services while maintaining a strong focus on the needs of our members. From our humble beginnings, we have reached significant milestones that highlight our commitment to growth and innovation. Our drive-thru service enhances convenience for those on the go, while our dedicated staff works diligently to create lasting relationships with each member. While members can visit us at 1520 N 2Nd St Memphis Tn 38107, official correspondence should be sent to 1520 N 2nd St, Memphis, TN 38107-1004. We are proud to serve not just as a financial institution but as a cornerstone of the Memphis community.

Our Mission

Our mission is simple yet impactful: to empower our members through accessible financial solutions while fostering a sense of belonging and community support. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Each product is designed with you in mind ensuring you have the resources needed to reach your financial goals. We strive to provide not only competitive rates but also educational resources that help our members make informed decisions about their finances. In addition to traditional banking services, we've embraced digital advancements such as online and mobile banking options, allowing you to manage your finances from anywhere.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance before your visit, feel free to give us a call at 901-521-4646. We're excited to help you with all your banking needs! Come see us today at Kimberly Clark where community banking meets convenience!

Operating Hours and Services

Our friendly staff is ready to assist you Monday through Friday from 8:15 AM to 4:30 PM. We offer a range of services including personal banking, auto loans, and mortgage refinancing. If you're looking for simple transactions like deposits or withdrawals, take advantage of our drive-thru service for added convenience. For any official correspondence, please note that while members can visit us at our physical location, official mail should be directed to our mailing address at 1520 N 2nd St, Memphis, TN 38107-1004.

Parking and Accessibility

When you arrive, you'll find ample parking available right outside our branch. We ensure that our facility meets ADA standards, with ramps and accessible entrances to accommodate all members of our community.

Member Eligibility

At Kimberly Clark, we believe that everyone deserves a place in our community, and becoming a member is easier than you might think! If you live, work, or go to school in the Memphis area, you're likely eligible to join us. We welcome individuals who are part of the Kimberly-Clark family or those affiliated with various organizations we partner with. Being a member means you can enjoy a range of benefits designed to support your financial wellness, from competitive loans to personalized banking services. Getting started is simple! You can visit us at our branch located at 1520 N 2Nd St, Memphis, TN 38107, or give us a call at 901-521-4646 for more information. For detailed eligibility criteria and to stay updated, check out our website at www.kimberlyclarkcu.org. Ready to open an account? You can easily begin the process online by visiting this link. Join us today and become part of a supportive community that puts your needs first!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loan options, we offer merchant services designed to streamline your daily operations. Imagine having a reliable partner who helps you process transactions smoothly so you can focus on what matters most growing your business. With our services, you'll enjoy simplified payment processing that can enhance customer satisfaction and drive sales. If you're in the Memphis area and looking for a financial partner that truly understands your business needs, visit us at 1520 N 2Nd St Memphis Tn 38107 or call us at (901) 521-4646. Together, we can build a stronger future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans and no non-member commercial loans, we remain dedicated to providing flexible financing solutions when the opportunity arises. We know that access to funding can be crucial for growth, and we're here to help you navigate that path.

Comprehensive List Of Services

Business Banking

For small business owners, we have tailored solutions through our Business Banking services. Whether you're in need of Merchant Services or seeking Business Loans, Kimberly Clark is committed to supporting local businesses and helping them thrive.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services, allowing you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and pay bills with just a few taps on your device. Plus, our ATM & Cash Withdrawal Services ensure you can access cash when needed.

Drive-Thru Services

For those who prefer face-to-face interactions but want the ease of quick transactions, our Basic Drive-Thru Banking provides a simple way to handle deposits, withdrawals, and other straightforward banking needs without leaving your vehicle. At Kimberly Clark, we strive to make banking accessible and stress-free for everyone in Memphis and beyond. If you're ready to explore how these services can benefit you or if you have any questions about what we offer, don't hesitate to reach out! Give us a call at 901-521-4646 or visit us at our branch during lobby hours from Monday through Friday between 8:15 AM and 4:30 PM. Join us at Kimberly Clark today where your financial goals become reality!

Lending Solutions

We understand that life can sometimes throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options to assist you in managing those costs effectively. For those looking to reward their spending habits, our Credit Cards with Rewards provide great benefits while keeping your finances flexible.

Personal Banking

Whether you're starting your first savings account or looking to manage your everyday spending, our Personal Banking services have got you covered. From checking and savings accounts that help you save for that dream vacation, to Auto Loans & Vehicle Financing designed to make purchasing your next car easier, we are here for you every step of the way. Need assistance with homeownership? Our Mortgage Loans & Refinancing options can help you find the right path to owning a home or lowering your current payments.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization. This means you can sign documents securely online without needing to visit the branch. It's all about making your banking experience more efficient! Additionally, we offer e-statements to help you keep track of your finances while reducing paper clutter. You can view your statements anytime directly from your account. Need to split a bill or send money quickly? Our person-to-person transfer service allows you to send funds directly to friends or family with just a few taps on your screen. And if you're looking for an easier way to pay for purchases, our mobile payments feature lets you use your phone at checkout making transactions faster and more convenient. Security is a top priority at Kimberly Clark. We use advanced security measures to protect your information and ensure that your online banking experience is safe and secure. You can bank with confidence knowing that we have taken steps to safeguard your personal data. In today's fast-paced world, having access to real-time account management is crucial. Whether you're paying bills, checking balances, or transferring money between accounts, our digital banking services are designed to fit seamlessly into your lifestyle. Join us at Kimberly Clark today and discover how our digital and online banking solutions can enhance the way you manage your finances!

Financial Strength

A Growing Community Trust

Total Share and Deposit Accounts stand at 14,787, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $199,028, we're well-positioned to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kimberly Clark is your trusted partner. Visit us at 1520 N 2Nd St Memphis Tn 38107 or call (901) 521-4646 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $35,199,212 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have money market shares, our focus remains on maximizing the benefits for our members through various other options. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $274,599 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $26,405,940 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to keep improving our offerings while maintaining a robust operational framework. Our lending capacity supports members' financial goals across various sectors with $1,497 in used auto loans and a total of $84,524,099 in loans and leases. This means we're here to help you get behind the wheel or make other important purchases when needed.

Strong Financial Health

With a net worth of $31,225,539, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation gives you peace of mind knowing that your finances are in capable hands. Our net worth ratio of $2,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those considering business ventures, while we currently do not have outstanding commercial loans available, we encourage you to explore other personal financing options that may suit your needs. If you're interested in refinancing any existing loans or wish to learn more about eligibility options, please reach out! Our team is dedicated to finding solutions that work best for you. At Kimberly Clark, we're not just about lending; we're about building relationships. Contact us today at (901) 521-4646, or visit us at 1520 N 2Nd St Memphis Tn 38107 in Memphis, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,898,718 in used vehicle loans and $24,702,035 in new vehicle loans already helping members get on the road. We want you to feel confident in your purchase, which is why our team is here to guide you through the financing process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,623,425, make buying or refinancing simple. We know that securing a mortgage can be overwhelming, but our experienced staff is ready to assist you at every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,107,583 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or simply need a card for everyday purchases, our credit cards come with rewards and benefits that cater to your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh is designed to empower consumers to make informed decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers presented are not only fair but also reflect accurate market conditions. By prioritizing verified information, LendMesh helps users avoid misleading or outdated loan options. One of the standout features of LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, ensuring transparency in what users see. Additionally, LendMesh does not feature sponsored listings. Unlike many platforms that prioritize lenders based on paid promotions, LendMesh's goal is to provide unbiased results that truly represent current lending opportunities. Another key benefit is the real-time rate comparisons available through LendMesh. Users can access up-to-date loan rates from multiple institutions at once, allowing them to quickly identify the best options for their financial needs. This saves time and effort while making it easier to find competitive rates. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

KIMBERLY CLARK CREDIT UNION - Memphis, TN