Keystone Credit Union Tyler TX | Best Auto Loans & Business Banking

Introduction

Welcome to Keystone, your trusted financial partner located at 11877 County Road 492, Tyler, TX 75706. Since our establishment in 1964, we have proudly served our community with a strong commitment to member satisfaction and financial wellness. With a total membership of 3,124, we focus on providing personalized banking experiences that meet the unique needs of each individual. At Keystone, our dedication goes beyond just numbers; we are here to build lasting relationships. Our total assets stand at an impressive $39,830,200, while our members enjoy the security of $2,068,217 in total deposits. We understand that your financial goals matter, which is why we offer a variety of services including personal banking, auto loans, and business financing solutions. While you can always visit us at our branch for friendly service and assistance, please note that any official correspondence should be sent to our mailing address: P.O Box 4970, Tyler, TX 75712. Our leadership team is committed to guiding our credit union towards growth and success. Led by CEO Angela Powers and Board President Carl Auvil Jr, our team of 12 employees is dedicated to enhancing your banking experience every day. We invite you to explore more about what we offer by visiting our website at Keystone Credit Union. Whether you have questions or need assistance with your accounts, feel free to call us at 903-882-4343 during our lobby hours from Monday to Friday, 8:30 AM - 5:00 PM. Join us at Keystone Credit Union where your financial journey begins!

Branch History & Mission

Community Commitment

As a member-focused organization based in Tyler but rooted in the heart of Smith County, we take pride in giving back to our community. Through various partnerships and outreach initiatives, we strive to make a positive impact on local lives. We understand that strong communities lead to strong members; therefore, we actively seek opportunities to support local events and charitable causes. Our leadership team believes in continuous improvement and innovation. We are dedicated to keeping up with technological advancements while ensuring ADA compliance so everyone can access our services without barriers. Digital enhancements like e-statements and an easy-to-use online platform are just a few examples of how we prioritize customer convenience.

Join Us Today!

Keystone Credit Union is more than just a place for transactions; it's where relationships flourish and futures grow. Whether you're looking for a loan or simply want expert advice on managing your finances, we're here for you every step of the way. We invite you to become part of our family today! Visit us at keystonecu.com or give us a call at 903-882-4343 for more information on how you can join Keystone Credit Union and experience the difference that community-focused banking can make in your life.

Our Mission

At Keystone Credit Union, our mission is simple yet profound: to empower our members with the tools and resources they need to achieve financial success while fostering a sense of community. We believe that banking should be about people our services are designed to meet your unique needs and help you navigate your financial journey with confidence. We offer a range of personal and business banking solutions, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our online and mobile banking options ensure that managing your finances is convenient and accessible. Although we do not currently have ATM services available at our branch, we do provide basic drive-thru banking for deposits and withdrawals during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM.

Branch Location & Accessibility

Additional Services

At Keystone, we strive to provide a full range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Although we do not currently offer ATM services at this location, our drive-thru provides essential banking functions that keep your day moving smoothly. For any correspondence, please note that official mail should be sent to P.O Box 4970, Tyler, TX 75712. Ready to learn more or visit us? Call us at 903-882-4343 or stop by today! We look forward to welcoming you into our community at Keystone.

Convenient Access

Our location features ample parking with ADA-compliant access, making it easy for everyone to visit us. Whether you're stopping by for a quick transaction or a more in-depth consultation, our friendly team is ready to assist you. Plus, we offer a drive-thru service for those who prefer to bank from the comfort of their vehicles, allowing you to complete simple transactions like deposits and withdrawals efficiently.

Operating Hours

We understand that life can be busy, which is why we're here for you Monday through Friday from 8:30 AM to 5:00 PM. Our extended hours ensure that you have plenty of opportunities to take care of your banking needs when it's most convenient for you.

Member Eligibility

At Keystone, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're looking to enjoy the benefits of personalized banking and community support, you'll be happy to know that membership is open to anyone who lives, works, or worships in Tyler and the surrounding areas. We also welcome family members of current members! Joining us is straightforward and friendly; just visit our branch at 11877 County Road 492, Tyler, TX 75706, or give us a call at 903-882-4343 for more information. To get started on your journey with us, take a moment to review the detailed eligibility criteria available at this link. Once you're ready, opening an account is simple just follow the instructions on our website here. We can't wait to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any outstanding commercial loans, we're excited about the possibilities ahead for our community. We encourage local entrepreneurs to consider us as a partner in their journey.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify payment processing. Imagine being able to accept payments seamlessly at your storefront or online, giving your customers more ways to shop with you. Our solutions are crafted to enhance your operations and improve cash flow, so you can focus on what matters most growing your business. Located at 11877 County Road 492 Tyler Tx 75706 in Tyler, TX, we're here to help local businesses thrive. For more information on how we can assist you, contact us at (903) 882-4343 or visit our website at https://www.keystonecu.com/ . Let's build something great together!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Looking to purchase a new car? We offer Auto Loans & Vehicle Financing that can help make your dream ride a reality. Our competitive rates allow you to budget effectively while enjoying the vehicle you want. You can apply online in just a few minutes and get pre-approved before visiting a dealership.

Business Banking Solutions

For entrepreneurs and small business owners, our Business Banking services offer essential tools like merchant services and business loans. We know running a business comes with its own set of challenges, so we strive to provide solutions that help streamline operations and enhance growth potential.

Convenient Access Points

Though we don't have ATMs available at this branch, our Basic Drive-Thru Banking offers convenience for deposits, withdrawals, and simple transactions without needing to enter the building. Plus, with no need for an ATM withdrawal fee at our drive-thru service, it's an easy way to manage your banking needs on the go.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows members to earn points on purchases they already make every day. Use it for groceries, gas, or even online shopping and watch the rewards stack up!

Get Started Today!

Ready to explore these services further? Visit us at 11877 County Road 492, Tyler, TX 75706 or give us a call at 903-882-4343 during our lobby hours from Monday to Friday between 8:30 AM and 5:00 PM. You can also check out our website at keystonecu.com for more information about membership eligibility or to open an account online. At Keystone, we are dedicated to providing personalized support as you navigate your financial journey!

Home Financing Solutions

If homeownership is on your radar, consider our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we have tailored solutions that fit various financial situations.

Personal Banking Services

For those seeking a reliable place to manage their money, our Personal Banking options include both checking and savings accounts. These accounts provide you with the flexibility and security you need for your daily transactions. Imagine having the ability to easily access your funds, make deposits, and track your spending all from your smartphone through our convenient Online & Mobile Banking features.

Personal Loans

Sometimes life throws unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation services come in handy. These loans can provide you with quick access to cash when you need it most, helping you manage debts or cover unforeseen costs without stress.

Digital & Online Banking

Key Services

Our online banking platform, available at https://www.keystonecu.com/ , offers a variety of features designed to make your banking experience simple and efficient. You can easily check your account balances, transfer funds, and pay bills all from the comfort of your own device. Plus, with our electronic signature authorization, signing documents has never been easier or more secure. For those who prefer going paperless, we provide e-statements to help you keep track of your transactions without cluttering your mailbox. This not only saves trees but also makes accessing past statements a breeze.

Mobile Banking Convenience

With our mobile application, you have the power of banking right in your pocket. You can make person-to-person transfers with just a few taps, allowing you to send money to friends and family instantly. While mobile payments are not currently available, our app ensures that managing your accounts is still straightforward and user-friendly.

Security You Can Trust

At Keystone, security is our top priority. Our online banking services are designed with multiple layers of protection to keep your information safe. You can feel confident knowing that every transaction is secure. In summary, our digital and online banking options give you the flexibility to manage your finances with ease and confidence. Explore all that we have to offer today by visiting us at https://www.keystonecu.com/ !

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 3,998, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $240,862, further demonstrating our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keystone is your trusted partner. Visit us at 11877 County Road 492 Tyler Tx 75706 or call (903) 882-4343 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,114,124 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $10,600,743 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $300 in used auto loans and $30,173,064 in total loans and leases, we support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $11,101,679, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,766 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already helped our members with over $3,562,590 in used vehicle loans and $2,582,256 in new vehicle loans get on the road. Whether you're looking for financing on a brand-new model or a reliable pre-owned vehicle, our competitive rates can make it easier for you to drive away with confidence.

Credit Lines

If you're seeking additional flexibility, consider our credit lines totaling $2,000,000. These lines provide quick access to cash when you need it most, allowing you to manage unexpected expenses or large purchases without stress. At Keystone, we're committed to providing personalized service and support throughout your borrowing journey. If you're interested in refinancing any existing loans or want to learn more about eligibility options for our loan products, feel free to reach out to us at (903) 882-4343 during our operating hours from Monday to Friday between 8:30 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit our website at Keystone for more information on how we can help fulfill your financial needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing your home. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we encourage you to explore other financing options available through us.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging, which is why we also provide flexible terms on unsecured credit card loans. With a total of $293,531 in loans assisting members in managing their finances effectively, our credit cards come with rewards and low-interest rates that can help ease your budget.

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KEYSTONE CREDIT UNION