Keys Credit Union Tavernier FL | Top Auto Loans & Personal Banking

Introduction

Welcome to Keys Credit Union, your trusted financial partner in the heart of Tavernier, Florida. Established in 1940, we have been committed to serving our community for over eight decades. With a strong membership base of 18,258 individuals and families, we pride ourselves on providing personalized services that truly make a difference in our members' lives. Located at 91200 Overseas Hwy Ste 15, Tavernier, FL 33070, our branch is easily accessible for all your banking needs. While members can visit us here, official correspondence should be sent to our mailing address at 3022 N Roosevelt Blvd, Key West, FL 33040. At Keys Credit Union, we understand that financial security is essential. That's why we manage total assets of $249,937,212 and have facilitated 17,159 loans and leases to support our members' goals. Our commitment to you goes beyond numbers; it's about building lasting relationships within the community. Led by our dedicated CEO, Meagan Sayer, and Board President Ronald Demes, our team of 59 employees works tirelessly to ensure that your banking experience is smooth and rewarding. With a net worth of $27,190,739 and cash in hand totaling $2,755,148, you can rest assured that your money is safe with us. Whether you are looking for checking and savings accounts, auto loans, mortgages, or business banking services, we are here to help. Our online and mobile banking options make it easy for you to manage your finances anytime and anywhere. Ready to take the next step? Visit us at our branch or call us at 305-293-1208 today! Experience the friendly service that makes Keys Credit Union a cornerstone of the Tavernier community. For more information about our services and membership benefits, check out our website at keysfcu.org.

Branch History & Mission

A Journey Through Time

Since opening our doors at 91200 Overseas Hwy Ste 15, we have witnessed significant milestones that reflect our dedication to service and community engagement. Over the years, we have expanded our offerings and adapted to meet the changing needs of our more than 18,258 members. Our total assets now stand at an impressive $249,937,212, showcasing our strength and stability. While members can visit us at 91200 Overseas Hwy Ste 15, official correspondence should be sent to 3022 N Roosevelt Blvd, Key West, FL 33040. Nestled in this beautiful coastal area, we are proud to be part of the Monroe County landscape and work towards enhancing the quality of life for all who live here.

Looking Ahead

In today's fast-paced world, we embrace digital advancements while ensuring accessibility for all. Our branch offers modern conveniences such as online banking, mobile payments, and ATM services. We are committed to making banking easy and efficient so you can focus on what matters most. We invite you to experience the difference at Keys Credit Union. Whether you're looking for a new savings account or seeking advice on loans, we're here for you every step of the way. Join us today and become part of a community-focused credit union that truly cares about your financial well-being. For more information or to get started with your membership, give us a call at 305-293-1208 or visit us online at www.keysfcu.org. Together, let's build a prosperous future!

Our Mission

At Keys Credit Union, our mission is clear: to provide exceptional financial services while supporting the growth of our community. We believe that everyone deserves access to affordable banking options and financial education. From personal banking solutions like checking and savings accounts to auto loans and business financing, we aim to offer products that fit every lifestyle. Our focus goes beyond just numbers; it's about building relationships and fostering trust within our community. We actively engage in outreach programs and partnerships that uplift local organizations and initiatives. By investing back into Tavernier, we help create a brighter future for everyone.

Branch Location & Accessibility

Welcome to Keys, your friendly neighborhood credit union located at 91200 Overseas Hwy Ste 15 in beautiful Tavernier, FL. Our branch is nestled right along the scenic Overseas Highway, making it easy for you to stop by while enjoying the stunning views of the Florida Keys. We're just a short drive away from popular local spots like Harry Harris Park, ensuring that banking with us is both convenient and enjoyable. At our Tavernier branch, we prioritize accessibility for all our members. You'll find ample parking available, and our facilities are designed with ADA compliance in mind, featuring ramps and easy access points to ensure everyone can visit us comfortably. While our drive-thru service isn't available, we offer a user-friendly ATM for quick cash withdrawals and balance checks, making your banking experience smooth and hassle-free. Our dedicated team is here to serve you Monday through Friday from 9 AM to 4 PM. We invite you to come in during these hours to explore our range of services tailored just for you whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards. While members can visit us at our Tavernier location, please note that official correspondence should be sent to our mailing address at 3022 N Roosevelt Blvd, Key West, FL 33040 if it differs from your in-person visits. If you have any questions or need assistance, don't hesitate to call us at 305-293-1208. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Keys is like joining a close-knit community where your financial well-being is our top priority. If you live, work, or worship in the beautiful Florida Keys, you're likely eligible to join us! We welcome individuals and families who share our commitment to building a better financial future together. To learn more about the specific eligibility criteria, please visit our detailed resource at http://www.keysfcu.org/membership-benefits. Opening an account is a breeze! You can easily start your membership journey online or visit us at our branch located at 91200 Overseas Hwy Ste 15 Tavernier Fl 33070. Our friendly team is here to help every step of the way. If you have any questions, don't hesitate to give us a call at (305) 293-1208. We can't wait to welcome you to the Keys family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Handling transactions smoothly is crucial for any business. With our merchant services, you can accept payments easily, ensuring you never miss out on a sale. Imagine serving your customers quickly while managing your cash flow effectively our tools make that possible. At Keys, we understand that every dollar counts when it comes to running a successful business. We are here to help you navigate your financial journey with confidence. Visit us at 91200 Overseas Hwy Ste 15 Tavernier Fl 33070 or call us at (305) 293-1208 to learn more about how we can support your business goals today!

Tailored Loan Options

Imagine securing the funds necessary for that big project you've been dreaming about. At Keys, we have funded over $2 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions that fit various needs. Our outstanding commercial loan portfolio of $3,116,229 showcases our dedication to driving economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners in Tavernier, we offer robust business banking services, including merchant services and business loans. We understand that running a business requires support, and we're here to help facilitate growth and streamline operations.

Community Commitment

At Keys Credit Union, we pride ourselves on being more than just a financial institution; we're part of the Tavernier community. We aim to provide personalized service that meets the needs of our members while contributing positively to the local area. Ready to experience all that Keys Credit Union has to offer? Call us at 305-293-1208 or visit our website at Keys FCU today! Let us help you achieve your financial goals with our comprehensive suite of services designed just for you.

Credit Cards and Rewards

Our credit cards with rewards are perfect for everyday spending. You earn points on purchases that can be redeemed for exciting rewards, making it easier to enjoy the benefits of using credit responsibly.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Keys Credit Union provides comprehensive online and mobile banking features. Check your balances, transfer funds, pay bills, or apply for loans right from your smartphone or computer. Our services include ATM access for cash withdrawals and balance checks without the hassle.

Personal Banking

We understand that managing money can be challenging, which is why we offer personal banking solutions that simplify your life. Our checking and savings accounts provide easy access to your funds while helping you save for future goals. Need to buy a car? Our auto loans and vehicle financing options make it affordable to drive away in the vehicle you love. If you're thinking about purchasing a home or refinancing an existing mortgage, our mortgage loans come with competitive rates and flexible terms. For those moments when unexpected expenses arise, our personal loans can assist with debt consolidation or any urgent financial needs.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is packed with user-friendly features that cater to your everyday needs. You can quickly check your balance, transfer funds, and even set up electronic statements for hassle-free account management yes, we offer Yes! Need to make payments on the go? Our mobile payments feature allows you to pay bills or send money to friends right from your smartphone. If you're always on the move, our mobile application is perfect for you. It provides a simple way to manage your finances directly from your device. Plus, with person-to-person transfers available, sending money to loved ones is just a few taps away. And if you prefer signing documents electronically, rest assured that we support Yes for your convenience. Security is our top priority. We implement advanced measures to protect your information so you can bank with peace of mind. Our online services are designed not only for accessibility but also for safety, allowing you to focus on what really matters your financial goals. In summary, whether you're at home or on the go, Keys offers robust digital banking solutions that fit seamlessly into your lifestyle. Discover how easy it is to manage your finances by visiting us online at https://www.keysfcu.org/ today!

Financial Strength

Committed Team

Our dedicated team plays a crucial role in delivering exceptional service. We take pride in having 50 full-time employees and 9 part-time employees who are always ready to assist you with knowledgeable advice and support.

Growing Member Base

Total Share and Deposit Accounts: 34,115, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keys is your trusted partner. Visit us at 91200 Overseas Hwy Ste 15 Tavernier Fl 33070 or call (305) 293-1208 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Our Future Together

With $21,759,408 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more effective services tailored to meet your needs. We also support our community with $4,104 in used auto loans and $176,333,420 in total loans and leases, enabling us to help you achieve your financial goals across various sectors. Our operational efficiency is reflected in our $14,418, allowing us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Your savings are important to us. Members' funds are secured through $40,813,874 in share certificates and $25,491,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $27,190,739, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these offerings, we also have competitive lines of credit with a total of $86,461,750, ensuring that you have access to funds when you need them most. If you're considering refinancing or want more information about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 305-293-1208 during our operating hours from Monday to Friday between 9 AM and 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more details on how we can support your financial journey at Keys Credit Union, please visit our website at keysfcu.org.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,712,567 in used vehicle loans and $24,813,083 in new vehicle loans already helping members get on the road. Whether you're purchasing a new model or a reliable used vehicle, we have tailored solutions to fit your needs.

Business Loans

For business owners looking to expand or invest in their ventures, our outstanding commercial loans totaling $3,116,229 provide the capital needed for growth.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,980,133, making it easier for you to secure your dream home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $9,763,616 in loans available, our credit cards can help you manage your finances effectively while enjoying rewards on your purchases.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. By focusing on verified financial institutions, LendMesh guarantees that all information presented is accurate and trustworthy.

KEYS FEDERAL CREDIT UNION - Tavernier, FL

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