Keys Credit Union Marathon FL | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Keys Credit Union, your trusted financial partner in the heart of Marathon, FL. Established in 1940, we have proudly served our community for over eight decades, building a legacy of trust and reliability. With a strong membership base of 18,258 members, we're dedicated to providing personalized banking solutions that empower you to achieve your financial goals. Located at 5050 Overseas Hwy, Marathon, FL 33050, our branch is easily accessible to everyone in the area. While members can visit us at this location for their banking needs, official correspondence should be sent to our mailing address at 3022 N Roosevelt Blvd, Key West, FL 33040. At Keys Credit Union, we understand that financial stability is vital for both individuals and businesses. That's why we manage total assets of $249,937,212, with a focus on fostering financial wellness through our diverse services. We currently offer loans and leases totaling 17,159 while maintaining an impressive deposit base of $15,754,199. Our net worth stands strong at $27,190,739, reflecting our commitment to sound financial management. Under the leadership of our CEO, Meagan Sayer, and Board President, Ronald Demes, we prioritize member satisfaction and community engagement. With a team of 59 dedicated employees, we're here to assist you with everything from checking and savings accounts to auto loans and business banking services. As part of our commitment to modern banking solutions, we also provide online and mobile banking options for your convenience. Whether you're looking to manage your accounts from home or need quick access via an ATM or drive-thru service available right here Keys Credit Union has you covered. Join us in building a brighter financial future together! Feel free to reach out by calling us at 305-294-6622 or visit our website at keysfcu.org for more information on how we can serve you better. Your journey toward financial success starts here!

Branch History & Mission

Welcome to Keys, a vibrant part of the Marathon community in Florida! Since our establishment in 1940, we have been dedicated to providing exceptional financial services and fostering strong relationships within our community. Located at 5050 Overseas Hwy, Marathon, FL 33050, our branch has a rich history of growth and service that reflects the needs of our members. Over the years, Keys has evolved from a small credit union into a trusted financial institution with over 18,000 members and total assets of $249,937,212. Our commitment to serving the local community remains at the heart of everything we do. With modern conveniences like online banking and mobile payments, we ensure that our members have access to their finances anytime, anywhere. Our mission is straightforward yet powerful: to empower individuals and families through accessible financial services while actively supporting local initiatives. We believe that when our members thrive, our community thrives. This guiding principle shapes our offerings from personal banking solutions like checking and savings accounts to auto loans and mortgages. While members can visit us at 5050 Overseas Hwy, official correspondence should be sent to 3022 N Roosevelt Blvd, Key West, FL 33040. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 a.m. to 5:00 p.m. and Friday until 6:00 p.m. We also offer drive-thru banking for quick transactions and an ATM on-site for easy access to cash. Keys is proud of its active role in the community. We participate in various outreach programs and partnerships that aim to uplift residents and promote financial literacy. Whether you need assistance with managing debt or financing your first home, we're here for you every step of the way. Join us at Keys and experience firsthand how we can help you achieve your financial goals while contributing positively to our shared community spirit. Together, we can build a brighter future! For more information or to become a member, feel free to call us at 305-294-6622 or visit our website at keysfcu.org.

Branch Location & Accessibility

Accessibility Features

At Keys, we believe in making banking accessible for everyone. Our branch complies with ADA standards, featuring ramps and other accessibility options to ensure all members can comfortably use our facilities.

Connect With Us

If you have questions or need assistance, don't hesitate to give us a call at 305-294-6622. Our friendly team is ready to help! We invite you to visit us today at Keys in Marathon we look forward to welcoming you into our community!

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Fridays, we stay open until 6:00 p.m. This schedule allows you plenty of time to stop by after work or during your lunch break.

Services Offered

Keys is more than just a place to bank; we offer a variety of services tailored to fit your lifestyle. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, we've got you covered. For those on the go, our drive-thru service makes banking quick and easy for deposits and withdrawals without having to leave your car. Plus, we provide ATM access so you can manage your cash whenever you need it.

Member Eligibility

Becoming a member of Keys feels like joining a friendly neighborhood where everyone looks out for each other. If you live, work, worship, or attend school in the beautiful Florida Keys, you're already eligible to join our community! We believe that banking should be personal and supportive, which is why we offer a range of benefits designed to help our members thrive. You can enjoy services like checking and savings accounts, auto loans, and online banking all tailored to fit your needs. If you're interested in learning more about the eligibility criteria, feel free to check out this detailed resource: http://www.keysfcu.org/membership-benefits. Ready to take the next step? Opening an account at Keys is simple and straightforward. Just give us a call at (305) 294-6622, or head over to our account opening page here: http://www.keysfcu.org/estatementenrollment. We can't wait to welcome you into our growing family at Keys, located at 5050 Overseas Hwy Marathon Fl 33050!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, having reliable merchant services can be the backbone of your business operations. Imagine a busy Saturday at your local café; with our efficient payment processing systems, customers can pay easily while you focus on what you do best serving them great coffee. Our merchant services are tailored to help streamline transactions and enhance customer experiences. Visit us at 5050 Overseas Hwy Marathon Fl 33050 in Marathon, FL or call us at (305) 294-6622 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,116,229, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Community-Centered Approach

Our commitment extends beyond just providing services; we're here to build lasting relationships within the community. With friendly staff ready to assist you at every turn, you'll feel right at home when visiting us in person or connecting online. Ready to experience all that Keys has to offer? Don't hesitate to reach out! You can contact us at 305-294-6622 for any inquiries or visit us at our branch during operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., and Friday from 9:00 a.m. to 6:00 p.m. We look forward to helping you achieve your financial goals! Explore more about us at Keys FCU.

Business Banking Support

If you run a business or are thinking about starting one, Keys offers tailored solutions just for you. Our business banking services, including merchant services and business loans, help you manage finances efficiently so you can focus on growing your company.

Convenient Access

Accessibility is crucial for our members. At Keys, we provide multiple ways for you to access your funds and conduct transactions. Our ATM and cash withdrawal services are available around the clock, ensuring that you always have access when you need it most. Plus, our basic drive-thru banking allows you to make deposits and withdrawals without leaving your car perfect for those busy days!

Credit Card Options

For those who love rewards, our credit cards with rewards programs allow you to earn points on every purchase. It's a great way to save while spending!

Personal Banking Solutions

When it comes to personal finance, we understand that everyone's needs are unique. That's why we offer checking and savings accounts designed for everyday banking. Imagine being able to manage your funds easily with our online and mobile banking features. You can check balances, transfer money, and pay bills right from your smartphone. If you're in the market for a new vehicle, our auto loans and vehicle financing make it simple to drive away in your dream car without breaking the bank. We also provide mortgage loans and refinancing options for those looking to purchase or upgrade their homes. And if you need some extra cash for unexpected expenses, consider our personal loans and debt consolidation services.

Digital & Online Banking

Key Services

With our online banking platform, you can access your accounts 24/7, making it simple to check balances, pay bills, and transfer funds whenever you need to. Our user-friendly interface ensures that navigating through your financial information is straightforward and stress-free. For those who prefer a mobile experience, our mobile application brings banking right into your pocket. You can easily make mobile payments, send money directly to friends or family with person-to-person transfers, and review your e-statements all from the palm of your hand. Plus, with electronic signature authorization available, signing documents is quick and secure.

Security & Accessibility

We take your security seriously. Our online banking services utilize advanced encryption technology to protect your personal information. This means you can manage your accounts with peace of mind, knowing that we prioritize your safety. At Keys, we believe in accessibility for everyone. Whether you're tech-savvy or just getting started with online banking, our tools are designed for all users. Need help? Our friendly staff is always ready to assist you. In today's fast-paced world, having real-time access to your financial information is essential. With our digital banking services at Keys, you can stay on top of your finances effortlessly. Join us today and experience the ease of modern banking!

Financial Strength

A Solid Foundation

With a net worth of $27,190,739, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 34,115, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to provide exceptional service tailored to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keys is your trusted partner. Visit us at 5050 Overseas Hwy Marathon Fl 33050 or call (305) 294-6622 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $40,813,874 in share certificates and $25,491,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations are reflected in our $14,418, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 9 part-time employees ready to assist you with personalized service.

Reinvesting for Your Future

With $21,759,408 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $4,104 in used auto loans and $176,333,420 in total loans and leases, supporting your financial needs across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,712,567 in used vehicle loans and $24,813,083 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier than ever to drive away in your dream car.

Business Loans

For business owners looking to expand or invest in new opportunities, we also offer outstanding commercial loans totaling $3,116,229. These loans provide the capital necessary for growth and development in today's competitive market. At Keys, we pride ourselves on providing personalized service tailored to meet your individual financial needs. Whether you're exploring auto financing options or considering homeownership through our mortgage solutions, we are here to assist you every step of the way. Feel free to reach out with any questions or visit us at our branch. You can contact us at 305-294-6622 during our operating hours: Monday - Thursday from 9:00 a.m. - 5:00 p.m., and Friday from 9:00 a.m. - 6:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the perfect loan solution today!

Credit Card Loans

Managing everyday expenses has never been easier with our flexible terms on unsecured credit card loans. With a total of $9,763,616 in loans assisting our members in managing their finances effectively, you can enjoy the convenience and peace of mind that comes with having an accessible line of credit.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,980,133, make buying or refinancing simple. We understand that navigating the mortgage process can be overwhelming; that's why our team is here to guide you every step of the way. If you're considering refinancing your existing mortgage, we have options available to help you find a solution that fits your needs.

Loan Aggregator

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KEYS FEDERAL CREDIT UNION - Marathon, FL

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