KERR COUNTY FEDERAL CREDIT UNION - Kerrville, TX

Welcome to Kerr County, your trusted financial partner located at 2335 Junction Hwy, Kerrville, TX 78028. Since our establishment in 1936, we've been dedicated to serving our community with personalized banking solutions that meet the unique needs of our members. With a strong commitment to providing exceptional service, we are proud to support over 13,471 members, all while managing total assets of $146,870,868. At Kerr County, we believe in the power of community and strive to make a positive impact. Our team, led by CEO Sandra Lumbley and Board President Lou Graves, is here to help you navigate your financial journey. Whether you're looking for a new auto loan, a checking account with great benefits, or a business loan to grow your enterprise, we have options tailored just for you. Our financial health speaks volumes; with total deposits amounting to $13,136,553 and a net worth of $17,108,967, you can trust that your money is secure with us. Plus, our efficient operations allow us to provide competitive loan offerings having facilitated 8,150 loans and leases recently. While members can visit us at our branch for all banking needs including personal and business services we encourage you to explore our online resources for added convenience. For any official correspondence, please send it to the same address: 2335 Junction Hwy, Kerrville, TX 78028. We invite you to experience the difference at Kerr County Credit Union. Feel free to reach out at 830-896-6808 or visit us online at kerrcountyfcu.com for more information about how we can assist you today!

At Kerr County, we believe that everyone deserves a chance to be part of a caring community, and becoming a member is as easy as stepping through our doors. If you live, work, worship, or attend school in Kerr County, you're likely eligible to join us! We welcome individuals from various backgrounds and situations, so whether you're a local resident or just have ties to the area, we invite you to explore membership. Being part of Kerr County not only gives you access to personalized financial services but also connects you with a supportive network that prioritizes your needs. For more details on eligibility criteria, feel free to check out our website at https://www.kerrcountyfcu.com/who-can-join . When you're ready to open an account, the process is simple! You can get started online by visiting https://dsot.onlinecu.com/kerrcounty/#/sign-up or give us a call at 830-896-6808 if you have any questions. We're here to help you every step of the way at our branch located at 2335 Junction Hwy, Kerrville, TX 78028. Join us today and experience the benefits of being a member!

At Kerr County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is built on sound practices and a commitment to serving our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $17,108,967, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $35,296,312 in share certificates and $9,176,338 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $743,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,857,560 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we offer $7,224 in total auto loans and have a total of $116,568,674 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, reflecting our commitment to providing value rather than profit maximization. We also take pride in having 44 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,188,235. Total Share Accounts: 23,913, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kerr County is your trusted partner. Visit us at 2335 Junction Hwy Kerrville Tx 78028 or call 830-896-6808 to learn more about how we can help you achieve your financial goals.

At Kerr County, we understand that financial needs vary from person to person. That's why we offer a diverse range of loan products designed to help our members achieve their goals. Whether you're looking to buy a car, purchase a home, or manage your finances more effectively, we have the right solution for you. With over 8150 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among those looking to hit the road with confidence. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,655,927 in used vehicle loans and $21,985,038 in new vehicle loans already helping members get on the road. For those considering homeownership, our mortgage options make buying or refinancing simple. We currently do not offer Junior Lien 1-4 Family Residential Properties loans; however, we're committed to guiding you through your options. We also provide flexible terms on unsecured credit card loans, with a total of $642,872 in loans helping members manage their finances effectively. This option is ideal for individuals who may need extra cash flow without having to secure collateral. If you're a business owner, you'll be pleased to know that our outstanding commercial loans totaling $3,040,689 provide the capital needed for growth and expansion. In addition to our competitive rates and tailored products, we offer refinancing options designed to fit your circumstances. Whether you're looking for lower monthly payments or better terms on an existing loan, our team can guide you through eligibility options and help find the best solution for your needs. Our financial data is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to reach out with any questions or visit us at our branch located at 2335 Junction Hwy Kerrville Tx 78028. You can also give us a call at 830-896-6808 during our operating hours from 8:30 AM to 5:30 PM Monday through Friday and 9 AM to 12 PM on Saturdays for drive-thru services. Let us help you take the next step towards achieving your financial aspirations!