Kerr County Kerrville TX Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Kerr County, your trusted financial partner located at 2335 Junction Hwy, Kerrville, TX 78028. Since our establishment in 1936, we've been dedicated to serving our community with personalized banking solutions that meet the unique needs of our members. With a strong commitment to providing exceptional service, we are proud to support over 13,471 members, all while managing total assets of $146,870,868. At Kerr County, we believe in the power of community and strive to make a positive impact. Our team, led by CEO Sandra Lumbley and Board President Lou Graves, is here to help you navigate your financial journey. Whether you're looking for a new auto loan, a checking account with great benefits, or a business loan to grow your enterprise, we have options tailored just for you. Our financial health speaks volumes; with total deposits amounting to $13,136,553 and a net worth of $17,108,967, you can trust that your money is secure with us. Plus, our efficient operations allow us to provide competitive loan offerings having facilitated 8,150 loans and leases recently. While members can visit us at our branch for all banking needs including personal and business services we encourage you to explore our online resources for added convenience. For any official correspondence, please send it to the same address: 2335 Junction Hwy, Kerrville, TX 78028. We invite you to experience the difference at Kerr County Credit Union. Feel free to reach out at 830-896-6808 or visit us online at kerrcountyfcu.com for more information about how we can assist you today!

Branch History & Mission

Join Us Today!

As we continue this journey together with our members, we invite you to become part of the Kerr County family. Experience first-hand how we're dedicated to your financial success and committed to making a difference in your life. Visit us today or explore more about joining at kerrcountyfcu.com. Together, let's build a brighter future!

Our Journey

From our humble beginnings, we have seen remarkable growth and development. Starting with just a handful of members, we now proudly manage total assets exceeding $146 million. Located at 2335 Junction Hwy, Kerrville, TX 78028, our branch is easily accessible to all who seek financial assistance or guidance. The rich history of our credit union reflects not only our dedication to providing quality financial services but also our genuine concern for the well-being of our community. Our branch has embraced advancements in technology while maintaining a personal touch. Members enjoy access to convenient services like online banking and mobile payments, ensuring that they can manage their finances anytime and anywhere. We also provide an ATM on-site and drive-thru banking options for added convenience.

Our Mission

At Kerr County Credit Union, our mission is simple yet profound: to provide accessible financial services that empower our members to achieve their goals while fostering a sense of community spirit. We believe in supporting not just the financial health of individuals but also the growth and vitality of the community as a whole. We are proud to engage in various outreach efforts and partnerships within Kerrville and beyond. Whether it's sponsoring local events or collaborating with organizations that share our vision, we strive to make a positive impact wherever we can. While members can visit us at 2335 Junction Hwy for all their banking needs during our operating hours from 8:30 AM to 5:30 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays at the drive-thru, any official correspondence should be sent to the same address.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are designed to accommodate your schedule. We're open Monday through Friday from 8:30 AM to 5:30 PM. Our dedicated team is here to assist you with everything from setting up checking accounts to discussing loan options.

Call Us Anytime!

If you have questions or need assistance before visiting, don't hesitate to give us a call at 830-896-6808. Our friendly staff is ready to help you navigate your financial journey. We invite you to come by and discover how Kerr County can support your banking needs in a warm and welcoming environment. We look forward to serving you soon!

Convenient Access and Amenities

At our West Branch, we prioritize accessibility for all our members. You'll find ample parking available right outside the entrance, and our facility is fully compliant with ADA standards, ensuring that everyone can easily access our services. If you prefer a quick visit, take advantage of our drive-thru service which is open on Saturdays from 9 AM to noon for your convenience. While you can visit us at our physical location for a range of services including personal banking, loans, and more, please note that any official correspondence should be sent to the same address: 2335 Junction Hwy, Kerrville, TX 78028.

Member Eligibility

At Kerr County, we believe that everyone deserves a chance to be part of a caring community, and becoming a member is as easy as stepping through our doors. If you live, work, worship, or attend school in Kerr County, you're likely eligible to join us! We welcome individuals from various backgrounds and situations, so whether you're a local resident or just have ties to the area, we invite you to explore membership. Being part of Kerr County not only gives you access to personalized financial services but also connects you with a supportive network that prioritizes your needs. For more details on eligibility criteria, feel free to check out our website at https://www.kerrcountyfcu.com/who-can-join. When you're ready to open an account, the process is simple! You can get started online by visiting https://dsot.onlinecu.com/kerrcounty/#/sign-up or give us a call at 830-896-6808 if you have any questions. We're here to help you every step of the way at our branch located at 2335 Junction Hwy, Kerrville, TX 78028. Join us today and experience the benefits of being a member!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $84 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $3,040,689, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced world, having reliable merchant services is essential for any business owner. Imagine being able to accept payments quickly and easily, whether in-store or online. Our merchant services are designed to simplify transactions and enhance customer satisfaction, allowing you to focus on what matters most growing your business. If you're ready to take the next step towards financial success, visit us at 2335 Junction Hwy Kerrville Tx 78028, Kerrville, TX, or call us at (830) 896-6808. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking Services

Small business owners will find valuable resources at Kerr County as well. Our business banking services include essential tools like merchant services and business loans, ensuring you have the support necessary to grow your enterprise.

Connect With Us

Located at 2335 Junction Hwy Kerrville Tx 78028, we're open Monday through Friday from 8:30 AM to 5:30 PM, with drive-thru service on Saturdays from 9 AM to 12 PM. If you have any questions or need assistance with any of our services, don't hesitate to reach out by calling us at 830-896-6808. We invite you to explore how Kerr County can enhance your financial journey. Visit us online at kerrcountyfcu.com for more information or stop by our branch today! Let's work together toward achieving your financial goals!

Convenient Access

Convenience is key in today's fast-paced world, which is why we offer an accessible ATM for easy cash withdrawals and balance checks. Our basic drive-thru banking allows for quick transactions without leaving your car, making it easier than ever to manage your finances on the go. With our commitment to digital banking, you'll find managing your accounts more straightforward than ever before. Whether it's through our user-friendly website or mobile application, accessing your account information is just a click away.

Personal Banking Solutions

When it comes to personal banking, we understand that each member has unique needs. That's why we offer various checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your finances from anywhere with our robust online and mobile banking services. You can check balances, transfer funds, and even make payments right from your smartphone. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are designed to help you get behind the wheel without breaking the bank. We also provide mortgage loans and refinancing solutions to assist you in securing your dream home or reducing your current mortgage payments. For those unexpected expenses or consolidating debt, our personal loans and debt consolidation services can provide the relief you need. Plus, with our credit cards that offer rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Mobile Banking Features

For those who prefer to manage their accounts on mobile devices, we offer a dedicated mobile application that brings all the convenience of online banking right to your fingertips. You can make person-to-person transfers effortlessly and even set up mobile payments for quick transactions no cash needed! And if you're looking to stay organized, our e-statements allow you to keep track of your finances without the clutter of paper statements.

Online Banking Services

Our comprehensive online banking platform is available 24/7 at https://kerrcountyfcu.com/. Whether you're checking balances, transferring funds, or paying bills, you can do it all with just a few clicks. Plus, with electronic signature authorization, signing important documents has never been easier or more secure.

Security and Accessibility

We prioritize your security with advanced measures designed to protect your information. Our digital banking services are not only convenient but also safe, allowing you to bank confidently. Accessibility is key; whether you're at home or out running errands, you can easily access your account and manage it in real-time. With all these features at Kerr County, banking is no longer a chore but a simple part of your daily routine. Explore our online services today and take control of your financial journey!

Financial Strength

At Kerr County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is built on sound practices and a commitment to serving our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $17,108,967, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $35,296,312 in share certificates and $9,176,338 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $743,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,857,560 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we offer $7,224 in total auto loans and have a total of $116,568,674 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, reflecting our commitment to providing value rather than profit maximization. We also take pride in having 44 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,188,235. Total Share Accounts: 23,913, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kerr County is your trusted partner. Visit us at 2335 Junction Hwy Kerrville Tx 78028 or call 830-896-6808 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Kerr County, we understand that financial needs vary from person to person. That's why we offer a diverse range of loan products designed to help our members achieve their goals. Whether you're looking to buy a car, purchase a home, or manage your finances more effectively, we have the right solution for you. With over 8150 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among those looking to hit the road with confidence. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,655,927 in used vehicle loans and $21,985,038 in new vehicle loans already helping members get on the road. For those considering homeownership, our mortgage options make buying or refinancing simple. We currently do not offer Junior Lien 1-4 Family Residential Properties loans; however, we're committed to guiding you through your options. We also provide flexible terms on unsecured credit card loans, with a total of $642,872 in loans helping members manage their finances effectively. This option is ideal for individuals who may need extra cash flow without having to secure collateral. If you're a business owner, you'll be pleased to know that our outstanding commercial loans totaling $3,040,689 provide the capital needed for growth and expansion. In addition to our competitive rates and tailored products, we offer refinancing options designed to fit your circumstances. Whether you're looking for lower monthly payments or better terms on an existing loan, our team can guide you through eligibility options and help find the best solution for your needs. Our financial data is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to reach out with any questions or visit us at our branch located at 2335 Junction Hwy Kerrville Tx 78028. You can also give us a call at 830-896-6808 during our operating hours from 8:30 AM to 5:30 PM Monday through Friday and 9 AM to 12 PM on Saturdays for drive-thru services. Let us help you take the next step towards achieving your financial aspirations!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and confidence in the choices available. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the user's best interests. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the platform in helping individuals secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that users receive fair and transparent offers. By pulling information directly from legitimate financial institutions, LendMesh guarantees that all loan comparisons are accurate and trustworthy.

Kerr County