Kerr County TX Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Kerr County, your trusted partner in financial well-being. Located at 3700 Memorial Blvd, Kerrville, TX 78028, we have been serving our community since 1936. With a proud history of providing personalized financial services, we currently support over 13,471 members and boast total assets of $146,870,868. Our commitment to you goes beyond numbers; it's about building lasting relationships and supporting your financial goals. At Kerr County, we understand the unique needs of our members. Whether you're looking for a reliable checking account, an auto loan to get you on the road, or business banking solutions tailored for entrepreneurs, we are here to help. Our total loans amount to 8,150, reflecting our dedication to empowering individuals and families with the resources they need. While members can visit us at our branch for personal assistance, official correspondence should be sent to 3700 Memorial Blvd., Kerrville, TX 78028. We strive to make your banking experience as convenient as possible with services like online banking and a user-friendly mobile app. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Sandra Lumbley and Board President Lou Graves, we prioritize member satisfaction and community impact. With a total of 47 employees working diligently every day, we ensure that your needs are met promptly and professionally. We invite you to explore our services further by visiting our website at kerrcountyfcu.com or calling us at 830-896-6800. Experience the difference that comes from being part of a credit union that truly cares about its members. Join us today and take the first step toward achieving your financial dreams!

Branch History & Mission

Looking Ahead

As we continue on this journey together with our members, we remain committed to innovation and community involvement. With features like ATM availability and drive-thru banking hours from Monday through Saturday, we're always looking for ways to enhance your experience with us. If you're looking for a credit union that prioritizes your needs while making a difference in the community, look no further than Kerr County. Join us today and discover how we can help you achieve your financial goals! For more information or to open an account online, visit our website or call us at 830-896-6800.

Our Mission

Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a strong sense of community. We believe that banking should be accessible and straightforward for everyone. That's why we provide tools like online banking and mobile payments alongside traditional services. We are dedicated to ensuring that everyone feels welcome and supported in their financial endeavors. We also focus on giving back to Kerrville through various partnerships and outreach programs. Whether it's sponsoring local events or providing educational resources about financial literacy, we strive to make a positive impact beyond just banking.

Our Story

From our humble beginnings, located at 3700 Memorial Blvd, Kerrville, TX 78028, we have witnessed significant growth and change. Our total assets now stand at an impressive $146,870,868, reflecting our dedication to sound financial practices and community engagement. We've adapted through the years by embracing new technologies while maintaining the personal touch that makes us unique. Today, we proudly offer a variety of services from checking accounts to auto loans and mortgage financing catering to the diverse needs of our members. While you can visit us at our branch for all your banking needs, any official correspondence should be sent to the same address: 3700 Memorial Blvd., Kerrville, TX 78028.

Branch Location & Accessibility

Easy Access and Convenience

At Kerr County, we understand that accessibility is key. Our branch is designed with your needs in mind, featuring ADA-compliant facilities and ample parking to ensure a hassle-free visit. For those on the go, we offer convenient drive-thru services, allowing you to handle your banking needs without leaving your car. Whether it's making a deposit or withdrawing cash, our drive-thru is open Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM.

Operating Hours that Fit Your Schedule

We want to make sure you can reach us when you need us. Our lobby hours are Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. These hours are crafted with your busy lifestyle in mind so that banking fits seamlessly into your day.

Services Tailored for You

Kerr County offers a variety of services designed to meet all your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. And if you prefer banking digitally, our online and mobile banking options allow you to manage your finances anytime, anywhere. While members can visit us at our branch location, official correspondence should be sent to the same address: 3700 Memorial Blvd., Kerrville, TX 78028.

We're Here for You!

If you have any questions or need assistance, don't hesitate to call us at 830-896-6800. We invite you to stop by and experience the warm welcome that makes Kerr County more than just a credit union we're your financial partner in the community. Come visit us today!

Member Eligibility

At Kerr County, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Kerr County, you're likely eligible to join us. We're dedicated to supporting our members with personalized services that make banking easier and more rewarding. For more detailed eligibility criteria, feel free to visit our website at https://www.kerrcountyfcu.com/who-can-join. Once you're ready to take the next step towards membership, opening an account is a breeze! Just visit us online at https://dsot.onlinecu.com/kerrcounty/#/sign-up or give us a call at (830) 896-6800. Our friendly team is here to help guide you through the process and answer any questions you may have. Join us at Kerr County, located at 3700 Memorial Blvd Kerrville Tx 78028, and experience the difference of being part of a community-focused credit union!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $84 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,040,689, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In today's competitive market, having efficient payment solutions is crucial. Our merchant services provide reliable tools for processing transactions smoothly, allowing you to focus on what matters most growing your business. Imagine being able to accept payments from customers seamlessly, whether they're in-store or online. This convenience not only enhances customer satisfaction but also helps boost your sales. Explore how Kerr County can partner with you to achieve your business goals. Visit us at 3700 Memorial Blvd Kerrville Tx 78028, Kerrville, TX, or call us at (830) 896-6800 to learn more about our offerings!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide tailored business banking solutions including merchant services and business loans. We know that running a business comes with its challenges, so we're committed to supporting local businesses with flexible financing options.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Kerr County offers robust online and mobile banking features. You can check your account balances, transfer money, or pay bills right from your smartphone or computer anytime, anywhere! With ATM access available for quick cash withdrawals and balance checks, managing your finances has never been easier.

Credit Solutions

Managing debt can be overwhelming, but we're here to make it simpler. Our personal loans and debt consolidation services can help you regain control over your finances. Plus, with our credit cards that offer rewards, you can earn as you spend perfect for those everyday purchases or special occasions.

Drive-Thru & In-Person Services

If you prefer face-to-face interactions or need assistance with transactions like deposits and withdrawals, our drive-thru service is available during convenient hours. Visit us Monday through Friday from 7:30 AM to 5:30 PM and on Saturdays from 9:00 AM to 12:00 PM. We invite you to explore all that Kerr County has to offer. Whether you're visiting us online or at our branch in Kerrville, we're excited to assist you with all your banking needs! For more information or to get started today, give us a call at 830-896-6800 or visit our website at kerrcountyfcu.com. Let us help you achieve your financial goals!

Personal Banking Solutions

When it comes to personal banking, we understand that each member has unique needs. That's why at Kerr County, we offer both checking and savings accounts designed to help you save for the future while enjoying easy access to your funds. If you're in the market for a new vehicle, our auto loans and vehicle financing options can get you behind the wheel without the stress of high-interest rates. And if you're thinking about buying a home, our mortgage loans and refinancing services can guide you through the process with ease.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services available at https://kerrcountyfcu.com/, you can check your account balance, transfer funds, and pay bills anytime you need. No more rushing to the bank before it closes or waiting in line. Everything is just a click away.

Mobile Application and Payments

Our user-friendly mobile application makes banking even more accessible. Whether you're checking your e-statements or making mobile payments, everything is streamlined for your convenience. Plus, with our mobile payments feature, you can easily make purchases using just your phone no wallet needed!

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer service allows you to do just that with ease. You can quickly send or receive funds without the hassle of cash or checks. In today's fast-paced world, having access to reliable digital banking tools is essential. At Kerr County, we are dedicated to providing services that fit into your lifestyle while keeping your financial information safe and secure. Experience the convenience of modern banking today!

Secure Transactions

We prioritize your security with features like electronic signature authorization. This means you can sign documents digitally without compromising safety. Your personal information is protected, giving you peace of mind while you manage your accounts.

Financial Strength

At Kerr County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on building a strong financial foundation that you can trust. With a net worth of $17,108,967, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $35,296,312 in share certificates and $9,176,338 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $743,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,857,560 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,612 in used auto loans and $116,568,674 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,188,235. Total Share and Deposit Accounts: 23,913, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kerr County is your trusted partner. Visit us at 3700 Memorial Blvd Kerrville Tx 78028 or call (830) 896-6800 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,655,927 in used vehicle loans and $21,985,038 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $3,040,689 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is here to guide you through other financing alternatives that may suit your needs.

Refinancing Options

If you're considering refinancing any of your existing loans or are curious about eligibility options, our knowledgeable staff is ready to assist you. We aim to provide solutions that not only meet but exceed your expectations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 3700 Memorial Blvd Kerrville Tx 78028 in Kerrville, TX, or call us at (830) 896-6800 for more information on how we can assist you with your loan needs!

Unsecured Credit Card Loans

Managing expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $642,872 in loans helping members manage their finances effectively, our credit cards come with rewards that can enhance your spending power.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can have confidence knowing they're comparing real rates without hidden fees or misleading information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This allows users to make decisions based solely on their needs rather than being influenced by advertising dollars. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Whether looking for a mortgage or an auto loan, having access to real-time data is crucial for securing the best deal. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of LendMesh as a valuable tool for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Kerr County