Kenowa Community Credit Union Wyoming MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Kenowa Community, your trusted partner in financial wellness located at 1905 28th Street St SW, Wyoming, MI 49519. Since our establishment in 1952, we have been dedicated to serving our community with integrity and care. With a growing membership of over 2,567 individuals, we pride ourselves on fostering a sense of belonging and support among our members. At Kenowa Community, we understand that managing finances can be overwhelming. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage options. Our total assets exceed $32,262,795, reflecting our commitment to stability and growth for our members. We are here to help you navigate your financial journey with confidence. Under the leadership of CEO Kathy Meekhof and Board President Jerry Payne, our team of 8 employees is passionate about providing personalized service that makes a difference. Whether you're looking to open an account or need assistance with loans, our friendly staff is ready to assist you. While members can visit us at our branch address for all banking needs, official correspondence should be sent to 1905 28th Street St SW, Wyoming, MI 49519-2507. Feel free to reach us at 616-534-3307 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us today and experience the Kenowa Community difference! For more information about our services or to become a member, visit our website at kenowacu.com. Your financial future starts here!

Branch History & Mission

Call to Action

We invite you to become part of the Kenowa Community family! Experience firsthand how our dedicated team can assist you with your financial needs. Visit us at 1905 28th Street SW or reach out at 616-534-3307 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Together, let's build a brighter financial future!

Our Journey

Our journey began with a simple mission: to provide accessible financial services to our local community. Over the decades, we've evolved significantly while maintaining our core values. Located at 1905 28th Street SW, Wyoming, MI 49519, we are easily reachable for anyone looking for personalized banking solutions. Our branch is conveniently situated near key landmarks that make it accessible to all. As we expanded our services, we embraced technology to meet the changing needs of our members. Today, we offer online banking and mobile applications that make managing finances easier than ever. We also ensure compliance with ADA standards so that everyone can access our services comfortably.

Our Mission Statement

At Kenowa Community, our mission is clear: we strive to empower our members through exceptional financial services while fostering a sense of community support. We believe that every member deserves the tools and knowledge necessary to make informed financial decisions. Whether it's personal banking solutions like checking accounts and auto loans or business banking services, we are here to help you navigate your financial journey. Our commitment goes beyond just numbers; it's about building relationships and uplifting those around us. We actively engage in community outreach programs aimed at enhancing the quality of life in Wyoming. Partnerships with local organizations allow us to give back in meaningful ways.

Branch Location & Accessibility

Welcome to Kenowa Community, your trusted partner in financial services! Conveniently located at 1905 28th Street St SW in Wyoming, MI, our branch is here to serve you with a smile. Nestled near local favorites and just a short drive from bustling city spots, we make it easy for you to access your banking needs. At Kenowa Community Federal Credit Union, we prioritize your convenience. Whether you're stopping by for a quick transaction or exploring our range of services, you'll find our branch accessible and welcoming. We offer ample parking options right outside our doors and are proud to be ADA compliant, ensuring that everyone can visit us without hassle. Our operating hours are designed with your busy schedule in mind. We're open Monday through Friday from 9:00 AM to 5:00 PM, making it easy to find a time that works for you. If you have any questions or need assistance, don't hesitate to give us a call at 616-534-3307. We understand the importance of flexibility in banking. That's why we provide an ATM on-site for quick cash withdrawals and balance checks. Plus, if you're in need of some extra help or prefer the convenience of online banking, our mobile app and online services are available at your fingertips. For those who appreciate drive-thru banking, we've got you covered! Our drive-thru service allows for simple transactions like deposits and withdrawals without leaving your vehicle. Additionally, members can enjoy shared branch services that enable basic transactions even if you're visiting from another participating credit union. While members can visit us at 1905 28th Street St SW for all their banking needs, official correspondence should be sent to our mailing address at 1905 28th Street St SW, Wyoming, MI 49519-2507. We invite you to stop by and experience the friendly service and comprehensive financial solutions that Kenowa Community offers. We look forward to welcoming you soon!

Member Eligibility

At Kenowa Community, we believe in creating a welcoming and supportive community for our members. Becoming a part of our family is an exciting step, and we're here to make the process as smooth as possible. If you live, work, worship, or attend school in Kent County, you're likely eligible to join us! We also welcome immediate family members of existing members, so if you have someone already with us, you can easily become part of this great community too. Once you're ready to join, opening an account is straightforward. You can find all the details on how to get started by visiting our website at kenowacu.com/membership. If you have any questions or need assistance along the way, feel free to give us a call at (616) 534-3307. We're excited to help you take this important step toward better financial health and support!

Business Banking & Commercial Services

At Kenowa Community, we understand that every business journey is unique. Whether you are a startup looking to make your mark or an established company aiming to expand, our business banking and commercial services are designed to help you thrive. Imagine having the financial support to purchase new equipment, hire more staff, or even open another location. That's where our loan options come in. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. But it doesn't stop at loans. We offer merchant services that simplify transactions, allowing you to focus on what matters most growing your business. Picture a busy day when every second counts; our merchant solutions ensure you can process payments quickly and efficiently, whether you're at a brick-and-mortar location or on the go. Located at 1905 28Th Street St Sw Wyoming Mi 49519 in Wyoming, MI, we're here to partner with you on your path to success. Let us help you take your business to the next level!

Comprehensive List Of Services

Additional Services

Our branch also offers basic drive-thru banking for quick transactions like deposits and withdrawals. If you're a member of one of our partner credit unions, take advantage of our shared branch services for deposits and withdrawals without hassle. And if all you need is a simple cash withdrawal or balance check, our ATMs are available for your convenience. We invite you to explore everything Kenowa Community has to offer! If you have questions or would like more information about any of our services, don't hesitate to reach out at (616) 534-3307 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM. Join us at Kenowa Community, where we prioritize your financial well-being and strive to make banking easier and more accessible for everyone in our community. Visit us today!

Business Banking Services

For those who are entrepreneurs or small business owners, we offer a variety of Business Banking services. From Merchant Services that simplify payment processing to Business Loans that help you grow your operations, we're here to support your business every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Kenowa Community Federal Cu, we provide robust Online & Mobile Banking features. Access your accounts anytime, anywhere with ease. You can manage your finances from the comfort of your home or while on the go, making banking as easy as possible. Plus, our ATM & Cash Withdrawal Services ensure you can access your cash whenever needed.

Personal Banking Solutions

We understand that managing your money can sometimes feel overwhelming. That's why we offer tailored Personal Banking services including checking and savings accounts designed to suit every lifestyle. Whether you're saving for a rainy day or just need a safe place to keep your funds, we've got you covered. Our Auto Loans & Vehicle Financing options make it easy for you to hit the road in style, while our Mortgage Loans & Refinancing services help you turn the dream of homeownership into reality. If you're looking to consolidate debt or fund a special project, our Personal Loans provide flexible solutions that fit your budget. And don't forget about our Credit Cards with Rewards a great way to earn points on everyday purchases!

Digital & Online Banking

At Kenowa Community, we understand that your time is precious. That's why we've made banking as convenient and secure as possible through our comprehensive digital and online services. Whether you're at home or on the go, you can manage your finances with ease. Our online banking services are available 24/7, allowing you to check your account balances, transfer funds, and pay bills whenever it suits you. Simply visit us at https://kenowacu.com/ to get started. With features like electronic signature authorization, you can sign important documents without the hassle of printing and mailing them, making your banking experience smoother than ever. Keeping track of your financial activities is made easy with e-statements, which are not only environmentally friendly but also give you instant access to your transaction history. You'll never have to wait for paper statements again! If you're someone who enjoys using mobile technology, our mobile application is here for you. It offers all the functionalities of our online banking platform right in your pocket. You can send money directly to friends or family through our person-to-person transfer feature. And while mobile payments are not currently available, we're continuously looking to enhance our offerings. At Kenowa Community, we prioritize security. Our systems are designed to keep your information safe while providing a user-friendly experience. Managing your accounts has never been more accessible or efficient. Take control of your financial life today with the innovative digital banking solutions at Kenowa Community!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 5,198, showing a strong and growing member base that trusts us with their finances. This trust is fundamental as we work towards building lasting relationships with all our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kenowa Community is your trusted partner. Visit us at 1905 28Th Street St Sw Wyoming Mi 49519 or call (616) 534-3307 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $3,839,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $533 in used auto loans and $22,571,990 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $2,585,123 in share certificates and $5,388,999 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $443,475 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $4,282,750, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,327 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $7,361,110 in used vehicle loans and $3,315,601 in new vehicle loans already helping members get on the road. With financing options available for both new and used vehicles, you can drive off with confidence knowing you got a great deal.

Credit Lines and Refinancing Options

In addition to our standard loan products, we provide access to credit lines totaling $1,500,000 for those who need additional flexibility. If you're considering refinancing any existing debts or loans, our team can help evaluate your options for potential savings and improved terms. At Kenowa Community, we prioritize your financial well-being. For more information about our loan offerings or to discuss eligibility options, don't hesitate to contact us at 616-534-3307 or visit us at our branch located at 1905 28th Street St SW Wyoming MI 49519. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you with personalized services tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,639,683. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $696,779 in loans helping members manage their finances effectively, our credit cards provide not only convenience but also rewards that help you save money while you spend.

Loan Aggregator

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