Kemba South Lebanon OH Credit Union | Best Auto Loans & ATM Access

Introduction

Welcome to Kemba, your trusted partner in financial wellness since 1934. Nestled in the heart of South Lebanon, OH, at 209 E Forest Ave, our branch is dedicated to serving over 130,000 members with a commitment to community and exceptional service. As a member-focused credit union, we pride ourselves on offering a range of financial solutions that empower you to achieve your goals. At Kemba, we understand that every dollar matters. With total assets exceeding $1.7 billion and total deposits amounting to $119,868,451, we are well-equipped to support your financial journey. Our diverse services include personal banking, auto loans, mortgages, and business financing, ensuring that we meet the unique needs of our members. Under the leadership of our CEO, Daniel Sutton, and Board President Thomas Thole, our team of 287 employees is here to provide personalized assistance. We believe in building lasting relationships with our members and fostering a sense of belonging within our community. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 8763 Union Centre Blvd, West Chester, OH 45069. Ready to take the next step in your financial journey? Call us today at 513-762-5070 or explore more about what we offer by visiting our website. Join us in making your financial dreams a reality!

Branch History & Mission

Community Focus

Kemba is not just about transactions; it's about transformation. We actively participate in local outreach programs and partnerships that foster growth and development within South Lebanon and its surrounding areas. Our team works tirelessly to ensure that we are making a positive impact on those around us. We also take pride in being accessible to everyone in our community. With ADA-compliant facilities and shared service centers available for member transactions across various partner locations, we ensure that everyone has equal access to essential financial services.

Join Us

Whether you're looking for your first loan or seeking ways to save for your future, Kemba is here for you every step of the way. Experience firsthand how our friendly staff can help you with all your financial needs during our operating hours of Monday through Friday from 9 AM to 5 PM (with a lunch break from 1 PM to 2 PM). You can also reach us at 513-762-5070 for any questions or assistance. Join Kemba today and become part of a community-focused credit union that truly cares about your financial well-being! Visit us online at kemba.com for more information on how you can get started.

Our Mission

At the heart of Kemba's mission is a commitment to enhance the lives of our members through personalized service and community involvement. We believe that financial success is about more than just numbers; it's about building relationships and supporting local initiatives that make South Lebanon a better place to live. We strive to be more than just a bank; we aim to be your trusted partner in navigating life's financial journey. While members can visit us at 209 E Forest Ave for all their banking needs including drive-thru services official correspondence should be sent to our mailing address at 8763 Union Centre Blvd, West Chester, OH 45069 if different from the branch address.

Our Story

Kemba began as a small but mighty financial institution with a mission: to empower individuals and families by helping them achieve their financial goals. From our humble beginnings at our branch located at 209 E Forest Ave, South Lebanon, OH 45065, we have consistently grown, adapting to meet the needs of our diverse membership. Our headquarters is situated in nearby West Chester, OH, which allows us to maintain strong ties within the region. As we progressed through the years, we expanded our services beyond traditional banking. Today, we offer personal banking solutions including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. We also prioritize modern conveniences like online and mobile banking to ensure that our members can access their accounts anytime and anywhere.

Branch Location & Accessibility

Welcome to Kemba, your trusted financial partner located at 209 E Forest Ave in the heart of South Lebanon, Ohio. Our branch is conveniently situated near local landmarks, making it easy for you to drop by whenever you need assistance with your banking needs. With ample parking available, visiting us is a breeze! At Kemba, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and other facilities to ensure everyone can access our services comfortably. Whether you're stopping by for a quick transaction or planning to discuss your financial goals, our friendly staff is here to help. We know that your time is valuable, which is why our lobby hours are designed to fit into your busy schedule. We are open Monday through Friday from 9 AM to 1 PM and then again from 2 PM to 5 PM. If you need assistance outside these hours, don't worry! We also offer ATM services and drive-thru banking for your convenience. If you're looking for shared services, you'll be glad to know that we provide basic transactions for partner credit union members as well. Plus, should you need to send official correspondence, please direct it to our mailing address at 8763 Union Centre Blvd, West Chester, OH 45069. Our dedicated team is just a phone call away at 513-762-5070. We invite you to visit us at Kemba in South Lebanon today and experience the exceptional service we pride ourselves on!

Member Eligibility

At Kemba, we believe in building a community where everyone feels welcome and valued. Becoming a member is easy and opens the door to numerous benefits designed to support your financial journey. If you live, work, or worship in our service area, or if you have a family member who is already a member, you're likely eligible to join us! We encourage you to visit our detailed eligibility page at https://www.kemba.com/connect/about-kemba-credit-union/become-a-member .html for the most current information regarding membership criteria. Once you're ready to take the next step, opening an account with Kemba is straightforward. Just reach out to us at (513) 762-5070 or check out our account opening details at http://www.kemba.com/borrow/personal-loans/auto-loans.html . We're here to help you every step of the way as you become part of our vibrant community located at 209 E Forest Ave South Lebanon Oh 45065. Join us today and experience the many advantages that come with being a member of Kemba!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $172 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $85 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $135,555,888, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide comprehensive merchant services that make transactions easier for your business. Imagine being able to accept payments seamlessly from customers both in-store and online. Our merchant solutions not only simplify payment processing but also help enhance customer satisfaction, allowing you to focus more on what you do best running your business. Visit us at 209 E Forest Ave South Lebanon Oh 45065 in South Lebanon, OH, or call us at (513) 762-5070 to learn how our business banking services can support your entrepreneurial journey!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM services allow for easy cash withdrawals and balance checks whenever you need it. Additionally, take advantage of our basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car.

Business Banking Services

For entrepreneurs and small business owners, we offer robust business banking services, including merchant services and business loans. We understand the unique challenges businesses face and are committed to helping you thrive.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! Use them for everyday purchases and earn points that can be redeemed for exciting rewards, helping you save while you spend.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Kemba offers comprehensive online and mobile banking solutions. Access your accounts anytime from anywhere through our user-friendly platform. With features like mobile payments and person-to-person transfers, managing your money has never been easier.

Personal Banking Solutions

We offer various personal banking options tailored for you. Start with our checking and savings accounts designed to help you manage your finances effortlessly. If you're considering purchasing a vehicle, our auto loans and vehicle financing can make that dream a reality, with flexible terms to fit your budget. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide competitive rates and personalized service. Additionally, if you're facing debt challenges, our personal loans and debt consolidation services can help simplify your payments and reduce financial stress.

Shared Branch Transactions

We also provide basic shared branch transactions for members of partner credit unions. This means even if you're away from home or in another city, you can still access your funds through deposits and withdrawals at participating locations. At Kemba in South Lebanon, we strive to offer comprehensive services that cater to every member's unique financial journey. Our friendly staff is always ready to assist you in finding the right solutions for your personal or business needs. If you're interested in becoming a member or want more information about any of these services, please give us a call at 513-762-5070 or visit us online at Kemba's website. We look forward to helping you achieve your financial goals!

Digital & Online Banking

Key Services

With just a few clicks at https://www.kemba.com/ , you can access a range of services that make banking easier. Our 24/7 online banking lets you view your account balances, transfer money, and pay bills at your convenience. Plus, with e-statements available, you can receive your monthly statements electronically no more paper clutter! Need to send money to a friend? Our person-to-person transfers feature makes it quick and easy. Simply enter the recipient's details, and you can send money directly from your account without any hassle.

Mobile Access

For those who prefer banking on their mobile devices, we offer a user-friendly mobile application that gives you access to all these features right in your pocket. You can even make mobile payments, allowing for quick transactions at stores or online with just a tap. Security is a top priority at Kemba. Our platform includes electronic signature authorization, ensuring that your transactions are safe and verified. We want you to feel confident whenever you access your accounts. In this fast-paced world, managing your finances should be straightforward and secure. With our digital and online banking services, you're always in control of your money whenever you need it!

Financial Strength

Commitment to Growth

With $184,670,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $34,389 in used auto loans and $1,434,688,995 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 197,125, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $23,017,448. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba is your trusted partner. Visit us at 209 E Forest Ave South Lebanon Oh 45065 or call (513) 762-5070 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $468,289,865 in share certificates and $242,299,768 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $83,496,083, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 270 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $188,723,037, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $135,555,888 provide the capital needed to grow and expand. We recognize the unique challenges faced by businesses today and are here to support your entrepreneurial ambitions. If you're considering refinancing options or want to learn about eligibility for our various loan products, please don't hesitate to reach out. You can contact us at (513) 762-5070 for personalized assistance. We encourage you to take advantage of these opportunities and explore how our loan offerings can work for you. For further details about our services or to start your application process today, visit us at 209 E Forest Ave South Lebanon Oh 45065 in South Lebanon, OH or check out our website at Kemba. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $451,842,564 in used vehicle loans and $79,305,724 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we provide the financing you need to drive off with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $76,590,160, make buying or refinancing simple. We know that homeownership is a significant step in your financial journey. That's why we're committed to providing straightforward mortgage solutions tailored to fit your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,650,738 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to help you save money while making everyday purchases.

Loan Aggregator

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KEMBA CREDIT UNION