Kemba Cincinnati OH Credit Union | Top Auto Loans & Business Banking

Introduction

Welcome to Kemba, your trusted financial partner located at 5844 Bridgetown Rd, Cincinnati, OH 45248. Established in 1934, we have proudly served our community for decades, building strong relationships with our 130,030 members. Our commitment goes beyond banking; we focus on creating a positive impact in the lives of those we serve. At Kemba, we understand the importance of financial security and growth. With total assets exceeding $1.7 billion, we offer a variety of services tailored to meet your needs, including personal banking, auto loans, mortgages, and business loans. Our members benefit from approximately $119.9 million in deposits and a robust loan portfolio of 75,988 loans and leases, all backed by a solid net worth of $188.7 million. Under the leadership of CEO Daniel Sutton and Board President Thomas Thole, our team is dedicated to providing exceptional service with a personal touch. We take pride in our friendly staff and comprehensive financial solutions designed to help you reach your goals. Whether you need assistance with everyday banking or are looking for ways to invest in your future, we're here for you. While members can visit us at our branch, official correspondence should be sent to the same address: 5844 Bridgetown Rd, Cincinnati, OH 45248-3106. If you're ready to take control of your finances or have any questions about our services, don't hesitate to reach out! Call us at 513-762-5070 or visit our website at kemba.com today. Join us on this journey toward financial empowerment!

Branch History & Mission

Welcome to Kemba, a credit union with a rich legacy of serving the Cincinnati community since 1934. Located at 5844 Bridgetown Rd, Cincinnati, OH 45248, our branch has grown alongside our members, adapting to their needs and building lasting relationships along the way. With over 130,000 members and total assets exceeding $1.72 billion, Kemba stands as a pillar of financial support in the region. Our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. We believe that banking should be accessible and beneficial for everyone. At Kemba, we are dedicated to helping our members achieve their financial goals through personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Over the years, we've made significant strides in enhancing member experience. Our commitment to innovation is evident through our online and mobile banking services, which allow members to manage their finances conveniently from anywhere. We also ensure our facilities are ADA compliant so that all members can access our services without barriers. In addition to providing financial resources, Kemba actively engages in community outreach efforts. From local partnerships to educational programs, we strive to uplift those around us. We offer shared service center transactions for partner credit union members and maintain ATM availability for quick access to cash. While you can visit us at our main branch address for all your banking needs, any official correspondence should be directed to our mailing address: 5844 Bridgetown Rd, Cincinnati, OH 45248-3106. As we look toward the future, we invite you to join us at Kemba. Experience firsthand how we can support your financial journey while being part of a caring community. Call us today at 513-762-5070 or visit kemba.com to learn more about becoming a member!

Branch Location & Accessibility

A Hub for Shared Services

Our Bridgetown branch also offers shared services, allowing members from partner credit unions to conduct basic transactions like deposits and withdrawals seamlessly. This collaborative spirit ensures that everyone has access to essential banking services. While members can visit us at 5844 Bridgetown Rd, official correspondence should be sent to the same address: 5844 Bridgetown Rd, Cincinnati, OH 45248-3106.

Convenient Access and Features

We understand the importance of accessibility. Our branch features ADA-compliant entrances and ample parking space, ensuring that everyone can visit us comfortably. If you're looking for an ATM, you're in luck! We provide ATM services right at our location for quick cash withdrawals and balance checks whenever you need them. Plus, our drive-thru banking option allows you to handle basic transactions without leaving your vehicle perfect for those busy days!

Get in Touch Today!

Have questions or need assistance? Don't hesitate to reach out! Give us a call at 513-762-5070. We invite you to visit us soon and experience the difference at Kemba! Whether you're looking for checking accounts, auto loans, or mortgage options, our dedicated team is here to help you every step of the way.

Operating Hours Tailored for You

At Kemba, we strive to accommodate your schedule. Our lobby is open Monday through Friday from 9 AM to 5:30 PM, while our drive-thru service extends until 6 PM on weekdays and operates on Saturdays from 9 AM to 1 PM. Whether you need to stop by during lunch or after work, we've got you covered!

Member Eligibility

At Kemba, we believe that everyone deserves to be part of a welcoming and supportive community. Becoming a member is easy and open to individuals who live, work, worship, or attend school in specific areas around Cincinnati, as well as their immediate family members. This means if you're connected to our local community in any way, you can join us! Membership comes with fantastic benefits like personalized service, competitive rates on loans, and access to a wide range of financial products designed just for you. To explore the detailed eligibility criteria and see if you qualify, check out this link. Ready to take the next step? Opening an account with Kemba is straightforward and can be done online or in person at our branch located at 5844 Bridgetown Rd, Cincinnati, OH 45248. If you have any questions or need assistance, feel free to give us a call at 513-762-5070. We're excited to welcome you into our Kemba family!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer merchant services tailored for today's business needs. Imagine having a reliable partner that not only processes transactions efficiently but also helps you manage cash flow seamlessly. From credit card processing to online payment solutions, our services ensure you can focus on what matters most growing your business. Visit us at 5844 Bridgetown Rd Cincinnati Oh 45248 in Cincinnati, OH, or call us at (513) 762-5070 to explore how our business banking solutions can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $172 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $85 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $135,555,888, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility at Your Fingertips

We have an ATM available for cash withdrawals and balance checks anytime you need it. Plus, with our extended hours Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM we strive to be available when you need us most. We invite you to explore all that Kemba has to offer by visiting us or giving us a call at (513) 762-5070. Our friendly staff is ready to assist you with any questions or concerns. Join us today and let's embark on this financial journey together!

Business Banking Services

For entrepreneurs and business owners, we offer specialized Business Banking services including merchant solutions and business loans. We are committed to helping your business thrive by providing access to necessary funding and support.

Digital Banking Convenience

In this digital age, we know how important it is to have easy access to your accounts. That's why we provide robust Online & Mobile Banking options. With features like mobile payments and person-to-person transfers, managing your money has never been easier. You can check balances, transfer funds, and pay bills right from the palm of your hand! Additionally, if you prefer in-person service, our branch features a convenient Drive-Thru Banking option for quick deposits and withdrawals. We also participate in basic shared branch transactions, which means members of partner credit unions can enjoy similar conveniences here at Kemba.

Financial Flexibility

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation, you can take control of your finances. Our team is here to assist you in consolidating debt into manageable payments, giving you peace of mind. Don't forget about our Credit Cards with Rewards! Not only do these cards offer great perks, but they also give you an opportunity to earn rewards on everyday purchases making every dollar spent work for you.

Personal Banking Solutions

For those looking to manage their finances effectively, our Personal Banking options include various Checking & Savings Accounts tailored for different lifestyles. Whether you're saving for a new car or planning a vacation, our accounts help you reach your goals efficiently. If you find yourself dreaming about that new vehicle, consider our Auto Loans & Vehicle Financing. We provide competitive rates and flexible terms to help you get on the road without breaking the bank. Additionally, if home ownership is on your mind, our Mortgage Loans & Refinancing services can guide you through purchasing or refinancing your home with ease.

Digital & Online Banking

At Kemba, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a full suite of digital and online banking services designed to keep you connected to your money anytime, anywhere. Our online banking platform at https://www.kemba.com/ allows you to access your accounts 24/7, giving you the freedom to check balances, pay bills, and transfer funds with just a few clicks. You can easily sign up for e-statements, which not only help reduce paper clutter but also ensure you receive your account information securely and promptly. For those on the go, our mobile application makes banking even easier. With features like mobile payments, you can make purchases directly from your smartphone, making everyday transactions quick and hassle-free. Plus, our person-to-person transfer feature lets you send money to friends and family instantly no need for cash or checks! Security is a top priority at Kemba. Our platform uses advanced encryption technologies to keep your information safe. If you're looking to sign documents electronically, our electronic signature authorization makes it simple and secure, allowing you to complete transactions without the need for physical paperwork. In addition to these features, our user-friendly interface ensures that whether you're tech-savvy or just starting out with online banking, you'll find it easy to manage your finances in real-time. We're committed to providing accessible tools that fit into your busy life. Explore all that digital banking has to offer at Kemba today! Visit us at https://www.kemba.com/ and take control of your financial journey with confidence.

Financial Strength

At Kemba, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong foundation for your financial needs, ensuring that you can trust us with your savings and loans. With a net worth of $188,723,037, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $468,289,865 in share certificates and $242,299,768 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $83,496,083, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $184,670,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $34,389 in used auto loans and $1,434,688,995 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, reflecting our commitment to maintaining a balanced budget while still providing valuable services to our members. We also take pride in having 270 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The funds available for lending and investments stand at $23,017,448 in net shares. Additionally, we have built a strong member base with a total of 197,125 share accounts, showcasing the trust our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba is your trusted partner. Visit us at 5844 Bridgetown Rd Cincinnati OH 45248 or call 513-762-5070 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already provided over $451,842,564 in used vehicle loans and $79,305,724 in new vehicle loans to help members get on the road. We also have refinancing options available to make your payments even more manageable.

Business Loans

For business owners, our outstanding commercial loans totaling $135,555,888 provide the capital needed to grow and expand your business. We understand how vital it is for local businesses to thrive, and we're here to support your entrepreneurial journey. At Kemba, we're committed to helping our members navigate their financial journeys with ease. For more information or to get started with any of our loan products, give us a call at (513) 762-5070, or visit us at our branch located at 5844 Bridgetown Rd Cincinnati Oh 45248 in Cincinnati, OH. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $76,590,160, make buying or refinancing simple. We strive to guide you through every step of the mortgage process so you can feel confident in your decision.

Unsecured Credit Card Loans

Managing your finances is essential, and that's why we offer flexible terms on unsecured credit card loans, with a total of $44,650,738 in loans helping members handle their everyday expenses effectively. With our competitive rates, you can enjoy peace of mind while making purchases.

Loan Aggregator

Accurate Loan Comparisons

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Take Action

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