Kemba Amelia OH Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Kemba, your trusted partner in financial wellness located at 1135 W Ohio Pike, Amelia, OH 45102. Since our establishment in 1934, we've been dedicated to serving our community and helping members achieve their financial goals. With a strong commitment to our 130,030 members, we pride ourselves on being more than just a credit union; we're a family that supports each other through every financial journey. At Kemba, we understand that every dollar counts. That's why we have built a solid foundation of trust and reliability, managing total assets of over $1.72 billion and ensuring our members have access to resources that help them thrive. Our services range from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking options. With total deposits reaching $119,868,451, you can be confident that your money is secure with us. Our leadership team, led by CEO Daniel Sutton and Board President Thomas Thole, is passionate about making a positive impact in the community. We work hard to maintain a net worth of $188,723,037, allowing us to offer competitive loan rates and member-friendly policies while also reinvesting in our local area. Whether you're looking for a place to grow your savings or need assistance with financing your next vehicle, we're here for you. You can reach out to us at (513) 762-5070 or visit our website at kemba.com for more information. Join us today and experience the Kemba difference where your financial well-being is our top priority!

Branch History & Mission

Kemba has a rich history that dates back to 1934 when it first opened its doors in Amelia, Ohio. Over the decades, this credit union has grown significantly, evolving from a small community-focused organization into a financial powerhouse with total assets reaching an impressive $1,729,755,099. Today, Kemba proudly serves over 130,030 members, providing them with tailored financial solutions and exceptional service. Located at 1135 W Ohio Pike, Amelia, OH 45102, our branch is easily accessible for all community members. The area is known for its welcoming neighborhoods and family-friendly atmosphere, making it an ideal place for Kemba to thrive. While you can visit us at this location for all your banking needs, official correspondence should be directed to our mailing address: 1135 W Ohio Pike, Amelia, OH 45102-1240. At Kemba, our mission goes beyond just providing financial services. We are dedicated to empowering our members by offering products like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We believe in supporting our community through outreach efforts and partnerships that make a difference in people's lives. Our focus is on creating financial opportunities while fostering a sense of belonging among our members. As we look towards the future, we continue to embrace digital advancements to better serve our members. From online banking to mobile payments and e-statements, we ensure that accessing your finances is both convenient and secure. Additionally, we are committed to maintaining ADA compliance so that everyone can enjoy equal access to our services. Kemba also offers robust ATM availability and drive-thru banking options for those who prefer face-to-face interactions or quick transactions on-the-go. Our shared service center enhances convenience further by allowing you to complete basic transactions with partner credit union members. Under the leadership of CEO Daniel Sutton and Board President Thomas Thole, Kemba remains focused on its core values of integrity, community support, and member satisfaction. We invite you to join us on this journey become part of the Kemba family today! Experience firsthand the benefits of membership by visiting us during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Discover how Kemba can help you achieve your financial goals while being an active participant in our vibrant community!

Branch Location & Accessibility

Convenient Access

At Kemba, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities and convenient parking options, ensuring that everyone can easily reach us. Whether you're coming in for a quick transaction or a detailed consultation, we've designed our space with your comfort in mind.

Friendly Hours for Your Convenience

We understand that your time is valuable. That's why our lobby is open Monday through Friday from 9 AM to 5:30 PM, and we also offer drive-thru services until 6 PM on weekdays. If you need assistance on the weekend, join us Saturday from 9 AM to 1 PM both the lobby and drive-thru are available during these hours!

Full Range of Services

Kemba offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we're here to help you every step of the way. Plus, enjoy the convenience of ATM access and basic drive-thru banking for quick transactions like deposits and withdrawals. If you're looking for shared services or need assistance with basic transactions from partner credit unions, we've got you covered as well!

Get in Touch

Have questions? Our friendly staff is just a phone call away at 513-762-5070. We invite you to visit Kemba's Amelia branch today let's work together towards achieving your financial goals!

Member Eligibility

At Kemba, we believe in building a community where everyone can thrive together. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in the Clermont County area, you're already eligible to join us. Even if your family members are part of our community, they can also enjoy the benefits of membership. This means access to personalized services and financial products designed with your needs in mind. We're here to support you every step of the way. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at https://www.kemba.com/connect/about-kemba-credit-union/become-a-member.html. When you're ready to open an account, just visit us or call at (513) 762-5070 for assistance. We can't wait to welcome you to the Kemba family at 1135 W Ohio Pike Amelia Oh 45102!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $172 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $85 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $135,555,888, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine being able to process payments seamlessly, manage cash flow efficiently, and have access to essential tools that simplify day-to-day operations. Our merchant services offer exactly that. From point-of-sale systems to online payment solutions, we equip you with everything you need to serve your customers better and keep your business running smoothly. Located at 1135 W Ohio Pike Amelia Oh 45102 in Amelia, OH, our team is here to support you every step of the way. Call us at (513) 762-5070 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Kemba offers comprehensive business banking services, including merchant services and business loans. We know that running a business requires reliable support and resources, so we're here to help you thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our robust online and mobile banking capabilities. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment service. Need cash? Our ATM services ensure easy access to your money whenever you need it. We also provide basic drive-thru banking for quick transactions like deposits and withdrawals without the hassle of going inside.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that help you manage your daily finances effortlessly. Imagine having a safe place to save for that dream vacation or simply keeping track of your spending. Our accounts come with user-friendly online and mobile banking features, ensuring you can access your funds anytime, anywhere. When it comes to financing, our auto loans and vehicle financing options make purchasing a car straightforward. You can enjoy competitive rates and flexible terms tailored to fit your budget. We also provide mortgage loans and refinancing opportunities, helping you secure the home of your dreams or adjust your current mortgage for better terms. If you're facing unexpected expenses or need to consolidate debt, our personal loans and debt consolidation services are designed to give you peace of mind. Plus, our credit cards with rewards let you earn while you spend on everyday purchases.

Shared Branching

If you're traveling or find yourself near a partner credit union, don't worry! Our shared branching allows members to conduct basic transactions at other credit unions as well making accessing your account even more convenient. If you're ready to explore how Kemba can support your financial journey, we encourage you to reach out! Give us a call at (513) 762-5070 or visit us at 1135 W Ohio Pike Amelia Oh 45102 in Amelia, OH. Let's take the next step together towards achieving your financial goals!

Digital & Online Banking

Convenient Payment Options

Need to send money quickly? Our person-to-person transfer feature allows you to easily send funds to friends or family directly from your account. Plus, with our mobile payments option, making purchases has never been easier just tap and go! Kemba's commitment to accessibility and ease-of-use ensures that whether you're at home or out and about, your banking needs are met promptly and securely. Embrace the convenience of modern banking today!

Online Banking Features

With 24/7 online banking services, you can check balances, pay bills, and transfer money with ease. Our platform allows you to manage your accounts in real-time, ensuring you always know where you stand financially. Plus, for those who prefer going paperless, we offer e-statements to keep your documents organized and accessible without clutter.

Security You Can Trust

Your security is our top priority. At Kemba, we implement electronic signature authorization for transactions, making sure that everything you do online is protected. This means you can confidently sign important documents without needing to visit a branch. And if you're on the go, our mobile application keeps all these features right in your pocket.

Financial Strength

Commitment to Growth

With $184,670,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,389 in used auto loans and $1,434,688,995 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 270 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 197,125, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments): $23,017,448 ensures that we have the resources necessary to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba is your trusted partner. Visit us at 1135 W Ohio Pike Amelia Oh 45102 or call (513) 762-5070 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $468,289,865 in share certificates and $242,299,768 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $83,496,083, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $188,723,037, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $451,842,564 in used vehicle loans and $79,305,724 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure that you can find a plan that works for you.

Business Loans

For business owners, our outstanding commercial loans totaling $135,555,888 provide the capital needed to grow and expand your business. We're committed to supporting local entrepreneurs as they build and develop their ventures. Our branch at 1135 W Ohio Pike Amelia OH 45102 is ready to assist you with any questions regarding eligibility or refinancing options. You can reach us at (513) 762-5070 during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at Kemba for more information about our loan offerings and how we can help you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $76,590,160. Our dedicated team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $44,650,738 in loans helping members manage their finances effectively, our credit cards provide an excellent way to handle everyday expenses while enjoying competitive rates.

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