Kemba Roanoke Salem VA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Kemba Roanoke, your trusted partner in financial wellness, located at 2812 W Main St, Salem, VA 24153. Since our establishment in 1935, we have been dedicated to serving our community with personalized banking solutions that empower our members. With a robust membership of 4,923 individuals, we pride ourselves on fostering a family-like atmosphere where everyone feels valued. At Kemba Roanoke, we understand the importance of financial stability. Our total assets stand at an impressive $74,566,808, and we offer loans and leases totaling 5,229 to help you achieve your dreams whether that's buying a car, purchasing a home, or starting a business. With total deposits reaching $3,311,791, we ensure that your funds are safe and accessible. Our team is led by CEO Allan Davidson and Board President Garrett Pagans, who are committed to guiding our credit union with integrity and vision. We operate with a strong net worth of $11,966,010, ensuring that we can provide exceptional services while maintaining the trust of our members. While you can visit us at our branch for all your banking needs from personal accounts to auto loans official correspondence should be directed to the same address: 2812 W MAIN ST, SALEM, VA 24153. We invite you to explore what makes Kemba Roanoke special. Whether you're looking for competitive loan options or convenient online banking services, we're here for you every step of the way. Feel free to call us at 540-387-5267 during our operating hours from Monday through Friday (8:30 AM - 5:00 PM; Wednesday opening at 9:30 AM) for any inquiries or assistance. Join us today and experience the Kemba Roanoke difference! For more information about becoming a member or opening an account, visit our website at kembafcu.org.

Branch History & Mission

Welcome to Kemba Roanoke, a cornerstone of financial support in Salem, Virginia. Established in 1935, our branch has grown with the community, serving as a trusted partner for over 4,900 members. From our humble beginnings, we have always believed in putting people first this commitment has guided us through decades of change and growth. Located at 2812 W Main St, Salem, VA 24153, our branch is easily accessible and proudly stands as a symbol of local banking. Whether you're stopping by for personal banking or to discuss loans and financial planning, our friendly staff is here to assist you. If you need to send official correspondence, please use our mailing address: 2812 W MAIN ST, SALEM, VA 24153. At Kemba Roanoke, our mission is simple yet profound: to provide financial services that empower individuals and strengthen the community. We offer a variety of products including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our goal is not just to help you manage your money but to support your dreams and aspirations. Over the years, we've achieved significant milestones. Today, we proudly hold total assets of $74,566,808. This growth reflects our dedication to sound financial practices while maintaining competitive rates and services tailored for our members. We also embrace technology with online and mobile banking options that make managing your finances easier than ever. Community involvement is at the heart of what we do. We actively engage in outreach programs and partnerships that uplift local residents and businesses. Our drive-thru service ensures convenience for quick transactions while our ATM availability allows easy access to cash when needed. Our operating hours are designed with your schedule in mind Monday through Friday from 8:30 AM to 5:00 PM (with extended hours on Wednesday starting at 9:30 AM). You can reach us at 540-387-5267 for any inquiries or assistance. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Kemba Roanoke where community matters most. Visit our website at kembafcu.org or explore how you can become a member today! Together, let's build a brighter financial future for all!

Branch Location & Accessibility

Convenient Access and Parking

At Kemba Roanoke, we understand that accessibility matters. Our branch features ADA-compliant entrances and ramps for easy access. Ample parking is available right outside, so you can visit us without the hassle of searching for a spot. Whether you're dropping by for a quick transaction or planning to discuss your financial goals with one of our friendly staff members, we've got you covered.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 540-387-5267. We invite you to come by and discover how Kemba Roanoke can support your financial journey! Whether you're looking for advice on loans or simply want to open an account, we're excited to welcome you into our community-focused family.

Operating Hours Tailored for You

We're here when you need us! Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM, with extended hours on Wednesday starting at 9:30 AM. This means you can fit your banking errands into your schedule with ease. If you're looking to make a quick deposit or withdrawal, take advantage of our drive-thru service as well!

Services Designed for Your Needs

Kemba Roanoke offers a range of services designed to cater to your financial needs from personal banking options like checking and savings accounts to auto loans and mortgages. Our ATM is available 24/7 for your convenience, allowing you to access cash anytime. And if you prefer in-person assistance, our dedicated team is always ready to help during business hours. While members can visit us at 2812 W Main St, official correspondence should be sent to the same address for clarity and ease.

Member Eligibility

At Kemba Roanoke, we believe that everyone deserves a chance to be part of a supportive community that cares about your financial well-being. Joining us is simple and welcoming, as we strive to make membership accessible for all. If you're living, working, or attending school in the Salem area, you may already qualify for membership! Additionally, family members of current members can also join our cooperative family. For more details on eligibility requirements, feel free to check out our website at http://WWW.KEMBAFCU.ORG/become-a-member-1. Becoming a member at Kemba Roanoke opens the door to numerous benefits like personalized service, competitive rates on loans and savings accounts, and access to convenient online banking tools. The account opening process is designed to be straightforward just visit our account opening page here: https://forms.logiforms.com/formdata/user_forms/67947_4459454/324642/. If you have any questions or need assistance, don't hesitate to give us a call at (540) 387-5267. We're excited to help you take this important step towards achieving your financial goals!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no recorded loans, we offer a range of financing solutions tailored to meet your needs when you're ready. We believe that access to capital can be the catalyst for innovation and growth.

Merchant Services That Work for You

In today's fast-paced market, efficient payment processing is essential. Our merchant services help streamline transactions, allowing you to focus on what you do best running your business. With easy-to-use tools, you can accept payments in-store or online, enhancing your customer experience and boosting sales. Located conveniently at 2812 W Main St Salem Va 24153 in Salem, VA, our team is here to guide you through our offerings. Connect with us at (540) 387-5267 for personalized assistance and see how we can help your business thrive!

Comprehensive List Of Services

ATM Services

For those on the go, our network of ATMs offers quick access to your funds with basic cash withdrawal services and balance checks available at any time. You can also take advantage of our drive-thru banking, which simplifies transactions such as deposits and withdrawals without leaving your car. As you can see, Kemba Roanoke is dedicated to meeting a variety of financial needs for both individuals and businesses alike. We pride ourselves on being accessible and supportive, ensuring that every member receives personalized attention. If you're ready to explore all that we have to offer, don't hesitate! Visit us today at our branch or check out more details on our website Kemba Roanoke. Let's work together towards a brighter financial future!

Business Banking

For local businesses, we provide essential banking services that help you thrive. Our business banking solutions, including merchant services and business loans, ensure that your operations run smoothly while supporting your growth.

Credit Cards and Rewards

Our credit cards with rewards let you earn points on every purchase, making it easier for you to enjoy the things you love while managing your expenses wisely. Whether it's cash back or travel rewards, we have options that cater to your lifestyle.

Online and Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking, managing your accounts has never been easier. You can check balances, transfer funds, pay bills, and even make mobile payments right from your smartphone or computer. Plus, with features like person-to-person payments, sending money to friends or family is just a click away.

Personal Banking

We offer a variety of personal banking options tailored to meet your everyday needs. From checking and savings accounts to help you manage your daily finances, to auto loans and vehicle financing for that new car you've been eyeing, Kemba Roanoke is here for you. Thinking about buying a home? Our mortgage loans and refinancing services provide flexible options that can fit your budget. If you're facing unexpected expenses or want to consolidate debt, our personal loans are designed to give you peace of mind.

Digital & Online Banking

At Kemba Roanoke, we understand that convenience and security are essential for our members. That's why we've embraced digital and online banking services designed to make managing your finances easy, anytime and anywhere. With just a few clicks or taps, you can access your accounts, pay bills, and transfer money all from the comfort of your home or on the go. Explore our online banking services at https://kembafcu.org/. Here, you'll find everything you need for real-time account management. Whether you want to check your balance, review transactions, or set up e-statements for hassle-free record-keeping, we've got you covered. E-statements are available for those who prefer a paperless approach, ensuring your financial documents are secure and easily accessible. Security is a top priority at Kemba Roanoke. Our electronic signature authorization feature allows you to sign important documents safely online, reducing the need for in-person visits. Plus, our mobile application offers robust security measures so that you can manage your finances with peace of mind. Need to send money to friends or family? Our person-to-person transfer service makes it simple and quick no cash needed! Just use our mobile payments feature to handle everyday transactions effortlessly. And if you're always on the move, our mobile app puts all these capabilities right at your fingertips. With 24/7 online banking services available, you have control over your finances whenever you need it. Whether it's a late-night bill payment or checking your account before heading out, Kemba Roanoke ensures that banking is always within reach. Join us today and experience how digital banking can simplify your life while keeping your information safe!

Financial Strength

At Kemba Roanoke, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, ensuring you can trust us with your savings and loans. With a net worth of $11,966,010, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $15,883,852 in share certificates and $12,068,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,795,943 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,356 in used auto loans and $24,053,407 in total loans and leases. Our commitment to operational efficiency is reflected in our $134,544, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 7,929, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Roanoke is your trusted partner. Visit us at 2812 W Main St Salem Va 24153 or call (540) 387-5267 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $10,346,891 in used vehicle loans and $1,127,427 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to make your car-buying experience as smooth as possible.

Credit Lines

For those who need a bit more flexibility, our total credit lines amount to $6,900,000. This option allows you to access funds as needed while only paying interest on what you use. If you're interested in learning more about our loan offerings or want to see if you're eligible for one of our products, please don't hesitate to reach out. You can contact us at (540) 387-5267, or visit us at our branch located at 2812 W Main St, Salem Va 24153. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Kemba Roanoke can help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,014,097, make buying or refinancing simple. We can guide you through the eligibility process and help you understand your refinancing options so that owning your dream home is within reach.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $1,819,965 in loans available to help members manage their finances effectively. Our credit card options come with rewards and benefits tailored to fit your lifestyle.

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KEMBA ROANOKE FEDERAL CREDIT UNION - Salem, VA

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