KEMBA ROANOKE FEDERAL CREDIT UNION

Welcome to Kemba Roanoke, your trusted partner in financial wellness, located at 2812 W Main St, Salem, VA 24153. Since our establishment in 1935, we have been dedicated to serving our community with personalized banking solutions that empower our members. With a robust membership of 4,923 individuals, we pride ourselves on fostering a family-like atmosphere where everyone feels valued. At Kemba Roanoke, we understand the importance of financial stability. Our total assets stand at an impressive $74,566,808, and we offer loans and leases totaling 5,229 to help you achieve your dreams whether that's buying a car, purchasing a home, or starting a business. With total deposits reaching $3,311,791, we ensure that your funds are safe and accessible. Our team is led by CEO Allan Davidson and Board President Garrett Pagans, who are committed to guiding our credit union with integrity and vision. We operate with a strong net worth of $11,966,010, ensuring that we can provide exceptional services while maintaining the trust of our members. While you can visit us at our branch for all your banking needs from personal accounts to auto loans official correspondence should be directed to the same address: 2812 W MAIN ST, SALEM, VA 24153. We invite you to explore what makes Kemba Roanoke special. Whether you're looking for competitive loan options or convenient online banking services, we're here for you every step of the way. Feel free to call us at 540-387-5267 during our operating hours from Monday through Friday (8:30 AM - 5:00 PM; Wednesday opening at 9:30 AM) for any inquiries or assistance. Join us today and experience the Kemba Roanoke difference! For more information about becoming a member or opening an account, visit our website at kembafcu.org.

Welcome to Kemba Roanoke, a cornerstone of financial support in Salem, Virginia. Established in 1935, our branch has grown with the community, serving as a trusted partner for over 4,900 members. From our humble beginnings, we have always believed in putting people first this commitment has guided us through decades of change and growth. Located at 2812 W Main St, Salem, VA 24153, our branch is easily accessible and proudly stands as a symbol of local banking. Whether you're stopping by for personal banking or to discuss loans and financial planning, our friendly staff is here to assist you. If you need to send official correspondence, please use our mailing address: 2812 W MAIN ST, SALEM, VA 24153. At Kemba Roanoke, our mission is simple yet profound: to provide financial services that empower individuals and strengthen the community. We offer a variety of products including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our goal is not just to help you manage your money but to support your dreams and aspirations. Over the years, we've achieved significant milestones. Today, we proudly hold total assets of $74,566,808. This growth reflects our dedication to sound financial practices while maintaining competitive rates and services tailored for our members. We also embrace technology with online and mobile banking options that make managing your finances easier than ever. Community involvement is at the heart of what we do. We actively engage in outreach programs and partnerships that uplift local residents and businesses. Our drive-thru service ensures convenience for quick transactions while our ATM availability allows easy access to cash when needed. Our operating hours are designed with your schedule in mind Monday through Friday from 8:30 AM to 5:00 PM (with extended hours on Wednesday starting at 9:30 AM). You can reach us at 540-387-5267 for any inquiries or assistance. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Kemba Roanoke where community matters most. Visit our website at kembafcu.org or explore how you can become a member today! Together, let's build a brighter financial future for all!

At Kemba Roanoke, we believe that everyone deserves a chance to be part of a supportive community that cares about your financial well-being. Joining us is simple and welcoming, as we strive to make membership accessible for all. If you're living, working, or attending school in the Salem area, you may already qualify for membership! Additionally, family members of current members can also join our cooperative family. For more details on eligibility requirements, feel free to check out our website at http://WWW.KEMBAFCU.ORG/become-a-member-1 . Becoming a member at Kemba Roanoke opens the door to numerous benefits like personalized service, competitive rates on loans and savings accounts, and access to convenient online banking tools. The account opening process is designed to be straightforward just visit our account opening page here: https://forms.logiforms.com/formdata/user_forms/67947_4459454/324642/ . If you have any questions or need assistance, don't hesitate to give us a call at (540) 387-5267. We're excited to help you take this important step towards achieving your financial goals!

At Kemba Roanoke, we understand that convenience and security are essential for our members. That's why we've embraced digital and online banking services designed to make managing your finances easy, anytime and anywhere. With just a few clicks or taps, you can access your accounts, pay bills, and transfer money all from the comfort of your home or on the go. Explore our online banking services at https://kembafcu.org/ . Here, you'll find everything you need for real-time account management. Whether you want to check your balance, review transactions, or set up e-statements for hassle-free record-keeping, we've got you covered. E-statements are available for those who prefer a paperless approach, ensuring your financial documents are secure and easily accessible. Security is a top priority at Kemba Roanoke. Our electronic signature authorization feature allows you to sign important documents safely online, reducing the need for in-person visits. Plus, our mobile application offers robust security measures so that you can manage your finances with peace of mind. Need to send money to friends or family? Our person-to-person transfer service makes it simple and quick no cash needed! Just use our mobile payments feature to handle everyday transactions effortlessly. And if you're always on the move, our mobile app puts all these capabilities right at your fingertips. With 24/7 online banking services available, you have control over your finances whenever you need it. Whether it's a late-night bill payment or checking your account before heading out, Kemba Roanoke ensures that banking is always within reach. Join us today and experience how digital banking can simplify your life while keeping your information safe!

At Kemba Roanoke, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, ensuring you can trust us with your savings and loans. With a net worth of $11,966,010, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,605 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $15,883,852 in share certificates and $12,068,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,795,943 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,356 in used auto loans and $24,053,407 in total loans and leases. Our commitment to operational efficiency is reflected in our $170,067, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 7,929, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Roanoke is your trusted partner. Visit us at 2812 W Main St Salem Va 24153 or call (540) 387-5267 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.