Kemba Roanoke Lynchburg VA Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Kemba Roanoke! Located at 6001 Fort Ave, Lynchburg, VA 24502, we have been proudly serving our community since 1935. As a trusted financial partner, we are dedicated to providing exceptional banking services tailored to meet the unique needs of our members. With a robust membership of 4,923 and total assets exceeding $74.5 million, we are more than just a credit union; we are a family that values trust, transparency, and community support. At Kemba Roanoke, our commitment goes beyond banking. We offer a wide range of services including personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. For our business members, we provide merchant services and business loans to help you thrive in your endeavors. Our team is led by CEO Allan Davidson and Board President Garrett Pagans, who work tirelessly to ensure our members receive the best possible service. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 6001 FORT AVE, LYNCHBURG, VA 24502. If you have any questions or need assistance, don't hesitate to reach out at (434) 846-3393. We're here to assist you Monday through Friday from 9:00 AM to 5:00 PM (except Wednesdays when we open at 9:30 AM). Join us today and experience the difference with Kemba Roanoke where your financial well-being is our top priority! Visit our website at kembafcu.org for more information or to start your journey with us.

Branch History & Mission

Welcome to Kemba Roanoke, a cornerstone of the Lynchburg community since 1935. For nearly nine decades, we have been dedicated to providing our members with financial services that empower them to achieve their goals. Located at 6001 Fort Ave, Lynchburg, VA 24502, our branch has seen significant growth and change while staying true to our mission of supporting our members and the community at large. Kemba Roanoke began its journey with a small group of visionaries who wanted to create a financial institution focused on the needs of its members. Over the years, we have expanded our offerings and now proudly serve over 4,900 members, managing total assets of approximately $74,566,808. This growth reflects not only our commitment to providing exceptional service but also the trust our community has placed in us. Our mission is simple yet powerful: to enhance the financial well-being of our members through personalized service and innovative banking solutions. We offer a range of products, including personal banking accounts, auto loans, mortgage options, and business services. Our commitment extends beyond just financial transactions; we strive to be an active participant in community initiatives that uplift those around us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 6001 FORT AVE, LYNCHBURG, VA 24502. We are open Monday through Friday from 9:00 AM till 5:00 PM (with Wednesday hours starting at 9:30 AM), making it easy for you to access your accounts or speak with one of our friendly team members. At Kemba Roanoke, we understand the importance of convenience in today's fast-paced world. That's why we have embraced digital advancements like online banking and mobile payments while ensuring our services remain accessible to everyone. Our drive-thru service allows you to conduct simple transactions without leaving your vehicle. We also prioritize accessibility with ADA-compliant facilities. Community outreach is at the heart of what we do. We partner with local organizations and contribute to initiatives that support education, health, and economic development within Lynchburg. These efforts reinforce our belief that when our community thrives, we all benefit. We invite you to join Kemba Roanoke and experience firsthand the benefits of being part of a credit union that truly cares about its members and their futures. Explore how we can help you achieve your financial dreams by visiting us or reaching out via phone at 434-846-3393. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access for Everyone

At Kemba Roanoke, we prioritize your convenience. Our branch features ample parking space and is designed with accessibility in mind. We comply with ADA standards, ensuring that everyone can easily enter and navigate our facilities. If you're in a hurry or prefer not to enter the building, our drive-thru banking service makes transactions smooth and efficient for deposits, withdrawals, and simple banking tasks.

Get in Touch!

We invite you to come by and see how Kemba Roanoke can support your financial journey. If you have any questions or need assistance before visiting, feel free to give us a call at 434-846-3393. We look forward to welcoming you into our branch soon!

Hours That Fit Your Schedule

We understand that life can be busy. That's why we offer flexible operating hours to suit your needs. You can visit us Monday through Friday from 9:00 AM until 5:00 PM, except on Wednesdays when we open a bit later at 9:30 AM. Our dedicated team is always ready to assist you during these hours.

Services Tailored for You

Kemba Roanoke offers a variety of personal banking services designed to help you achieve your financial goals. From checking and savings accounts to auto loans and mortgage options, we have solutions tailored for every member's needs. Additionally, while we currently do not have an ATM on-site, our drive-thru service ensures that your banking experience remains convenient.

Member Eligibility

At Kemba Roanoke, we believe that everyone deserves to be part of a community that supports their financial journey. Becoming a member is simple and welcoming! If you live, work, or worship in the Lynchburg area, or if you are related to someone who does, you're likely eligible to join us. We're here to help you with everything from personal banking to loans and more, all designed with your needs in mind. For detailed eligibility criteria, feel free to check out our website at Kemba Roanoke Membership Eligibility. Joining Kemba Roanoke means gaining access to a variety of benefits tailored for our members. You can easily open an account by visiting us at 6001 Fort Ave, Lynchburg, VA 24502, or by giving us a call at 434-846-3393 for assistance. We look forward to welcoming you into our family! For the account opening process, you can also find more information here.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans issued, we are eager to work with you to develop tailored financing solutions that can help your business flourish. Imagine being able to invest in new equipment, hire additional staff, or expand your operations all made possible through accessible and flexible loan options. At Kemba Roanoke, we strive to provide personalized service and advice that aligns with your business goals.

Merchant Services for Daily Operations

In addition to loans, we offer essential merchant services that simplify payment processing for your business. Picture this: your customers can pay quickly and securely using various methods, from credit cards to mobile payments. This convenience not only enhances customer satisfaction but also streamlines your daily operations, allowing you to focus more on what you do best running your business. Located at 6001 Fort Ave Lynchburg Va 24502 in Lynchburg, VA, we're here to partner with you on your journey toward success. Let us help you turn your business dreams into reality! For more information, call us at (434) 846-3393 or visit our website at https://kembafcu.org/.

Comprehensive List Of Services

Accessibility and Service Options

While we do not have ATM facilities at this branch, our drive-thru banking service allows for easy deposits, withdrawals, and simple transactions without leaving your car. Our friendly staff is always ready to assist during operating hours from Monday through Friday from 9:00 AM until 5:00 PM (except Wednesday when we open at 9:30 AM). If you're interested in any of these services or have questions about how we can assist you further, don't hesitate to reach out! You can contact us at (434) 846-3393 or visit us at 6001 Fort Ave Lynchburg Va 24502 in beautiful Lynchburg, VA. Join us at Kemba Roanoke Lynchburg, where we're committed to making banking easy and accessible for everyone!

Business Banking Services

For entrepreneurs and small business owners, Kemba Roanoke offers robust business banking solutions including merchant services and business loans. We understand the challenges of running a business and strive to provide the support needed to help it grow.

Credit Cards and Rewards

When it comes to credit cards, we believe in rewarding our members. Our credit cards with rewards allow you to earn points on everyday purchases, which can be redeemed for travel, merchandise, or cash back. This is just one way we show appreciation for your loyalty.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that let you access your accounts anytime, anywhere. You can pay bills, transfer money, or even send funds to friends with our person-to-person payment feature. Plus, our commitment to security means you can bank with confidence.

Personal Banking Solutions

Our personal banking services are designed to make your everyday financial tasks simple and efficient. With options like checking and savings accounts, you can easily manage your money while earning interest on your deposits. If you need to finance a new vehicle, our auto loans and vehicle financing plans offer competitive rates and flexible terms, making it easier for you to get behind the wheel. Are you considering buying a home? We provide mortgage loans and refinancing options that can help make your dream of homeownership a reality. Additionally, our personal loans and debt consolidation services offer a way to simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

Accessibility & Ease-of-Use

No matter where life takes you, Kemba Roanoke ensures that managing your finances is straightforward. Our online services are designed with ease-of-use in mind, allowing even the least tech-savvy members to navigate their accounts confidently. By choosing Kemba Roanoke, you're not just gaining access to powerful tools; you're joining a community dedicated to making banking accessible and convenient for everyone. Take charge of your financial future today!

Key Features

One of the standout features is our mobile application, which provides a user-friendly interface for managing your finances from your smartphone. With this app, you can make person-to-person transfers easily, so sending money to friends or family is quick and hassle-free. Plus, our mobile payments feature allows you to pay directly from your phone at participating merchants making checkout smooth and efficient. For those who prefer paperless options, we offer e-statements that give you instant access to your account statements without the clutter of physical paperwork. If you ever need to sign documents, our electronic signature authorization makes it simple to complete transactions without needing to visit the branch.

Financial Strength

At Kemba Roanoke, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is strong and robust, ensuring we can support you now and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $11,966,010, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,605 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $15,883,852 in share certificates and $12,068,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $11,795,943 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to providing support for your financial goals; with $3,356 in used auto loans and $24,053,407 in total loans and leases, we are here to help you achieve your aspirations. Our operational efficiency is reflected in our $170,067, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 10 full-time employees and 0 part-time employees who are dedicated to serving you with knowledge and commitment. In summary, our net shares available for lending stand at $0. We have a total of 7,929 deposit accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Roanoke is your trusted partner. Visit us at 6001 Fort Ave Lynchburg Va 24502 or call (434) 846-3393 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,346,891 in used vehicle loans and $1,127,427 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored just for you.

Credit Lines

For those who prefer flexibility in their spending, we offer credit lines totaling $6,900,000. This option provides you with access to funds whenever you need them without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,014,097. We also provide guidance throughout the process to ensure you understand every step of your journey toward owning a home.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we also provide refinancing options across various loan types. Whether it's an auto loan or a mortgage, we're here to help find solutions that work for your budget. At Kemba Roanoke, we believe in empowering our members through informed financial decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how our range of loan offerings can help you take the next step towards achieving your dreams!

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $1,819,965 in unsecured credit card loans available, you can manage your finances effectively while enjoying rewards and benefits that come with our credit card offerings.

Loan Aggregator

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Kemba Roanoke