Kemba Louisville KY Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kemba Louisville, where your financial well-being is our top priority. Located at 4017 Poplar Level Rd, Louisville, KY 40213, we have been serving our community since 1934. With a proud history spanning over 89 years, we've become a trusted partner for 4,262 members in achieving their financial goals. At Kemba Louisville, we understand that every member's journey is unique, which is why we offer a range of services tailored to meet diverse needs. Whether you're looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans and mortgage refinancing, we've got you covered. Our total assets stand at an impressive $58,780,757, reflecting our commitment to providing secure and reliable financial services. Our dedicated team of 12 employees, led by CEO Timothy Head and Board President Mark Edwards, strives to create a welcoming environment for all. We are proud to maintain a net worth of $11,717,973, ensuring the stability and growth necessary to support our members effectively. Additionally, with total deposits amounting to $3,771,022 and cash in hand of $257,423, you can trust us to safeguard your hard-earned money. While members can visit us at our branch for their banking needs, official correspondence should be sent to the same address: 4017 Poplar Level Rd, Louisville, KY 40213-1523. Our friendly staff is ready to assist you during lobby hours: Monday and Friday from 8 AM to 5 PM, Tuesday from 8 AM to 4 PM, Wednesday from 9 AM to 4 PM, and Thursday from 9 AM to 5 PM. Join us today and discover how Kemba Louisville can help you navigate your financial path with confidence. Call us at 502-459-1411 or visit our website at kembaky.org for more information on how we can assist you!

Branch History & Mission

Community Commitment

Kemba Louisville isn't just about numbers; it's about people. We take pride in being part of the Jefferson County community and are dedicated to giving back through various outreach efforts. Whether it's supporting local charities or providing educational workshops on financial literacy, our commitment runs deep. With modern advancements like online banking and mobile payments, we ensure that our members can manage their finances conveniently and securely. While we don't currently have ATM services available at this branch, we offer a drive-thru for quick transactions during operating hours: Monday and Friday from 8 AM to 5 PM, Tuesday from 8 AM to 4 PM, Wednesday from 9 AM to 4 PM, and Thursday from 9 AM to 5 PM.

Join Us

As we look forward to the future, we invite you to be part of the Kemba Louisville family. Experience firsthand how our personalized approach makes banking easier and more rewarding. Whether you're looking for loans or simply need assistance with your accounts, we're here for you every step of the way. For any official correspondence, please send it to 4017 Poplar Level Rd, Louisville, KY 40213-1523. Feel free to contact us at (502) 459-1411 if you have questions or would like more information about membership. Join us today at Kemba Louisville and discover how we can help you thrive financially while also enriching our community!

Our Journey

From the beginning, Kemba Louisville has been committed to providing exceptional financial services tailored to meet the needs of our members. Over the years, we have embraced growth and change while maintaining our core values of trust and community support. With a focus on personal banking solutions including checking and savings accounts, auto loans, mortgages, and more we strive to empower our members to achieve their financial goals. Our mission is clear: to provide accessible financial services while enhancing the quality of life in our community. We believe that everyone deserves the opportunity for financial success and work hard every day to make that possible. Our initiatives go beyond just banking; we actively engage in community outreach programs and partnerships that uplift those around us.

Branch Location & Accessibility

Convenient Access

Whether you're visiting us for personal banking or to discuss your financial goals, you'll find our branch welcoming and accessible. We offer ample parking space right outside the entrance, making it easy for you to stop by. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and pathways to ensure everyone can visit us comfortably. While members can visit us at 4017 Poplar Level Rd, official correspondence should be sent to our mailing address: 4017 Poplar Level Rd, Louisville, KY 40213-1523.

Drive-Thru Service

For those on the go, we offer convenient drive-thru banking services. Whether you need to make a deposit or complete a simple transaction, our drive-thru allows you to handle your banking needs without leaving your vehicle. At Kemba Louisville, we prioritize providing services that suit your lifestyle. If you have any questions or need assistance with anything related to your finances, don't hesitate to give us a call at 502-459-1411. We look forward to welcoming you into our branch soon!

Operating Hours

We know that life gets busy, so we've tailored our operating hours to fit your schedule. Stop by on Monday and Friday from 8 AM to 5 PM, Tuesday from 8 AM to 4 PM, or Wednesday and Thursday from 9 AM to 4 PM. Our team is here to assist you during these hours with a range of services including checking and savings accounts, auto loans, mortgages, and more.

Member Eligibility

At Kemba Louisville, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Jefferson County area, you're already on your way to membership! We welcome individuals from various backgrounds and walks of life, making it easy for anyone to join our supportive community. Once you're a member, you'll enjoy a range of benefits including personalized service and access to competitive rates on loans and savings accounts. For more detailed information about eligibility requirements, feel free to visit our website at . Opening an account with us is a breeze! Just head over to our application page at https://www.kembaky.org/applications/ where you can find all the steps laid out for you. If you have any questions or need assistance during the process, don't hesitate to call us at (502) 459-1411. We're here to help you every step of the way as you take this exciting leap into better banking with Kemba Louisville!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions and enhance your cash flow. Picture this: a busy retail environment where customers can quickly pay using their preferred methods, making every sale smooth and efficient. Our services allow you to accept various payment types securely, giving your customers more choices while streamlining your operations. Located conveniently at 4017 Poplar Level Rd Louisville Ky 40213 in Louisville, KY, we invite you to visit us or call (502) 459-1411 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking

For our business members, we understand that success often hinges on reliable support. That's why we provide comprehensive business banking services, including merchant services and business loans tailored to small businesses and entrepreneurs looking to grow their ventures.

Convenient Digital Banking

In today's fast-paced world, convenience is key. At Main Office, we have invested in robust online and mobile banking features so that you can manage your finances from anywhere. Our digital platform allows for easy access to account information, bill payments, and money transfers all at your fingertips. Plus, our member-friendly services like ATM & cash withdrawal services ensure that accessing your funds is hassle-free.

Drive-Thru Services

If you prefer a more personal touch, our basic drive-thru banking service offers easy access for deposits, withdrawals, and simple transactions without having to leave your vehicle. We are dedicated to serving the community of Louisville, KY, ensuring that each member feels valued and supported in their financial journey. With our welcoming atmosphere and diverse range of services at Kemba Louisville, you're never just a number; you're part of our family. If you're ready to take the next step toward better financial health or want to learn more about any of our offerings, please don't hesitate to reach out! Call us at (502) 459-1411 or visit us online at our website for more information. We look forward to helping you achieve your financial goals!

Financial Flexibility

Sometimes life throws unexpected challenges your way. That's why we offer personal loans and debt consolidation services to help you regain control over your finances when needed. Additionally, our credit cards come with rewards that can benefit you as you make everyday purchases.

Personal Banking Solutions

Starting your journey with us means exploring various personal banking options. We offer checking and savings accounts designed to fit your lifestyle, whether you're saving for a rainy day or managing daily expenses. Our auto loans and vehicle financing make it easier for you to drive away in your dream car without breaking the bank. If you're considering purchasing a home, our mortgage loans and refinancing options are crafted to provide you with competitive rates and flexible terms.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our mobile application makes banking on the go a breeze. You can use it for mobile payments, allowing you to make purchases quickly and securely. Plus, with person-to-person transfers available, sending money to friends or family is as easy as a few taps on your smartphone. We also prioritize your security with electronic signature authorization, which simplifies transactions while keeping your information safe. Want to stay organized? Sign up for e-statements so you can view your account statements electronically no more paper clutter! In today's fast-paced world, having real-time access to your accounts is essential. With our user-friendly online banking tools, managing your finances has never been easier or more efficient. Join us at Kemba Louisville and experience the convenience of modern banking tailored just for you!

Financial Strength

Committed to Growth

With $11,717,973 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our operations reflect efficiency with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 9 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we work hard to provide the personalized service you deserve.

Member-Centric Savings Options

Members' savings are secured through $7,852,834 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members by focusing our resources on benefiting you through better loan rates and exclusive perks.

Solid Financial Foundation

With a net worth of $11,717,973, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $6,760,202 in used auto loans and $13,758,159 in total loans and leases. This breadth of lending means you can achieve your dreams whether you're purchasing a car or investing in personal projects.

Trusted by Many

Total Share Accounts: 7,550, showing a strong and growing member base that trusts us with their finances. This trust enables us to build lasting relationships within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Louisville is your trusted partner. Visit us at 4017 Poplar Level Rd Louisville KY 40213 or call 502-459-1411 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Offerings

For those looking for more flexibility in managing expenses, we offer total credit lines amounting to $8,002,506. This allows you to access funds whenever needed while only paying interest on what you use. At Kemba Louisville, our loan products are built around you. If you're interested in exploring these options further or want to know more about eligibility requirements for any of our loan products including refinancing please give us a call at 502-459-1411 or visit us at our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial goals are important to us let's work together to make them happen!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,760,202 in used vehicle loans and $1,672,718 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we provide flexible financing options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,138,923, making buying or refinancing simple. We also offer refinancing options to help you secure better terms on your current mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Though we currently have $0 in unsecured credit card loans available, our goal is to provide effective financial tools that help our members manage their finances effectively when they become available.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This commitment to transparency helps users trust the information they receive. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can make informed decisions without any hidden agendas. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This feature enables users to quickly assess their options and make well-informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how effective and user-friendly the tool is for finding competitive rates. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan option displayed is vetted for accuracy and reliability, giving you confidence in the choices available.

KEMBA LOUISVILLE CREDIT UNION - Louisville, KY