Kemba Indianapolis IN Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kemba Indianapolis, your trusted partner in financial services since 1933! Located conveniently at 444 S Shortridge Rd, Indianapolis, IN 46219, our main office is designed with you in mind. With a strong commitment to community and member satisfaction, we proudly serve over 5,278 members, providing personalized banking solutions that meet your unique needs. At Kemba Indianapolis, we understand that managing finances can be challenging. That's why we offer a range of services from checking and savings accounts to auto loans and mortgage refinancing. Our total assets amount to an impressive $78,283,305, reflecting our stability and dedication to serving our members effectively. With total deposits reaching $8,762,661, our members' trust enables us to lend over 2,361 loans and leases. Led by our CEO Karla Salisbury and Board President Paul Sahm, we strive to create a welcoming environment where you can feel secure about your financial future. Our dedicated team of 15 employees is here to assist you during our operating hours Monday through Friday from 8 a.m. to 5 p.m. Whether you prefer visiting us in person or accessing our services online at mykemba.org, we are committed to making your banking experience as smooth as possible. If you have any questions or need assistance, don't hesitate to call us at (317) 351-5235. We look forward to helping you achieve your financial goals!

Branch History & Mission

At Kemba Indianapolis, we take pride in our rich history and unwavering commitment to our community. Founded in 1933, we have grown alongside the city of Indianapolis, becoming a trusted financial partner for our members over the decades. From our humble beginnings, we've evolved into a vibrant credit union with a total membership of over 5,278 individuals who share our vision of financial empowerment. Located at 444 S Shortridge Rd, Indianapolis, IN 46219, our branch is conveniently situated near local landmarks and easily accessible for all members. Our dedicated team operates from Monday to Friday, 8 a.m. to 5 p.m., ready to assist you with your banking needs. We are proud to offer both ATM services and drive-thru banking for your convenience. Our mission at Kemba Indianapolis goes beyond just providing financial services; it's about fostering growth within the community. We are committed to offering a wide range of services including personal banking, auto loans, mortgages, and business banking solutions all designed with you in mind. Our goal is not only to help you achieve your financial objectives but also to support initiatives that uplift our neighborhoods and empower local businesses. As part of our dedication to accessibility, we ensure that all our services are ADA compliant and user-friendly. We embrace modern technology with features like online banking and mobile payments, making it easier than ever for our members to manage their finances anytime, anywhere. Kemba Indianapolis also values its role in community outreach. We actively engage in partnerships that support local charities and initiatives aimed at improving the quality of life for residents in Marion County. Our approach is rooted in giving back whether through volunteer efforts or fundraising campaigns that make a difference right here at home. While members can visit us at 444 S Shortridge Rd, official correspondence should be sent to the same address as we maintain consistency in serving you effectively. We invite you to join us on this journey towards achieving your financial goals while being part of a supportive community. Experience the benefits of membership today! For more information or assistance, please call us at 317-351-5235 or visit us online at mykemba.org. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is ADA-compliant, featuring ramps and accessible parking spaces to ensure everyone can visit us with ease. Whether you're coming in for personal banking services or simply to chat with one of our friendly team members, we've made it easy for you.

Get in Touch!

We invite you to stop by Kemba Indianapolis today! If you have any questions or need assistance before your visit, feel free to give us a call at 317-351-5235. Our dedicated team looks forward to serving you and helping you achieve your financial goals. Remember, while members can visit us at 444 S Shortridge Rd, official correspondence should be sent to the same address. See you soon!

Operating Hours & Services

At Kemba Indianapolis, we're here for you Monday through Friday from 8 a.m. to 5 p.m. We offer a wide range of services to meet your financial needs, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Plus, enjoy the convenience of our drive-thru service for quick transactions like deposits and withdrawals. For those on the go, we also provide ATM access right at our branch, ensuring you can manage your cash whenever you need it. And if you're a member of a partner credit union, don't forget about our shared services that allow you to complete basic transactions seamlessly.

Member Eligibility

At Kemba Indianapolis, we believe that becoming a member is like joining a caring family that's dedicated to supporting your financial journey. If you live, work, or worship in our local community, you're likely eligible to join us! We welcome individuals from various backgrounds and walks of life, making it easy for you to enjoy the benefits of membership. By becoming part of Kemba Indianapolis, you gain access to tailored financial services designed with your needs in mind, whether that's checking accounts, auto loans, or credit cards with rewards. To explore the specific eligibility criteria and find out if you qualify, feel free to visit our detailed resource at . If you're ready to take the next step towards opening an account with us, the process is straightforward! You can reach out to us at (317) 351-5235, and we'll guide you through everything you need. Join us at our branch located at 444 S Shortridge Rd Indianapolis In 46219 and start enjoying all the advantages of being a member today!

Business Banking & Commercial Services

Financing Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's market, efficient payment solutions are crucial. Our merchant services provide you with the tools you need to accept payments easily. Imagine a local café using our point-of-sale systems to streamline orders and track sales effortlessly, allowing them more time to focus on creating delicious meals. Visit us at 444 S Shortridge Rd Indianapolis In 46219, Indianapolis, IN to learn how we can partner with you in achieving your business goals. For more information, call us at (317) 351-5235 or explore our offerings online at https://mykemba.org/. Let's build your business together!

Comprehensive List Of Services

Business Banking Options

For entrepreneurs and small business owners, Kemba Indianapolis offers tailored solutions through our Business Banking services. From essential Merchant Services that help streamline payments to competitive Business Loans, we support your vision for success.

Digital and Convenient Banking Features

Understanding the importance of convenience, we have embraced modern technology to make banking easier for everyone. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, or check balances all from the palm of your hand. Need cash? With our network of ATMs and cash withdrawal services available at convenient locations, accessing your money is a breeze. If you prefer in-person assistance, visit us during our lobby hours from Monday to Friday between 8 a.m. and 5 p.m., or use our drive-thru service for quick transactions like deposits and withdrawals.

Personal Banking Solutions

Our personal banking services cover everything from checking and savings accounts to more specialized loans. If you're starting your journey toward financial independence, our Personal Banking options are just what you need. We offer flexible Checking & Savings Accounts that cater to everyday transactions and long-term savings goals. Need a new car? Our Auto Loans & Vehicle Financing can help get you on the road quickly and affordably. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing products make it easier than ever to navigate the housing market. If you find yourself facing unexpected expenses, our Personal Loans & Debt Consolidation options provide a reliable solution to regain control over your finances. Plus, with our Credit Cards with Rewards, you can earn while you spend making every purchase count.

Shared Services for Greater Access

We also participate in shared branch transactions, which means that members of partner credit unions can make deposits and withdrawals at our location as well. This added flexibility ensures that wherever you are in the country, access to your funds is never far away. In summary, whether you're managing day-to-day expenses or planning for significant life events, Kemba Indianapolis is here to help every step of the way with personalized service and an array of financial solutions tailored just for you. Ready to explore how we can assist you? Call us today at (317) 351-5235 or visit us online at https://mykemba.org/. We look forward to serving you!

Digital & Online Banking

Key Features for Your Convenience

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. We've made it simple to stay on top of your finances with features like electronic signatures for quick approvals, making your transactions faster and hassle-free. You can also sign up for e-statements, giving you easy access to your financial documents without the clutter of paper. For those who prefer mobile banking, our user-friendly mobile application is available for download. With this app, you can enjoy all the benefits of online banking right from your smartphone. Plus, with our mobile payments feature, making purchases has never been easier just tap and go!

Stay Connected and Secure

We know that security is a top concern when it comes to online banking. At Kemba Indianapolis, we prioritize your safety with advanced security measures in place to protect your information. You can conduct person-to-person transfers securely within our platform, ensuring that sending money to friends or family is both safe and convenient. In summary, whether you're at home or on the go, our digital banking services provide you with the flexibility and control you need over your finances. Explore all these features and more at https://mykemba.org/ today!

Financial Strength

A Growing Community

With a total of 10,090 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, reinforcing our capacity to support the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Indianapolis is your trusted partner. Visit us at 444 S Shortridge Rd Indianapolis In 46219 or call (317) 351-5235 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $7,895,452 in share certificates and $10,407,765 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By focusing on member interests rather than profits from non-member deposits (which stand at $0), we ensure that our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current $0, allowing us to keep providing competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 1 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $12,081,554 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is highlighted by our offerings: $503 in used auto loans and $27,589,760 in total loans and leases mean that we're here to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $12,133,269, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,549 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,103,245 in used vehicle loans and $2,760,989 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to make your car-buying experience as smooth as possible. Plus, if you're interested in refinancing your current auto loan, we can help you explore eligibility options that might lower your monthly payments.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,842,006 in loans helping members manage their finances effectively. Our credit cards come with various features designed to fit your lifestyle and spending habits.

Credit Lines

Need extra funds for unexpected expenses? Our total credit lines available amount to $5,000,000. This can give you peace of mind knowing you have access to additional money when needed. At Kemba Indianapolis located at 444 S Shortridge Rd, Indianapolis IN 46219, we prioritize our members' financial well-being. For more information about our loan offerings or to discuss how we can assist you further, don't hesitate to call us at 317-351-5235 during our lobby hours from Monday through Friday between 8 a.m. and 5 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,376,070, make buying or refinancing simple. We provide personalized assistance throughout the process to ensure you find the right mortgage product for your situation. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers.