Kemba Financial Westerville OH Credit Union

Introduction

Welcome to Kemba Financial, your trusted partner in financial wellness since 1933. Located at 622 N State St, Westerville, OH 43082, we are proud to serve our community with integrity and a commitment to excellence. With over 133,000 members and total assets exceeding $2.27 billion, we offer a wide range of services tailored to meet your personal and business needs. At Kemba Financial, we understand that each member's financial journey is unique. That's why we provide personalized solutions, from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our goal is to help you achieve your financial dreams while ensuring that you feel valued and supported every step of the way. Our dedicated team, led by CEO Mark Decello and Board President Donna Folberth, is here to assist you with any questions or concerns you may have. With a total of 327 employees, we're not just a credit union; we're a community resource committed to helping you thrive financially. While members can visit us at our Westerville branch for all their banking needs, official correspondence should be sent to our mailing address at 622 N State St, Westerville, OH 43082-9083. You can easily reach us at (614) 839-5882 or explore our services online at www.kemba.org. Join us today and experience the difference that comes from being part of a community-focused credit union! Whether you're looking to save more effectively or need guidance on loans, we're here for you. Visit us or give us a call we can't wait to meet you!

Branch History & Mission

Join Us

As we look towards the future, Kemba Financial remains committed to improving lives and supporting dreams. Whether you're looking for personal banking solutions or business services, we invite you to experience what makes us special. Visit us today or call us at 614-839-5882 to learn more about how we can help you succeed financially. Together, let's build a brighter future!

Our Journey

Since our founding, Kemba Financial has evolved significantly. We started with a simple mission: to provide affordable financial services to individuals and families in need. As we expanded, so did our offerings. Today, we proudly offer a wide range of services that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our commitment to our members has helped us achieve total assets of over $2.27 billion. Throughout the years, we have embraced technology to better serve our members while ensuring accessibility for everyone. Our digital banking options allow members to manage their finances conveniently from home or on-the-go. We also strive for ADA compliance, making sure that all our facilities are accessible to everyone in our community.

Our Mission

At the heart of Kemba Financial is our mission: to enhance the financial well-being of our members while fostering a sense of community. We believe in empowering individuals with the tools they need to achieve their financial goals. This means not just providing great products but also offering guidance and support through every step of their journey. We are dedicated to giving back to Westerville through various outreach programs and partnerships with local organizations. Our focus is not only on financial growth but also on building strong relationships within the community. While members can visit us at 622 N State St, official correspondence should be sent to 622 N State St, Westerville, OH 43082-9083.

Branch Location & Accessibility

Welcome to Kemba Financial, your friendly neighborhood credit union located at 622 N State St in Westerville, OH. Nestled in the heart of Delaware County, our branch is conveniently situated near popular spots like the Westerville Public Library and the bustling Uptown district, making it easy for you to pop in whether you're running errands or enjoying a day out. Our location is designed with your convenience in mind. We offer ample parking and features that comply with ADA standards to ensure everyone can access our services easily. If you prefer not to walk inside, our drive-thru service is available for quick transactions, so you can bank on the go without any hassle. At Kemba Financial, we understand that your time is valuable. That's why we have flexible operating hours: our lobby is open Monday through Thursday from 9 AM to 5 PM, and on Fridays until 6 PM. For those who need us on Saturdays, our drive-thru operates from 9 AM to 1 PM. With these hours, we're here when you need us most! While members can visit us at 622 N State St for all their banking needs, official correspondence should be sent to the same address for consistency and ease. You can reach us at 614-839-5882 if you have any questions or need assistance. We are proud to provide a variety of services including personal banking options such as checking and savings accounts, auto loans, and mortgage refinancing. Plus, you'll find basic ATM access and shared branch services for partner credit union members right here at your local branch. So why wait? Visit us today at Kemba Financial in Westerville or give us a call! We look forward to helping you achieve your financial goals!

Member Eligibility

Joining Kemba Financial is like becoming part of a caring family that truly values your financial well-being. If you're looking to become a member, you'll be happy to know that eligibility is straightforward and welcoming. Generally, anyone who lives, works, worships, or attends school in the areas we serve can join us. This means you could be just a few steps away from enjoying all the benefits we offer like competitive loan rates, personalized service, and a community-focused approach to banking. To explore the specific eligibility criteria, please visit our website at Kemba Financial Eligibility. Once you're ready to take the next step, opening an account with us is easy! You can start the process online by visiting Account Opening or give us a call at 614-839-5882 if you have any questions. We're here to help you every step of the way at our branch located at 622 N State St, Westerville, OH 43082. Join Kemba Financial today and discover how we can support your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Imagine having the financial support to expand your operations, purchase new equipment, or even start a new project. Our commercial lending programs are crafted to help you achieve just that. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $80 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $204,517,664, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services is key. Whether you need payment processing solutions or tools to manage your cash flow effectively, we provide services that simplify transactions. Our aim is to ensure that you can focus on what truly matters running your business. Located at 622 N State St Westerville Oh 43082, we invite you to visit us or call us at (614) 839-5882 to discover how we can support your business goals!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, Kemba Financial provides specialized business banking services. Our merchant services ensure that you can accept payments easily, while our business loans give you the capital needed to grow your operations. We are committed to supporting local businesses because your success is our success.

Community Engagement

We also believe in fostering community connections through shared branch transactions. If you're a member of a partner credit union, you can enjoy basic deposits and withdrawals at our location as part of our commitment to collaboration within the financial community. If you're ready to explore how Kemba Financial can assist you with all your banking needs or if you have questions about any of our services, don't hesitate to reach out! Call us at 614-839-5882 or visit us in person at 622 N State St in Westerville. Your financial future starts here!

Digital Banking Convenience

In today's fast-paced world, managing your finances on the go is essential. Our online and mobile banking features allow you to check balances, transfer funds, and pay bills from anywhere at any time. With access to ATMs for cash withdrawal and drive-thru banking for quick transactions, we prioritize your convenience.

Personal Banking Options

Our personal banking services are crafted for convenience and accessibility. You can open checking and savings accounts that help you manage your daily expenses while saving for future goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. For those looking to settle into a new home, our mortgage loans and refinancing options offer competitive rates and personalized service. We understand that life can be unpredictable. That's why we offer personal loans and debt consolidation services to help you navigate financial challenges with ease. Plus, our credit cards come with rewards that let you earn while you spend.

Digital & Online Banking

Key Services

Visit us online at https://www.kemba.org/ to discover a range of convenient services tailored just for you. Our 24/7 Online Banking Services allow you to check balances, pay bills, and transfer funds all from the comfort of your home or on the go. Whether it's day or night, managing your money has never been more accessible! We also offer E-Statements for those who prefer going paperless. Enjoy quick access to your statements directly through our online banking portal, allowing you to stay organized and keep track of your finances easily. If you're looking for a fast way to send money to friends or family, our Person-to-Person Transfers feature makes it simple and instant.

Mobile Banking

On top of that, with our Mobile Application, you can carry your bank in your pocket! The app provides all the functionality of our online banking platform and is designed with a focus on ease-of-use. You'll find features like electronic signature authorization, which lets you securely sign documents without needing to print them out. While we currently do not offer mobile payments, our commitment remains strong in providing tools that keep your finances in check. And if you're ever on the move, rest assured that everything is designed with security in mind. In a nutshell, Kemba Financial is dedicated to making your banking experience smooth and efficient. Join us today and take control of your financial journey with confidence!

Financial Strength

At Kemba Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong foundation, you can trust that your money is in safe hands. With a net worth of $274,278,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $462,070,679 in share certificates and $697,242,473 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,622,762, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $257,797,802 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $26,980 in used auto loans and a total of $1,665,204,894 in loans and leases available across various sectors. Our operational efficiency is evident with a net income of $12,653,426, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 323 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $10,665,523. Total Share and Deposit Accounts: 325,003, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Financial is your trusted partner. Visit us at 622 N State St Westerville Oh 43082 or call 614-839-5882 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $487,099,939 in used vehicle loans and $174,421,344 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates so that you can find the financing option that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $204,517,664 provide the capital needed to grow and expand. We offer tailored solutions to ensure your business has the resources it needs for success. We invite you to explore all our loan products and see how they can align with your personal or business financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what stage you're at in life, Kemba Financial is here to help guide you through your financial journey with our comprehensive loan offerings. Don't hesitate to reach out today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $215,404,606, giving you access to the funds necessary for your dream home. We also provide refinancing options if you're looking to adjust your current mortgage terms.

Unsecured Credit Card Loans

Managing daily expenses can be easier with our unsecured credit card loans. With a total of $123,925,239 in loans available, we focus on providing flexible terms that fit your financial needs. This product is perfect for those who want to consolidate debt or manage cash flow effectively without tying up their assets.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers displayed are fair and transparent. Users can trust that they are viewing legitimate loan options from reliable lenders.

Kemba Financial