Kemba Financial Westerville OH Credit Union | Quick Personal Loans & Auto Financing

Introduction

At Kemba Financial, we believe in building strong communities through reliable financial services. Located at 6080 N Hamilton Rd, Westerville, OH 43081, our branch has been a trusted partner for individuals and businesses since 1933. With over 133,000 members and assets totaling $2,277,003,980, we are dedicated to providing personalized solutions that meet your needs. Our branch is not just about numbers; it's about people. We understand that financial decisions can be overwhelming, which is why our team of friendly professionals is here to guide you every step of the way. Whether you're looking for auto loans, mortgage options, or personal banking services, we've got you covered. With total deposits of $70,021,040 and a net worth of $274,278,832, we have the stability and resources to support our members effectively. While members can visit us at our Westerville location for all their banking needs, official correspondence should be directed to our mailing address: 555 Officenter Pl, Gahanna, OH 43230-5314. Led by our CEO Mark Decello and Board President Donna Folberth, our team is committed to making a positive impact in the community. We pride ourselves on being more than just a financial institution; we are your neighbors and partners in growth. We invite you to discover the difference at Kemba Financial. Feel free to call us at 614-235-2395 or visit our website at kemba.org to learn more about how we can assist you today!

Branch History & Mission

At Kemba Financial, our journey began in 1933 with a simple yet powerful vision: to provide financial services that truly benefit our community. Located at 6080 N Hamilton Rd, Westerville, OH 43081, we have grown from humble beginnings into a trusted credit union serving over 133,000 members. Our rich history reflects our commitment to financial empowerment and community support. Over the years, Kemba Financial has achieved significant milestones that highlight our dedication to our members. As we expanded our services, we remained focused on building lasting relationships and fostering financial literacy. Today, we proudly manage assets totaling over $2.27 billion, allowing us to offer a wide range of services including personal banking, auto loans, mortgages, and business banking. Our mission is straightforward: to improve the financial well-being of our members while enhancing the communities we serve. We believe in providing not just banking solutions but also valuable resources for personal growth and financial education. This commitment drives everything we do, from offering competitive rates to ensuring that our services are accessible to all. While members can visit us at our main branch address mentioned above, official correspondence should be sent to our mailing address at 555 Officenter Pl, Gahanna, OH 43230-5314. In addition to traditional banking services, Kemba Financial embraces digital advancements to better serve our members. With features like online banking and mobile app access, managing finances has never been easier or more convenient. We also ensure ADA compliance in all our facilities and promote customer-centric initiatives that prioritize member needs. Community outreach is at the heart of Kemba Financial's mission. We actively partner with local organizations to support various initiatives and give back to those in need. Whether it's sponsoring events or participating in local charities, we aim to make a positive impact beyond just financial transactions. We invite you to join us on this journey! Experience firsthand the benefits of membership with Kemba Financial and discover how we can help you achieve your financial goals. Visit us today or contact us at 614-235-2395 for more information about becoming a member or accessing our services. Together, let's build a brighter future for you and your community!

Branch Location & Accessibility

Convenient Access

At Kemba Financial, we understand that convenience matters. That's why we offer ample parking right outside our doors, making your visit hassle-free. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can easily access our services.

Get in Touch

Have questions or want to learn more? Feel free to call us at 614-235-2395 or drop by our branch! We look forward to welcoming you into the Kemba Financial family and helping you achieve your financial goals.

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you're looking to open an account, apply for a loan, or simply ask a question, we invite you to visit during these hours.

Services Offered

At Kemba Financial, we provide a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Additionally, our drive-thru service offers quick and easy transactions like deposits and withdrawals without leaving your vehicle. Plus, if you're a member of another participating credit union, you can take advantage of our shared service center for basic transactions. With an ATM available on-site and the option for online and mobile banking, managing your finances has never been easier!

Member Eligibility

At Kemba Financial, we believe that everyone deserves a supportive community where they can thrive. Becoming a member is easy and welcoming! If you live, work, or worship in certain areas or are affiliated with specific organizations, you might already qualify for membership. We're here to help you take this step toward better financial opportunities and resources tailored just for you. For detailed eligibility criteria, feel free to visit our website at this link. Joining Kemba Financial not only opens the door to a range of personal banking services but also gives you access to competitive rates on loans and savings accounts. Plus, as a member, you become part of a cooperative that prioritizes your needs over profits. If you're ready to start this journey, opening an account is simple! You can apply online through our account opening page or give us a call at 614-235-2395 for more information. We can't wait to welcome you to our Kemba family at 6080 N Hamilton Rd, Westerville, OH 43081!

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, our merchant services are designed to make transactions smoother for you and your customers. Imagine being able to process payments effortlessly, whether online or in-person. Our services help reduce friction at checkout, ensuring that your customers have a positive experience while you focus on what you do best running your business. Located at 6080 N Hamilton Rd Westerville Oh 43081 in Westerville, OH, our team is ready to assist you with all your business banking needs. Contact us today at (614) 235-2395 to learn more about how we can help your business grow!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $80 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $204,517,664, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our Business Banking services include merchant services and business loans. These offerings are crafted to support local businesses like yours in thriving within the community.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. Manage your accounts anytime, anywhere with just a few taps on your phone or clicks on your computer. With features like ATM access for cash withdrawals and simple drive-thru banking for quick transactions, getting what you need has never been easier.

Loans and Financing

When it comes to financing, Kemba Financial offers various loan products including auto loans and vehicle financing. Picture yourself behind the wheel of that new car you've been eyeing. Our competitive rates and flexible terms make this dream achievable. Additionally, if you're looking at home ownership or refinancing, our mortgage loans are designed to assist you in navigating the process smoothly. For those unexpected expenses or consolidating debt, our personal loans can be a lifesaver. We also feature credit cards with rewards that give back while you spend perfect for those who enjoy earning points on everyday purchases.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services like checking and savings accounts tailored to help you achieve your financial goals. Imagine having an account that fits your lifestyle whether you're saving for a vacation or planning for a rainy day, we provide options that make banking easier.

Shared Branch Transactions

As part of our commitment to accessibility, we offer basic shared branch transactions for members of partner credit unions. This means whether you're making deposits or withdrawals, you'll find it convenient no matter where you are. Whether you're visiting us in person or utilizing our digital services, our team at Kemba Financial is here to help every step of the way. If you have any questions about how we can assist you or want to learn more about our offerings, don't hesitate to reach out at 614-235-2395. Ready to get started? Visit us today at Kemba Financial, where your financial journey begins!

Digital & Online Banking

Key Features

One of the standout features is the ability to send money directly to friends and family through person-to-person transfers. No need for cash or checks just a quick transfer from your account to theirs. This feature is perfect for splitting bills or sending gifts without any hassle. We also prioritize security in every transaction. You can sign documents electronically with our electronic signature authorization feature, making it simpler than ever to complete important transactions securely. And if you prefer going paperless, our e-statements allow you to receive your monthly statements digitally, helping you keep track of your finances while reducing clutter. For those who are always on the go, our mobile application provides a convenient way to bank right from your smartphone. Although we currently don't support mobile payments, our app is packed with features that let you check balances and make transfers quickly and securely. At Kemba Financial, we are committed to providing not only great services but also exceptional member support. If you have any questions or need assistance, feel free to reach out at (614) 235-2395. Your financial well-being is our priority!

Financial Strength

At Kemba Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial. That's why we're proud to share our robust financial strength with you. With a net worth of $274,278,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $462,070,679 in share certificates and $697,242,473 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,622,762, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $257,797,802 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $26,980 in used auto loans and $1,665,204,894 in total loans and leases. Our operational efficiency is reflected in our $12,653,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 323 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments amounting to $10,665,523, along with a total of 325,003 deposit accounts showing a strong and growing member base that trusts us with their finances, we are more than equipped to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Financial is your trusted partner. Visit us at 6080 N Hamilton Rd Westerville Oh 43081 or call (614) 235-2395 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $487,099,939 in used vehicle loans and $174,421,344 in new vehicle loans already helping members get on the road. We offer competitive rates and flexible terms that make it easier than ever to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $204,517,664 provide the capital needed to grow and expand. Whether you need funds for equipment or operational costs, we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $215,404,606, make buying or refinancing simple. We guide you through every step of the process and can help with refinancing options if you're looking to lower your monthly payments or access equity from your home.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $123,925,239 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that suit everyday purchases while keeping your budget in check.

Why Choose Us?

Kemba Financial is dedicated to providing exceptional service and transparent lending practices. Whether you're considering an auto loan, mortgage loan, or credit card option, our knowledgeable team is ready to assist you. We also offer refinancing options for existing loans and eligibility checks for our services at Kemba Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to contact us at 614-235-2395 or visit us at 6080 N Hamilton Rd Westerville Oh 43081 for more information about how we can assist you with your financial needs!

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, which means users can trust that they are viewing accurate information. Moreover, LendMesh does not prioritize lenders based on paid promotions this means users receive unbiased results tailored to their needs. Another significant benefit is the real-time rate comparisons. By aggregating up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly. Whether you're in the market for a mortgage or an auto loan, having access to current rates can lead to substantial savings over time. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance ensures that the offers you see are not only current but also fair and transparent. By relying on verified financial institutions, LendMesh provides users with trustworthy options, free from hidden fees or misleading information.

Take Action Today

Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh and make an informed choice that could save you money. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Kemba Financial