Kemba Financial Powell OH Credit Union | Low Mortgage Rates & Auto Loans

Introduction

At Kemba Financial, we believe that banking should be more than just transactions; it should be a partnership built on trust and community. Located at 4078 Powell Rd, Powell, OH 43065, our branch has been serving members since 1933, creating meaningful relationships that last a lifetime. With over 133,000 members and total assets exceeding $2.27 billion, we are dedicated to ensuring your financial well-being is our top priority. Whether you need a personal loan, are looking to finance a new vehicle, or want to open a savings account, we have tailored solutions just for you. Our commitment to excellence is reflected in our financial strength, with total deposits reaching $70,021,040 and a net worth of $274,278,832. We understand the importance of having a reliable financial partner by your side. Our dedicated team of 327 employees works diligently to provide exceptional service and support for all your banking needs. Under the leadership of CEO Mark Decello and Board President Donna Folberth, we strive to create an environment where our members feel valued and empowered. While members can visit us at our physical location in Powell, official correspondence should be sent to the same address for consistency. We invite you to explore the many services we offer from checking accounts and auto loans to business banking solutions designed with you in mind. Ready to take the next step in your financial journey? Give us a call at (614) 235-2395 or visit our website at kemba.org today! Together, let's build a brighter financial future.

Branch History & Mission

Kemba Financial has a proud history rooted in community service and member support. Established in 1933, our branch in Powell, Ohio, has grown alongside the community, becoming a trusted partner for financial services. Over the years, we have consistently expanded our offerings to meet the changing needs of our members while maintaining our commitment to their financial well-being. Our branch is conveniently located at 4078 Powell Rd, Powell, OH 43065, a welcoming space where you can experience personalized service. We are proud to serve more than 133,000 members and manage assets totaling over $2.27 billion. With each passing year, we strive to deepen our connections within the community and foster an environment where everyone feels valued. At Kemba Financial, our mission is clear: we aim to empower individuals and families by providing accessible financial services and educational resources. We believe that financial stability is essential for personal growth and community prosperity. That's why we offer a wide range of products from checking and savings accounts to auto loans and mortgages tailored to help our members achieve their financial goals. While members can visit us at 4078 Powell Rd, official correspondence should be sent to 4078 Powell Road, Powell, OH 43065. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For those who prefer drive-thru banking, we offer convenient hours as well. We prioritize accessibility with ATM availability and shared service center options for added convenience. Additionally, our commitment extends beyond just banking; we actively engage in community outreach efforts to support local initiatives and partnerships that uplift our neighbors. In an age where technology plays a significant role in banking, we embrace digital advancements while ensuring compliance with ADA standards so that all members can access our services easily. From online banking to mobile applications, we provide tools that empower you to manage your finances on your terms. Join us at Kemba Financial today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future! If you have questions or need assistance, feel free to reach us at 614-235-2395. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

At Kemba Financial, we prioritize accessibility for all our members. Our branch complies with ADA standards and offers features such as ramps and designated parking spots to ensure everyone can access our services comfortably.

Connect With Us

If you have questions or want more information about our services, feel free to give us a call at 614-235-2395. Our friendly team is here to assist you! We invite you to stop by and discover how Kemba Financial can help you achieve your financial goals today.

Convenient Location

Nestled right off the main road, our branch is close to popular landmarks, making it easy to incorporate a visit into your daily routine. Whether you're coming from nearby schools or local shops, you'll find our location welcoming and easy to reach.

Operating Hours

We understand that life gets busy, so we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you prefer using the drive-thru, it's available Monday through Thursday from 8 AM to 5:30 PM, Friday from 8 AM to 6 PM, and Saturday from 8 AM to 1 PM.

Services We Offer

Kemba Financial provides a range of services designed to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we're here for you every step of the way. Plus, our ATM services are available for quick cash withdrawals whenever you need them. While members can visit us at 4078 Powell Rd for in-person assistance or transactions, official correspondence should be sent to our mailing address at the same location.

Member Eligibility

At Kemba Financial, we believe that everyone deserves a chance to be part of a friendly and supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We also extend membership to immediate family members of existing members, making it easy for families to benefit together. Joining Kemba Financial opens the door to a variety of services designed with your needs in mind, from competitive loans to personalized banking solutions. To get started on your journey with us, visit our eligibility page at http://www.kemba.org/about/become-a-member for more details on the criteria. When you're ready, opening an account is just a few clicks away at https://apply.kemba.org/oao/?product=savings. If you have any questions or need assistance along the way, feel free to reach out by calling us at (614) 235-2395. We can't wait to welcome you into the Kemba Financial family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced world, efficient payment processing can make all the difference. Our merchant services simplify transactions for you and your customers, allowing you to focus on what you do best running your business. From accepting card payments to streamlining daily operations, we provide the tools necessary for seamless cash flow management. Visit us at 4078 Powell Rd Powell Oh 43065, Powell, OH or call us at (614) 235-2395 to learn how our business banking solutions can help elevate your enterprise today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $80 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $204,517,664, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash on the go? Our ATM & Cash Withdrawal Services ensure you have quick access to your funds whenever necessary. If you're stopping by the branch, take advantage of our Basic Drive-Thru Banking for quick transactions like deposits and withdrawals without leaving your car. We also offer Basic Shared Branch Transactions for partner credit union members so you can conduct deposits and withdrawals even when you're away from home.

Business Banking Solutions

For our business members, Kemba Financial offers comprehensive Business Banking solutions including Merchant Services and Business Loans that can help your enterprise thrive. We understand how crucial it is to manage cash flow effectively; our tailored services are designed to support your business goals.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Kemba Financial provides Online and Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and even send money directly to friends with our Person-to-Person service making banking not just easier but also more accessible.

Personal Banking Services

Our personal banking services include Checking and Savings Accounts designed for everyday needs. Imagine having easy access to your funds while earning interest at competitive rates. With our Auto Loans and Vehicle Financing options, purchasing that new car becomes less daunting. We understand how important it is to find the right mortgage; that's why we offer Mortgage Loans and Refinancing options that help make homeownership achievable. If you're looking for additional funding, our Personal Loans and Debt Consolidation plans can help simplify your finances by combining multiple debts into one manageable payment. Plus, our Credit Cards with Rewards give you the chance to earn points on your purchases, making every dollar spent work for you.

Your Local Support Team

With a friendly staff ready to assist you at every turn, we're just a phone call away at 614-235-2395. Whether you're visiting us during lobby hours or utilizing drive-thru services, we're here to provide personalized support tailored specifically for you. In conclusion, Kemba Financial is committed to delivering comprehensive financial services that cater to all aspects of your life both personal and professional. Come visit us today at our Powell branch or explore our offerings online at Kemba Financial. We look forward to helping you achieve your financial goals!

Digital & Online Banking

At Kemba Financial, we understand that banking needs to fit seamlessly into your busy life. That's why we offer a range of digital and online banking services designed to provide you with convenience and security, all at your fingertips. Whether you're at home or on the go, you can manage your finances whenever it suits you. One of the standout features of our online banking service is its accessibility. With just a few clicks, you can access your accounts 24/7 through our website at https://www.kemba.org/. This means you can check balances, pay bills, and transfer money any time you need to. Plus, with our electronic signature authorization feature, signing documents is a breeze no more waiting for paperwork to arrive in the mail! Another great option is our e-statements service, which allows you to receive your account statements electronically. Not only does this help the environment by reducing paper waste, but it also provides a secure way to keep track of your financial information. You can easily download or print your statements whenever needed. For those who prefer managing their finances on their smartphones, we have a user-friendly mobile application available. With this app, you can make person-to-person transfers effortlessly send money to friends or family with just a few taps! While mobile payments aren't currently supported, rest assured that our team is always looking for ways to enhance your banking experience. In the meantime, you'll find everything you need within our robust online platform. No matter where life takes you, Kemba Financial ensures that your banking needs are covered with ease and security. Join us today and experience the convenience of modern banking!

Financial Strength

Growing Membership Trust

With total share accounts reaching 325,003, it's clear that many members trust us with their finances. Additionally, our net shares available for lending and investments stand at $10,665,523. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Financial is your trusted partner. Visit us at 4078 Powell Rd Powell Oh 43065 or call (614) 235-2395 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We currently hold $462,070,679 in share certificates and $697,242,473 in money market shares, which provide stable and rewarding growth opportunities for our members. Unlike traditional banks, we prioritize our members' interests. With non-member deposits at $167,622,762, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $12,653,426 showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored for your needs. We also take pride in having 323 full-time employees and 4 part-time employees, ensuring our branches are always ready to assist you with a knowledgeable, committed team.

Reinvestment in Your Future

Our commitment to our members is reflected in our $257,797,802 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. We also have significant lending capacity with $26,980 in used auto loans and $1,665,204,894 in total loans and leases, supporting your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $274,278,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $174,421,344 in new vehicle loans and $487,099,939 in used vehicle loans, helping members get on the road with affordable financing options.

Business Loans

For business owners, our outstanding commercial loans totaling $204,517,664 provide the capital needed to grow and expand your business. Whether you need funds for inventory or equipment upgrades, we're here to support your entrepreneurial journey.

Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $123,925,239 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that make spending easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $215,404,606, making buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to assist you every step of the way.

Refinancing and Eligibility

If you're considering refinancing any of your existing loans or want to explore eligibility options for our various products, feel free to reach out. Our knowledgeable staff can guide you through the process and help you find the best solution tailored to your needs. Feel free to contact us at 614-235-2395 or visit us at 4078 Powell Rd., Powell, OH 43065. We're ready to help you take the next step towards achieving your financial aspirations!

Loan Aggregator

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Kemba Financial